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Why Prepaid Cards Are the Last Refuge for Online Privacy in 2025

These days, it feels like no matter what you do online, someone’s watching. Shopping, streaming, betting, even signing up for something free—it’s all tracked. Everything you pay for with a normal card leaves a digital trail with your name on it. And in 2025, when we’re deep into a cashless economy, keeping anything private is getting harder by the day.

If you’re the kind of person who doesn’t want every little move tied to your identity, prepaid cards are one of the only real options left. They’re simple, easy to get, and still give you a way to spend online without throwing your info out there. One card in particular, Vanilla Visa, is one of the better picks because of how widely Vanilla Visa is accepted and how little personal info it needs.

Everything’s Online, and Everything’s Tracked

We used to pay for stuff with cash. Walk into a store, hand over some bills, leave. No names, no records. That’s gone now. Most stores won’t even take cash anymore, and the ones that do feel like the exception. The cashless economy is here whether we like it or not.

So what’s the problem? Every time you swipe or tap your card, or pay with your phone, someone’s logging it. Your bank saves the details. The store’s system saves it. And a lot of times, that data gets sold or shared. It can get used to target you with ads, track what you buy, where you go, and when you do it.

It’s not just companies either. Apps collect it. Hackers try to steal it. Some governments keep tabs too. And if you’re using the same card everywhere, it all gets connected pretty fast.

Why Prepaid Cards Still Matter

Prepaid cards are one of the only ways to break that chain. You go to a store, buy one with cash, and that’s it. No bank involved. No name. You just load it up and use it. And because Vanilla Visa is accepted on most major websites, you can use it just like any normal card.

You’re not giving out your real name or tying it to your main account. That means when you pay for something, it’s not showing up on your bank statement. It’s not getting saved under your profile. You’re basically cutting off the trail right there.

Why Vanilla Visa Stands Out

There are a few different prepaid card brands out there, but Vanilla Visa is probably the most popular. You can grab one at grocery stores, gas stations, pharmacies—almost anywhere. And once you’ve got it, you can use it on pretty much any site where Vanilla Visa is accepted.

No long setup. No personal info. You don’t need to register it under your name. You just pay, go online, and spend the amount that’s on the card. When it runs out, you toss it and move on. No trace.

This makes it great for anyone who wants to sign up for a site without attaching their real identity. People use it for online gaming, streaming, subscriptions, or just shopping without giving out their main card info.

The Good and the Bad

There are some solid upsides to using a prepaid card:

  • You don’t need a bank account
  • You don’t give out your name or address
  • It’s easy to budget since you can’t spend more than you loaded
  • Most major sites take them, especially where Vanilla Visa is accepted

But there are a few downsides too:

  • You can’t reload the card. Once it’s empty, it’s done
  • You can’t use it to get money out, like at an ATM
  • Some cards have small fees or expiration dates, so don’t let them sit too long
  • A few sites want a card tied to a name and billing address, which doesn’t work here
  • If you lose it or someone steals the number, you’re probably not getting the money back

So yeah, prepaid cards aren’t perfect. But if privacy is the goal, they’re still one of the few things that actually help.

Real Ways People Use Them

Let’s say you’re trying out an online casino. You don’t want your bank seeing it. You don’t want it on your statement. You walk into a Walgreens, buy a Vanilla Visa with a hundred bucks in cash, then use it to make your deposit. Done. The casino sees a card, but not your name.

Or maybe you’re signing up for a new subscription. Could be a video platform, a magazine, whatever. You don’t want it auto-charging your main card every month or sharing your info with advertisers. Use a prepaid card, and it stays off the radar.

Even if you’re just buying something from a site you don’t totally trust, using a card that isn’t tied to your real money is a smart move.

Will These Cards Still Be Around?

That’s the thing people are starting to worry about. Some stores have started asking for ID when you buy higher-value prepaid cards. And there’s talk in some countries about requiring people to register cards before using them.

