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RBC freezes client’s bank account by mistake – and keeps it frozen without explanation

By BERNIE BELLAN (June 14, 2024) What would you do if, one day, you tried to use your debit card to pay for something or to take a cash withdrawal – and the card didn’t work? But then, after contacting your bank to try and find out why that’s happening, you’re simply told your account is frozen – without any further explanation? And, only after deducing that the bank froze the account of the wrong individual, does the bank finally admit its error.
Such was the case recently with an RBC client who happened to be a relative of mine and who enlisted my help in trying to figure out why their account had been frozen by RBC.

On May 1 I was contacted by my relative asking for my help. They couldn’t understand why their debit card wasn’t working. They told me that their card had stopped working five days prior. (It should be explained this individual does not have sophisticated knowledge how to deal with a problem of this sort and they simply thought there was a glitch in using their card that would be corrected in short order by the bank.)

After several days of not being able to use their card, my relative explained, they had phoned RBC on April 30, but were not offered any explanation as to why their account had been frozen. They were told, however, that the matter was in the hands of a Vancouver branch of RBC. My relative was even further puzzled. They lived in Winnipeg and had never even been to Vancouver. What did their account being frozen have to do with a Vancouver branch of RBC, they wondered?

The day my relative contacted me, I told them to come over to my house and that I would try and get an RBC customer service representative on the phone to obtain some sort of explanation as to why their account had been frozen. After getting an RBC customer service representative on the phone and explaining who I was, I asked permission to listen in on the conversation between my relative and the RBC customer service representative. The customer service representative agreed to allow that, but during the course of the conversation they said they were not able to offer any information as to why the RBC client’s card had been frozen.
Both my relative and I were totally puzzled. RBC had frozen their account but would offer no explanation for why that had happened.

Later that day, however, my relative contacted me again to say that they wondered whether it was possible their account had been frozen by mistake because they had the same name as another relative? That other individual does live in Vancouver, so it began to make sense to me. I don’t know that individual well, but was able to contact them after getting their phone number from someone who knew them.
I phoned that person but just got their voice messaging, so I left a message asking them to call me. In a few minutes that individual did call me back and did say, not only that they had an RBC account, but that they had some legal issues related to debts (without going into specifics).

Immediately it occurred to me that my Winnipeg relative’s account had been frozen by mistake and that it was this Vancouver relative whose account was the one RBC had intended to freeze.

I phoned RBC back again and said that it was apparent RBC had frozen the account of the wrong individual. When I gave a detailed explanation of what evidently had happened, this time the RBC customer service representative told us to go down to the branch where my relative does their banking, where we would be met by a banking representative.

At the branch we met with a very nice RBC representative who said they had been brought up to speed as to what had happened. The bank representative explained that my relative’s account had been frozen as the result of a court order that had been issued in Vancouver to freeze the account of someone with the same name. The representative said that my relative could still not use their debit card to access cash, but the representative would be able to give them cash that they could use until their account was unfrozen.

At that time I suggested that what RBC had done was an outrageous mistake and that RBC ought to offer compensation to my relative. The branch representative said RBC was willing to waive bank fees for my relative for six months – apparently worth something in the order of $80 altogether.
The representative also gave me the name of the law firm that had applied for the court order that had led to the wrong account being frozen.

I contacted that law firm the same day and explained what had happened to a lawyer from the firm. The lawyer told me that the court order that had been applied for and had been issued by a court specifically gave the number of the bank account that was to be frozen. The lawyer sent me a copy of the bank order.

It was apparent that someone at RBC had made a huge mistake. They had ignored the order to freeze a specific account belonging to a specific RBC client and instead had frozen the account of a totally different RBC client who happened to have the same name!
When I discovered how egregious a mistake RBC had made – after reading the court order, I contacted the same RBC branch representative who had offered to freeze the fees on my relative’s account and said that my relative expected a lot more in compensation for such an outrageous mistake than simply having bank fees waived for six months.

On May 22, the RBC branch representative wrote in an email to me:
“Your request for compensation has also been escalated to our RBC client care department. They will reach out directly.”

On June 11 we contacted the branch representative to say that my relative had not heard anything from the client care department. On June 12 the branch rep wrote to me to say that an RBC client care representative had indeed attempted to contact my relative – both via phone and email. The phone number that was given in the email though was no longer in service and when we checked with our relative they said they hadn’t received an email.

