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Howard Bogach: From Rupertsland to Richview

By GERRY POSNER From Rupertsland Avenue in Winnipeg in 1953 to Richview Avenue in Toronto in 2023, some 70 years later… that is the quick story of Howard Bogach. But in those 70 years, there is so much in between.
The only child of Frank and Anne (formerly Snyder), Howard grew up in a family that was for a long time in the sunflower seed business, in a company called Tasty Seeds. The business had been started by Howard’s grandfather and his three sons: Abe, Maurice and Frank.
Howard was a graduate of the Talmud Torah, Jefferson Junior High, Garden City Collegiate and later the University of Manitoba, where he finished with both a Bachelor of Arts in 1975 and a B.Comm (Hons).
In 1977, at the age of 24, Howard took the first step in his career when he moved to Calgary. He began at the Bay in various positions from 1977- 1980, then moved on to Touche Ross, also in Calgary, for five years, where he was a senior consultant and a supervisor regarding insolvency.
In 1985, he moved into the credit union world and that was a move that proved especially significant. Howard became the Vice President of Human Resources and Administration for the Credit Union Deposit Guarantee Corporation in Alberta. He remained with that organization for seven years before joining Capital City Savings in Edmonton. Capital City was at that time Alberta’s largest credit union.
Howard helped Capital grow even bigger before he left in June of 1994 to take on an even larger job with Metro Credit Union in Toronto. It was here that Howard really emerged as a major force in the credit union world and indeed beyond. He became the President and CEO of Metro which, at that time, was the largest credit union in the GTA (Greater Toronto area), with over 44, 000 members, 250 employees and assets of over $600 million which, back then, was a large chunk of change (even now I could handle it). Howard steered Metro for over 10 years, growing and initiating new programmes and introducing services like Internet banking. Not bad for a West Kildonan product – not bad at all. (Ed. note: Just because you’re from the south end, Gerry, doesn’t mean WK was another Chelm.)
In June 2004, and for almost the next four years, Howard became the President and CEO of Credit Union Central of Ontario (CUCO). That institution had no less than 125 employees and was a $2.2 billion wholesale financial services provider. It also acted as the industry trade association, supporting over 160 member organizations. In 2008, it merged with the BC version. All of this occurred during Howard’s tenure.
In March of 2008, Bogach took a decisive step, deciding to leave the credit union movement and become the President and CEO of Tarion Warranty Corporation. This was and is a private company established to protect the rights of new home owners, as well as regulate builders. The company administers the Ontario New Home Warranty Plan Act, which provides protection to the thousands of new home purchasers in Ontario.
Among the many achievements that occurred during Howard’s presidency was the introduction of a New Home Buyer Ombudsman to address issues of perception of fairness. Bogach continued in his role at Tarion until the end of 2019 when he left to form his own company, called the Howard Bogach Consulting/Richview Group. Thus, If you look at the long Howard Bogach career, you can tell that the tasty seed that his grandfather and father bega ultimately germinated into a full grown plant with lots of leaves along the way.
At the age of 70, Bogach, who is married to the former Shelley Dichter, also from Winnipeg, is the proud father of three children, all accomplished in their fields, including a son and a daughter who are both lawyers and a daughter who is a surgical oncologist in Hamilton. Howard and Shelley now have five grandchildren. Even though Howard has now been in Toronto for close to 30 years and gone from Winnipeg since 1977, he still has very strong feelings for his home town. As the oft-used cliché goes, “You can take the boy out of the north end, but you can’t take the north end out of the boy.” In fact, he is still a staunch supporter of the Blue Bombers and Jets.
Howard also serves on the Board of Home Ownership Alternatives, a non-profit organization focused on affordable housing (We could use more of that.), as well as on the Board of Stashower Slipia Congregation. Howard was also for many years a basketball coach for many years at the Bathurst JCC.
What intrigued me at first about Bogach was how random our meeting was in the first place. I chanced upon him in Toronto one Sunday morning recently on the Pickleball courts. One conversation led to another and before we knew it, we had much in common. Now, if his ability to play Pickleball takes off as much as did his career in business, Bogach has a bright future ahead of him on the court. Unfortunately, I told Howard that even though he indeed had a very successful work experience in so many ways, his Pickleball game has not quite achieved that same trajectory. But his game is only in the embryonic stage. Knowing Bogach as I now do, he will improve. Do not bet against him.

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Hacker and Fraud Prevention for Online Gambling Profiles

Safeguard your online casino & sports betting accounts from cyber threats

Follow these 10 vital steps to reinforce your online gambling profile by enabling two-factor authentication, using VPNs, unique passwords and more.

