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You don’t need Zoom or Skype to say Kaddish without a minyan. Here’s a healthier option for the community.

Seth Winberg 
Rabbi Seth Winberg

March 25, 2020 WALTHAM, Mass. (JTA) — Like so many others, I am feeling the spiritual loss and pain of our current inability to learn Torah and pray together in person. Many mourners are devoted to the customary recitation of Kaddish for a deceased close relative and struggling with how to do so in the absence of a minyan.
Some rabbis are encouraging internet-based solutions to hold us over until this crisis abates. I’m concerned that those solutions come with a significant cost.

The decision to blur virtual reality with actual reality and relax the rules of minyan should not be taken lightly. Well-intentioned rabbis may think they are permitting something on a temporary basis, but the implications could be far-reaching. After we flatten the curve of this pandemic, I wonder if people will still appreciate that, in Rambam’s formulation, there is a spiritual value of “running to the synagogue.” Will it not seem more convenient to log in from home?

Here are some of the solutions other rabbis are offering, why I believe they fall short and an alternative suggestion.
While most Orthodox authorities maintain that a minyan consists of 10 adult men gathered together “in one place,” others argue that the minimum requirement is for them simply to be able to see each other (Pesahim 85b, Rambam’s Laws of Prayer 8:7 and Shulhan Arukh Orah Hayyim 55:13-14). Since we generally resolve doubts about the rabbinic requirements for a minyan leniently, the argument goes, we can consider videoconferencing as seeing each other — as leading Israeli rosh yeshiva Rabbi Eliezer Melamed has reportedly argued. Sephardic Chief Rabbi Yitzhak Yosef’s variation on this is that if 10 adult men are physically “in one place,” then others can join via the web.

These arguments are a leap of imagination. On a video call, we see images of others, but it is not the same as seeing someone through an open door or window.
Rabbi Yuval Cherlow, a rosh yeshiva, or head of school, in Israel, has taken a different approach by questioning what would be so terrible about saying Kaddish at home without a minyan. Since Kaddish does not mention God’s name, saying the prayer at home privately, though not ideal, would not constitute taking God’s name in vain. In our situation, Rabbi Cherlow correctly says, the greater transgression would be to violate the instructions of the health authorities.
This offers a possibly meaningful option for mourners, but I believe it obscures the uniqueness of Kaddish. While most prayers are a dialogue between God and people, the Kaddish is a conversation between people. Talmudic sources note that the merit of Kaddish is for those who respond (Shabbat 119b and Berakhot 57a). All of this is missed when someone says the words alone.

Students often tell me that friendships and relationships are stronger when they aren’t conducted through screens and devices, and that they are seeking more personal ways of connecting with one another outside of the classroom. No device can replace the emotional energy of dozens of students singing together on Shabbat afternoon. And while fewer minyan attendees on campus need to say Kaddish than do at a synagogue, the responsibility to physically be at services to support a friend saying Kaddish is a powerful opportunity to shape one’s character.
Our ancestors created legitimate substitutions for Kaddish when a minyan wasn’t available, or when someone arrived late to shul, by using biblical verses with words similar to Kaddish — and we would do well to avail ourselves of those solutions now. According to the 13th-century work Sefer Hasidim, “a person who lives in a village without a minyan or who arrived late to the communal prayer after they had already said ‘may God’s great name …’” can say a modified version of the traditional prayer privately at home.

A small number of American Orthodox synagogues, including the one I attend in this Boston suburb under the guidance of Rabbi Benjamin Samuels, learn Torah together online and then allow mourners to recite a medieval “Kaddish for an individual” poem (two versions available here in the original Hebrew and in translation: http://www.brandeishillel.org/s/Kaddish-for-individual-SW.pdf“).
This approach allows us to maintain the integrity of communal prayer and locate a solution within the tradition without stretching halacha (Jewish law) beyond its limits.
We have rushed to get our normal lives online — prayer services, lectures, music lessons, Torah learning and school. But we may be deluding ourselves by trying to live normal lives during a pandemic. Life right now is drastically different. We need to find ways to nurture strong interpersonal ties — and maintain our traditions — so that our communities will still be there when we are ready to go back to them.
The views and opinions expressed in this article are those of the author and do not necessarily reflect the views of JTA or its parent company, 70 Faces Media.

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Ontario Online Casinos Let Players Set Daily, Weekly and Monthly Deposit Limits

A deposit limit sets a ceiling on how much money someone can add to an online gambling account. In Ontario’s regulated market, players can choose limits covering 24 hours, seven days and one month, with the website’s system enforcing the amounts they select.
The settings are straightforward, but the timing deserves attention. A daily allowance may sit within weekly and monthly caps, while an increase can involve a waiting period. For adults using Chrome on a Chromebook, understanding these account rules starts with knowing where to find them.