On June 12 we emailed the RBC client care representative to ask them to attempt to contact our relative again. We did not hear back from that representative. To date our relative says they have not heard anything from the client care representative.

The upshot is RBC made a huge mistake and froze an account of the wrong individual – causing them distress and frustration, and only after we were able to figure out what had led to the wrong account being frozen, did RBC unfreeze the account. And, even though we asked for compensation over a month ago, no response has been received from RBC.

Update June 25: In a letter dated June 18, 2024 RBC client care representative Michelle Smith finally responded to the RBC client. In her letter, Ms. Smith wrote that the client “accepted the Branches (sic.) offer to waive the monthly fee on” her “RBC Advantage Banking Account for 6 months…for a total amount of $47.70…No further compensation will be provided.”

What Ms. Smith does not address in her letter, however, is the fact that when the RBC client attended her local branch to find out why her account had been frozen, she was told it was a result of an order by a BC court to freeze an account belonging to a client with the same name.

As noted in the story though, it was only after receiving a copy of the court order that had led to the freezing of the bank account from the lawyer who had applied for the court order did it become apparent that it wasn’t simply a mistake of freezing an account for the wrong person, it was also a mistake of ignoring the specific instruction on the court order to freeze an account with a specific number attached to it. It wasn’t just a mistake – it was gross incompetence on the part of an RBC employee. Yet Ms. Smith conveniently chooses to ignore that in her letter rejecting any further compensation to the client.

In her letter, Ms. Smith does invite the client to take the matter up with the RBC Client Complaints Appeal Office. If anything ensues from that we will update this post.

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UNVEILING for the headstone of Dr. Velimir Kon (Sept. 18, 1950-June 27, 2025)

A true mensch and person of many talents and profoundness, Dr. Velimir (Shlomo) Kon is deeply missed and loved by his family and friends.

Known for his warmth, kindness, integrity and love of learning and teaching, Velimir continues to inspire all who knew him and his memory warms our hearts and souls. Velimir is deeply missed.

You are invited to helps us remember and honour our beloved husband and father who passed away almost a year ago.

We, Branka, Deborah and Lea Kon, wish to inform our relatives and friends of the unveiling of a headstone dedicated to his loving memory on FRIDAY, JUNE 26, 2026 at 11:00am at the HEBREW SICK CEMETERY (2605 McPhillips Street) followed by lunch at the Chabad Lubavitch of Winnipeg – Jewish Learning Centre (1845 Mathers Avenue). Please come say a l’chaim in his honour.

In Memoriam
1st Yahrzeit
In loving memory of Dr. Velimir (Shlomo) Kon
who passed away June 27, 2025, 12 Days in Tammuz.

⁃ Forever and deeply loved and missed by his wife of over 50 years, Branka, and daughters Deborah and Lea Kon. Velimir brought joy to our lives with his boundless kindness and gentleness, irrepressible humour, great intellect and love of people, tikun olam and Judaism.

Not a day goes by that we do not mention Velimir and feel his presence with us. Our lives are not the same without him and we deeply miss and cherish him. We can never forget his presence that was larger than life, yet also his humility and thoughtfulness.

A gentleman to the very core, Velimir was respected as a scientist, academic, professor, researcher, and later as a teacher and mentor. He always endeavoured to make every place he worked and lived at better and was able to bridge many cultures. He was Abraham of his generation and made many personal sacrifices; giving up status, position and privilege in order for his family to have a better and peaceful future.

May his memory always be a blessing. He left us at only 74 years young and we wish we had had more time together. Indeed, to know him was to love him.

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Younger Jewish talents continue to shine in their respective categories at annual Winnipeg Music Festival

clockwise from upper left: Yale Rayburn-Vander Hout, Juliet Eskin, Nate Kravetsky, Alex Schaeffer, Gregory H=yman

By MYRON LOVE  A number of younger members of our community were repeat stars at the most recent (108th annual) Winnipeg Music Festival – which takes place annually in March. Among the repeat Jewish singers and musicians in the ranks of high achievers this year were” Yale Rayburn-Vander Hout, Gregory Hyman, Alex Schaeffer, Juliet Eskin, Noah Kravetsky, and Lyla Chisick. 

