Features
Sandra Caplan’s Jewish Journey
Recently we received an email from Sandra Caplan from her Florida wintertime home. Sandra told us that she had given a talk to her synagogue sisterhood about her life and wondered whether we might be interested in reprinting it.
Sandra’s life followed a path that would be familiar to many Winnipeg Jews (both present and former). So we thought it would be interesting to reprint the story of Sandra’s life here:
The following document, titled My Jewish Journey, was presented to the Sisterhood of Congregation B’nai Israel on March 10th, 2024. I hosted a brunch at my condo in St. Petersburg and spoke of “My Jewish Journey,” the current Rosh Chodesh topic. I am sending a copy of this to my family so that they will have a better understanding of my life. I wrote this in two sessions without an outline. The words flowed from my heart to my brain, my fingers and then to the written page. Please don’t fact find!!

I had two photos that I always bring with me. One is of Barry and me, the other of my family on my eightieth birthday. I also had an atlas so I could show the Floridians where Winnipeg is located. Now on to my story.
The following document, titled My Jewish Journey, was presented to the Sisterhood of Congregation B’nai Israel on May 10th, 2024. I hosted a brunch at my condo in St. Petersburg and spoke of My Jewish Journey, the current Rosh Chodesh topic. I am sending a copy of this to my family so that they will have a better understanding of my life. I wrote this in two sessions without an outline. The words flowed from my heart to my brain, my fingers and then to the written page. Please don’t fact find!! I had two photos that I always bring with me. One is of Barry and me, the other of my family on my eightieth birthday. I also had an atlas so I could show the Floridians where Winnipeg is located. Now on to my story.
MY JEWISH JOURNEY
I am a Snowbird and live in Winnipeg, Manitoba, Canada. Before I speak of My Jewish Journey, I would like to give you a few facts about Winnipeg. It is in the center of Canada and is 2200 miles northwest of St. Petersburg and 500 northwest of Minneapolis. It is a prairie province, and the terrain is flat. The winters are so cold that we often plug our cars into an electric outlet, so that the engine doesn’t freeze. A mild day in the winter would be considered 0 F and a cold day 20 degrees below that. The population in Winnipeg is approximately 750,000 people.
Winnipeg has a Jewish population of about 8,000 people. However, in the 1930’s it was about 20,000. Many young people now leave for what they consider cities with more advantages, such as Toronto, Vancouver and many US cities. Also, families are now smaller. My Mother came from a family of seven and my father from a family of five. Winnipeg has been actively involved in promoting Winnipeg to the Argentinian Jewish community and now has a large group in our community. We also have a large French Canadian, Aboriginal and Filipina presence.
Growing up I always considered that Winnipeg had two areas that the Jewish people lived in-the north end and the south end. I was born in 1939 and lived in the north end. My first recollection is living in a duplex owned by my paternal grandparents who were born in Europe. I was told that the railway line at one point in time ended in Winnipeg and that is why so many Jewish immigrants settled there. Another reason was that there was a homestead plan offered in Manitoba through which new immigrants would be given a plot of land for free if they developed the land. As it turned out the winters were harsh, and the land was inhospitable. The Jewish immigrants were not necessarily experienced in farming and once settled gave up the concept. They turned to commerce and a large percentage of Manitoba’s small towns had Jewish owned general and other stores.
My father was born in Pinsk, Poland. In Winnipeg he became a furrier after high school. My mother was born in Winnipeg and opened a dress shop, Sandra’s, after I was born.
As a young child living on Flora Ave. In the early 1940’s, every house on our street was occupied by Jewish residents. At that time there were about eleven small Orthodox synagogues in the north end. I remember sitting in the balcony at the synagogue with my mother. It was a block from our home. My mother’s parents lived about 10 minutes from our home on Selkirk Ave. My grandmother was a milliner, and her shop was at the front of her home. When my paternal grandparents passed away, the house was sold, and we moved to the south end of the city. I was 5 and after that point can recall much of my Jewish Journey.
In 1945 the south end was considered an upscale area. By this time my father had a men and ladies clothing shop in the Time Bldg. on Portage Ave. My mother still had her shop, Sandra’s. Our family grew with the addition of my brother Frederick (Fred).