With the global online gambling market projected to reach over $100 billion by 2026, securing your online casino and sportsbook accounts is more critical than ever. As digital wallets swell with winnings so too does the motivation for cybercriminals to steal credentials and loot accounts.

#1. Activate Two-Factor Authentication

Topping the list is two-factor authentication (2FA) – requiring two credentials to login instead of one at FanDuel. Often this entails providing your password plus a one-time code sent via SMS or email.

Per an Oracle study, implementing 2FA would have thwarted 99% of historical cyber attacks that involved stolen credentials.

Most regulated online gambling sites offer 2FA, accessible under account settings. Turn it on immediately for stronger defense.

#2. Never Reuse or Recycle Passwords 

A cardinal sin is recycling the same password across multiple sites or services. Once one account is breached, cyber thieves can access more accounts using that same password.

To avoid this, every account deserves a unique, strong password. For simplicity, utilize a password manager app to randomly generate and store site-specific passwords.

#3. Install a VPN for Public Wi-Fi Access 

When playing online casino games on shared/open wireless networks, your data flows openly and risks interception. That’s where virtual private networks (VPNs) come in.

VPNs encrypt all network traffic to and from your device. This protects your gambling activity and account credentials from Wi-Fi eavesdroppers. VPNs also disguise your IP address.

Some top-rated services include NordVPN, ExpressVPN and CyberGhost.

#4. Keep Software Updated & Run Anti-Virus Scans 

You must keep computers and mobile devices updated with the latest OS and security patches. Postponing critical updates leaves open dangerous holes that malware exploits.

Likewise run reputable anti-virus scans to catch viruses attempting to infiltrate systems and spy on login credentials for financial accounts.

#5. Verify the Security & Encryption of Sites 

When signing up at online betting sites and casinos, verify the legitimacy of their security measures:

  • Confirm the address starts with HTTPS, not HTTP
  • Check that data transmissions are encrypted using at least 128-bit SSL
  • Ensure site has proper licensing
  • Review privacy policy for data storage and sharing

Reputable sites will display trust badges from companies like Norton and TrustE.

#6. Avoid Account Sharing 

While tempting to give friends or relatives access to funded accounts, sharing login credentials is extremely risky. You lose control over deposits/withdrawals while exposing yourself to potential theft.

Instead, gift deposits to other player accounts or refer them to open their own secure accounts.

#7. Beware Account Takeover Scams 

Exercise caution if contacted unexpectedly about unusual account activity. Savvy scammers will pretend a breach occurred to trick you into handing over your username and password.

If concerned about account integrity, directly access the site yourself and contact customer support – don’t click any links in unsolicited emails.

#8. Monitor Financial Statements

Carefully review online betting account and credit card statements to detect unauthorized transactions right away. Dispute unrecognized activity ASAP to limit losses.

For further vigilance, some banks offer real-time purchase alerts via email or SMS.

#9. Don’t Save Payment Info 

Saving credit card or e-wallet details on gambling sites for faster future deposits also expedites withdrawals – by you and potentially hackers.

Instead, manually enter payment info each time to contain potential damage from any account infiltration.

#10. Create a Secure Email 

A strong yet oft-overlooked defense is creating a secure email account strictly for gambling transactions. Keep it completely separate from your personal email to isolate threats.

Use a nickname, enable 2FA and establish a strong password using special characters, numbers, case changes and 15+ letters.

Table: Comparison of Top VPNs for Online Gambling Site Security

VPN ServiceEncryption StandardNumber of Server LocationsAllows P2P TrafficNumber of Simultaneous ConnectionsMoney Back Guarantee
NordVPNAES 256-bit5400+Yes630 days
ExpressVPNAES 256-bit3000+Yes530 days
CyberGhostAES 256-bit7400+Yes745 days

Fortify Your Online Gambling Fortress 

As online casinos and sportsbooks explode in popularity, no player is immune to the growing plague of cyber fraud and account theft.

Guard your profile by enabling two-factor authentication, setting strong passwords, installing critical software updates and more. Also research site security measures and payment options.

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Features

Vital Role of True Randomness in Modern Computing

The critical need for true randomness in cryptography, simulations, and more

True randomness is essential for encryption, statistical sampling, simulations, and more computing applications to work effectively. We explore why.

The concept of randomness often evokes thoughts of unpredictability and chance occurrences. However in the world of computing, having access to true randomness is vital for many critical applications to function properly. Without the ability to generate random values and data, key aspects of modern technology simply would not work reliably.

