Features
How to Use a Broker to Find Cyber Insurance for Your Personal or Family Digital Assets
Protecting your family’s digital life can feel overwhelming, especially with new online threats appearing every day. From hacked accounts to stolen photos, the risks are real. That’s why cyber insurance is becoming just as important as home or auto coverage. But figuring out which policy fits your family can be confusing.
This is where a trusted cyber insurance broker can help. A broker guides you through the options, explains what each policy covers, and makes sure you don’t pay for things you don’t need. With the right broker, you can protect your personal and family digital assets with confidence and less stress.
Why Cyber Insurance Matters for Your Personal and Family Digital Life

Cyber insurance is increasingly essential for protecting your personal and family digital life. With so much of daily life online; from banking to social media; anyone can be targeted by cyberattacks or identity theft. Even small mistakes, like clicking a phishing email or losing a phone, can have serious consequences, making it important to consult trusted insurance brokers near me.
Understanding the Risks
Families today store a lot of valuable information online, including bank accounts, photos, and personal documents. Hackers can exploit weak passwords, malware, or phishing attacks to access these assets.
Without protection, recovering from such incidents can be expensive and stressful. Cyber insurance provides a safety net by helping cover financial losses, legal fees, and even identity recovery services after an attack.
How Cyber Insurance Protects Your Family
Cyber insurance isn’t just about money. It offers peace of mind knowing that your family’s digital life is safeguarded. If someone hacks your child’s gaming account or steals sensitive information from your home network, a good policy can help manage the damage.
Policies often cover fraud, data recovery, and professional help to restore your identity. Essentially, it acts as a shield against unexpected online threats.
Making It Work for You
The key is choosing the right policy that fits your family’s needs. Not all plans cover the same things, so understanding what’s included; and what isn’t; can save you a lot of trouble. Working with a knowledgeable broker can make this process easier, helping you find coverage that truly protects your digital life without overspending.
What a Cyber Insurance Broker Actually Does

A cyber insurance broker is a professional who helps you protect your personal and family digital life. With so many policies and coverage options available, it can be confusing to know which one fits your needs. A broker acts as a guide, making the process simple, clear, and tailored to your situation.
Simplifying the Options
Cyber insurance policies can be complicated. Some cover identity theft, others focus on online fraud, and many have limits on what they will pay. A broker explains all these details in plain language. They make sure you understand what each policy offers, helping you avoid surprises later. Instead of reading confusing terms on your own, you get clear advice from someone who knows the industry.
Comparing Plans for the Best Fit
Brokers don’t sell a single policy—they work with multiple insurance providers. This means they can compare plans, prices, and coverage levels for you. They look at what your family needs, like protection for online accounts, home networks, or digital devices, and match it with the best options available. This saves time and ensures you aren’t paying for coverage you don’t need.
Supporting You After an Incident
A broker’s job doesn’t end when you buy a policy. If a cyberattack happens, they can guide you through filing a claim and working with the insurance company. Their experience helps speed up the process and reduces stress, giving you confidence that your family’s digital assets are properly protected.
How to Work With a Broker to Find the Right Cyber Insurance
Working with a broker is the smartest way to protect your personal and family digital life. Cyber insurance can be confusing, and a broker helps you find the right coverage without wasting time or money. They act as a guide, making sure your digital assets are safe and your family is secure online.
Preparing the Right Information
Before meeting a broker, gather key details about your digital life. This includes your devices, online accounts, and any previous cyber incidents. Having this information ready allows the broker to understand your needs and find coverage that truly fits. The more accurate the information, the better the policy recommendations will be.
Asking the Right Questions
A broker can help you compare plans, but you should also ask questions. Find out what each policy covers, what it doesn’t, and any limits on protection. Make sure to ask about identity theft coverage, online fraud, and data recovery. Understanding these details ensures your family is fully protected and there are no surprises later.
