Features
New book looks at the fight by law-abiding Jews to rein in the New York Jewish underworld in early 20th century
The Incorruptibles: A True Story of Kingpins, Crime Busters, and the Birth of the American Underworld
Reviewed by BERNIE BELLAN For those readers who can remember the story of “The Untouchables,” the crime-fighting unit led by Elliot Ness, which was established by the Bureau of Prohibition in the US in the 1930s, tales of shoot-outs between courageous crime-fighting “good guys” and villainous underworld bootleggers and other assorted criminals would probably be thought of as something that wouldn’t have its origin in a Jewish-led crime-fighting unit established several years earlier.
But, would you believe that not too many years before the often bloody events that were depicted in “The Untouchables” came to pass there was another organization in New York City – led by Jewish crime fighters at that time, which had a somewhat tacit affiliation with the New York City Police Department, and whose purpose was to wage war on Jewish criminals on New York’s East Side? That organization was known as “The Incorruptibles” and the story how it came to be created is told in a fascinating new book, titled “The Incorruptibles: A True Story of Kingpins, Crime Busters, and the Birth of the American Underworld,” written by a New York crime reporter by the name of Dan Slater.
As someone who has long had a fascination with shady Jewish characters, I’ve come to realize over the years that a rollicking good story of a Jewish mobster, such as the close friendship a former Winnipegger by the name of Al Smiley had with the notorious Bugsy Siegel, about which Martin Zeilig wrote for The Jewish Post & News in March 2017, resonates with readers in ways that stories about more righteous Jews don’t.
While Martin’s story about Al Smiley was by no means the first story we’ve ever had about Jewish mobsters, a quick search of our online archive would lead you to numerous stories about Jewish gangsters and other assorted criminals.
In the summer of 2023 we ran two stories in relatively rapid succession that elicited a higher than usual amount of interest from readers. One was my review of a book called “Jukebox Empire,” about someone by the name of Wilf Rabin, who actually grew up in Morden, Manitoba. The other story was about bootlegger Bill Wolchock, written by Bill Redekopp, and which appeared in our 2023 Rosh Hashanah edition. Later, when I posted that story to our website it received so many views that I’ve returned it to our home page twice since. (You can now read that story if you missed it by reading it here: “Booze, Glorious Booze”
All this serves as a preamble to my review of “The Incorruptibles.” I have to couch what I’m about to write with an admission: As a youngster growing up in a sheltered environment, and attending the Talmud Torah, where all we were ever told about was Jewish “heroes,” and the only villains were Jews who didn’t lead properly observant lives, reading “The Incorruptibles” came as a real shock to my conception of how much Jews could be associated with the most sordid type of criminal activity.
It’s one thing to realize that many Jews were involved with bootlegging – something that has developed an almost romantic connotation over the years through books, movies and television programs, but to learn that in the latter part of the 19th century Jews in New York were in control of that city’s: prostitution (and most prostitutes were Jewish!); drugs (however, with the understanding that drugs, including heroin and cocaine, were legally available in the U.S. until 1907 and could be readily purchased in pharmacies); gambling; and protection rackets – does come as somewhat of a shock to a sheltered Winnipeg Jew.
Dan Slater’s depiction of life in New York City at the turn of the 20th century is unremittingly harrowing. For the first part of the 20th century the lower East Side of New York was the most densely populated area on Earth. Housing conditions were horrible and the hundreds of thousands of new immigrants arriving yearly – beginning in the 1870s, from what was known as the Pale of Settlement in Eastern Europe – fleeing persecution and pogroms, found themselves being shunted into unspeakably barbaric working conditions in lower East Side factories, predominantly garment factories – owned by fellow Jews. (The author actually spends a considerable amount of time explaining how exactly the Pale of Settlement came into being and how sudden and incredibly violent wholesale persecution of hundreds of thousands of Jews could happen almost overnight – with the death of a particular czar, for instance.)
It was amidst this churning cesspool of a city that Jewish criminal activity of all sorts ran rampant. Two images from “The Incorruptibles” in particular haunted me. One was Slater’s explanation how so many young Russian Jewish women – most in their early or mid-teens, and only recently arrived in New York, were forced into prostitution. Many of these young women would go to a dance – looking to find some relief from the slave-like conditions that permeated the factories in which they worked. While at the dance, they would be approached by a young Jewish man who would offer them a drink. These guys, known in the colloquial as “Alphonses,” or, in Yiddish, as “schimchas,” would lace the girls’ drinks with drugs (a common occurrence to this day) and take the girls home, where they would rape them. But – now defiled, the girl could not possibly return to her family home out of shame; thus, tens of thousands of young Jewish women were forced into prostitution.