In this article, we will explore what constitutes true randomness from a computational perspective, why it is crucially important, and some of the ways that software and hardware attempt to produce randomness reliably. Gaining insight into this topic highlights the dependence much of digital functionality has on the availability of non-deterministic, uniformly distributed random data.

What Makes Randomness “True”?

For data to be considered truly random from an information theory perspective, values must satisfy key mathematical and statistical qualities, for example at Lucky Seven Casino. True randomness implies meeting three core criteria:

  • Uniform distribution — All potential values have an equal probability of occurring so that no bias exists towards certain numbers.
  • Independence — The value at any position does not relate to or depends on values at other positions. Previous numbers do not influence future ones.
  • Unpredictability — Knowing some values provides no useful information to predict other values. Guessing upcoming numbers is mathematically impossible.

Hence, true randomness requires generated data featuring high entropy (information density) with no observable patterns or correlations over any length or time period analyzed. Values must pass various statisticatests of randomness to qualify. True randomness exists only in specific natural phenomena scientists believe exhibit fundamental uncertainty such as radioactive decay. Computational methods can attempt to produce randomness but technically generate only an approximation usually called pseudo-randomness. However for many practical purposes, computationally generated randomness proves sufficient if it passes robust statistical testing.

Why True Randomness Matters Cryptography 

Arguably, the area with the most crucial dependence on true randomness is cryptography. All modern encryption technologies require random number generation to ensure security. Encryption systems work by utilizing random numbers for:

  • Key generation
  • Initialization vectors
  • Salts
  • Nonces
  • Padding

Any bias, predictability or correlation within random values used for the above purposes significantly compromises encryption protocols and introduces vulnerabilities. With trillions of dollars transferred online daily and vast amounts of sensitive data stored digitally, safeguarding cryptography requires high-quality random number generation rooted in solid entropy sources.

Simulations & Modeling 

Outside of security, many more computing applications need randomness to operate correctly per their design intent. Monte Carlo simulations extensively utilize randomness to model complex real-world behaviors by running many iterations with differing random inputs. Financial analysis, climate modeling, nuclear reactions and molecular behavior represent common Monte Carlo simulation applications.

Games, Artificial Intelligence & Machine Learning 

Gaming, AI and ML commonly incorporate randomness to increase variation, introduce unpredictability, and improve realism. For example, non-player characters in video games use randomness for movement, dialog and behavior to feel more lifelike and less robotic. AI/ML leverage randomness to train networks more thoroughly against a wider possibility space and build more resilient models less prone to biases.

Generating True Randomness via Hardware 

Given the pervasive need for genuine randomness across computing, how do software and hardware reliably produce it? Most systems today use either specialized hardware random number generators or hybrid combinations of hardware and software.

Hardware options utilize the inherent randomness within low-level physical phenomena to produce entropy. Different techniques for generating randomness exist but most hardware implementations focus on three main sources:

  1. Thermal Noise
  2. Semiconductor Quantum Physics
  3. Chaotic Oscillator Outputs
Generator TypeDescription
Thermal NoiseAmplifies and extracts random electrical noise from resistor thermal vibrations
Quantum PhysicsLeverages quantum mechanical properties like photon emission timing from LEDs/lasers
Chaotic CircuitsUses unpredictable oscillator circuit outputs from chaos theory

Semiconductor-based solutions can generate high bitrates up to 5Gbps using compact modern chip fabrication allowing extensive harvestingof entropy. However these sources derive from complex, random physical processes proving impossible to predict or fully model mathematically. This unpredictability provides excellent entropy quality unattainable via software algorithms alone.

Most general-purpose computers now integrate random number generators within CPUs allowing applications access to decent hardware-based random data. For the highest security use cases, dedicated standalone hardware random number generators exist exceeding >100Gbps speeds. Hence accessing genuine randomness is available today even on common computing devices.

Cryptographically Secure Pseudo-Random Number Generators 

While hardware mechanisms utilize hard-to-predict physical phenomena to produce randomness, software solutions must take a different approach. Algorithmically-generated randomness cannot achieve true randomness from a physics perspective. However clever mathematical techniques like cyclical algorithms can generate randomness passing many statistical tests of randomness within their output bit length limits.