Reviewing Quotes and Coverage
Once your broker gathers the options, they will explain each plan clearly. They help you compare costs, coverage limits, and extra services. This makes it easier to choose a policy that protects your family’s digital life without paying for unnecessary extras. Brokers also help you understand the fine print so you know exactly what you’re signing up for.
Ongoing Support
A good broker stays in touch even after you purchase a policy. If a cyberattack happens, they guide you through filing a claim and getting help quickly. Their support turns a stressful situation into a manageable one.
Tips to Choose the Best Cyber Insurance Broker
Choosing the right cyber insurance broker is key to protecting your personal and family digital life. The right broker makes finding coverage simple, ensures you understand your options, and helps you avoid costly mistakes. Here’s how to make the best choice.
Check Their Experience and Credentials
Start by looking for a broker with experience in cyber insurance. Ask how long they’ve been helping families or individuals with digital protection. Make sure they are licensed and recognized by reputable insurance organizations. A knowledgeable broker knows the ins and outs of policies and can guide you through tricky decisions.
Look for Cyber-Specific Knowledge
Not all brokers understand digital risks in detail. The best ones specialize in cyber insurance and stay updated on new threats. They should be able to explain coverage for online fraud, identity theft, and data recovery in plain language. This ensures your family gets protection tailored to real-life risks.
Read Reviews and Ask for References
Check reviews or testimonials from other clients. Hearing about someone else’s experience can reveal whether a broker is reliable and trustworthy. Don’t hesitate to ask the broker for references—this gives you extra confidence before making a decision.
Watch Out for Red Flags
Avoid brokers who pressure you to buy a policy quickly or who provide vague answers. Transparency is essential. A good broker will take the time to explain all options, answer your questions, and make sure you understand your coverage.
Conclusion
Using a broker makes finding cyber insurance simple and stress-free. They compare plans, explain coverage, and help you choose what truly protects your family. With the right expert on your side, you can guard your digital life with confidence and stay safer online.
Features
Monitored phone calls and fear of arrest: What life looks like for Iran’s Jews now
This story was originally published in the Forward. Click here to get the Forward’s free email newsletters delivered to your inbox.
Amid the war in Iran, one Iranian Jewish woman who lives in the United States, but whose family remains in Iran, has been wracked with fear. Before the ceasefire, she spoke with her parents once a week for exactly one minute — both because of the exorbitant cost, about $50 per minute, and because of the fear of surveillance.
During one call a few days into the war, she said, something felt off.
“I could see that something is so wrong. It’s as if someone was there,” the woman, who moved to the U.S. in 2008, said in an interview with the Forward. “It seemed like my mom was actually reading from a note.”
She later learned that the Islamic Revolutionary Guard Corps had come to her parents’ home, questioning why they frequently called an American number. They instructed her parents to download Bale, an Iranian messaging app widely believed to be monitored by authorities, before making any further calls.
“It’s a spy app, and everyone knows that,” the woman said with a wry laugh. Her parents refused. Instead, they were told to call their daughter and read from a script while IRGC members watched.
“Basically, they said to prove that you are with us and not with Israel, read this when you call her,” the woman said. “After that day, they didn’t call for a long time.”
Eventually, she learned that her parents had fled to a safer part of the country to escape bombardment.
Her family are among the estimated 10,000 Jews who still live in Iran, in the largest Jewish community in the Middle East outside of Israel. Once numbering around 120,000, the community has dwindled significantly since the 1979 Islamic Revolution, when life for religious minorities fundamentally changed. Today, Jews who remain in Iran must carefully navigate life under the regime, publicly expressing loyalty to avoid being falsely accused of Zionist espionage.
Amid Iran’s war with the U.S. and Israel, that pressure has intensified.
With an ongoing internet blackout, communication is limited and closely monitored. To understand what life is like for Iranian Jews today, I spoke with several people in the U.S. who remain in sporadic contact with family members inside Iran. Everyone interviewed requested that they not be identified, fearing repercussions for either themselves or their families.
