Features
Howard Bogach: From Rupertsland to Richview
By GERRY POSNER From Rupertsland Avenue in Winnipeg in 1953 to Richview Avenue in Toronto in 2023, some 70 years later… that is the quick story of Howard Bogach. But in those 70 years, there is so much in between.
The only child of Frank and Anne (formerly Snyder), Howard grew up in a family that was for a long time in the sunflower seed business, in a company called Tasty Seeds. The business had been started by Howard’s grandfather and his three sons: Abe, Maurice and Frank.
Howard was a graduate of the Talmud Torah, Jefferson Junior High, Garden City Collegiate and later the University of Manitoba, where he finished with both a Bachelor of Arts in 1975 and a B.Comm (Hons).
In 1977, at the age of 24, Howard took the first step in his career when he moved to Calgary. He began at the Bay in various positions from 1977- 1980, then moved on to Touche Ross, also in Calgary, for five years, where he was a senior consultant and a supervisor regarding insolvency.
In 1985, he moved into the credit union world and that was a move that proved especially significant. Howard became the Vice President of Human Resources and Administration for the Credit Union Deposit Guarantee Corporation in Alberta. He remained with that organization for seven years before joining Capital City Savings in Edmonton. Capital City was at that time Alberta’s largest credit union.
Howard helped Capital grow even bigger before he left in June of 1994 to take on an even larger job with Metro Credit Union in Toronto. It was here that Howard really emerged as a major force in the credit union world and indeed beyond. He became the President and CEO of Metro which, at that time, was the largest credit union in the GTA (Greater Toronto area), with over 44, 000 members, 250 employees and assets of over $600 million which, back then, was a large chunk of change (even now I could handle it). Howard steered Metro for over 10 years, growing and initiating new programmes and introducing services like Internet banking. Not bad for a West Kildonan product – not bad at all. (Ed. note: Just because you’re from the south end, Gerry, doesn’t mean WK was another Chelm.)
In June 2004, and for almost the next four years, Howard became the President and CEO of Credit Union Central of Ontario (CUCO). That institution had no less than 125 employees and was a $2.2 billion wholesale financial services provider. It also acted as the industry trade association, supporting over 160 member organizations. In 2008, it merged with the BC version. All of this occurred during Howard’s tenure.
In March of 2008, Bogach took a decisive step, deciding to leave the credit union movement and become the President and CEO of Tarion Warranty Corporation. This was and is a private company established to protect the rights of new home owners, as well as regulate builders. The company administers the Ontario New Home Warranty Plan Act, which provides protection to the thousands of new home purchasers in Ontario.
Among the many achievements that occurred during Howard’s presidency was the introduction of a New Home Buyer Ombudsman to address issues of perception of fairness. Bogach continued in his role at Tarion until the end of 2019 when he left to form his own company, called the Howard Bogach Consulting/Richview Group. Thus, If you look at the long Howard Bogach career, you can tell that the tasty seed that his grandfather and father bega ultimately germinated into a full grown plant with lots of leaves along the way.
At the age of 70, Bogach, who is married to the former Shelley Dichter, also from Winnipeg, is the proud father of three children, all accomplished in their fields, including a son and a daughter who are both lawyers and a daughter who is a surgical oncologist in Hamilton. Howard and Shelley now have five grandchildren. Even though Howard has now been in Toronto for close to 30 years and gone from Winnipeg since 1977, he still has very strong feelings for his home town. As the oft-used cliché goes, “You can take the boy out of the north end, but you can’t take the north end out of the boy.” In fact, he is still a staunch supporter of the Blue Bombers and Jets.
Howard also serves on the Board of Home Ownership Alternatives, a non-profit organization focused on affordable housing (We could use more of that.), as well as on the Board of Stashower Slipia Congregation. Howard was also for many years a basketball coach for many years at the Bathurst JCC.
What intrigued me at first about Bogach was how random our meeting was in the first place. I chanced upon him in Toronto one Sunday morning recently on the Pickleball courts. One conversation led to another and before we knew it, we had much in common. Now, if his ability to play Pickleball takes off as much as did his career in business, Bogach has a bright future ahead of him on the court. Unfortunately, I told Howard that even though he indeed had a very successful work experience in so many ways, his Pickleball game has not quite achieved that same trajectory. But his game is only in the embryonic stage. Knowing Bogach as I now do, he will improve. Do not bet against him.
Features
New Opportunities for XRP in the Trump Era: How XRP Holders Can Earn $7,899 Daily in Passive Income Through FTMINING Cloud Mining in 2026
If you’ve always believed that XRP can only be held long-term and wait for its value to appreciate, then FTMINING cloud mining might bring a completely new way to utilize this asset. Today, there is no need to purchase expensive mining machines or master complex mining techniques. You can quickly participate in digital asset mining through cloud computing platforms, giving idle XRP more application value. FTMINING’s cloud mining service, with its convenient operation process, 24/7 computing power service and flexible product solutions, has attracted the attention of many digital asset users, providing a new option for XRP holders who want to obtain continuous mining rewards. The launched cloud computing service supports the participation of various mainstream digital assets such as XRP, helping users to access the digital asset ecosystem in a more convenient way. Users can generate a passive income of up to $7,899 per day.