The other image that haunts me was the widespread practice of “horse poisoning.” Protection rackets have probably been around from time immemorial, but in this particular incarnation, criminals would confront business owners with a choice: Pay for “protection” or see your means of transportation (and remember, this was at a time when a horse-drawn buggy or carriage was the principal means of transportation) poisoned.
(There is actually a photo in “The Incorruptibles” of a horse lying dead on a New York street after it had been poisoned. Apparently it happened on a regular basis to the point where it didn’t draw much attention.)
While the book chronicles one sordid story after another so that the reader can understand just how tough life was on the lower East Side – often with reference to the colourful names of some of the most famous Jewish thugs who terrorized their fellow Jews, such as “Bald Jack Rose” or “Big Jack Zelig” (no relation to Martin Zelig – I checked), the biggest mobster of them all was the legendary Arnold Rothstein.
Rothstein is undoubtedly most famous for reputedly having fixed the 1919 World Series by bribing eight members of the Chicago White Sox, the overwhelming favourite to defeat the Cincinnati Reds, to throw the series. (It has never been proven absolutely conclusively that Rothstein did that, but as “The Incorruptibles” explains, the evidence points overwhelmingly in his direction.)
Rothstein was the kind of gambler who could lose $350,000 in a single night of playing poker – and not worry about it.
Here is an example of Slater’s ability to describe a character, when he sums up Arnold Rothstein: “Picture in one individual a sentimental and tender lover, a genial and humorous companion, a charitable giver, a loyal friend—and—a wholesale drug dealer, a crooked sports fixer, a welching gambler, a stolen securities fence, a rum-ring mastermind, a corrupter of police, a grafter through politics, a gunman, a judge-briber, a jury-tamperer, a blackmailer, a pool shark, a swindler.”
But, up against the villains of “The Incorruptibles,” Slater also depicts the stories of two very talented – and brave, young Jewish men, who were willing to challenge the criminal class: A lawyer by the name of Harry Newburger and Abe Shoenfeld, the son of a well-known New York reformer by the name of Mayer Shoenfeld.
As Slater explains, it was only when members of New York’s largely German-Jewish upper class began to take note of the horrid conditions in which the vast majority of the Eastern European Jews who had recently immigrated to America were living did an impetus to try and change things develop. Two men, Jacob Schiff (who is described as the J.P. Morgan of his day in terms of his vast wealth), and Felix Warburg, together with the rabbi of the leading temple of its day, Rabbi Judah Magnes of Temple Immanu-El, organized a group known as the “Kehilah.”
The Kehilah mandated Newburger and Shoenfeld to do whatever they deemed necessary to begin cleaning up the lower East Side. Of course, given how corrupt New York officials were at the time – under the control of the notorious Tammany Hall, led by “Big Jim Sullivan,” most of the New York City Police Department was also thoroughly under the control of criminals, which made the challenge set out for Newburger and Shoenfeld all the more difficult.
The book describes, sometimes in painful detail, the difficulties faced by the group assembled by Newburger and Shoenfeld, known, naturally, as “The Incorruptibles.” They weren’t above busting heads themselves, it turns out.
Again, one of the more interesting aspects of history to emerge from this book is that men would often switch sides at the drop of a hat – to go from violently attacking one particular group – at the behest of this or that mobster, to attacking the same group they were supposed to be defending the next day.
As has already been noted, the garment trade played a pivotal role in the development of New York City into becoming not only a magnet for immigrants, it also also played a prominent role in New York’s becoming the vast economic powerhouse that it is today. Slater notes that, at one point, 80 percent of all garments produced in the U.S. came from the lower East Side.
As workers began to organize themselves into unions, garment factory owners hired thugs, known as “shtarkers” (strong men) to beat up workers, occasionally to kill union organizers. In time though, the tide began to turn and, as unions gathered strength, the same tactics of violence and intimidation that had been used against workers began to be employed by unions – with workers who dared to cross picket lines (known colloquially as “scabs”) often being on the receiving end of that violence, occasionally ending with them being killed.
Newburger and Shoenfeld were thrust into the midst of this turmoil, trying to bring some peace to the labour disputes. Ironically, Mayer Shoenfeld (Abe’s father) was a longtime advocate for workers’ rights, but he would not talk to his son, who tried to straddle both worlds – of employers and employees.
“The Incorruptibles” describes the many battles fought to rein in the gambling, prostitution, protection rackets, and what became the illegal drug trade that were part and parcel of life on New York’s East Side. As the years went by, the Jewish dominance of the New York underworld gave way to the ascendance of the Italian mob. (Slater also acknowledges the roles that other groups also played in New York criminal activity, including the Irish), but his main focus is on Jewish criminals.
“The Incorruptibles” is a long and detailed book, drawing upon a great many different sources, and at times, the proliferation of names entering the scene can be more than a little confusing. But, for anyone who has an interest in reading something that peels back the layers of a very disturbing aspect of Jewish history that might not fit all that well with the notion of Jewish righteousness, then “The Incorruptibles” might be of interest.
“The Incorruptibles: A True Story of Kingpins, Crime Busters, and the Birth of the American Underworld”
By Dan Slater
432 pages
Published by Little, Brown and Company, 2024
Features
Exploring how to earn money in Tongits Go and GZone Tongits: Rewards and Myths
Tongits stands out as one of the most iconic card games in the Philippines, fusing fun, excitement, strategy, and social interaction. Spanning generations, this traditional game has remained a staple during family gatherings and leisure moments, bringing people together with its engaging mechanics. The emergence of mobile platforms such as Tongits Go elevated the experience further, offering Filipino players the opportunity to enjoy the thrill of the game anywhere and anytime. Alongside this advancement, however, a recurring question floods online forums: “Can I and how to earn money in Tongits Go? ”
Understanding the answer requires separating myths from facts surrounding Tongits Go, as well as examining alternatives like GZone Tongits, which brings competitive gameplay and tangible rewards into the picture.
Tongits Go: Digital Entertainment Rooted in In-Game Progress and Rewards
The appeal of Tongits Go lies in its seamless ability to deliver the essence of the traditional card game in a digital format. Widely accessible on mobile devices, the app continues to attract thousands of players seeking entertainment and lighthearted competition. However, misinformation about its ability to provide real monetary benefits stirs confusion, with claims linking how to earn money in Tongits Go to GCash as a source of cash withdrawals.
Myth: Real Money Withdrawals Are a Tongits Go Feature
Tongits Go is designed purely as an entertainment-centric platform. It operates as a digital space for online casino rather than an e-wallet or online casino. While players can earn in-app rewards such as Gold and Gostars, these hold value only within the game environment. Gold is primarily used for joining tables, competing in tournaments, and unlocking gameplay options. Gostars, meanwhile, are accumulated through completing daily missions or participating in special events. Occasionally, Gostars may be redeemed for prepaid loads or promotional digital vouchers, but these opportunities are infrequent and offer minimal monetary value.
Contrary to false claims about Tongits Go online acting as a money-making platform, there is no system in place for converting virtual winnings to genuine cash. The promotion of such statements often stems from unofficial or unreliable sources, heightening the need for player vigilance in protecting their personal information against scams.
Fact: In-Game Achievements Enhance the Fun Factor
How to earn real money in Tongits Go account rewards players through engaging in-game challenges that foster personal growth and development without monetary stakes. Tools such as the Battle Pass system, tournament leaderboards, achievement rewards, and daily missions help players track their progress and compete against others for prizes such as additional Gold and Gostars.
This approach motivates participants to focus on enhancing their gameplay skills and sharpening their strategies, contributing to a vibrant community atmosphere built on friendly competition.
Promoting Safe Play and Caution
How to earn real money in Tongits Go emphasizes ethical and responsible practices by encouraging players to moderate their time spent on the app. The developers position the game as a platform for relaxation and recreation rather than profit generation, warning users to remain alert against external claims promising “real cash withdrawals.” Ensuring safe and responsible play remains a cornerstone of Tongits Go’s philosophy.
GZone Tongits: Navigating Competitive Gameplay with Genuine Rewards
For players seeking higher stakes, GZone Tongits stands out as a viable alternative. Unlike Tongits Go, which functions purely as an entertainment platform, GZone Tongits combines skill-based gameplay with tangible rewards. As a PAGCOR-licensed platform adhering to Philippine online casino regulations, GZone guarantees fair competition, transparency, and a safe player experience.
Real-Time PVP Competitions
Unlike casual apps, GZone Tongits incorporates Player vs. Player (PVP) matchups where individuals compete against other real players rather than AI opponents. This format introduces a dynamic and unpredictable element to each round while maintaining familiar mechanics rooted in traditional Tongits online gameplay.