A synagogue vigil for the Supreme Leader
On April 16, Tehran’s Yusef Abad synagogue held a memorial for Ayatollah Ali Khamenei, who was killed on the first day of the war. The event was attended and reported on by several state-affiliated media channels, filming as participants from Iran’s Jewish community shared their appreciation for the deceased Supreme Leader.
Inside and around the synagogue, posters featuring photos of Khamenei were displayed alongside Farsi slogans like “Unity of Iran’s faiths against aggression — condemnation of the attack on the Tehran synagogue by the child-killing Zionist regime and criminal America” and “The Jewish faith is separate from Zionism.”
Regime media pointed to the vigil as evidence of Jewish support for Iran’s theocratic government. But experts say that interpretation misses the reality.
Beni Sabti, an Iranian-born analyst at Tel Aviv’s Institute for National Security Studies, said displays like the synagogue vigil are often a matter of survival. Jews who remain in Iran are frequently compelled to demonstrate loyalty to the regime — and opposition to Israel — in order to avoid suspicion of having ties to Israel. Allegations of such ties have often led to imprisonment and executions following the Islamic Revolution in 1979.
To protect the community, Jewish leaders — especially rabbis — often participate in pro-regime events, including memorials for senior regime figures. In some cases, Iranian rabbis have even sat alongside members of Hamas and Hezbollah to pay their respects to senior IRGC commanders responsible for funding and training terror groups across the Middle East.
The regime exerts significant pressure to stage these displays, Sabti said, “because it’s good for them to show the world, ‘You see, we don’t oppress anyone.’”
Beyond public displays, much of Iran’s economy is tied to the state — what officials often describe as a “resistance economy.” In that system, some say, expressions of loyalty can become intertwined with economic survival.
The woman who left Iran in 2008 said one of her relatives was once pressured to confiscate land from dozens of people and transfer it to the government in order to keep his job — a loyalty test she says was especially harsh because of his Jewish identity. “In the job interview, they told him, you have a Jewish background, so you have to first prove how far you will go,” she explained.
Since the 12-Day War between Israel and Iran in June 2025, the situation has grown even more tense. More than 30 Jewish Iranians were reportedly detained during that conflict because of alleged contact with Israel. While some Jewish community members were arrested during the wave of anti-regime protests that occurred at the beginning of the year, Sabti said he has not heard of a similar wave of arrests during the current war.
Still, the fear remains.
Synagogues as shelter
Some Iranian Jews have managed to stay in touch with relatives via landline phones, although calls are expensive and likely monitored. Most avoid discussing politics, using their limited time simply to confirm they are alive.
“After the 12-Day War, people really didn’t talk on the phone,” said the woman who moved to the U.S. in 2008. “We do talk, it’s not like they literally cannot, it’s just like they realized that the scrutiny was so high that no one has meaningful conversations.”
Even so, fragments of sentiment emerge.
One 25-year-old Iranian Jew from Los Angeles said his Jewish cousins in Iran cried tears of joy when they heard of the Ayatollah’s death.
He said his great uncle and cousin told him over the phone, “I don’t care, whatever the cost. If you can eliminate Khamenei, if you can eliminate Mojtaba, his son, if you can eliminate any threat… do it.” He added, “Most Persian Jews in Iran are happy, is what I hear.”
Amid the current ceasefire, a 64-year-old Iranian Jewish woman from LA said her Jewish friends in Iran have expressed relief. “They are happy that the situation is calm, but on the other hand, nobody is happy. They all want it to get finished,” she said, adding that they hope for “regime change.”
For Nora, an Iranian Jew living in New York, the war has come at a time of crisis for her family in Iran. She says her aunt has been focused on caring for her son, who is suffering from bone marrow cancer. Because the family keeps kosher, her aunt has had to leave the house — even during bombardments — to ensure he has food and other necessities.
