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Minna Rosner essay contest winner Rosemund Ragetli

Rosemund Ragetli

Each year the Jewish Heritage Centre of Western Canada sponsors an essay contest named for the late Shoah survivor Mina Rosner. Mina Rosner dedicated many hours to educating people about the Shoah as well as the importance of combating racism and discrimination and upholding human rights.

Students in grades 9-12 are annually invited to submit essays on the subject of the Shoah and/or human rights. The winner of the Mina Ronser Human Rights Award receives a monetary prize.
The winner this year is Rosemund Ragetli, who graduated this past June from Westwood Collegiate.
Interestingly, the previous year’s winner, Blake Edwards, was also a student at Westwood Collegiate. Special mention, therefore, must be made of Westwood history teacher, Kelly Hiebert, who not only teaches students about the Shoah, in 2019 he took students to Europe. As part of that trip students visited Auschwitz. Both Blake and Rosemund were part of the group that went on that trip.

Following is Rosemund Ragetli’s essay:

The Silence of History
In the relative comfort of everyday life, it is often difficult to relate our everyday lives with the atrocities of the Holocaust. It is imperative, however, that youth learn and connect with this history, understanding the responsibility each individual has to defend the rights of others. While the ability to seamlessly define the term ‘Holocaust’, or list the names and dates of major battles is an important aspect in forming a contextually accurate historiographic understanding, it is crucial the study of history be expanded; encompassing the significance of each individual life and the constant extrapolation of what may be learned from the past. During grade eleven, I travelled to Europe on a school trip focused on the Holocaust. My experiences in Warsaw, Auschwitz, Lidice, and Berlin forever changed my interpretation of history, bringing to life the magnitude and depth of this atrocity. My abstract and theoretical knowledge, based solely in classroom learning, became connected to the individual stories of those who once stood where I stood, bringing to life the reality of war and sacrifice in a new and extremely powerful manner.

As I walked through the Museum of the Polish Jews in Warsaw, I became transfixed by the complexity of the narrative. Spanning a thousand years, the connection between the Polish empire and the Jewish community was incredible. Throughout the eighteenth, nineteenth, and twentieth centuries, the Jewish population served an integral role within the development of Poland’s economy and social structure1 Jolanta Ambrosewicz-Jacobs and Leszek Hoñdo, eds., Why Should We Teach About the Holocaust?, trans. Michael Jacobs, vol. 2 (Cracow: The Jagiellonian University Institute of European Studies, 2005), ) pg. 17, a reality mirrored in many European nations. However, less than ten percent of these Polish Jews survived the Second World War2 Ibid. pg. 19 . Openly stated in the minutes of the Wannsee Conference, held in Berlin, January 1942, “The aim of all of this was to cleanse German living space of Jews in a legal manner”3 Jon E Lewis , ed., Voices From The Holocaust (London: Robinson, 2012) pg. 125. Within the book, Voices of the Holocaust, Filip Muller, a Sonderkommando from Auschwitz, describes the moment he came to understand this gruesome truth, “The damp stench of dead bodies and a cloud of stifling, biting smoke surged out towards us. Through the fumes I saw the vague outline of huge ovens. We were in the cremation room of the Auschwitz crematorium.”4 Ibid pg. 133

These chilling words rang in my ears as I stood in the Auschwitz barracks, filled with thousands of shoes, the glass case with baby clothing; they echoed on the walls as I stepped inside the crematorium with rows of ovens standing cold and silent. The people who died were no longer a statistic in a textbook, but individual people with lives, families, and dreams, some too young even to speak. As I walked the grounds of Auschwitz, I imagined myself stepping off the train and onto the platform. Our tour guide stopped in front of a blank brick wall, the spot where the camp orchestra played. As a violinist myself, I imagined that this may have been my task; to play for the other prisoners, perhaps my own family as they walked to their deaths. I stood in the silence of the Auschwitz tower, overlooking miles of barracks, alone with these painfully unavoidable thoughts, and I felt the overwhelming reality of suffering and loss.