From holding assets to participating in cloud mining
Traditional mining often requires a significant investment in specialized mining equipment, along with costs for electricity, site access, and maintenance. For ordinary investors, this model presents a high technical and financial barrier to entry. FTMINING adopts a cloud computing power model, which centralizes the operation of mining farms, equipment management, computing power allocation and maintenance, etc., and allows users to choose different cloud computing power products according to their own needs and complete the participation process online, reducing the complexity of operation while still being able to participate.
Features of FTMINING:
● Zero-barrier entry: No need to purchase mining rigs or build a mining farm; even beginners can easily get started.
● Automated mining: The system runs 24/7, with daily automatic settlement of profits.
● Flexible asset management: Profits can be withdrawn or reinvested at any time, supporting multiple mainstream cryptocurrencies.
● Low correlation with price fluctuations: Even during short-term market downturns, cash flow remains stable.
FTMINING: Safe, Transparent, and Trustworthy Investment
FTMINING was founded in 2021 and is headquartered in the UK. It is an innovative platform focusing on digital asset management and cloud computing services. Its operations comply with the regulatory frameworks of the UK and EU. The platform follows the principles of compliance, security and transparency, and is regularly subject to financial and security audits by third-party agencies.
At the technical level, the platform adopts multiple security mechanisms, including bank-level firewalls, cloud security certification, multi-signature cold wallets and asset isolation systems, to provide multi-layer protection for user funds.
Its security infrastructure includes:
●Platform operations comply with the European MiCA and MiFID II regulatory frameworks
● Annual financial and security audit conducted by PricewaterhouseCoopers (PwC)
● Digital asset custody insurance provided by Lloyd’s of London
How to participate in FTMINING
Step 1: Register an Account
Visit the official FT MINING website: https://ftmining.com
Create an account by entering your email address and password. Receive a $15 sign-up bonus and a $0.75 daily login bonus.
Step 2: Deposit Cryptocurrency Assets
The platform supports a wide range of cryptocurrencies—including BTC, ETH, LTC, USDT, USDC, XRP, SOL, DOGE, and BCH—eliminating the need for cumbersome currency conversions and making deposits and withdrawals convenient.
Step 3: Select and Purchase a Mining Contract
FT MINING offers various contracts to suit different budgets and goals. Whether you are seeking short-term gains or long-term returns, FT MINING has the right option for you:
Examples of popular contracts:
Starter Contract: $100 — 2-day term — Total profit approx. $108
Stable Contract: $1,000 — 10-day term — Total profit approx. $1,136
Professional Contract: $5,000 — 20-day term — Total profit approx. $6,500
Premium Contract: $25,000 — 30-day term — Total profit approx. $39,250
(Please visit the official website for more contract details.)
Contracts take effect immediately upon purchase, with earnings settled daily.
Real User Feedback
Michael, an XRP holder from Texas, USA:
“I’ve held XRP for years, but for the most part, it just sat there. Since using FTMINING, I’ve been generating steady monthly returns—with daily earnings consistently reaching as high as $7,899—so I no longer worry much about short-term price fluctuations.”
Thomas, an XRP investor from New York:
“The entire process is virtually hands-off, making it ideal for long-term investors. I prioritize regulatory compliance and automation; I joined FTMINING nearly a year ago, and the returns have been excellent.”
Industry Perspectives
Industry observers point out that the attention FTMINING cloud mining model has garnered reflects investors’ growing demand for “stable returns” and “automated asset management.” With the continuous improvement of compliance, security and automation technologies, the FTMINING cloud mining model provides cryptocurrency holders with a new asset management approach and makes “passive income” a realistic and feasible goal.
Conclusion
XRP holders are entering a new phase of digital asset application, moving from simply holding assets to participating in the blockchain ecosystem. FTMINING cloud mining provides users with a more convenient path to explore value. With the help of cloud computing power, users can participate in mining services without purchasing professional mining machines or undertaking complex operation and maintenance processes, allowing idle XRP to play a greater role. With the continuous development of blockchain technology, cloud mining is becoming an increasingly important focus for digital asset users, enabling XRP holders to manage their assets more flexibly and efficiently, and helping them explore new opportunities in the digital economy era.
If you wish to explore more revenue opportunities while holding XRP, the FTMINING cloud mining model is worth further understanding and attention.