Governments don’t like anonymous money. Companies definitely don’t. There’s a chance that in the future, prepaid cards will be harder to get or come with new rules.

But for now, they still work. You can still walk into a store with cash and walk out with a prepaid card. And as long as Vanilla Visa is accepted at the places you shop, you’ve got a way to stay private.

Bottom Line

If you’re living in 2025 and trying to protect your privacy online, prepaid cards are one of the last easy options. The cashless economy makes it almost impossible to pay without leaving a record, but prepaid cards break that pattern. They don’t ask for your name. They don’t track your habits. And they don’t leave a trail if you use them right.

They won’t fix everything. They don’t keep you completely invisible. But they give you a level of control that’s hard to find now. In a world that wants to watch your every move, that still counts for something.

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Features

The First Time: A Memoir

David Topper

By DAVID R. TOPPER Nearly every life has a series of “first times,” no matter how long or short one lives. The first day of school, or the first bicycle – these quickly come to mind. Probably because of the deep and wide reading I’ve been doing for a story I wrote, I recalled another “first” in my life. It came to me with the same chill up my spine as on the day it happened. And that was long ago.
I’m now into my early 80s and this event is from the late 1960s when I was finishing my PhD, which required that I pass a second language test. It was the last essential test, since I was finishing up my dissertation. In the early 1960s, as an undergraduate, I had taken German for the language requirement and naturally I opted for German for the graduate requirement too. Relevant here is the fact that of all the undergraduate courses I took, the only subject for which I had poor grades was – you guessed it? – German, where I got less than As and Bs.
On the day appointed, I walked across campus to the German department and took the test. The task was to translate a page of text. I can’t recall the content or anything about it. But the result was sent to me and – I suppose not surprisingly – I didn’t pass. I was informed that I could make an appointment with a member of the department to go over the test and to get some tutoring to help me prepare for another try.
But where is the “first in my life” that this memoir is all about? As said above, I only recently recalled this “first.” The trigger was a newscast that Yale University professor Timothy Snyder was moving to the University of Toronto because of the recent presidential elections in the USA. This caught my attention because his monumental book, Black Earth, on the Holocaust in the shtetls of Eastern Europe during World War II, was so crucial to that story I wrote. Thus, my subconscious kicked in and that newscast led me back to when I met the tutor.
Frankly, I don’t remember much about that day. Not the time of year, or the weather. Except that I again walked across campus, this time to meet my German tutor. Even so, I only remember three things about the tutor – beyond the fact that it was woman. She was much older than me and she spoke with a thick accent.
We sat at a table, she to my left, and in front of us on the table was my translation sheet covered with corrections in red; the original German text was beside it, to the right. Slowly she went over my translation, pointing out my mistakes. I sat, focusing on what I did wrong and listening to her suggestions for what I should have done – when, for a brief moment, she reached across my sheet to point to a German word in the original text. With her left hand and her bare arm right in front of me – I saw something on the underside of that arm.
At the time, I knew about this. I had read about it. But back in the late 1960s I had never seen it for real – in the flesh. Really. Yes, “in the flesh” isn’t a metaphor. Indeed, I’m getting the same chill now just thinking about it, as I did when I saw it – for the first time.
On the inside of that arm, she had a tattoo – a very simple tattoo – just a five-digit number. Nothing else.
I was so rattled by this that I couldn’t focus on what she was saying anymore. The tattoo blurred out much of everything else for the rest of the day.
Fortunately, this happened near the end of our meeting, and I apparently absorbed enough of her help so that when I did take the test the second time – I passed. And here I am: a retired professor after many years of teaching.
Even today, that first tattoo is still seared in my mind. Oh, and that’s the third thing I’ll always remember about the tutor who helped me pass that key test on the road to my PhD.

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Features

Japanese Straightening/Hair Rebonding at SETS on Corydon

Japanese Straightening is a hair straightening process invented in Japan that has swept America.