Prior to our trip, we learned the history of Operation Anthropoid5 Branik Ceslav and Carmelo Lisciotto , “The Massacre at Lidice,” The Massacre at Lidice “The German Occupation of Europe” http://www.HolocaustResearchProject.org (Holocaust Education & Archive Research Team, 2008), ), and the devastating story of the Lidice massacre. In 1942, a group of Czech resistance fighters, working with the exiled Polish government in Britain, successfully assassinated Reinhard Heydrich, a high ranking Nazi official. In retaliation for this act, the German forces destroyed the neighbouring village of Lidice, systematically killing one hundred and seventy-two men, sending the women to Ravensbrück concentration camp, and all but nine children to Chelmno extermination camp6 Meilan Solly, “The Lost Children of the Lidice Massacre,” Smithsonian.com, September 12, 2018, accessed June 23, 2020, https://www.smithsonianmag.com/history/story-lidice-massacre-180970242/). Flattened to ruins, the Nazis proudly proclaimed that “the village of Lidice, its residents, and its very name, were now forever blotted from memory”7 Branik Ceslav and Carmelo Lisciotto , “The Massacre at Lidice,” The Massacre at Lidice “The German Occupation of Europe” http://www.HolocaustResearchProject.org (Holocaust Education & Archive Research Team, 2008), ).

Following the publication of this event, the international community was outraged. A member of the British Parliament founded the “Lidice Shall Live”8 Meilan Solly, “The Lost Children of the Lidice Massacre,” Smithsonian.com, September 12, 2018, accessed June 23, 2020, https://www.smithsonianmag.com/history/story-lidice-massacre-180970242/) campaign, immortalizing the tragedy within the media and on the global stage. This reaction was starkly juxtaposed by the notably restrained response from the Allies regarding the Final Solution. As a politically charged point of contention9 Ibid, the international community was wary to portray the Holocaust as a driving factor in the war, while the Lidice Massacre provided a “neutral and indisputably despicable example” of Nazi cruelty. In truth, nothing could prepare me, or anyone else for our visit to the Lidice memorial. I stepped out of the bus, overlooking a beautiful field, with a stream running through it, and a nearby forest. It was impossible to reconcile these two realities. As we walked through the grass, I could not comprehend how little there was left of the town; the foundation of a church, and a plaque where a house once stood. We stopped in front of the statues of eighty-two children who were murdered10 Ibid, and I struggled to quantify such atrocities. A village, a people and a way of life gone without the smallest trace.

Upon our arrival in Berlin the following day, we embarked on a walking tour of the city, visiting several Holocaust memorials. In particular, the Memorial to the Murdered Jews of Europe was a unique and deeply poignant monument, one which significantly impacted my understanding of the Holocaust. Spanning more than 19,000 square metres, 2711 concrete slabs stand, ranging in height from eight inches to over sixteen feet11 Sam Merrill and Leo Schmidt, eds., A Reader in Uncomfortable Heritage and Dark Tourism, Brandenburg University of Technology, 2010,, accessed June 26, 2020, ) pg. 127. These coffin-like structures silently stretch into a concrete graveyard, commemorating the millions of nameless Jews who died in the Holocaust. As I walked between the rows of concrete pillars, I lost track of time, feeling lost and singularly insignificant. Designed for one person to walk in solitude12 Ibid., pg. 135, I found myself alone between concrete coffins that stretched far above my head. I glanced up at the slits of sky visible and found myself contemplating the enormity of the Holocaust in a way I had not previously. This, I believe, was the purpose of the memorial; the realization that within the confines of such a immense structure, one person is rendered insignificant, just as an individual life may be forgotten among the millions of lives lost. The unchanging constancy of this monument was extremely thought provoking, connecting the colossal magnitude of the Holocaust to a deeply personal and unique experience.