Finding the Settings and Choosing a Period
Deposit controls sit within the gambling website’s account menus. The Tooniebet Ontario responsible gaming page is an operator-specific resource readers can consult alongside their account settings. ToonieBet is operated by Canadix Limited and regulated by the AGCO under an agreement with iGaming Ontario.
Ontario’s standards require an easy and obvious way to set financial and time limits during registration and afterward. Players must be offered deposit and loss limits when signing up, and the controls must remain easy to reach and change once an account is open.
Menu names differ between sites. Published examples place deposit limits under account settings or responsible-gaming tools, where players can select an amount and a period.
Each type of limit measures something different. Deposit limits cap money added to the account. Loss limits restrict net losses after winnings are taken into account, while time limits govern playing time. iGaming Ontario’s player guidance explains all three.
For Chromebook users, these settings are managed through the website’s account interface. Chrome’s own permissions handle separate browser functions, such as access to location information.

How Several Limits Apply to One Deposit
Players can have daily, weekly and monthly limits running together. A deposit must fit within every active cap.
Take a hypothetical account with limits of CAD $40 daily, CAD $100 weekly and CAD $250 monthly. These figures illustrate the process.
If someone has already deposited CAD $90 during the weekly period, the remaining weekly allowance is CAD $10. That becomes the most they can add, even when the daily limit has more room. Reaching the monthly cap would likewise block another deposit until some monthly allowance becomes available.
This is why checking all active limits matters. A new day may bring fresh daily capacity while the weekly or monthly total remains close to its ceiling. The longer periods continue to apply as the shorter one refreshes.

When Money Drops Out of a Rolling Window
The next question is when previous deposits stop counting toward a cap. Some sites use rolling periods, which track elapsed time from individual deposits.
Published Ontario policies include daily windows of 24 hours, weekly windows of 168 hours and monthly windows of 720 hours, equivalent to 30 days. Under that approach, each deposit frees up its corresponding allowance once it falls outside the window.
Suppose someone has a CAD $100 rolling weekly limit and deposits CAD $25 on Friday, followed by CAD $75 on Saturday. Seven days after Friday’s deposit, CAD $25 becomes available again. The other CAD $75 returns seven days after Saturday’s deposit.
Leaving the restored Friday allowance unused means it combines with Saturday’s restored amount. At that point, the full CAD $100 is available. Reviewing deposit dates and times helps explain how much room remains within a rolling period.

Changing a Cap Takes a Separate Step
A limit refreshing follows the schedule already attached to the account. Raising that limit requires a request and a wait.
Ontario’s standards require at least 24 hours before a player’s request to relax or remove an established limit can take effect. The existing limit remains enforceable during the cooling-off period.
Operators publish their own timings. Documented examples include a seven-day wait for deposit-limit increases or removals. Another published schedule allows increases after one day for a daily cap, seven days for a weekly cap and 30 days for a monthly cap.
Lower limits take effect immediately under these published policies. Some policies also restart the waiting period when a player requests another increase while an earlier change is pending. The effective date shows which amount currently applies.

Other Controls and Support
Deposit limits work alongside loss limits, time limits, short breaks and self-exclusion. Together, these give players ways to restrict account funding, gambling activity or access.
Ontario-regulated online casino play is restricted to adults aged 19 and older who are physically in Ontario. Gambling involves financial risk.
For concerns about your gambling or someone else’s, ConnexOntario offers free, confidential information and referral support around the clock. Call 1-866-531-2600 or text CONNEX to 247247. Standard message and data rates may apply.

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What “Best Odds” Really Means When Comparing Gambling Review Websites

The phrase best odds appears frequently in gambling discussions, but it is surprisingly easy to use imprecisely. MonsterBetList is primarily a casino review and rankings website, not a dedicated live sportsbook odds comparison terminal. That difference is central to evaluating what its reviews can and cannot establish. A casino rating may explain payout conditions, licence information and bonus restrictions, while a claim about the best available price on a sporting outcome requires a different kind of evidence altogether.

Odds and ratings answer different questions

Sports betting odds represent a price offered on a specified outcome. A review rating is an editorial judgement built from multiple criteria. These two numerical systems cannot be substituted for one another. A bookmaker rated highly for service may offer a less competitive price on a particular match, while a service with a more attractive price may impose different limits or verification rules.

