Features
Howard Bogach: From Rupertsland to Richview
By GERRY POSNER From Rupertsland Avenue in Winnipeg in 1953 to Richview Avenue in Toronto in 2023, some 70 years later… that is the quick story of Howard Bogach. But in those 70 years, there is so much in between.
The only child of Frank and Anne (formerly Snyder), Howard grew up in a family that was for a long time in the sunflower seed business, in a company called Tasty Seeds. The business had been started by Howard’s grandfather and his three sons: Abe, Maurice and Frank.
Howard was a graduate of the Talmud Torah, Jefferson Junior High, Garden City Collegiate and later the University of Manitoba, where he finished with both a Bachelor of Arts in 1975 and a B.Comm (Hons).
In 1977, at the age of 24, Howard took the first step in his career when he moved to Calgary. He began at the Bay in various positions from 1977- 1980, then moved on to Touche Ross, also in Calgary, for five years, where he was a senior consultant and a supervisor regarding insolvency.
In 1985, he moved into the credit union world and that was a move that proved especially significant. Howard became the Vice President of Human Resources and Administration for the Credit Union Deposit Guarantee Corporation in Alberta. He remained with that organization for seven years before joining Capital City Savings in Edmonton. Capital City was at that time Alberta’s largest credit union.
Howard helped Capital grow even bigger before he left in June of 1994 to take on an even larger job with Metro Credit Union in Toronto. It was here that Howard really emerged as a major force in the credit union world and indeed beyond. He became the President and CEO of Metro which, at that time, was the largest credit union in the GTA (Greater Toronto area), with over 44, 000 members, 250 employees and assets of over $600 million which, back then, was a large chunk of change (even now I could handle it). Howard steered Metro for over 10 years, growing and initiating new programmes and introducing services like Internet banking. Not bad for a West Kildonan product – not bad at all. (Ed. note: Just because you’re from the south end, Gerry, doesn’t mean WK was another Chelm.)
In June 2004, and for almost the next four years, Howard became the President and CEO of Credit Union Central of Ontario (CUCO). That institution had no less than 125 employees and was a $2.2 billion wholesale financial services provider. It also acted as the industry trade association, supporting over 160 member organizations. In 2008, it merged with the BC version. All of this occurred during Howard’s tenure.
In March of 2008, Bogach took a decisive step, deciding to leave the credit union movement and become the President and CEO of Tarion Warranty Corporation. This was and is a private company established to protect the rights of new home owners, as well as regulate builders. The company administers the Ontario New Home Warranty Plan Act, which provides protection to the thousands of new home purchasers in Ontario.
Among the many achievements that occurred during Howard’s presidency was the introduction of a New Home Buyer Ombudsman to address issues of perception of fairness. Bogach continued in his role at Tarion until the end of 2019 when he left to form his own company, called the Howard Bogach Consulting/Richview Group. Thus, If you look at the long Howard Bogach career, you can tell that the tasty seed that his grandfather and father bega ultimately germinated into a full grown plant with lots of leaves along the way.
At the age of 70, Bogach, who is married to the former Shelley Dichter, also from Winnipeg, is the proud father of three children, all accomplished in their fields, including a son and a daughter who are both lawyers and a daughter who is a surgical oncologist in Hamilton. Howard and Shelley now have five grandchildren. Even though Howard has now been in Toronto for close to 30 years and gone from Winnipeg since 1977, he still has very strong feelings for his home town. As the oft-used cliché goes, “You can take the boy out of the north end, but you can’t take the north end out of the boy.” In fact, he is still a staunch supporter of the Blue Bombers and Jets.
Howard also serves on the Board of Home Ownership Alternatives, a non-profit organization focused on affordable housing (We could use more of that.), as well as on the Board of Stashower Slipia Congregation. Howard was also for many years a basketball coach for many years at the Bathurst JCC.
What intrigued me at first about Bogach was how random our meeting was in the first place. I chanced upon him in Toronto one Sunday morning recently on the Pickleball courts. One conversation led to another and before we knew it, we had much in common. Now, if his ability to play Pickleball takes off as much as did his career in business, Bogach has a bright future ahead of him on the court. Unfortunately, I told Howard that even though he indeed had a very successful work experience in so many ways, his Pickleball game has not quite achieved that same trajectory. But his game is only in the embryonic stage. Knowing Bogach as I now do, he will improve. Do not bet against him.