Cryptographically secure pseudo-random number generators (CSPRNG) serve as the premier software-based method for generating randomness. CSPRNGs work by repeatedly applying cryptographic primitives like hash or cipher functions on initial random seed values. This process produces a chain of output bits not reproducible without the original seed key. Leading CSPRNG algorithms include:

  • Hash_DRBG
  • HMAC_DRBG
  • CTR_DRBG

Software libraries implement these CSPRNGs so developers can integrate quality randomness into applications with proper seeding. Seeding establishes the initial starting point for randomness generation using an entropy source like hardware random number generators or timing variability.

CSPRNGs allow the production of vast quantities of randomized data for any purpose needed. Compared to hardware mechanisms limited by physics on maximum speeds, algorithms scale boundlessly in the bits created as long as adequate computational power exists.

Yet key differences between software and hardware randomness remain. While CSPRNG outputs pass statistical testing and contain no observable patterns, their pseudo-randomness means given the same seed, the exact same value sequence will generate each time. Also, if a CSPRNG algorithm or implementation has flaws, adversaries could predict and exploit output resulting in compromised security. Still, with proper cryptographic design and regular reseeding, CSPRNGs provide quality randomness for most software needs.

Conclusion

From the above exploration, we see true randomness plays a pivotal role across computing – from cybersecurity to simulations and beyond. While no substitutes for true physically-derived entropy exist, modern hardware and hybrid hardware-software solutions provide abundant randomness for practical usage.

However as computing continues evolving with new technologies like quantum, ensuring high-quality randomness generation tackles emerging information security and system reliability challenges. Access to ample true randomness stands necessary now for current computing functionality and lays the foundation for future innovation.

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Features

News from Israeli hotels

Roy Avidor new GM at The Ritz-Carlton, Herzliya

Introduction: The current wars in Gaza and Lebanon have had a disastrous effect on Israeli tourism. Recently we were contacted by a friend in the advertising business in Israel who asked us whether we would help to promote a couple of well-known Israeli hotels – who are hoping for a huge rebound in bookings once the wars come to an end.

Here is news about two leading Israeli hotels:

Mr. Roy Avidor is the new GM at The Ritz-Carlton, Herzliya.

We are delighted to welcome Roy Avidor as the new General Manager of The Ritz-Carlton, Herzliya!

Roy brings over a decade of leadership in the international hospitality industry, with a proven track record of operational excellence.

Most recently, Roy served as Director of Operations at the Sheraton Grand Tel Aviv, where he oversaw daily operations across multiple departments, always ensuring the highest standards of service. Prior to that, he held management positions at Celebrity Cruise Line and Isrotel Hotel Chain.

Roy’s extensive background in luxury hospitality, combined with his passion for service, makes him the perfect addition to our team and to his newest position as General Manager.

Boaz Elani Appointed General Manager of Sheraton Grand Hotel Tel Aviv

Boaz Elani has been named the new General Manager of the Sheraton Grand Hotel Tel Aviv, a prestigious property within the global luxury Marriott portfolio.

Bringing extensive expertise in luxury hospitality, Boaz most recently served as the General Manager of the Ritz-Carlton Herzliya, also part of the Marriott group. During his three-year tenure, he successfully navigated the hotel through two major challenges: the COVID-19 pandemic and the conflict in Israel. His steadfast dedication to exceptional service significantly enhanced guest satisfaction, solidifying the hotel’s reputation as a premier destination.

“I am honored by Marriott’s trust in me and thrilled to join the Sheraton Grand Tel Aviv team,” said Boaz. “This hotel holds a distinguished place as one of Israel’s finest and most iconic. Following its comprehensive renovation, we are committed to delivering unmatched experiences for our guests and continuing its tradition of excellence.”

The Sheraton Grand Tel Aviv, overlooking the Mediterranean, features 320 beautifully redesigned rooms, including premium, deluxe, and club accommodations, along with luxurious suites. Guests staying in club-level rooms enjoy exclusive access to the 18th-floor lounge, offering breathtaking sea views. The recent renovations incorporate modern aesthetics with natural, seaside-inspired materials, creating a serene and inviting ambiance.

The hotel boasts a range of world-class amenities, including a newly updated beachfront pool, a popular sushi bar open to both guests and the public, and a renowned gourmet breakfast. Its versatile meeting spaces and state-of-the-art conference halls have garnered international acclaim, earning it the 2024 World MICE Award for Best Event and Conference Hotel.

In line with Marriott’s global commitment to sustainability, the Sheraton Grand Tel Aviv has held Green Key Certification since 2014, highlighting its dedication to environmentally responsible practices.

With Boaz Elani at the helm, the Sheraton Grand Tel Aviv is poised to further elevate its status as a premier destination for both leisure and business travelers.

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