The trip significantly impacted my interpretation of history, in a way I could never have anticipated. By stepping into the events of the past; walking the grounds of Auschwitz and Lidice, standing before the incredible monuments for the Holocaust, I gained a deeper and more personal understanding for the importance of history within my own life. The information I had learned in class was suddenly part of something much larger, the realization that while history is, of course, the study of past events, the true value lies in its application to the present and most importantly, the future. After returning home, I worked to fulfill this mission, studying history with a new appreciation, I joined the Westwood Historical Society in order to connect the atrocities of the Holocaust to the youth of my own generation.

As I toured the Museum of the Polish Jews, walked the grounds of Auschwitz, and stood before the Holocaust memorials in Lidice and Berlin, my interpretation of history changed forever. I understood that it is our mission, as youth, to not only learn history, but to connect and apply it to the future. A theoretical knowledge of the Holocaust must be linked to a personal understanding of its magnitude, with each individual life holding meaning beyond a statistical value. Within the ease of everyday life, this is an undeniably difficult reality to comprehend, but one that must be understood. We as a generation have a responsibility to remember these events, learning from the atrocities of the Holocaust before they fade into the anonymity and silence of history.
Bibliography:

Ambrosewicz-Jacobs, Jolanta, and Leszek Hoñdo, eds. Why Should We Teach About the Holocaust? Translated by Michael Jacobs. 2. Vol. 2. Cracow: The Jagiellonian University Institute of European Studies, 2005. .

Blicq, Andy. “Return to Buchach.” Vimeo. CBC, 2011. .

Ceslav , Branik, and Carmelo Lisciotto . “The Massacre at Lidice.” The Massacre at Lidice “The German Occupation of Europe” http://www.HolocaustResearchProject.org. Holocaust Education & Archive Research Team, 2008. .

Lewis , Jon E, ed. Voices From The Holocaust. London: Robinson, 2012.

Merrill, Sam, and Leo Schmidt, eds. A Reader in Uncomfortable Heritage and Dark Tourism. Brandenburg University of Technology. 2010. Accessed June 26, 2020. .

Rosner, Mina. I Am a Witness . Winnipeg, Manitoba: Hyperion Press, 1990. .

Solly, Meilan. “The Lost Children of the Lidice Massacre.” Smithsonian.com. September 12, 2018. Accessed June 23, 2020. .

Kossak-Szczucka, Zofia. “‘Protest!” of the Underground Front for the Rebirth of Poland 1942.” Source texts Poles and the Holocaust. Accessed June 8, 2020. .

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Features

Exploring how to earn money in Tongits Go and GZone Tongits: Rewards and Myths

Tongits stands out as one of the most iconic card games in the Philippines, fusing fun, excitement, strategy, and social interaction. Spanning generations, this traditional game has remained a staple during family gatherings and leisure moments, bringing people together with its engaging mechanics. The emergence of mobile platforms such as Tongits Go elevated the experience further, offering Filipino players the opportunity to enjoy the thrill of the game anywhere and anytime. Alongside this advancement, however, a recurring question floods online forums: “Can I and how to earn money in Tongits Go? ”

Understanding the answer requires separating myths from facts surrounding Tongits Go, as well as examining alternatives like GZone Tongits, which brings competitive gameplay and tangible rewards into the picture.

Tongits Go: Digital Entertainment Rooted in In-Game Progress and Rewards

The appeal of Tongits Go lies in its seamless ability to deliver the essence of the traditional card game in a digital format. Widely accessible on mobile devices, the app continues to attract thousands of players seeking entertainment and lighthearted competition. However, misinformation about its ability to provide real monetary benefits stirs confusion, with claims linking how to earn money in Tongits Go to GCash as a source of cash withdrawals.