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Features

History of the Winnipeg Beach Synagogue: 1950-2025

By BERNIE BELLAN The history of the Winnipeg Beach Synagogue is a fascinating one. We have had several articles over the years about the synagogue in The Jewish Post & News.

The original location of the beach synagogue – at Hazel & Grove, where it stayed from 1950-1998 Photo JM1410 courtesy of Jewish Heritage Centre.
Winnipeg Beach group shot (August, 1950). Front row: Mr. Grubert, Mr. Freund, Mr. Dirnfield, Rabbi Chiel, Louis Garfinkel, , __, L. Kirshner. Second row: N. Garfinkel, M. Garfinkel, G. Stern, Wm. Pitch, Wm. Grushko, Mr. Glesby, Mr. Kirshner. Centre back row: (children) Jody Leven, Sam Kirshner. Photo JM3173 courtesy of Jewish Heritage Centre.


In June 2010 I wrote an article for The Jewish Post & News upon the 60th anniversary of the synagogue’s opening. Here are the opening paragraphs from that article:
“Sixty years ago a group of Winnipeg Beach vacationers decided that what their vacation area lacked was a synagogue. As it happened, a log cabin one-room schoolhouse in the Beausejour area happened to be available.
“In due course, the log cabin was relocated to the corner of Hazel and Grove in Winnipeg Beach, where it stayed for 48 years.”

A notice in a 1953 Jewish Post advertising high holiday services at the beach synagogue. Note the reference to the polio epidemic.

In December 1994 my late brother, Matt, wrote a story about the spraying of antisemitic grafitti on the synagogue which, at that time, was still situated at its original location on the corner of Hazel and Grove in the town of Winnipeg Beach:
“Two 16-year-olds spraypainted slogans like ‘Die Jews,’ ‘I’ll kill you Jews,’ and other grafitti in big letters on the beach synagogue.
“Jim Mosher, a news reporter for the Interlake Spectator in Gimli, said last Halloween’s vandalism against the synagogue wasn’t the first. In the late 1980s, he claimed, it was spraypainted with swastikas.
“Jack Markson, a longtime member of the Winnipeg Beach Synagogue, last week also said he could remember finding anti-Semitic grafitti spraypainted on the synagogue ‘a few years ago,’ and at least twice in the 1970s, when the cottage season was over.”

Ad from a 1978 Jewish Post advertising high holiday services at the beach synagogue

My 2010 article continued: “In 1998 the Town of Winnipeg Beach informed the members of the synagogue that the building would have to be hooked up to the town’s sewer and water system. Rather than incur the cost of $3-4,000, which was thought to be ‘prohibitive,’ according to longtime beach synagogue attendee Laurie Mainster, synagogue goers looked elsewhere for a solution.
“As a result, the board of Camp Massad was approached and asked whether the synagogue might be relocated there, with the understanding that the synagogue would be made available to the camp at any time other than what were then Friday evening and Saturday morning services.
“Over the years the ‘beach synagogue’ had come to be a very popular meeting place for summertime residents of Winnipeg Beach and Gimli. In fact, for years minyans were held twice daily, in addition to regular Saturday morning services. Of course, in those years Winnipeg Beach was also home to a kosher butcher shop.
“While the little synagogue, which measured only 18 x 24 feet, has gone through several transformations, including the move to Camp Massad, and the opening up to egalitarian services in 2007 (The move to egalitarian services was as much a practical necessity as it was a nod to the equality of women – the only Kohen present at the time was a woman!), it has always remained cramped at the best of times.