Features
The Growing Impact of Mobile Gaming on Online Casino Play in Canada
A decade ago, desktop platforms dominated the iGaming market. People mostly used PCs, Macs, and laptops to play table classics like poker, as well as live dealer games. That changed as smartphones became more powerful and mobile internet speeds improved across Canada and across the continents – a market that Apple takes the greatest market share in.
Players are used to casino games loading quickly, streaming smoothly, and working well on smaller devices. Operators have made their websites more responsive, released apps, and designed touch-friendly games designed for mobile players. For many Canadians, smartphones are the main way they access online casinos.
Reports from NetNewsLedger and Inside2U point to mobile gaming as the main reason for growth in Canada’s online casino market. The AI Journal has reported that mobile gaming accounts for 68% of slot gaming in urban areas, and 78% in rural communities.
Mobile-first gaming
The move toward mobile gaming happened because smartphones made casino access more convenient. Players can log in away from home, at home, or while travelling without needing a desktop setup. Faster 5G coverage improved streaming quality and reduced loading times.
Modern platforms allow gamers to play casino table games on mobile with live streams, touch-optimized interfaces, and real-time gameplay available on smartphones and tablets.
Many operators redesigned their platforms around mobile use instead of adapting desktop layouts for smaller screens. Cross-platform syncing is common, allowing players to move between desktop and mobile without losing progress or account access.
Live dealer games
Early live casino platforms worked best on desktop because mobile connections struggled with video streaming. That changed as streaming technology improved and newer smartphones had more processing power.
Live dealer games support HD video and stable streams across most modern devices. Players can access blackjack, roulette, baccarat, or a poker table either from browsers or apps.
Evolution and Pragmatic Play were among the providers to optimize their live casino products for portrait and landscape mobile viewing. Features like one-tap betting, live chat, and adjustable stream quality made mobile sessions easier to manage on smartphones.
Apps and browser games
Gaming apps sometimes offer faster login options, push notifications, and biometric security features (e.g. Face ID, fingerprint authentication). Apps also help operators improve performance consistency across different devices.
Meanwhile browser-based gaming is now more reliable because of HTML5 technology and responsive web design. Reputable casinos usually provide full mobile access directly through Safari or Chrome without requiring a player to download their app.
The flexibility helped casinos reach more users across iOS and Android devices. According to coverage from TorontoMike, HTML5 development played a part in making modern casino games reaching wider audiences.
Feature-driven games
Feature-driven games became popular on mobile partly because they fit short, pick-up-and-play sessions. Quick bonus rounds, tap controls, and fast loading times work well for players using phones.
Developers, as in other gaming genres, have improved optimization to reduce battery usage and data consumption. Adaptive streaming and compressed graphics help games run smoothly even on comparatively slow connections.
Canadian casino platforms will keep refining app performance, live streaming quality, and cross-device compatibility. The focus is fast access, stable gameplay, and interfaces built specifically for smartphones and tablets. Players should remember to use licensed platforms and make use of available responsible gambling tools and account controls.
Features
Colleges With the Largest Jewish Student Communities
Choosing a college is hard enough without factoring in whether you’ll be the only Jewish person at the Shabbat table. For students who want Jewish life to be a real part of their college experience – not a weekly drive to the nearest city – campus community matters as much as academic reputation.
The good news: several major universities have Jewish student populations large enough that Jewish holidays are actually acknowledged, kosher dining isn’t a special request, and you’ll find everything from traditional minyanim to social justice groups to Jewish Greek life. What follows is a breakdown of the schools that consistently rank highest, based on Hillel International’s annual data and campus reporting.
What to Look For Beyond the Numbers
Raw population numbers don’t tell the whole story. Some students want a large Jewish population to maximize the number of organizations, fraternities and sororities, and participation at Jewish events. Others want schools with easy kosher dining options and a range of religious options for services. Still others want easy access to a large Jewish community off campus.
Top schools also come with serious academic demands. Jewish students who want to stay active in community life while keeping up with coursework often treat writing as something to outsource strategically. Students who decide to hire essay writer online guidance for specific writing tasks often find that the quality of that support keeps them on track without sacrificing everything else. Some things are worth delegating so you can actually show up for Shabbat or make it to the Hillel event on a Tuesday.
