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How to Get an Auto Insurance Discount by Opting Out of Paper Bills and Documents

Switching to paperless billing is one of the easiest ways to save money on your auto insurance. Many drivers don’t realize that a simple tap or click can unlock a discount that lasts all year. Insurers love digital billing because it cuts their costs, and they share the savings with you.

Going paperless also makes life easier. Instead of sorting through mail, you can keep all your bills and policy updates in one place—your phone or email. It’s fast, clean, and stress-free, which is why more drivers are choosing it every day.

Why Going Paperless Helps You Save Money

Switching to paperless billing is an easy way to save money on auto insurance. Many drivers overlook this option, but insurers often reward customers who opt for digital statements over traditional paper bills. Going paperless benefits both the environment and your budget; an advantage when choosing car insurance Ontario.

Lower Administrative Costs for Insurers

When you opt out of paper bills, your insurance company spends less on printing, mailing, and handling physical documents. These savings add up for the company, and they often pass a portion of those savings directly to you as a discount. It’s a win-win situation: the company saves money, and you pay a little less for the same coverage.

Faster and More Convenient Billing

Paperless billing is not just about discounts; it’s about convenience too. Digital statements arrive in your inbox instantly, so there’s no waiting for the mail. This speed can help you avoid late fees since reminders are sent directly to your email or mobile device. Quick access to bills makes managing your policy simpler and stress-free.

Eco-Friendly Savings

Going paperless also benefits the environment by reducing paper use. While this doesn’t directly affect your premium, many insurance companies promote eco-friendly practices with extra incentives. Being part of this digital movement can sometimes qualify you for additional rewards beyond your standard paperless discount.

Simple Setup, Big Benefits

Switching is usually as simple as checking a box in your online account or contacting your insurance agent. Once you make the change, the discount typically appears on your next billing cycle. Small steps like this can add up over time, making a noticeable difference in your annual insurance costs.

How to Switch to Paperless Billing With Your Insurer

Switching to paperless billing is one of the easiest ways to save money on your auto insurance. Most insurers make the process quick and simple, so you can start enjoying discounts almost immediately.

Check Your Online Account

The first step is to log into your insurance company’s website or mobile app. Most insurers have a clear option labeled “Paperless Billing” or “Go Digital.” Once you find it, you’ll usually just need to click a box or toggle a switch to enroll.

Confirm Your Email and Contact Information

Before your digital statements start arriving, make sure your email address and phone number are correct. Insurers rely on these to send your bills and important updates. Double-checking this information ensures you don’t miss any payments or notifications.

Understand the Timing

After switching, your first digital bill may arrive in the next billing cycle. Some insurers might also offer an instant discount for going paperless, while others apply it to your next payment. Knowing when the savings kick in helps you track your progress.

Get Help if Needed

If you run into any problems or don’t see the paperless option online, calling your insurance agent or customer service is a good idea. They can guide you through the process and make sure your account is properly updated.

Other Perks of Choosing Paperless Documents

Choosing paperless documents for your auto insurance does more than save you money—it makes life easier and more organized. Going digital isn’t just a small convenience; it comes with several extra perks that many drivers love.

Quick Access Anytime, Anywhere

With paperless documents, your bills, statements, and policy updates are delivered straight to your email or app. You no longer need to dig through stacks of mail or worry about losing important papers. Everything is stored digitally and can be accessed whenever you need it.

Better Organization and Less Clutter

Digital documents help keep your insurance information neat and organized. You can create folders on your computer or phone for different policies, making it easy to find what you need in seconds. No more piles of paper or misplaced statements—everything is in one place.

Faster Notifications and Reminders

Paperless billing often comes with alerts for upcoming payments or changes in your policy. These notifications make it easier to stay on top of your insurance and avoid late fees. Instead of waiting for the mail, you get updates instantly.

Eco-Friendly Benefits

Going digital also reduces paper waste, which is better for the environment. Many insurance companies encourage this eco-friendly choice and sometimes offer small incentives for it. By opting for paperless documents, you’re making a positive impact while enjoying practical benefits.

Extra Discounts You Can Combine With Paperless Savings

Going paperless is a simple way to save on your auto insurance, but it doesn’t have to stop there. Many drivers can combine this discount with other savings to lower their total premium even more.

Bundling Policies for Bigger Savings

One of the easiest ways to save is by bundling your auto insurance with other policies, like home or renters insurance. Insurers often offer a discount when you keep multiple policies with the same company. When combined with your paperless discount, the savings can really add up.

Safe Driver and Low-Mileage Discounts

If you drive carefully or don’t put many miles on your car, you may qualify for additional discounts. Many insurance companies reward drivers with clean records or low annual mileage. Pairing these discounts with paperless billing can reduce your yearly premium noticeably.