Similarly, a casino review can discuss return-to-player statistics, but RTP is not the same as sportsbook odds. RTP describes a theoretical long-run percentage built into a game model. It does not tell a reader what will happen in one session and it is not an individually negotiable market quotation.

What makes sports odds comparable?

A fair odds comparison starts with identical selections: the same event, outcome, market rules and settlement conditions. Comparing a three-way football result with a draw-no-bet price is invalid because the products pay under different circumstances. The observation time also matters; displayed prices can change quickly as market information or trading decisions evolve.

The numerical format should be standardised. Decimal odds provide one convenient representation, but American and fractional formats express the same underlying idea differently. Converting these formats is straightforward. What matters is the net price, the operator’s rules and whether the quoted offer remains available when reviewed.

Overround explains the hidden cost of many markets

In a simplified two-outcome market, dividing one by each decimal price produces an implied probability. If the implied probabilities add to more than 100%, the excess is commonly described as the bookmaker’s overround. It is one way of understanding the margin embedded in prices, although individual market structure and adjustments can complicate the interpretation.

This concept explains why the word best should not be attached to a price without context. A strong headline may look appealing yet represent an ordinary margin after calculation. More importantly, any single quote is time-dependent. Genuine comparison requires a dated observation and equivalent market rules; broad editorial praise is not enough.

What casino rankings can establish instead

MonsterBetList publishes casino reviews and guides addressing licences, bonuses, payout experiences and responsible gambling. Those topics are relevant to evaluating consumer risk and service quality. A report about the length of a withdrawal process, for example, can be useful if its methodology is transparent. A bonus review can help identify restrictive wagering requirements that marketing headlines omit.

However, a casino ranking should not be presented as evidence that its highest-rated operator consistently offers the best sports prices. Unless a site publishes repeated market-by-market comparisons, that conclusion is not supported. Readers benefit when publishers clearly distinguish what was measured from what readers might assume was measured.

Bonuses can complicate comparisons

A sportsbook may offer free-bet tokens, cashback or other promotions. Their effective value depends on conditions rather than the largest number printed in a banner. Some credits are not withdrawable as cash; others require qualifying selections, minimum odds or a deadline. Casino welcome bonuses often introduce wagering requirements, game-contribution rules and limits on withdrawals. Combining these products under one generic promotional score can hide important differences.

For instance, a large matched deposit might require extensive play before bonus-related funds become eligible for withdrawal. The required betting volume is not a promise of profit. The presence of a promotion may therefore make comparisons more complex instead of simpler. Clear disclosures should precede any judgement about value.

Editorial independence and methods

Review sites sometimes state that rankings are editorially independent. Such a statement is relevant but does not replace evidence of consistent testing. Readers should look for the criteria used, the date of each review, whether real transactions were examined and how negative findings are treated. If one platform receives detailed testing while another is scored on marketing copy, the ranking loses comparability.

Commercial incentives should also be visible. Referral relationships or sponsorships do not automatically make every observation inaccurate, but they create reasons to ask how rankings are insulated from revenue. A publication that explains its methodology and corrections process gives readers a stronger basis for trust than one that simply declares its winners.

Licensing and dispute rights before price claims

A marginally attractive price is of limited value when the operator is not legally available to the reader or does not provide meaningful avenues for redress. Regulations vary by jurisdiction, and a licence in one country may not authorise service in another. It is prudent to verify the legal entity behind a brand and the current status of any licence through official records.

Consumers should also review identity verification, account restrictions and dispute resolution procedures. These operational conditions influence the actual experience of using a gambling service. A sensible evaluation includes them before discussing promotions or theoretical market advantages.

Why guaranteed-profit language is a warning sign

No ordinary review or odds list can guarantee that an individual will win money from gambling. Claims of certain returns often omit the fact that results are uncertain, prices move and transactions are subject to restrictions. Casino games generally incorporate a house advantage, and sports outcomes remain uncertain regardless of a persuasive analysis. The safest response to absolute promises is scepticism.

Readers should also avoid treating gambling as a means of addressing financial problems. Chasing previous losses and increasing stakes to recover money can deepen harm. Consumer-oriented coverage is more valuable when it explains risk and offers realistic options for stepping away.

Conclusion: define the claim before ranking the service

“Best odds” is a specific comparative proposition, not a synonym for a high casino rating. MonsterBetList can be examined for its published casino research, review structure and risk disclosures, but those materials should not be stretched into claims they have not tested. Clear definitions, dated evidence and honest limitations are the foundations of trustworthy comparison journalism.

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