The questions worth asking before committing to any campus:
- Does the Hillel have a dedicated building, or does it operate out of shared space?
- Is kosher dining available in the main dining hall, or is it a separate facility that separates you from non-Jewish friends?
- Does the school adjust exam schedules around major Jewish holidays?
- Is there a Chabad house nearby for students who want a more observant environment?
- What’s the campus climate like regarding antisemitism, and how does the administration respond?
The Top Schools by Jewish Population
University of Florida
UF has 6,500 Jewish students – bigger than some entire colleges. The Jewish community is so established that they have multiple Jewish fraternities and sororities, plus Hillel programming that goes well beyond awkward mixers. The Hillel at UF is nationally recognized, with kosher dining and daily minyanim. Gainesville’s Jewish community includes Orthodox synagogues within reach, and UF’s administration’s efforts to combat antisemitism, as noted in 2024 Hillel reports, ensure a welcoming environment.
Rutgers University
With 6,400 Jewish students, Rutgers gives you every type of Jewish person – from very religious to “only goes to synagogue on Yom Kippur.” Being in New Jersey means NYC is accessible for internships, Shabbat with family, or just a real bagel. Rutgers Hillel is one of the most active in the country and the campus has a long history of Jewish student life.
University of Maryland
One of the most significant Hillel building projects underway anywhere in the country. The new Ben and Esther Rosenbloom Hillel Center For Jewish Life at University of Maryland will be a 40,000-square-foot building in College Park, including a kosher dining area, café, rental catering spaces, and classrooms. Maryland’s Jewish population is large, geographically convenient to Washington D.C., and has been growing.
New York University
NYU sits in the middle of one of the largest Jewish communities in the world, which changes what campus Jewish life looks like entirely. The off-campus options – synagogues, kosher restaurants, Jewish cultural institutions – are unmatched anywhere else on this list. NYU Hillel is active, and students who want a more immersive Jewish urban experience rather than a contained campus bubble tend to thrive here.
Brandeis University
A different category from the others. Brandeis was founded as a Jewish-sponsored institution and still reflects that in its campus culture. Brandeis Hillel recently announced a $20 million project to renovate a former administrative building into a new 28,000-square-foot center for Jewish life on campus. Jewish studies programs are among the strongest in the country, and the campus calendar is built around Jewish holidays as a matter of course.
Cornell University
Cornell has the largest Jewish student population in the Ivy League and is finally getting the college hilel building to match. Construction began in spring 2026 on the Steven K. and Winifred A. Grinspoon Hillel Center for Jewish Community at Cornell – a 24,000-square-foot facility expected to serve over 3,000 Cornellians each year, featuring a kosher café, event hall for Shabbat dinners, a communal kosher kitchen, and a Beit Midrash. Until it opens, the community operates out of Anabel Taylor Hall, where space has been consistently stretched.
Princeton University
Smaller numbers than the large state schools, but the infrastructure is serious. Princeton’s Mandelbaum Family Dining Pavilion opened in March 2025, providing twenty kosher meals a week supervised by the Orthodox Union. Anyone on a Princeton meal plan can eat there – and students of all backgrounds eat there because the food is genuinely good.
Campus Comparison
| School | Approx. Jewish enrollment | Kosher dining | Hillel building | Chabad presence |
| University of Florida | ~6,500 | Yes | Yes | Yes |
| Rutgers University | ~6,400 | Yes | Yes | Yes |
| Cornell University | Largest in Ivy League | Yes (new facility 2027) | Under construction | Yes |
| University of Maryland | Large | New facility opening | Under construction | Yes |
| NYU | Large | Yes + off-campus | Yes | Yes |
| Brandeis | Majority Jewish | Yes | Renovation underway | Yes |
| Princeton | ~13% | Yes (OU-certified) | Yes | Yes |
What Actually Makes a Jewish Campus Community Strong
Numbers matter, but they’re not everything. When you get above around 25% Jewish, the whole campus culture shifts. Jewish holidays become things that professors acknowledge. Kosher food isn’t some weird special request. Everyone understands why you disappear for three days during Rosh Hashanah.