Seasonal or Loyalty Discounts

Some insurers offer seasonal promotions or loyalty discounts for long-term customers. By staying on top of these opportunities, you can stack savings with your paperless discount and maximize your benefits.

Check With Your Insurance Agent

The best way to ensure you’re getting all possible discounts is to ask your insurance agent. They can review your policy and let you know which savings can be combined. Sometimes, a quick call or email can uncover discounts you didn’t even know existed.

Combining paperless billing with other available discounts is a smart strategy to save more money. With a few simple steps, you can enjoy multiple savings at once, making your auto insurance more affordable and hassle-free.

Conclusion 

Choosing paperless billing is a quick win for your wallet. It cuts clutter, speeds up updates, and helps you earn extra savings with almost no effort. Just switch your settings, confirm your email, and enjoy lower costs. It’s one of the simplest ways to save on auto insurance today.

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Digital entertainment options continue expanding for the local community

For decades, the rhythm of life in Winnipeg has been dictated by the seasons. When the deep freeze sets in and the sidewalks become treacherous with ice, the natural tendency for many residents—especially the older generation—has been to retreat indoors. In the past, this seasonal hibernation often came at the cost of social connection, limiting interactions to telephone calls or the occasional brave venture out for essential errands. 

However, the landscape of leisure and community engagement has undergone a radical transformation in recent years, driven by the rapid adoption of digital tools.

Virtual gatherings replace traditional community center meetups

The transition from physical meeting spaces to digital platforms has been one of the most significant changes in local community life. Where weekly schedules once revolved around driving to a community center for coffee and conversation, many seniors now log in from the comfort of their favorite armchairs. 

This shift has democratized access to socialization, particularly for those with mobility issues or those who no longer drive. Programs that were once limited by the physical capacity of a room or the ability of attendees to travel are now accessible to anyone with an internet connection.

Established organizations have pivoted to meet this digital demand with impressive results. The Jewish Federation’s digital outreach has seen substantial engagement, with their “Federation Flash” e-publications exceeding industry standards for open rates. This indicates a community that is hungry for information and connection, regardless of the medium.  

Online gaming provides accessible leisure for homebound adults

While communication and culture are vital, the need for pure recreation and mental stimulation cannot be overlooked. Long winter evenings require accessible forms of entertainment that keep the mind active and engaged. 

For many older adults, the digital realm has replaced the physical card table or the printed crossword puzzle. Tablets and computers now host a vast array of brain-training apps, digital jigsaw puzzles, and strategy games that offer both solitary and social play options.

The variety of available digital diversions is vast, catering to every level of technical proficiency and interest. Some residents prefer the quiet concentration of Sudoku apps or word searches that help maintain cognitive sharpness. Others gravitate towards more dynamic experiences. For those seeking a bit of thrill from the comfort of home, exploring regulated entertainment options like Canadian real money slots has become another facet of the digital leisure mix. These platforms offer a modern twist on traditional pastimes, accessible without the need to travel to a physical venue.

However, the primary driver for most digital gaming adoption remains cognitive health and stress relief. Strategy games that require planning and memory are particularly popular, often recommended as a way to keep neural pathways active.  

Streaming services bring Israeli culture to Winnipeg living rooms

Beyond simple socialization and entertainment, technology has opened new avenues for cultural enrichment and education. For many in the community, staying connected to Jewish heritage and Israeli culture is a priority, yet travel is not always feasible. 

Streaming technology has bridged this gap, bringing the sights and sounds of Israel directly into Winnipeg homes. Through virtual tours, livestreamed lectures, and interactive cultural programs, residents can experience a sense of global connection that was previously difficult to maintain without hopping on a plane.

Local programming has adapted to facilitate this cultural exchange. Events that might have previously been attended by a handful of people in a lecture hall are now broadcast to hundreds. For instance, the community has seen successful implementation of educational sessions like the “Lunch and Learn” programs, which cover vital topics such as accessibility standards for Jewish organizations. 

By leveraging video conferencing, organizers can bring in expert speakers from around the world—including Israeli emissaries—to engage with local seniors at centers like Gwen Secter, creating a rich tapestry of global dialogue.

Balancing digital engagement with face-to-face connection

As the community embraces these digital tools, the conversation is shifting toward finding the right balance between screen time and face time. The demographics of the community make this balance critical. Recent data highlights that 23.6% of Jewish Winnipeggers are over the age of 65, a statistic that underscores the importance of accessible technology. For this significant portion of the population, digital tools are not just toys but essential lifelines that mitigate the risks of loneliness associated with aging in place.