Around three weeks into the war, her house in Tehran was destroyed after a nearby police station was struck. She briefly moved into a local synagogue; now, she lives with another Jewish family who opened their home to her. Her son remains too sick to leave the hospital.
A synagogue destroyed
Nora’s aunt is not the only Iranian Jew to find shelter in a synagogue. Sabti heard from another Jewish family inside Iran that Jewish communities have been using synagogues as bomb shelters throughout the war. He recalled doing the same during his youth at the time of the Iran-Iraq war that began in 1980.
Beyond using the space for physical safety, synagogues have also become a place for Jews to be together during the difficult time. “They come just to gather there, passing the time, meeting and having a little bit better time together,” he said.
For members of the Rafi’ Nia synagogue, a 150-year-old religious institution in Tehran, this sense of comfort has disappeared. On April 6, the community gathered there for Passover services. The next morning, they learned the building had been destroyed by an Israeli strike.
The Israel Defense Forces said that the target of the strike was not the synagogue, but rather a top commander from Khatam al-Anbiya, Iran’s military emergency command. But Iranian media suggested that the IDF had intentionally targeted the building. The head of the synagogue made a statement condemning the attacks and wishing the Iranian regime success in the war.
The woman who immigrated in 2008 had visited the Rafi’ Nia synagogue during Passover around 10 years ago. She described it as a beautiful old building. Seeing images of its destruction brought back painful memories of her family’s past.
She and her family were forcibly converted to Islam around 70 years ago, she said, with one uncle publicly hanged after he refused to convert. Her family continued practicing Judaism in secret — celebrating Shabbat behind locked doors and in her grandmother’s basement, always afraid.
She believes her family became a target for conversion after the synagogue in their area was destroyed, leaving them without formal affiliation to a recognized religious institution. On two occasions, she said, the IRGC raided their home during Jewish holidays, searching for evidence of religious practice. When they found a menorah, her father was detained. “When my dad came back, he was a ghost.” She fears that members of the destroyed synagogue could now face a similar vulnerability.
In Iran, certain religious minorities, including Jews, are constitutionally recognized. But she says that their protection is closely tied to existing institutions.
“When we talk about the lack of protection, it has a very nuanced meaning. In Iran, this doesn’t mean that the synagogues cannot exist, but it means that the existing synagogues are the only legal protection that Jews do have,” she said. “Good luck with rebuilding that place. Good luck with asking for a new synagogue.”
Sabti said the regime has already used the synagogue’s destruction as propaganda, publicly condemning the attack while reinforcing the state narrative of religious inclusion. “The head of the Islamic clerics condemned Israel and paid condolences to the Jews,” he said. “Everyone pays condolences and says, ‘Oh, sorry, we are in this together’ … but everyone knows that the other one also is lying.”
An American Jewish detainee
For one Iranian American Jew, the war has made a dire situation worse.
Kamran Hekmati, a 70-year-old Iranian American from Great Neck, New York, traveled to Iran in June 2025 and was detained during the 12-Day War. According to advocates, his alleged crime was traveling to Israel 13 years earlier for his grandson’s bar mitzvah.
Kieran Ramsey of the Global Reach advocacy group, who represents Hekmati’s family, said in an interview that Kamran being the Iranian regime’s only Jewish American prisoner puts him in a particularly precarious position. “There can be risk of retribution or reprisals against him at any moment,” Ramsey said, “from prison guards or other prisoners…his identity certainly puts him at higher risk.”
On March 16, almost three weeks into the war, Secretary of State Marco Rubio designated Hekmati as wrongfully detained, a status that allows the federal government to deploy all possible levers — diplomatic, legal, and economic — to secure his release. Ramsey says that change in designation is helpful, but only goes so far.
His organization is now pushing for the release of all American prisoners in Iran to be an integral part of the U.S.-Iran negotiations to end the war.