Our home on Oxford Street had several Jewish families. The school that I attended for grade one had very few Jewish kids. It was at the time that my parents decided it was time for my Jewish education to begin. There was not a synagogue in the area, but there was talk of the Shaarey Zedek, which we belonged to moving to the south end. So, as I entered grade two, my Jewish education began, and I attended after school Hebrew classes on Mondays and Wednesdays. The other 2 days were for the students in grades four to six. The classes were held in the basement of a home in the area.
My recollections of those days are quite clear. The kosher butcher delivered twice a week. Since my parents both worked, we had a housekeeper who was an excellent cook. On Friday nights we often had company for dinner. I was Jewish, went to Hebrew school had a strong sense of my religion, but attended the synagogue only on the High Holidays and celebrated other important holidays such as Pesach and of course, Chanukah.

In 1949 my sister Marcia was born. In 1950 my father won the Irish Sweepstake. It was a grand sum of $39,500.00. I tried to translate it to today’s dollar. My thinking was that our home at that time cost $12,500.00. We could have bought 3 homes. That large home today of 4 bedrooms, a den and a finished basement could be worth $800,000. So, I estimate it was like winning $2, 400.000.00 today. With this fortune my father bought property on Portage Ave and built Fredric’s, a large store that sold ladies and men’s wear, sportswear, lingerie, had tuxedo rentals and had a bridal shop on the mezzanine floor.
It was about this time that the synagogue in the south end of town opened. It was a beautiful building on the river. I was able to attend Hebrew school here. It was a gathering place for Jewish children. I was a brownie and a girl scout, and both these activities were at the synagogue.
At that time the synagogue was the center of my Jewish and social life. In 1952 I had a Bat Mitzvah. This was a new ceremony at the conservative Shaarey Zedek synagogue. It was held on a Friday night. The Bat Mitzvah celebrant wore a loose, blue satin mid length long sleeved gown. It had a round collar and a white bow at the collar. I recall standing in front of the ark and reciting a prayer that started—O God and God of my Fathers. With grateful heart I stand before thee—. I also recited a haftorah which began-Vah yishlach Shlomo el Hiram laimor. Atah yadatah—. Obviously, I rehearsed this many times so that sixty-one years later I can still remember a small portion. After the service there was a reception in the social hall. We had party sandwiches, a Winnipeg specialty and favorite to this day, dainties as referred to by non Winnipeggers as squares and cookies and luscious cakes and cookies. Winnipeg Bar and Bat Mitzvah tables are well known in Canadian Jewish circles as are our baking is renowned. I can even remember several gifts that I received. A glass duck with a filling of bubble bath and a small wooden chest filled with note paper and envelopes. I still have that chest today. It was a glorious and happy celebration and did not end my Hebrew studies.
I continued going to Hebrew school until I was confirmed at the age of fifteen. For that ceremony I received a white leatherbound prayer book for the High Holidays which I still have today. When I was a teenager, I sang in the synagogue choir on Shabbat and the High Holidays. Our synagogue had a choir loft which was curtained and on the second floor behind the ark. We had about 20 members led by a choir master.
In Winnipeg in 1956 you could enter University after grade eleven, which I chose to do. So, I was sixteen when I enrolled at the University of Manitoba. Everyone with a few exceptions stayed at home to go to university. In those days we had one Jewish sorority, Iota Alpha Pi which I joined and became the president of in my second year of university. We also had 3 Jewish fraternities known as the Sammies, Zebes and Apes. I took Commerce but did not get my BCom because at the end of my third year I got my MRS.
So, this takes me to dating years in Winnipeg. My friends and I would never think of going out with anyone but a Jewish boy. We all married Jewish boys and married very young. I was nineteen when I married Barry who was a doctor and twenty-six years old. We had a large wedding at the Shaarey Zedek the synagogue that my family attended. Looking back, I feel that I was very young, unworldly leaving my parents to go to Los Angels where Barry would be a resident. I was a young girl in a new and different world! It was a challenge. Our Jewish life as we knew it was at a standstill. I had one Aunt and a few cousins that we could visit and we knew one couple from Winnipeg. There was no time to celebrate holidays and no one to really celebrate with.