Looking ahead, the goal for local organizations is to integrate these digital successes into a cohesive strategy. The ideal scenario involves using technology to facilitate eventual in-person connections—using an app to organize a meetup, or a Zoom call to plan a community dinner. 

As Winnipeg moves forward, the lessons learned during the winters of isolation will likely result in a more inclusive, connected, and technologically savvy community that values every interaction, whether it happens across a table or across a screen.

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Features

Susan Silverman: diversification personified

By GERRY POSNER I recently had the good fortune to meet, by accident, a woman I knew from my past, that is my ancient past. Her name is Susan Silverman. Reconnecting with her was a real treat. The treat became even better when I was able to learn about her life story.

From the south end of Winnipeg beginning on Ash Street and later to 616 Waverley Street – I can still picture the house in my mind – and then onward and upwards, Susan has had quite a life. The middle daughter (sisters Adrienne and Jo-Anne) of Bernie Silverman and Celia (Goldstein), Susan was a student at River Heights, Montrose and then Kelvin High School. She had the good fortune to be exposed to music early in her life as her father was (aside from being a well known businessman) – an accomplished jazz pianist. He often hosted jam sessions with talented Black musicians. As well, Susan could relate to the visual arts as her mother became a sculptor and later, a painter.

When Susan was seven, she (and a class of 20 others), did three grades in two years. The result was that that she entered the University of Manitoba at the tender age of 16 – something that could not happen today. What she gained the most, as she looks back on those years, were the connections she made and friendships formed, many of which survive and thrive to this day. She was a part of the era of fraternity formals, guys in tuxedos and gals in fancy “ cocktail dresses,” adorned with bouffant hair-dos and wrist corsages.

Upon graduation, Susan’s wanderlust took her to London, England. That move ignited in her a love of travel – which remains to this day. But that first foray into international travel lasted a short time and soon she was back in Winnipeg working for the Children’s Aid Society. That job allowed her to save some money and soon she was off to Montreal. It was there, along with her roommate, the former Diane Unrode, that she enjoyed a busy social life and a place for her to take up skiing. She had the good fortune of landing a significant job as an executive with an international chemical company that allowed her to travel the world as in Japan, Hong Kong, New Zealand, Australia, Mexico, the Netherlands and even the USA. Not a bad gig.
In 1983, her company relocated to Toronto. She ended up working for companies in the forest products industry as well the construction technology industry. After a long stint in the corporate world, Susan began her own company called “The Resourceful Group,” providing human resource and management consulting services to smaller enterprises. Along the way, she served on a variety of boards of directors for both profit and non-profit sectors.

Even with all that, Susan was really just beginning. Upon her retirement in 2006, she began a life of volunteering. That role included many areas, from mentoring new Canadians in English conversation through JIAS (Jewish Immigrant Aid Services) to visiting patients at a Toronto rehabilitation hospital, to conducting minyan and shiva services. Few people volunteer in such diverse ways. She is even a frequent contributor to the National Post Letters section, usually with respect to the defence of Israel
and Jewish causes.

The stars aligned on New Year’s Eve, 1986, when she met her soon to be husband, Murray Leiter, an ex- Montrealer. Now married for 36 plus years, they have been blessed with a love of travel and adventure. In the early 1990s they moved to Oakville and joined the Temple Shaarei Beth -El Congregation. They soon were involved in synagogue life, making life long friends there. Susan and Murray joined the choir, then Susan took the next step and became a Bat Mitzvah. Too bad there is no recording of that moment. Later, when they returned to Toronto, they joined Temple Emanu-el and soon sang in that choir as well.

What has inspired both Susan and Murray to this day is the concept of Tikkun Olam. Serving as faith visitors at North York General Hospital and St. John’s Rehab respectively is just one of the many volunteer activities that has enriched both of their lives and indeed the lives of the people they have assisted and continue to assist.

Another integral aspect of Susan’s life has been her annual returns to Winnipeg. She makes certain to visit her parents, grandparents, and other family members at the Shaarey Zedek Cemetery. She also gets to spend time with her cousins, Hilllaine and Richard Kroft and friends, Michie end Billy Silverberg, Roz and Mickey Rosenberg, as well as her former brother-in-law Hy Dashevsky and his wife Esther. She says about her time with her friends: “how lucky we are to experience the extraordinary Winnipeg hospitality.”
Her Winnipeg time always includes requisite stops at the Pancake House, Tre Visi Cafe and Assiniboine Park. Even 60 plus years away from the “‘peg,” Susan feels privileged to have grown up in such a vibrant Jewish community. The city will always have a special place in her heart. Moreover, she seems to have made a Winnipegger out of her husband. That would be a new definition of Grow Winnipeg.