“Our hope is that Kamran Hekmati and the other Americans that are being held are put to the front of the list in terms of issues to decide, and not as a deal sweetener,” he said adding, “We know the U.S. negotiators have a list of American names. We know Kamran is at the top of that list…. We also know there are some very rational actors inside the regime, and we are trying to convince them that you have a no-cost way to open doors. Use Kamran as that no-cost way.”
The last time the woman who emigrated in 2008 visited Iran was two years ago. Even then, she worried that photos taken of her in the U.S. wearing a Jewish star necklace might draw the regime’s suspicion.
Now, she believes whatever space existed for quiet concessions from the Iranian government to Jews may disappear. The regime’s efforts to retain a firm grip on the Iranian people following January’s massive anti-regime protest wave and the war pose new risks.
“Just because of everything that has happened… I’m sure that any type of like ‘OK, let this go,’ ‘Let this person go,’ will end,” she said.
“Now I know that I could not go back,” she added. “I really feel if the Islamic Republic stays — and they probably have a good chance of staying — I feel like I lost Iran.”
This story was originally published on the Forward.
Features
‘Don’t give up on us now’: Israel peace summit convenes thousands to aim for elusive progress
By Rachel Fink April 30, 2026
This story was originally published in the Forward. Click here to get the Forward’s free email newsletters delivered to your inbox.
TEL AVIV, ISRAEL — On Thursday’s bright, sun-drenched morning during a rare pause in the multi-front war Israel has been locked into for nearly three years, in between the protests, funerals and steady drumbeat of violence and trauma, something decidedly more hopeful was taking place.
In one of the city’s largest conference centers, thousands gathered for the third annual People’s Peace Summit under the banner “It must be. It can be. It will be.” The event was organized by the It’s Time coalition, a partnership of more than 80 grassroots peacebuilding and shared society organizations.
Young activists in T-shirts representing their various causes stood alongside older attendees, some in kippot, others in hijabs. Diplomats in business attire moved through the crowd, as did the handful of Israeli politicians still publicly associated with the peace camp – familiar faces in a political landscape where their ranks have thinned considerably. Outside the main arena, Hebrew mingled with Arabic and English as participants strolled through art installations and an organizational fair showcasing the work of It’s Time’s partners.
While previous events took place at the height of war — while hostages remained in captivity and Gaza endured devastating destruction — this year’s summit unfolded during a fragile lull in fighting, the tenuous ceasefires with Hamas, Hezbollah, and the Islamic Revolutionary Guard Corps allowing, however briefly, for conversations to move beyond issues of immediate survival. Speakers tackled settler violence in the West Bank, looming elections, the immense challenge of rebuilding Gaza and the broader question of how to move Israel and Palestine beyond its default state of perpetual conflict. Inside the packed sessions, the tone was equal parts practical, sober and hopeful.
After a quick coffee break, the thousands of participants came together for an evening of stirring speeches and raucous musical performances. When Israeli pop icon Dana International took the stage with a familiar anthem of peace, the crowd rose to its feet, wrapping their arms around one another and belting out the words.
Despite the joyous atmosphere, the event — and the coalition behind it — is not immune from criticism. Some critiques appear to have been internalized: this year’s programming leaned more heavily into policy, strategy and the hard realities of war than previous gatherings. Other issues remain unresolved. Palestinian participation, while present, was still markedly limited, which organizers attribute largely to government-imposed restrictions on movement rather than a lack of interest. Still, the question of whether a civil society movement like this can translate hope and optimism into concrete political change remains to be seen.
That tension between aspiration and reality extends well beyond Israel. In the United States, support for Israel, particularly among younger American Jews, is waning. A 2024 Pew survey found that fewer than half of American Jews under 30 say they feel “very attached” to Israel, while a JFNA poll released in February 2026, found that just 37% of all American Jews identify as Zionists. Both numbers represent a sharp decline from older generations.