California, however, was a nice place to live. We had no Winnipeg winters to deal with but also had no family to be with. Four years passed quickly, especially since we had two children. A daughter Susan who was born in 1962 and a son Bruce born in 1963. I also was fortunate to work at AT&T for 3 years.
Although as I previously said we felt like we had lost some of our Jewishness, a Bris was a ceremony that was very important to us. It was up to Barry to make the arrangements. He spoke to some of the Jewish attending doctors at the hospital. He got the name of a mohel and told my mother, who had come to help me, that the mohel had a request. The baby was to wear a cap and gown. I had no knowledge of Brises and my mother thought this was a little odd. However, we were in the United States. Traditions could be different. When Bruce was 4 days old a cousin came to babysit while my mother and I went shopping for a cap and gown. We found Christening gowns and other outfits for babies. Nothing was suitable for a Bris. I heard of a store in Long Beach that perhaps could help us in our search. I had never been to Long Beach but with directions managed to find the store. We found what we thought was a perfect outfit. It was a white cotton Carters gown that was tied at the bottom with a matching bonnet that was tied under the baby’s neck. The day of the Bris arrived and we met the Mohel. His first question to Barry was “did you bring my cap and gown from the hospital”. As an excited father Barry was so happy to find a Mohel he heard only the cap and gown and assumed it was for the baby. Fortunately, we lived a few minutes from the hospital and Barry was able to ge the cap and gown for the Mohel. Later the Mohel remarked that he thought the baby’s outfit was a little strange. Our first, but certainly not our last adventure with our son.
In 1963 we returned to Winipeg and a whole new Jewish Journey for me was established. Barry had a very large, observant family on his maternal and paternal side. So, I became immersed in all the Jewish culture of his family. My side of the family was small, and we were not as close as the Caplan/Stall family. I was twenty-three. A mother of two, naive, inexperienced and the product of a sheltered life. How did I survive? I guess that necessity was a factor. We adapted to life in the city, made friends, and carried on. The Caplan family belonged to the synagogue in the north end of town. My family belonged to the synagogue in the south end. Until our daughter Susan was twelve, we went to Rosh Pina with the Caplans. One incident that I clearly remember took place on the High Holidays in about 1969. We never joined the synagogue as Barry’s parents looked after our High Holiday tickets and with Barry’s work schedule as a Urologist who was on call every third weekend and every third of fourth night, he was not able to commit to going to shule. To get back to the holiday service the Rabbi spoke about membership in the synagogue and its importance in Jewish life. I felt he was looking directly at me as he made this appeal. On the way home I said to Barry that we must join the synagogue. It is a priority in our lives. As Susan’s Bat Mitzvah approached, I had a problem. Our children attended Ramah day school but lessons for your Bar /Bat Mitzvah and the ceremony, took place at the synagogue that you belonged to. In my mind I had no choice. To drive twice a week to the north end when it could be very cold, icy streets and a huge distance of a half hour was beyond my scope of reality. So, we joined the south end Shaarey Zedek Synagogue. Our son Bruce had his Bar Mitzvah in 1976 at the Shaarey Zedek and our son David who was born in 1971 completed this cycle.
While raising my family I was involved in Hadassah and National Council of Jewish Women. I became president of the chapters that I belonged to and was actively involved in both. I also volunteered at the Shaarey Zedek in a lunch program for seniors. Being in shule, whether as a volunteer or at a service or program was always an important part of my life. When my husband Barry retired in December 1999 we started coming to St. Petersburg for the winter. One of our first projects was to find a conservative synagogue. How fortunate we were to discover CBI.When we got home that spring, we started going to service every Saturday and this continued until Barry’s passing. I continued to attend until Covid and the two-year remodeling of our synagogue began. Our renovations are almost complete, and my family and I will be able to return to our beloved Shaarey Zedek for the holidays this year and I will return to my weekly Saturdays at shule.
Jewish holidays are a special time in our family. Last Rosh Hashanah my daughter Susan and I continued the family tradition of a luncheon on the first day of the holiday. This was held at her home. How wonderful that first to fourth cousins, machatunim and those close to the family gather to enjoy this holiday. I have been in touch with a cousin in Winnipeg to check on the first Seder for this year. My children are coming to Winnipeg from Vancouver, and we look forward to enjoying the Seder with the extended family again. This year we will probably have thirty attending but often there are many more.