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Beneath the Prairie Calm: Manitoba’s Growing Vulnerability to Influence Networks

By MARTIN ZEILIG After reading Who’s Behind the Hard Right in Canada? A Reference Guide to Canada’s Disinformation Network — a report published by the Canadian AntiHate Network that maps the organizations, influencers, and funding pipelines driving coordinated right wing disinformation across the country — I’m left with a blunt conclusion: Canada is losing control of its political story, and Manitoba is far more exposed than we like to admit.
We often imagine ourselves as observers of political upheaval elsewhere — the U.S., Europe, even Alberta.
But the document lays out a sprawling, coordinated ecosystem of think tanks, influencers, strategists, and international organizations that is already shaping political attitudes across the Prairies. Manitoba is not an exception. In many ways, we’re a prime target.
The report describes a pipeline of influence that begins with global organizations like the International Democracy Union and the Atlas Network. These groups are not fringe. They are well funded, deeply connected, and explicitly designed to shape political outcomes across borders. Their Canadian partners translate global ideological projects into local messaging, policy proposals, and campaign strategies.
But the most concerning part isn’t the international influence — it’s the domestic machinery built to amplify it.
The Canada Strong and Free Network acts as a central hub linking donors, strategists, and political operatives. Around it sits a constellation of digital media outlets and influencer accounts that specialize in outrage driven content. They take think tank talking points, strip out nuance, and convert them into viral narratives designed to provoke anger rather than understanding.
CAHN’s analysis reinforces this point. The report describes Canada’s far right ecosystem as “coordinated and emboldened,” with actors who deliberately craft emotionally charged narratives meant to overwhelm rather than inform. They operate what the report characterizes as an “outrage feedback loop,” where sensational claims spread faster than journalists or researchers can contextualize them. The goal is not persuasion through evidence, but domination through repetition.
This is not healthy democratic debate.
It is a parallel information system engineered to overwhelm journalism, distort public perception, and create the illusion of widespread grassroots demand. And because these groups operate outside formal political structures, they face far fewer transparency requirements. Manitobans have no clear way of knowing who funds them, who directs them, or what their longterm objectives are.
If this feels abstract, look closer to home.
Manitoba has become fertile ground for these networks. Our province has a long history of political moderation, but also deep economic anxieties — especially in rural communities, resource dependent regions, and areas hit hard by demographic change. These are precisely the conditions that make disinformation ecosystems effective.
When people feel unheard, the loudest voices win.
We saw hints of this during the pandemic, when convoy aligned groups found strong support in parts of Manitoba. We see it now in the rise of local influencers who echo national talking points almost in real time. And we see it in the growing hostility toward institutions — from public health to the CBC — that once formed the backbone of civic trust in this province.
CAHN’s research also shows how quickly these networks can grow. Some nationalist groups have seen membership spikes of more than 60 percent in short periods, driven by targeted digital campaigns that exploit economic uncertainty and cultural anxiety. These surges are not organic. They are engineered.
The document also highlights the rise of explicitly exclusionary nationalist groups promoting ideas like “remigration,” a euphemism for mass deportation of nonEuropean immigrants. These groups remain small, but Manitoba’s demographic reality — a province where immigration is essential to economic survival — makes their presence especially dangerous. When extremist ideas begin to circulate within mainstream political networks, they gain a legitimacy they have not earned.
Even more troubling is how these ideas migrate.
CAHN warns that concepts once confined to fringe spaces are now being repackaged in sanitized language and pushed through influencers, think tanks, and political operatives seeking legitimacy. When these narratives appear alongside conventional policy debates, they gain a veneer of normalcy that obscures their origins.
None of this means Manitoba is on the brink of political collapse.
Our institutions remain resilient, and our political culture is still fundamentally moderate. But sovereignty is not just about borders or military power. It is also about information — who controls it, who manipulates it, and who benefits from its distortion. When opaque networks shape public opinion through coordinated disinformation, that sovereignty erodes.
CAHN’s broader warning is that trust itself is under attack. Farright networks intentionally target public institutions — media, universities, public health agencies, cultural organizations — because weakening trust creates a vacuum they can fill with their own narratives. A democracy becomes vulnerable when people no longer share a common set of facts.
The danger is not that Manitoba will suddenly adopt the politics of another country. The danger is that we will drift into a political environment shaped by forces we don’t see, don’t understand, and cannot hold accountable. A democracy cannot function if its information ecosystem is captured by actors who thrive on outrage, opacity, and division.
The solution is not censorship. It is transparency. It is rebuilding trust in journalism. It is demanding higher standards from the organizations that shape our political discourse. Manitobans deserve to know who is influencing their democracy and why.
We are not immune.
And believing we are immune is the most dangerous illusion of all.

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