For Shira Ben Sasson, Israel director of the New Israel Fund, it is precisely the peace camp which could hold the answer to this growing disillusionment. If the state itself no longer reflects the values that once anchored many American Jews’ connection to Israel, she suggests, perhaps their more natural partner is the small but determined coalition of Israelis working to change it.
“I appreciate how difficult it is to be a Jew who cares about Israel right now,” she told the Forward as the conference, which New Israel Fund helped support and coordinate, got underway. “People are struggling with what they are seeing — the way Israel is conducting itself. Its policies. They are watching the value set that once connected them so strongly to the Jewish state disappear.”
Her response is one of both reassurance and redirection.
“Thank you for continuing to care,” she said. “But remember — the Israeli government is not your partner. We are. Pro-democracy civil society is your partner. Those of us who are fighting for equality here, for the rights of non-Israeli Jews and the rights of non-Jewish Israelis are your partners. This is where those shared values still live.”
If that message feels unfamiliar to those in the diaspora, Ben Sasson suggests the reason ultimately comes down to lack of exposure.
“We, the Israeli peace camp, need to be in many more places than we are right now,” she said. “We must get the word out that while we might not be the majority here, we are not only growing in number, we are expanding our diversity as well.”
She pointed to the rising number of Orthodox Jews, like herself, who have joined the movement as one example.
Ben Sasson also emphasized that, as with any strong partnership, the relationship must move in both directions. Israeli peace activists, she said, must make themselves more visible to American Jews. But American Jews also need to be willing to open their eyes.
“The mainstream Jewish community has to challenge itself,” she said. “They have to be able to voice their concern for Israeli democracy, for the violence in the occupied territories. And they have to be willing to engage in an honest discussion about peace.”
She is less worried about reaching individuals whose support for Israel may be wavering — many of whom, she believes, will connect with the movement’s vision — than she is about the institutions that have long shaped American Jewish engagement with Israel. Those institutions, she said, have been slow to open themselves to this kind of messaging.
“I think there’s fear,” Ben Sasson explained. “The word ‘peace’ has come to sound political. And once something is labeled political, these legacy institutions don’t want to touch it.”
But that avoidance, she warned, comes at a cost.
“They cannot afford to just stick with the same old stale perception of Israel,” she argued. “If you aren’t willing to talk about the real-life issues that Israelis are facing, you simply won’t be relevant anymore — particularly for the young people in your community.”
“Do not be afraid of controversy,” she added. “Do not be afraid to invite an Arab and a Jew to your event, where there may be disagreement. That’s okay. Struggling and wrestling is a core part of our identity.”
While Ben Sasson contends there is a critical mass of people who are hungry for an alternative way to relate to Israel, the question of feasibility remains; the same question that follows the peace movement inside Israel: Does its growing visibility reflect real political momentum, or is it simply too late to reverse course?
To those who are ready to walk away altogether, Ben Sasson points out that Israel stands to lose not only their support, but also the values and organizing traditions American Jews have long brought to the relationship.
“You’ve helped us achieve so many things in Israel for decades,” she said. “You helped us get a state. And now we need a different kind of support. The Jewish values that you offer — the concept of tikkun olam, which is not at the heart of Israeli Judaism but is at the heart of American Judaism — this is the support you can offer us right now.”
Her final plea was simple.
“Do not give up on Israel,” Ben Sasson said. “There have been so many times when things felt insurmountable and you did not give up on us. Don’t give up on us now.”
Rachel Fink is a Tel Aviv-based journalist covering Israel and the Jewish world. Her work has appeared in Haaretz, The Times of Israel, The Jerusalem Report, and Kveller.
This story was originally published on the Forward.
Features
The complete story of the delusional Winnipeg con man who duped people all over the world
By BERNIE BELLAN I have been publishing different chapters from a book I have written about a Winnipeg man who has been telling people for years that he is someone of great wealth who wants to invest in various projects in which those people are engaged.
I’ve now compiled those stories into one large pdf file, which you can read here – or download as a pdf. Simply click on the image below to open the pdf:

