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Tracy Leipsic adding to family legacy in insurance industry, community involvement
By MYRON LOVE
After taking a break of more than a decade from the insurance industry to focus on her family, Tracy Leipsic is back in action, so to speak. About a year ago, she joined the Reider Insurance team as a Senior Account Manager.
“The timing was perfect,” she comments. “I have known the Reider family for many years. It has been a really good fit for me.”
In her new role, Leipsic is responsible for looking after clients’ insurance needs, be it home or business-related. “The only area of insurance I do not handle is life insurance,” she says.
She notes that her responsibilities now are much the same as they were when she was working for her own family’s business – Leipsic Insurance (which is now under the aegis of HUB Insurance) – for almost 20 years.
“I have always loved the insurance industry,” Leipsic says. “I enjoy helping people with their insurance needs. I have formed many friendships over the years with my clients.”
In working in insurance, Tracy Leipsic is following a path that goes back to her great-grandfather, Louis Leipsic. Louis – in partnership with his brother-in-law, Herman Aronovitch, founded Aronovitch and Leipsic in 1905 doing business in real estate, general financial, and insurance.
Not only has Tracy continued the family tradition in the insurance industry, she is also following previous generations of Leipsics who have served to better their community. Tracy’s grandfather, the late Sylvan Leipsic, for example, played a major role in the creation and ongoing operation of BB Camp. Her late mother, Brenda, had a lengthy history of community building. She was devoted to working on behalf of charities, including developing the dream home lottery concept for St. Boniface Research Foundation, creating the Dr. Goodbear personae and introducing the first Teddy Bear’s Picnic for the Children’s Hospital Foundation. She also co-chaired the Winnipeg Humane Society $11 million capital campaign. In later life, she served on City Council and was Deputy Mayor at the time of her passing.
“My father (Michael) served on a number of insurance industry and public boards and sports organizations,” Tracy says.
Her own involvement in the community has focused over the years largely on her passion for speed skating. In her teens, Tracy Leipsic was an outstanding speed skater. She started skating when she was 9. For many years, she was a perennial Manitoba champion as well as a part of the Manitoba Provincial team. She was also both a national champion and North American champion. She was forced to retire from competition in 1989 – at the age of 19 – due to injury.
“I met a lot of great people through speed skating,” she says. “I developed friendships and relationships that have carried through all of my life.”
She has been able to instill a love of speed-skating and sport in her children – twin daughters Rachael and Serena (who are 21) and 15-year-old Adam, who is currently a member of the Provincial Speed Skating team. Rachael and Serena have pursued other endeavors. Serena is attending the University of Pittsburgh on a diving scholarship and is currently the captain of the Diving Team there, while University of Manitoba student Rachael was a high level dancer with the RWB Rec Division and GOH Ballet. She is currently also active in the Sarah Sommer Chai Folk Ensemble, where she serves on the board.
Despite her own speed-skating career being cut short by injury, Tracy has remained active in the sport to the present day as a coach (including coaching her children), as a Manitoba Speed Skating Association Executive Board Member and, most recently, as an official race starter.
As if all this weren’t enough to keep Leipsic busy, in 2018, she accepted an invitation to become a member of the Board of the Manitoba Human Rights Commission (MHRC). “I had just completed terms on several boards I had been involved in with sports and my kids’ schools and was looking for something new related to community involvement,” she says. “Human rights is a cause that speaks to me.”
The MHRC, she points out, is an independent agency of the provincial government charged with administering the Human Rights Code. Commissioners are responsible for setting the strategic direction of the commission, also to consider complaints of discrimination and decide if there is sufficient evidence of a contravention of the code to warrant the complaint being referred to the Manitoba Human Rights Adjudication Panel for determination at a public hearing. “Our staff does tremendous work in dealing with complicated issues,” she notes. “It has been a great experience for me and gives me a good feeling being able to help people find closure.”
About a year ago, Tracy also joined the board of the Jewish National Fund Manitoba/Saskatchewan. David (Greaves) and I have been friends for years,” she says of the JNF executive director who was appointed just over a year ago. “My family loves Israel. We celebrated our daughters’ b’nai mitzvot there in 2013 and have visited many times. “
She speaks very highly of the impact that Greaves has had in his new role in still a relatively short time. “David has launched several great new outreach programs,” she says.
Tracy Leipsic is also proud of the fact that her children are following the examples set by their parents. Tracy’s husband is lawyer Richard Buchwald, who has been involved in the community in a variety of roles and is presently a board member of HSC Foundation, among other activities. As well, both Richard’s parents, Dee and the late Harold Buchwald, along with the aforementioned Brenda Leipsic and Michael Leipsic all laid the foundation for Tracy and Richard’s children’s strong community involvement.
“Through community involvement, you meet a lot of great people,” Leipsic concludes. “I find it really enjoyable giving back to the community.”
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Volatility, Hit Frequency, and RTP: Why the Number Casinos Advertise Is the Least Useful One
The return to player percentage looks clean as a casino data point. It gives players a neat number, usually around 94% to 97% for many online slots, and that number feels easy to compare. A 96.5% game appears better than a 95.2% game. The problem starts when players treat RTP as a forecast for their next 50 spins or one evening.
You may find the RTP listed on slot pages on a leading online casino in Ontario, but the number only tells part of the story. Two games can share the same RTP and create different sessions: one may return small wins often, while the other may drain a balance before one bonus round changes everything.
The RTP Trap
Return to player (RTP) measures the theoretical share of total wagers a game returns across a very large number of rounds. In plain terms, a 96% RTP slot returns about $96 for every $100 wagered in the long run. That does not mean one player who deposits $100 should expect $96 back.
The trap sits in the word “theoretical.” RTP comes from the game’s math model. It works across huge samples, not personal sessions. A player can finish far above that percentage, far below it, or with nothing left after a short run of poor results.
Is it useless then? No, RTP can still help. It gives a baseline cost of play. Lower-RTP games cost more on average than higher-RTP games. Still, once a game passes a reasonable threshold, the next question matters more: how does it distribute that return?
Hit Frequency: The Number That Shapes Session Feel
Hit frequency tells you how often a game produces a winning outcome. This often misleads players because any win can count. A spin that returns $0.10 on a $1 bet may still count as a hit, even though the player lost $0.90 in real terms.
A game can feel active because symbols connect often, sounds play, and the screen keeps celebrating small returns. The balance may still fall. In many modern slots, “win” does not always mean profit on the spin.
Hit frequency answers one practical question: how much silence can you tolerate? Some players dislike long dry spells. Others accept quieter sessions because they chase bonus rounds or larger payouts.
The educational site Get Gambling Facts gives a useful distinction: RTP concerns the percentage of money returned over time, while hit frequency concerns how often a machine stops on a winning combination.
Volatility: The Risk Label Players Need More Often
Volatility, also called variance, describes how unevenly a game pays. Low-volatility games tend to return smaller amounts more often. High-volatility games hold more value in rare events: bonus rounds, premium symbols, multipliers, or jackpots.
Here is where RTP becomes less useful on its own:
- A 96% low-volatility slot may give modest returns and longer play from the same balance.
- A 96% high-volatility slot may burn through funds quickly unless the player hits a strong feature.
- A progressive jackpot game may look exciting, but it often places more value on rare top prizes.
The same RTP can hide very different risk profiles. Players who ignore volatility often blame the casino or the game when the session follows its math design.
Why the Same RTP Can Feel So Different
Picture two slots with 96% RTP. Slot A pays small wins on many spins, has a modest top prize, and rarely creates dramatic balance swings. Slot B pays less often but offers a large max win and volatile bonus rounds. The advertised return matches, but the experience does not.
Slot A may suit a player who wants a slower bankroll drop and more regular feedback. Slot B suits someone who accepts sharper losses in exchange for a shot at a heavier payout.
A Better Way to Read a Slot Page
Most slot pages give players more clues than they notice. The trick is to read the details together rather than chase the highest percentage.
Start with RTP. If two games look similar, the higher number has better long-term value. Then check volatility. If the game uses terms such as high, very high, or extreme variance, lower your bet size or expect shorter sessions. Next, look at the paytable. A huge max win usually means the game saves a lot of its value for rare outcomes.
A sensible pre-play check looks like this:
- RTP: What is the average long-term return?
- Volatility: How rough can the session become?
- Hit frequency: How often will the game show any wins?
- Paytable: Where does most value sit?
To Conclude
Casinos advertise RTP because it looks objective, tidy, and easy to rank. Players should read it, but they should not give it more authority than it deserves. For long sessions, volatility may matter more than a small RTP difference. For comfort, hit frequency may explain the feel better than the payback rate.
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The Popularity of Simpler Slot Games in 2026: Review From Casino Online CrazyTower Experts
Online casinos now fill their libraries with numerous video slots that have dozens of functions, long bonus rounds, complex mechanics, and so on. Interestingly, despite this huge range of modern options, many Canadian visitors at sites like Casino Online CrazyTower here https://crazytower.com/ca/ no longer want complicated gameplay that requires constant attention and long explanations.
Simpler slots now attract a wider audience because they save time and create faster sessions. So, let’s figure out why this change happened and reasons for the popularity of simpler machines.
Why Many Players Are Returning to Basic Gameplay
Modern websites like Casino Online CrazyTower pushed complex video slots for years, but many people now prefer classic formats again. Simple gameplay has fewer interruptions and is simpler in terms of budgeting, which is important when you gamble for fun.
These are a few potential reasons explain why simpler slots became popular again in 2026:
- Faster rounds. Symbols appear quickly, and rounds continue without long animations or extended bonus sequences.
- Easier controls. Most classic slots have simple menus and familiar layouts that don’t confuse new visitors.
- Smaller feature lists. Simple slots usually have standard wilds, scatters, and multipliers instead of dozens of random mechanics.
- Better session flow. People spend more time on gameplay instead of reading explanations about symbols and special functions.
- Lower visual pressure. Simpler slots use calmer designs and shorter effects that don’t overload attention.
Classic gameplay also suits mobile devices better because shorter rounds work well on smaller screens. Plus, many visitors now prefer games that start instantly and explain their mechanics within seconds.
Features That Make Simpler Slots Appealing
Simple machines at Casino Online CrazyTower and similar websites continue to attract attention because they have a high gameplay speed. Many classic titles also replicate older casino machines that people already know from physical casinos.
However, these aren’t the only factors that attract gamblers. So, check out this list:
- Short bonus rounds. Free spins and multipliers finish quickly instead of interrupting gameplay for several minutes.
- Common and standard paylines. Traditional layouts help people understand payouts without long explanations.
- Faster loading times. Simpler graphics reduce waiting time on phones, tablets, and older computers.
- Stable gameplay pace. Long cutscenes and constant pop-up notifications don’t interrupt the session.
- Traditional themes. Fruit symbols, bars, sevens, and classic casino designs still attract large audiences.
- Smaller menus. Important information appears immediately without complicated tabs or hidden sections.
Modern video slots often contain too many mechanics in a single game. Developers now combine expanding reels, random modifiers, mission systems, tournaments, and multiple bonus levels in one title. Many visitors lose interest because gameplay turns repetitive and overloaded with constant interruptions.
Compare this to a session when you get results immediately and aren’t interrupted. These still have free spins and even mini risk games, but not as loaded as innovative titles.
Conclusion
Simple slots usually create better replay value because people understand the mechanics immediately. Common and standard gameplay doesn’t cause frustration and allows faster decisions during casino sessions.
Many classic slots also function better during short breaks because rounds finish quickly without long bonus interruptions. That’s why simpler slots became popular again at many casinos, including Casino Online CrazyTower and such.