Yale Rayburn-Vander Hout


Vocalist Yale Rayburn-Vander Hout, the oldest of this year’s group of Jewish repeat winners, was competing in his fifth straight festival, where he continued to build on his accomplishments in previous festivals.  This year, the 20-year-old son of Samantha and Peter finished first in two musical theatre categories – songs from musical theatre productions between 1965 and 1999, and shows from the past 26 years. Yale sang “I’m Allergic to Cats,” from the 2016 musical “The Theory of Relativity,” and “Suppertime,” from the 1967 musical, “You’re a Good man, Charlie Brown.”
The former Gray Academy student is currently enrolled at the University of Manitoba’s Desautels Faculty of Music in the Choral program.  Yale says that he is hoping to get into the performance track in the fall with the goal of earning a degree in Classical Voice Performance en route to pursuing a career in musical theatre.

Gregory Hyman


As reported previously, Gregory  Hyman is a multi-faceted artist who can do it all. The 18-year-old son of Hartley and Rishona Hyman is a singer/songwriter/musician (guitar) who records and performs under the stage name, GMH. His versatility shone through once again in his eighth Music Festival, in which he registered first-place finishes for vocal performances in both “Popular and Contemporary Music” and “TV and Movie Music “categories.
Gregory notes that he was also recommended to compete in the provincial finals in June.    The St. John’s-Ravenscourt student (and soon-to be) graduate continues to be busy on stage. In January, he headlined a sold out solo show at Sidestage on Osborne featuring some of his new material.  In March, he released an album of his newest songs. Readers can check out his latest compositions on any of the music streaming platforms as well as his own social media (thegmh) on Instagram. 
Gregory also continues to host his own podcast: “Talk and Rock with GMH – now in its fifth season – in which he interviews various people in the music business across Canada.
While Gregory says that a musical career is his “dream,” he reports that he is hedging his bets and considering different potential career opportunities.  Come September, he will be enrolled at the University of Manitoba in a University One program, which will allow him to select from a variety of courses that can count toward a degree.

Alex Schaeffer

Sixteen-year-old Alex Schaeffer won first place this year in the “Musicals Prior to 1965, 16 Years and Under” category with “Try Me” from “She Loves Me,” and was runner-up in the “Musicals 1965 to 1999, 16 Years and Under” category with “On My Own,” from “Les Misérables.” For the son of Marc Schaeffer and Kae Sasaki, this was his fifth year competing in the festival.
The Grant Park High School student made his big stage debut three years ago as Kurt von Trapp in “The Sound of Music,” followed by playing Michael Hobbs in “Elf the Musical” this past winter at the Royal MTC.
Alex recently performed in Grant Park High School’s production of “Something Rotten!”  This summer Schaeffer can be seen again at the Winnipeg Fringe Festival, where he will be appearing in a production staged by Rem Lezar Theatre. 
Rounding out the voice winners is Lyla Chisick. The daughter of Daniel and Baillee was competing in her second music festival. This year, she scored  Gold performances in the “Vocal Solo,” “Manitoba Composers,” and “TV/Movie Musical, 12 and under” categories.
Lyla reports that she began taking voice lessons from Jessica Kos-Whicher three years ago.   She says she regularly takes part in the Shaarey Zedek Synagogue Family Service and has sung at several community events. Lyla adds that she is already looking forward to next year’s music festival.

Nate Kravetsky


Nate Kravetsky and Juliet Eskin competed in the festival as musicians rather than singers. Juliet, 16, plays the viola,  and is also is the violist in the Assiniboine String Quartet. In this, her fifth go-round at the festival, Juliet, the daughter of the musically talented Kelly Robinon and Josh Eskin,  had first place finishes in the  “Viola Solo, level 8,” “Baroque or Classical  Concerto,” and “Romantic Composers” categories.

Juliet Eskin


Juliet originally took up the violin – adding the viola a couple of  years after.  She also just finished performing in the Grant Park High School production of “Something Rotten!”
Nate Kravetsky is currently in Grade 5 level piano. He studies with Erica Schultz and has been taking lessons from her since age 5.
Nate competed in three categories at the Winnipeg music festival: “Baroque,” “Sonata,” and “Contemporary/own choice.”
His own choice selection was the theme from his favourite video game, “Hollow Knight.” 

Nate, who is in Grade 7 at Gray Academy, is also preoccupied preparing for his upcoming bar mitzvah.
We look forward to the continued musical success off Yale, Gregory,  Alex, Nate, Juliet and Lyla,  and what new talent may be unveiled at next year’s Winnipeg Music festival.
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Jewish Heritage Centre of Western Canada’s Archivist and Curator Stan Carbone retires

By MYRON LOVE Stan Carbone, a long-time friend of our Jewish community and fixture at the Jewish Heritage Centre of Western Canada (JHCWC) for the past 25 years, retired last week.  His last day of work was May 13.
Most recently, he was the JHCWC’s Director of Programs and Exhibits.
“For the past 25 years, the Jewish Heritage Centre of Western Canada has been an integral part of my life,” Carbone said.  “I have made a lot of friends in the Jewish community, and I hope to maintain those friendships.”
Carbone’s own history reflects the immigrant experience.  He arrived in Canada in 1960 as a three-year-old with his mother and sister, from San Giovanni in Fiore, Calabria in southern Italy. His father had come a few months earlier.  Initially, the family settled in Fort Rouge which, at that time, had a substantial Italian community.  Within a couple of years, they had relocated to East Kildonan to be closer to where his father’s two sisters and their families lived.
He earned a BA Double Honours in History and Political Studies at the University of Winnipeg, followed by an MA in History at the University of Manitoba, from where he graduated in 1981.
In 1993, he was hired at the Manitoba Museum of Man and Nature (as it was then called) as Curator of Multicultural Studies.
“I always enjoyed doing research,” he said.
His first project for the JHCWC came in 2000, the year after the organization was formed through the amalgamation of the Jewish Historical Society, the Ed and Marion Vickar Jewish Museum of Western Canada and the Freeman Family Foundation Holocaust Education Centre.
Marim Zipursky had approached the Manitoba Museum of Man and Nature looking for a curator to organize a JHCWC exhibit featuring Jewish music and musicians in Winnipeg,” Carbone recalled.  “I didn’t know much about Jewish music and musicians, but I was familiar with the Jewish Historical Society – which preceded the JHCWC. I was really impressed by its extensive archives, and I was intrigued by the Jewish community’s history and the wide range of subject materials in the archives.”
The next year, when a position opened at the JHCWC, Carbone applied.
“I have been here ever since,” he said.
Over the past quarter century, Carbone has been involved in bringing to fruition several interesting exhibits. He mentions the synagogues display, a history of the YMHA, and the current exhibit highlighting the important role of women’s organizations.   The exhibit that was closest to his heart though was “A Stitch in Time,” a look at how Jews contributed to the development of the garment trade in Winnipeg. Both of his parents worked in the garment industry.
The exhibits though are just one facet of the JHCWC’s focus, Carbone noted. He mentioned how the organization contributed to the publication of Allan Levine’s “Coming of Age: A History of the Jewish People of Manitoba.”
There have also been several compilations over the years of talks that the JHCWC has organized. These are known as the “Jewish Life and Times,” consisting to date of ten volumes.
Carbone further pointed out the organization’s commitment to Holocaust education and the numerous initiatives that have brought that subject to greater public attention.
The organization’s genealogical component, he reported, draws numerous queries from people all over the world.
One particularly interesting project that Carbone spoke about is an ongoing cooperative partnership with Gray Academy.  For the past 10 years, the JHCWC has been loaning photos from the archives to the school’s art program, allowing the students to make drawings based on the photos.
“It has been a wonderful program which has given the students a better understanding of local Jewish history,” he said.
“During my time here, we have worked with numerous Jewish and non-Jewish organizations,” Carbone added.  “It helps to build bridges between the Jewish and other communities.”
 In retirement, Carbone is looking forward to doing more travelling with Anna, his wife of 40 years.   They were scheduled to leave for southern Italy on May 16.
He will also continue to be busy in his role as Italy’s vice-consul here, helping fellow Italians and others in Winnipeg.
And he is excited about having more time to spend on his own genealogical and historical research.   He has already published two books: “Italians in Winnipeg: an Illustrated History,” and “The Streets Were Not Paved With Gold: A Social History of Italians in Winnipeg”.
A future project which he is seriously considering is a study of the history of Jewish life in Calabria. 
He is also working on a family tree.
“I may be retired,” he said, “but I will still be available from time to time to help out if needed.”

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