When I speak of the synagogue and the importance of it in our family life, I cannot help but think of the day of Barry’s passing. I came into his hospital room and his first word was shule. I immediately called the synagogue, spoke to Rabbi Green and within a half hour he was at Barry’s bedside, singing and reciting prayers. How fortunate we are to have a religion and a life that makes us feel involved, loved and able to pass away in what we would consider a dignified and peaceful manner. As I write these words tears stream down my face and I realize how fortunate I am to have been born Jewish.
I truly feel that I could end my Jewish Journey here, but life goes on after the loss of loved ones. For six and a half years I have been a widow. My friends hate that word, but I can’t say that I am alone. That is not true. I have a wonderful family, friends and a full life. I come to Florida for the winter, I can travel with my daughter, I visit my children and grandchildren in Vancouver, I enjoy the cultural life in my two favorite cities and much more.
I feel that life has been good to me. I have three children, six grandchildren, many friends, good health and the ability to enjoy life. I have truly been blessed.

BACK ROW L – R: Sheri Winters, Bruce Caplan, Sandra Caplan, Susan Billinkoff, David Caplan, Cindy Switzer
Front Row L – R: Asher Billinkoff, Maia Caplan, Annie Caplan, Layla Switzer-Caplan, Max Switzer Caplan, Jordan Billinkoff
Uncategorized
Volatility, Hit Frequency, and RTP: Why the Number Casinos Advertise Is the Least Useful One
The return to player percentage looks clean as a casino data point. It gives players a neat number, usually around 94% to 97% for many online slots, and that number feels easy to compare. A 96.5% game appears better than a 95.2% game. The problem starts when players treat RTP as a forecast for their next 50 spins or one evening.
You may find the RTP listed on slot pages on a leading online casino in Ontario, but the number only tells part of the story. Two games can share the same RTP and create different sessions: one may return small wins often, while the other may drain a balance before one bonus round changes everything.
The RTP Trap
Return to player (RTP) measures the theoretical share of total wagers a game returns across a very large number of rounds. In plain terms, a 96% RTP slot returns about $96 for every $100 wagered in the long run. That does not mean one player who deposits $100 should expect $96 back.
The trap sits in the word “theoretical.” RTP comes from the game’s math model. It works across huge samples, not personal sessions. A player can finish far above that percentage, far below it, or with nothing left after a short run of poor results.
Is it useless then? No, RTP can still help. It gives a baseline cost of play. Lower-RTP games cost more on average than higher-RTP games. Still, once a game passes a reasonable threshold, the next question matters more: how does it distribute that return?
Hit Frequency: The Number That Shapes Session Feel
Hit frequency tells you how often a game produces a winning outcome. This often misleads players because any win can count. A spin that returns $0.10 on a $1 bet may still count as a hit, even though the player lost $0.90 in real terms.
A game can feel active because symbols connect often, sounds play, and the screen keeps celebrating small returns. The balance may still fall. In many modern slots, “win” does not always mean profit on the spin.
Hit frequency answers one practical question: how much silence can you tolerate? Some players dislike long dry spells. Others accept quieter sessions because they chase bonus rounds or larger payouts.
The educational site Get Gambling Facts gives a useful distinction: RTP concerns the percentage of money returned over time, while hit frequency concerns how often a machine stops on a winning combination.
Volatility: The Risk Label Players Need More Often
Volatility, also called variance, describes how unevenly a game pays. Low-volatility games tend to return smaller amounts more often. High-volatility games hold more value in rare events: bonus rounds, premium symbols, multipliers, or jackpots.
Here is where RTP becomes less useful on its own:
- A 96% low-volatility slot may give modest returns and longer play from the same balance.
- A 96% high-volatility slot may burn through funds quickly unless the player hits a strong feature.
- A progressive jackpot game may look exciting, but it often places more value on rare top prizes.
The same RTP can hide very different risk profiles. Players who ignore volatility often blame the casino or the game when the session follows its math design.

Why the Same RTP Can Feel So Different
Picture two slots with 96% RTP. Slot A pays small wins on many spins, has a modest top prize, and rarely creates dramatic balance swings. Slot B pays less often but offers a large max win and volatile bonus rounds. The advertised return matches, but the experience does not.