Several variations of how to play Tongits are offered through GameZone Tongits, catering to diverse player preferences. Tongits Plus sticks closely to the original Filipino rules, preserving cultural authenticity. Tongits Joker introduces Joker cards, adding new layers of challenge and strategy. Tongits Quick, on the other hand, is a streamlined, fast-paced version suited for shorter play sessions. With flexible table levels ranging from Newbie to Master, the platform accommodates players of all skill levels, fostering an inclusive environment.
Legal Regulation and Verified Rewards
Game Zone Tongits sets itself apart through its legal framework, which guarantees its credibility across game transactions. As a PAGCOR-certified online casino platform, it abides by strict regulatory guidelines, ensuring fairness, transparency, and security for every player involved in competitions. Key events, such as the prestigious ₱10,000,000 GameZone Tablegame Champions Cup (GTCC)—the Philippines’ first Tongits e-sports championship—offer significant rewards to top-performing individuals, elevating the competitiveness of the game.
Unlike Tongits Go, GZone Tongits creates earning opportunities that are verified and legitimate. The presence of regulated payout systems ensures real-value rewards for players, making competition profitable without compromising integrity.
Smart Reward Structures and Responsibility in GameZone casino
GameZone Tongits supports an ecosystem that rewards players strategically while promoting responsible practices. Features such as daily and weekly rebates return percentages of wagers to players, creating avenues to continually reinvest and optimize their play experience.
VIP levels unlock better rewards and exclusive access to high-stakes tables for loyal players, while regular tournaments and leaderboard placements recognize skill and consistency, offering tangible prizes and acknowledgment. Tools for establishing spending limits and setting playtime boundaries enable players to engage responsibly, reinforcing GameZone’s commitment to moderation and sustainability.
Exploring Tongits Platforms Based on Player Preferences
Tongits Go provides a welcoming space for casual gamers seeking entertainment, social connections, and lighthearted play. Its focus on digital rewards, such as prepaid loads and promotional incentives, keeps gameplay enjoyable without monetary pressure. Those who prioritize relaxation and shared laughs often gravitate toward Tongits Go as the ideal choice for convenient online casino experiences.
Meanwhile, GameZone online Tongits appeals to competitive enthusiasts ready to immerse themselves in tournaments offering real-world prizes. Its elevated gameplay merges professional standards with Filipino tradition, providing guaranteed payouts alongside thrilling matchups. GameZone Tongits delivers a regulated environment perfect for individuals looking to combine play skills with tangible rewards.
Preserving Filipino Tongits Culture Through Modern Play
The allure of Tongits transcends generations, blending strategy and camaraderie to create an experience steeped in Filipino tradition. Digital platforms such as Tongits Go and GameZone slot adapt this beloved pastime to modern online casino preferences, catering to players from varied backgrounds and interests. Whether pursuing casual engagement or competitive achievements, the game retains its heart through its ability to build connections and challenge players to think intelligently.
Features
Dating in New York after Oct. 7 was already painful. Then came Zohran Mamdani
By David Berkowitz October 31, 2025
This story was originally published in the Forward. Click here to get the Forward’s free email newsletters delivered to your inbox.
I was considering getting back together with someone I dated earlier this year. When we reconnected this past summer, we hit it off again instantly. As we took in the sunset along the East River promenade, we reminisced about how easily the conversation had always flowed between us.
But then, she had to ask the question: “Who are you going to vote for?”
“I have to vote for Mamdani,” I said.
And that was the end of that. It became a Zohran Mamdani breakup. Or, Mamdani, the Democratic candidate for New York City mayor, torched the chances of us getting back together. I have him to blame — or thank — for that one.
Dating in New York City has never been easy. Dating here as a divorced 40-something Jewish dad seeking to meet other Jews in a post-Oct. 7 world, with an autocrat as president and a democratic socialist running for mayor, is almost impossible. There are so many political reasons to decide it’s not worth it to pursue a relationship with someone — even before determining how well you’d really get along.
When I resumed using dating apps this spring, after the end of my first long-term relationship following my divorce, I noticed that way more Jewish women in their 30s and 40s were listing their politics as “moderate” than I’d ever seen before. Many of them showcased Israeli flags or Stars of David in their bios or noted something positive about Israel or Zionism.
As I began chatting with potential interests, I learned that for some women, the aftermath of the Oct. 7 attack had transformed them from social liberals into supporters of President Donald Trump, due to Republicans’ perceived alignment with Israel’s interests. Others were liberal and perhaps even progressive in many of their views, but adamantly Zionist. They were thus much more conservative than me when it came to any question about Israel’s right to keep prosecuting a war with an exceptionally high civilian death toll.