Myth: Real Money Withdrawals Are a Tongits Go Feature

Tongits Go is designed purely as an entertainment-centric platform. It operates as a digital space for online casino rather than an e-wallet or online casino. While players can earn in-app rewards such as Gold and Gostars, these hold value only within the game environment. Gold is primarily used for joining tables, competing in tournaments, and unlocking gameplay options. Gostars, meanwhile, are accumulated through completing daily missions or participating in special events. Occasionally, Gostars may be redeemed for prepaid loads or promotional digital vouchers, but these opportunities are infrequent and offer minimal monetary value.

Contrary to false claims about Tongits Go online acting as a money-making platform, there is no system in place for converting virtual winnings to genuine cash. The promotion of such statements often stems from unofficial or unreliable sources, heightening the need for player vigilance in protecting their personal information against scams.

Fact: In-Game Achievements Enhance the Fun Factor

How to earn real money in Tongits Go account rewards players through engaging in-game challenges that foster personal growth and development without monetary stakes. Tools such as the Battle Pass system, tournament leaderboards, achievement rewards, and daily missions help players track their progress and compete against others for prizes such as additional Gold and Gostars.

This approach motivates participants to focus on enhancing their gameplay skills and sharpening their strategies, contributing to a vibrant community atmosphere built on friendly competition.

Promoting Safe Play and Caution

How to earn real money in Tongits Go emphasizes ethical and responsible practices by encouraging players to moderate their time spent on the app. The developers position the game as a platform for relaxation and recreation rather than profit generation, warning users to remain alert against external claims promising “real cash withdrawals.” Ensuring safe and responsible play remains a cornerstone of Tongits Go’s philosophy.

GZone Tongits: Navigating Competitive Gameplay with Genuine Rewards

For players seeking higher stakes, GZone Tongits stands out as a viable alternative. Unlike Tongits Go, which functions purely as an entertainment platform, GZone Tongits combines skill-based gameplay with tangible rewards. As a PAGCOR-licensed platform adhering to Philippine online casino regulations, GZone guarantees fair competition, transparency, and a safe player experience.

Real-Time PVP Competitions

Unlike casual apps, GZone Tongits incorporates Player vs. Player (PVP) matchups where individuals compete against other real players rather than AI opponents. This format introduces a dynamic and unpredictable element to each round while maintaining familiar mechanics rooted in traditional Tongits online gameplay.

Several variations of how to play Tongits are offered through GameZone Tongits, catering to diverse player preferences. Tongits Plus sticks closely to the original Filipino rules, preserving cultural authenticity. Tongits Joker introduces Joker cards, adding new layers of challenge and strategy. Tongits Quick, on the other hand, is a streamlined, fast-paced version suited for shorter play sessions. With flexible table levels ranging from Newbie to Master, the platform accommodates players of all skill levels, fostering an inclusive environment.

Legal Regulation and Verified Rewards

Game Zone Tongits sets itself apart through its legal framework, which guarantees its credibility across game transactions. As a PAGCOR-certified online casino platform, it abides by strict regulatory guidelines, ensuring fairness, transparency, and security for every player involved in competitions. Key events, such as the prestigious ₱10,000,000 GameZone Tablegame Champions Cup (GTCC)—the Philippines’ first Tongits e-sports championship—offer significant rewards to top-performing individuals, elevating the competitiveness of the game.

Unlike Tongits Go, GZone Tongits creates earning opportunities that are verified and legitimate. The presence of regulated payout systems ensures real-value rewards for players, making competition profitable without compromising integrity.

Smart Reward Structures and Responsibility in GameZone casino

GameZone Tongits supports an ecosystem that rewards players strategically while promoting responsible practices. Features such as daily and weekly rebates return percentages of wagers to players, creating avenues to continually reinvest and optimize their play experience.

VIP levels unlock better rewards and exclusive access to high-stakes tables for loyal players, while regular tournaments and leaderboard placements recognize skill and consistency, offering tangible prizes and acknowledgment. Tools for establishing spending limits and setting playtime boundaries enable players to engage responsibly, reinforcing GameZone’s commitment to moderation and sustainability.