Slot A may suit a player who wants a slower bankroll drop and more regular feedback. Slot B suits someone who accepts sharper losses in exchange for a shot at a heavier payout.
A Better Way to Read a Slot Page
Most slot pages give players more clues than they notice. The trick is to read the details together rather than chase the highest percentage.
Start with RTP. If two games look similar, the higher number has better long-term value. Then check volatility. If the game uses terms such as high, very high, or extreme variance, lower your bet size or expect shorter sessions. Next, look at the paytable. A huge max win usually means the game saves a lot of its value for rare outcomes.
A sensible pre-play check looks like this:
- RTP: What is the average long-term return?
- Volatility: How rough can the session become?
- Hit frequency: How often will the game show any wins?
- Paytable: Where does most value sit?
To Conclude
Casinos advertise RTP because it looks objective, tidy, and easy to rank. Players should read it, but they should not give it more authority than it deserves. For long sessions, volatility may matter more than a small RTP difference. For comfort, hit frequency may explain the feel better than the payback rate.
Features
They Deserve the Very Best”: The Doctors Bringing Specialist Care to Holocaust Survivors at Home
Features
The Popularity of Simpler Slot Games in 2026: Review From Casino Online CrazyTower Experts
Online casinos now fill their libraries with numerous video slots that have dozens of functions, long bonus rounds, complex mechanics, and so on. Interestingly, despite this huge range of modern options, many Canadian visitors at sites like Casino Online CrazyTower here https://crazytower.com/ca/ no longer want complicated gameplay that requires constant attention and long explanations.
Simpler slots now attract a wider audience because they save time and create faster sessions. So, let’s figure out why this change happened and reasons for the popularity of simpler machines.
Why Many Players Are Returning to Basic Gameplay
Modern websites like Casino Online CrazyTower pushed complex video slots for years, but many people now prefer classic formats again. Simple gameplay has fewer interruptions and is simpler in terms of budgeting, which is important when you gamble for fun.
These are a few potential reasons explain why simpler slots became popular again in 2026:
- Faster rounds. Symbols appear quickly, and rounds continue without long animations or extended bonus sequences.
- Easier controls. Most classic slots have simple menus and familiar layouts that don’t confuse new visitors.
- Smaller feature lists. Simple slots usually have standard wilds, scatters, and multipliers instead of dozens of random mechanics.
- Better session flow. People spend more time on gameplay instead of reading explanations about symbols and special functions.
- Lower visual pressure. Simpler slots use calmer designs and shorter effects that don’t overload attention.
Classic gameplay also suits mobile devices better because shorter rounds work well on smaller screens. Plus, many visitors now prefer games that start instantly and explain their mechanics within seconds.
Features That Make Simpler Slots Appealing
Simple machines at Casino Online CrazyTower and similar websites continue to attract attention because they have a high gameplay speed. Many classic titles also replicate older casino machines that people already know from physical casinos.
However, these aren’t the only factors that attract gamblers. So, check out this list:
- Short bonus rounds. Free spins and multipliers finish quickly instead of interrupting gameplay for several minutes.
- Common and standard paylines. Traditional layouts help people understand payouts without long explanations.
- Faster loading times. Simpler graphics reduce waiting time on phones, tablets, and older computers.
- Stable gameplay pace. Long cutscenes and constant pop-up notifications don’t interrupt the session.
- Traditional themes. Fruit symbols, bars, sevens, and classic casino designs still attract large audiences.
- Smaller menus. Important information appears immediately without complicated tabs or hidden sections.
Modern video slots often contain too many mechanics in a single game. Developers now combine expanding reels, random modifiers, mission systems, tournaments, and multiple bonus levels in one title. Many visitors lose interest because gameplay turns repetitive and overloaded with constant interruptions.
Compare this to a session when you get results immediately and aren’t interrupted. These still have free spins and even mini risk games, but not as loaded as innovative titles.
Conclusion
Simple slots usually create better replay value because people understand the mechanics immediately. Common and standard gameplay doesn’t cause frustration and allows faster decisions during casino sessions.
Many classic slots also function better during short breaks because rounds finish quickly without long bonus interruptions. That’s why simpler slots became popular again at many casinos, including Casino Online CrazyTower and such.