Being back on the dating scene was a minefield. And then Mamdani’s stunning surge in the Democratic mayoral primary began.
I wasn’t ready to vote for Mamdani in the primary, instead ranking his Jewish ally, Comptroller Brad Lander, first. But the more I learned, the more comfortable I was with Mamdani’s vision and plans for New York. And he’s running for mayor of New York City, after all, not Tel Aviv.
Yet what I found: With many potential dates, even an allusion to Mamdani would halt any progress in its tracks.
Just this month — ironically, on Oct. 7 — I was having a pleasant back-and-forth with someone on Lox Club, the supposedly selective dating app for Jews with “ridiculously high standards.” I was increasingly eager to meet her: She was bright, pretty, well-traveled, and, most importantly, starting to find me hilarious.
She lived in Manhattan, like me. But when I asked about where she’s from, she said she’s from Long Island and that she’ll likely move back after the election if Mamdani wins.
Part of me was tempted to say whatever was needed to at least score a date. I could have done the texting version of smiling and nodding, perhaps validating her fears and saying I’m worried too. But I suspected I’d be wasting my time pretending we could accommodate differing outlooks on the city’s future. I texted her that I’m convinced a Mamdani administration would be way better for the city than most people fear. Still, it seemed our views were too divergent, as much as I’d have loved to meet her. She agreed, and I ruefully tapped “unmatch.”
In some ways, it seems frivolous to lament the plight of diaspora dating. The trauma experienced by Jewish daters in the comfortable environs of New York City can’t possibly be compared to the trauma of those who experienced the terror of Oct. 7, or the suffering of Palestinian civilians in Gaza during the subsequent war.
But there’s a real cost to Jews becoming more suspicious of one another. We risk isolating ourselves into smaller and smaller blocs, making it harder for us to connect once we find each other.
It also means that those who take a less reactive and more nuanced view wind up silencing themselves. How can I express that my heart was torn apart every time I heard first-hand accounts from freed hostages who returned to Israel — but that I also grieve deeply over the devastation in Gaza? How can I admit that former Gov. Andrew Cuomo has a good track record in connecting with Jewish voters and would likely reliably stand up to antisemitism, but be more compelled by Mamdani’s infectious love for New York City — and believe his criticism of Israel doesn’t make him an antisemite?
And how can I express my love for Israel — the idea of it and its people, though not necessarily its government — while voting for a candidate who questions Israel’s viability as a Jewish state?
For too many Jewish daters like myself, there is increasingly a sense that looking for someone who is also willing to take an open-minded approach to conflicting political truths is like praying for a miracle.
There was one promising moment, before my springtime interest and I decided not to renew our romance, that gave me hope. My date and I watched an episode of Real Time with Bill Maher, one of her favorite shows, together. I hadn’t seen his show in so many years that I was game to see why she enjoyed it so much.
I was surprised she could find humor in someone so critical of Trump, the president for whom she voted. She was surprised I could agree with a lot of the centrist views from Maher and his guests, most of which didn’t toe the progressive line. I told her that night that if things worked out between us, we’d have to invite Maher to our wedding.
That obviously didn’t happen. But I still think we need more moments like that — opportunities to appreciate both our commonalities and differences. I could envision another version of that relationship, where we end up listening to different podcasts and following different Instagram accounts, but still find areas where we can share similar perspectives and laugh at the same jokes.
I’m skeptical, and disheartened. But I’m still holding out hope for some future “Maher weddings” — even though with every swipe right or left, it feels increasingly naïve to think that. And yet, at heart, I’m a Jew, and I’ve studied enough of the history of the Jews to know that we’ve been through worse. We’ll get through this. But not before more anniversaries of Oct. 7 have passed.
David Berkowitz is the author of The Non-Obvious Guide to Using AI for Marketing and founder of the AI Marketers Guild.
The views and opinions expressed in this article are the author’s own and do not necessarily reflect those of the Forward. Discover more perspectives in Opinion. To contact Opinion authors, email opinion@forward.com.
This story was originally published on the Forward.
Features
Guest Article — A Canadian Jewish Traveller’s Money Playbook: Smarter FX & Safer Digital Finance for Israel Trips and Beyond
Written for readers of jewishpostandnews.ca
Whether you’re flying to Israel for a simcha, helping a student with a gap year, supporting family abroad, or making a donation to a cause you care about, the way you move money matters. Small choices around foreign exchange (FX), card settings, and digital security can quietly cost—or save—you hundreds of dollars per trip. This guest guide keeps things practical and non-hyped, with steps you can use right away.