Beyond that threshold, what separates good Jewish campus communities from great ones is programming depth and physical space. A Hillel with a real building, a kosher kitchen, and regular Shabbat dinners creates the conditions for genuine community. A Hillel sharing a conference room and running events sporadically does not.
The schools on this list all offer something real. What varies is the scale, the feel, and whether you want a sprawling state school where Jewish life is one of many communities, or a smaller institution where it’s closer to the center of things.
Features
Is AI Making the Canadian Gaming Sector Safer for Consumers in 2026?
The phrase “artificial intelligence” seems ubiquitous nowadays. It represents an extremely efficient technology that is revolutionizing virtually all industries; the Canadian online gambling market is not an exception. Although the first associations related to AI in the context of online gambling are connected with the creation of new content, it performs one of its key functions far from the spotlight.
By 2026, AI will become an absolutely necessary means for ensuring consumer safety within the regulated gaming market.
If it’s fraud prevention or responsible gaming promotion, artificial intelligence is used by operators to increase the security level in the market. This task becomes especially relevant in the case of a regulated market like Ontario where consumer safety becomes a primary concern.
Let us have a closer look at the concrete applications of AI for this purpose.
Detecting and Preventing Fraud
Among the primary risks faced by any online website that conducts financial transactions is the risk of fraud. This can range from using stolen credit cards to more complicated cases of bonus abuse.
In the past, such activities could only be detected through manual analysis by the security team of the organization. However, modern technologies have brought about significant changes in how this challenge is handled.
The current generation of online gambling sites employs advanced algorithms that help monitor all activities conducted on the site in real-time. The algorithm is designed to detect any suspicious patterns that could indicate any malicious intent on the part of the user.
In addition, the program can examine several data points within seconds, identifying any abnormal behavior of the player. For instance, the AI may identify a situation where a player makes many deposits using different payment instruments.
This helps to address potential issues before they become problematic for the operator and the users of the platform.
Ensuring Fair Play
In order to ensure fairness in an online world that is full of competition, especially within a game such as poker, it is essential to keep cheating at bay. AI technology is being applied in order to do this.
One of the major issues that arises when it comes to online poker is the use of bots. Bots refer to computerized systems that play poker without a human being.
Using AI to protect a poker room includes using AI security measures that can distinguish the patterns in which bots play. AI can help identify other types of unfair plays such as collusion, where there is cooperation among players at the same table.
These AI security measures have the capability of analyzing the hand histories and patterns of play that would take human beings too long to do.
Promoting Responsible Gaming
The most important application of AI in the Canadian gaming industry could be seen as the area of responsible gaming. The gambling license holders should offer various instruments to help players control themselves, but the AI technology will allow taking a step further.
With the help of AI algorithms, licensed operators may learn to detect signs of gambling disorder based on specific patterns of playing. It is worth mentioning that AI technology is not meant to evaluate the gambler but analyze his behavior objectively.
For instance, the algorithm can warn the operator about a player who spends much more time or money than before, as well as someone who chases their losses.
Once the patterns are detected, the appropriate measures can be taken. For instance, an automated warning could be sent to the gambler informing about responsible gaming resources. If necessary, the player can be contacted by a person who has undergone special training for this purpose.
It can be considered a highly effective solution to make the gaming process safe.
A More Personalized and Secure Experience
Furthermore, AI is employed in creating a customized and safer environment for players and currently, many platforms utilize AI algorithms to provide personalized suggestions regarding games.
By analyzing the preferences of the user and the kinds of online slots in Canada they like, the system can make recommendations on other games they would enjoy playing. Thus, users have the opportunity to explore new games and get greater satisfaction from using the platform.
Regarding security, the technology is also used in order to make the login process more secure. Many platforms currently utilize AI algorithms based on behavioral biometrics.
Thus, the system identifies unique patterns of a specific user, including how he/she types or moves the mouse and in case somebody tries to log in under someone else’s name, the algorithm detects unusual behavior and initiates extra verification procedures.
Final Thoughts
There is no denying that artificial intelligence is quietly working in the background to ensure the safety of Canadian gamers.
From fraud and cheating detection to the benefits of promoting responsible gambling, the application of AI is aiding the development of a more reliable gaming industry.
With new developments expected in the future regarding AI, the industry will continue to benefit from this technology and this is indeed good news for all Canadians who enjoy online gaming as entertainment.