Official Website: https://ftmining.com
app: https://ftmining.com
Customer Support Email: info@ftmining.com
Features
Musings from Dizengoff Street – by Bruce Brown
(August 8, 2026)
Outside Basimta Café in Central Jerusalem. Love the red shirt against a tiny sea of black. Not sure I am shrugging because of the ultra-orthodox uproar over a Jerusalem café operating on Shabbat or the lack of an ultra-orthodox uproar over a Jerusalem café operating on Shabbat. For the last six weeks Israeli headlines shouted about the cafe chaos. With the ultra-religious blocking entrances and storming the café. While shouting ‘Shabbos! Shabbos!’ Upsetting the secular amongst us just wanting to enjoy our Saturday iced matchas. So the wife and I thought we would check it out. And. Yes. Buy something to support the business. Uproar. Not. Blocked entrances. Not. Storming the café. Not. Albeit there were police barriers separating the devout protesters from the coffee drinkers. The protesters being just a few dozen black clad, pious Jews. Mostly teenagers. And yes. Shouting ‘Shabbos! Shabbos!’ Certainly underwhelming in its reported mayhem. Reminds me of the famous saying misattributed to Mark Twain – “If you don’t read the newspaper, you’re uninformed. If you do, you’re misinformed.” But I did enjoy my iced matcha.
(August 6, 2026)
Here we go again. Another round of forever negotiations. As someone who negotiates for a living. The way things are going in the straits. If I had to recommend a book on the subject to a new hire. Between The Art of the Deal, A Presidential Edition by Donald J. Trump or The Real Art of the Deal by the Mullahs of Iran with a special forward by the IRGC. Well. I would choose the latter.
(August 3)
Bravo Yoav Segalovitz, Liberal Yesh Atid MK and Monsour Abbas, United Arab Ra’am MK and party head. For breaking a glass ceiling where a Jewish lawmaker joins an Arab political party. No less a political earthquake in my little shtetl. Which can significantly impact coalition block arithmetic and posturing and strategy in the upcoming elections. Now Ra’am can be considered a legitimate ‘Zionist’ partner when forming coalition blocks and potentially pushing the ‘center left/right’ party over the 60 seat majority threshold. In our crazy parliamentary democracy defined by a multi-party (about fourteen!!), proportional representation system. To paraphrase Winston Churchill, Israel’s proportional representation model of governance is the best parliamentary democracy system except for all other forms of working democracies. Stay tuned for more amateurish political musings as we move towards Israel’s 26th national election – five of them held since 2019.
(August 1)
Although both sides say they are open to diplomacy. Neither really trusts the other. And American military action, or its threat, continues. I read headlines in the middle of the night -it’s a nervous habit lately– that the Dynamic Duo of Trump and Netanyahu may again strike in unison. Possibly this weekend. Yikes! Prompting me, at 2:30 AM, to dash around the house stocking my safe room. Bottled water. Canned food. Medicines. Documents. The beat goes on….
If it’s crazy here. It’s insane in Italy. With a recent online ‘Jew Hunt’ in the Milan area. Before being removed, the digital forms urged reportings of Israelis and Italian Jews staying in local hotels. The infamous Global Sumud Movement -yes, the one coordinating ‘peace and humanitarian’ flotillas to Gaza- was somehow connected. Although they deny involvement?! This deranged decree was looking to identify Zionist tourism and Zionist neo-colonization in Italy. I’ll stick with stocking the saferoom.
Then there’s New York Mayor Mamdani, a Global Sumud Movement supporter, threatening to arrest Prime Minister Netanyahu if he comes to New York. But since discovered he has no legal right for such a grandstanding, antisemitic, anti-Israel, anti-Western, anti-democratic antic. Maybe Mandami should be arrested! Or at least impeached. For being a grandstanding, antisemitic, anti-Israel, anti-Western, anti-democratic mayor.
Here’s a post Bruce sent us Friday, July 31:
WARTIME MUSINGS
Should credible threats against FLOTUS and ‘FSOTUS’ (first son..) not be justification to attack first.
As for yesterday’s summit. Netanyahu really can’t win. Explainer. If Trump now attacks without victory its ’cause of Netanyahu. If Trump now attacks with victory its ’cause of Trump. And, in Israel, if Trump doesn’t attack -victory or not- Netanyahu failed in his eighth meeting with Trump. And if Trump does attack -victory or not- half the country will vilify Bibi anyway. Missing a permutation?
Ya. I know. Kinda’ need a definition of victory for that musing to work.
And here in my little shtetle. We go to sleep unsure if there will be a code red in the middle of the night. And if not. We wake up thinking it will be tonight. How do you define stress?
Seemed like an appropriate way to end this musing.
Bruce Brown is a former Winnipegger who made aliyah to Israel over 35 years ago. Bruce first began writing for us – in his own inimitable style, in 2012, during what was known as “Operation Pillar of Defense.” His occasional musings on aspects of life in Israel that were far from what you’d typically read in other reports from Israel were hugely popular – both in the print Jewish Post & News and on this website.
We’re now glad to report that Bruce is back writing for us – this time on a regular basis. We will post Bruce’s reports as they arrive – with the date of each post at the beginning of that post.
Here’s some information about Bruce – and awards he’s received for his writing:
Bruce Brown. Canadian born. Now living in Israel (for a long time). Bruce works in Israel’s hi-tech sector by day and, in spurts, is a somewhat inspired writer by night. He received the American Jewish Press Association’s award for writing excellence in 2019 and 2025. And wrote the 1998 satire, “An Israeli is….” Bruce’s musings are political, social, economic and personal. With lots of biting, contrarian, sardonic and irreverent insight.
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