1) Foreign Exchange: Focus on the all-in cost, not just the posted rate
Most leaks happen in three places: spreads (the markup over interbank), fees(ATM/operator/bank), and terminal settings (dynamic currency conversion, or DCC).
Winnipeg-to-Israel routine (works for most routes):
1. Always pay in the local currency. In Israel, choose ILS at the terminal; in the U.S. leg of a connection, choose USD. Decline DCC—letting the terminal convert to CAD usually costs more.
2. Separate rails by purpose.
○ Everyday spending: use a low/no-FX-fee card.
○ Larger cash or transfers: get a quote from a specialist and compare with your bank’s total cost (rate plus fees).
3. Stage big conversions. If the rate feels jumpy, split a large exchange into two or three tranches to average your price.
4. Carry a small cash float. Enough for taxis, tips, markets, and rural stops—then default to card for everything else.
5. Log your effective rate. Screenshot ATM and card receipts so you can see the actualCAD cost later.
Starting point to benchmark retail quotes: check posted rates, ID requirements, and pickup logistics via currency exchange in Ontario (useful if you or your student connect through Toronto/YYZ or spend time in the GTA before departure).
2) Israel-specific tips (simchas, tours, and longer stays)
● Hotels & car rentals: expect hefty holds on credit cards; keep extra available limit to avoid declines.
● Transit & payments: most urban vendors take cards, but small kiosks and markets may prefer cash; keep some small ILS notes.
● Receipts for donations & tours: store PDFs in one folder (cloud + offline) with a simple naming format (YYYY-MM-DD_vendor_amount). It saves time at tax season and for warranty/claim issues.
3) Tuition, program fees, and family support
Moving four- or five-figure sums? The spread matters more than you think.
● Shop the spread: get at least two quotes on the same day (bank vs. specialist).
● Confirm the lock: ask how long the rate-hold window lasts and the funds-received cut-off to avoid re-quotes.
● Proof of payment: save wire confirmations and the beneficiary’s receipt; mismatched names or references can delay admission or housing.
4) Tzedakah and cross-border donations (general guidance)
● Ask for the right receipt: Canadian tax receipts require a registered Canadian charity number; many Israel-based organizations partner with Canadian affiliates—ask before you give.
● Card vs. wire: cards are fast but may carry higher total cost on large gifts; wires are slower but can be cheaper for size.
● Record-keeping: store the acknowledgement email, PDF receipt, and card/wire confirmation together.
(This section is informational—always seek professional tax advice for your situation.)
5) If you hold a little crypto (optional)
Crypto isn’t for everyone, but if you already hold some—or your student does—treat it like an operations problem: keys, backups, and off-ramps.
Minimum viable safety
● Self-custody for long-term funds: use a hardware wallet; keep a small hot-wallet only for spending.
● Never store seed phrases in email or cloud notes. Write them down and secure them (consider splitting and sealing).
● On/off-ramp drill: before you travel, do a tiny test withdrawal to confirm access and speed; save TX IDs and exchange statements.
If you’re scaling exposure or want a security-first setup (custody architecture, recovery run-through, incident response), consider a session with crypto investment consultants.
6) One-page checklists you can save
Travel Day (Israel or U.S. connection)
● Card set to pay in local currency (decline DCC)
● Small test purchase completed on arrival
● Shortlist of ATMs with known operator fees
● Cash envelope for day-one expenses
● Offline copies of bookings + insurance on your phone
Large FX Transfer (tuition/deposit/donation)
● Two quotes captured (bank vs. specialist)
● Rate-lock window and cut-off confirmed
● Screenshots with timestamps saved
● Wire confirmation + beneficiary receipt filed
Crypto Hygiene (if applicable)
● Hardware wallet initialized; seed written and stored safely
● 2FA keys offline; password manager updated
● Test withdrawal completed; TX IDs logged
● Quarterly: verify balances, rotate credentials, re-test recovery
jewishpostandnews.ca serves readers with local, diaspora, and Israel coverage—readers who routinely plan Israel trips, support causes, and help students abroad. Practical money ops reduce friction on exactly those journeys.
Bottom line (and a small disclaimer)
You don’t need to “time the market.” Use the cheapest reliable rail for each job, avoid DCC, stage large conversions, and keep clean records. If crypto is in your mix, run it with production-grade safety. This article is informational only, not financial, tax, or investment advice; consult qualified professionals for your circumstances.