Beach Synagogue members gathered outside in 2010 just before the major renovation of the building

“In recent years the synagogue has seen the addition of a window airconditioner (although to benefit from it, you really have to be sitting just a few feet away), as well as a fridge that allows synagogue attendees to enjoy a regular Saturday morning Kiddush meal following the service.
“According to Laurie Mainster, the Saturday morning service has continued to be popular, even though many of the attendees now drive in from Winnipeg, as they have sold the cottages they once maintained.
“On the other hand, one of the side benefits to being located on Camp Massad’s grounds has been an infusion of young blood from among the camp counsellors.
“Since there is no longer a rabbi available to conduct services (Rabbi Weizman did lead services for years while he had a cottage at the beach), those in attendance now take turns leading the services themselves.
“Anyone may attend services and, while there are no dues collected, donations are welcome. (Donations should be made to the Jewish Foundation of Manitoba, with donors asked to specify that their donations are to be directed to the beach synagogue.)
“Mainster also says that the beach synagogue is now undergoing an expansion, which will be its first in 60 years. An entirely new space measuring 16 x 18 feet is being added – one that will allow for a real Kiddush area. (Until now, a table has been set up in the back of the synagogue and synagogue goers would help themselves to the buffet that is set up each Saturday during the summer. While pleasant enough, it will certainly be more comfortable to have an actual area set aside for the Saturday afternoon after service lunch.)
“As for dress, longtime attendee Abe Borzykowski (in an article written by Sharon Chisvin for the Free Press in 2007) remarked that ‘I don’t think there are many synagogues where people can attend in shorts, T-shirts and sandals and not feel out of place.’ “

Expansion of the beach synagogue in the summer of 2010. Clockwise from top left: The original structure; framing, plywood walls; insulation. All the work was done by volunteers.

As mentioned in that 2010 article, the beach synagogue at that time was about to undergo an extensive remodelling. Here is an article from a January 2011 issue that describes that remodelling process. The article was written by Bernie Sucharov, who has been a longtime member of the beach synagogue:
“The Hebrew Congregation of Winnipeg Beach made a major change to the synagogue this past summer. With the help of many volunteers, Joel Margolese being the project manager, the synagogue was expanded and an addition was built to handle the overflow crowds, as well as to add more space for the kiddush following services.
“The volunteers spent many Sundays during the summer months building the addition. Bad weather caused many delays, but finally the addition was completed one week before the official summer opening.
“The volunteers were: Joel Margolese, Gordon Steindel, Sheldon Koslovsky, Viktor Lewin, Harvey Zabenskie, Nestor Wowryk, Kevin Wowryk, Victor Spigelman, Jerry Pritchard, and David Bloomfield.
“On Sunday, June 25, 2010 a special ceremony was held to affix a mezzuzah to the front entrance door. Gordon Steindel had the honour of affixing the mezzuzah, which was donated by Sid Bercovich and Clarice Silver.
“Refreshments and food for the day were prepared by Phyllis Spigelman, also known as our catering manager. Throughout the summer, Phyllis, Lenore Kagan and other friends prepared the food for our kiddush.
“A sound system was donated by Arch and Brenda Honigman in memory of their father, Sam Honigman z”l. “The system was installed by Joel Margolese and Stevan Sucharov. This will allow the overflow crowd to hear the service in the new addition.
“There were also generous donations of 50 chumashim and an air conditioner. The chumashim were donated by Gwen, Sheldon and Mark Koslovsky. The air conditioner in the new addition was donated by Joel and Linda Margolese.
“The official opening of the synagogue for the summer took place on July 3, 2010. We had an overflow crowd of 70+ people.”

Interior of the synagogue – looking from the bimah toward the back

Since that 2010 major addition to the synagogue, it has also added a wheelchair ramp (although I’ve been unable to ascertain exactly when the ramp was built). Also, the synagogue also has its own outdoor privy now. (Attendees used to have to use facilities in Camp Massad.)

And, as already noted in article previously posted to this site (and which you can read at Beach Synagogue about to celebrate 75th anniversary), in recognition of that occasion, on August 2nd members of the synagogue will be holding a 75th anniversary celebration.
As part of the celebration anyone who is a descendant or relative of any of the original members of the first executive committee is invited to attend the synagogue that morning.
If you are a relative please contact Abe Borzykowski at wpgbeachshule@shaw.ca or aborzykowski@shaw.ca to let Abe know you might be attending.

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