Exploring Tongits Platforms Based on Player Preferences

Tongits Go provides a welcoming space for casual gamers seeking entertainment, social connections, and lighthearted play. Its focus on digital rewards, such as prepaid loads and promotional incentives, keeps gameplay enjoyable without monetary pressure. Those who prioritize relaxation and shared laughs often gravitate toward Tongits Go as the ideal choice for convenient online casino experiences.

Meanwhile, GameZone online Tongits appeals to competitive enthusiasts ready to immerse themselves in tournaments offering real-world prizes. Its elevated gameplay merges professional standards with Filipino tradition, providing guaranteed payouts alongside thrilling matchups. GameZone Tongits delivers a regulated environment perfect for individuals looking to combine play skills with tangible rewards.

Preserving Filipino Tongits Culture Through Modern Play

The allure of Tongits transcends generations, blending strategy and camaraderie to create an experience steeped in Filipino tradition. Digital platforms such as Tongits Go and GameZone slot adapt this beloved pastime to modern online casino preferences, catering to players from varied backgrounds and interests. Whether pursuing casual engagement or competitive achievements, the game retains its heart through its ability to build connections and challenge players to think intelligently.

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Features

Dating in New York after Oct. 7 was already painful. Then came Zohran Mamdani

Can you date in New York City — without agreeing about Democratic mayoral candidate Zohran Mamdani? Image by Forward collage/Canva/Stephanie Keith/Getty Images

By David Berkowitz October 31, 2025

This story was originally published in the Forward. Click here to get the Forward’s free email newsletters delivered to your inbox.

I was considering getting back together with someone I dated earlier this year. When we reconnected this past summer, we hit it  off again instantly. As we took in the sunset along the East River promenade, we reminisced about how easily the conversation had always flowed between us.

But then, she had to ask the question: “Who are you going to vote for?”

“I have to vote for Mamdani,” I said.

And that was the end of that. It became a Zohran Mamdani breakup. Or, Mamdani, the Democratic candidate for New York City mayor, torched the chances of us getting back together. I have him to blame — or thank — for that one.

Dating in New York City has never been easy. Dating here as a divorced 40-something Jewish dad seeking to meet other Jews in a post-Oct. 7 world, with an autocrat as president and a democratic socialist running for mayor, is almost impossible. There are so many political reasons to decide it’s not worth it to pursue a relationship with someone — even before determining how well you’d really get along.

When I resumed using dating apps this spring, after the end of my first long-term relationship following my divorce, I noticed that way more Jewish women in their 30s and 40s were listing their politics as “moderate” than I’d ever seen before. Many of them showcased Israeli flags or Stars of David in their bios or noted something positive about Israel or Zionism.

As I began chatting with potential interests, I learned that for some women, the aftermath of the Oct. 7 attack had transformed them from social liberals into supporters of President Donald Trump, due to Republicans’ perceived alignment with Israel’s interests. Others were liberal and perhaps even progressive in many of their views, but adamantly Zionist. They were thus much more conservative than me when it came to any question about Israel’s right to keep prosecuting a war with an exceptionally high civilian death toll.

Being back on the dating scene was a minefield. And then Mamdani’s stunning surge in the Democratic mayoral primary began.

I wasn’t ready to vote for Mamdani in the primary, instead ranking his Jewish ally, Comptroller Brad Lander, first. But the more I learned, the more comfortable I was with Mamdani’s vision and plans for New York. And he’s running for mayor of New York City, after all, not Tel Aviv.

Yet what I found: With many potential dates, even an allusion to Mamdani would halt any progress in its tracks.

Just this month — ironically, on Oct. 7 — I was having a pleasant back-and-forth with someone on Lox Club, the supposedly selective dating app for Jews with “ridiculously high standards.” I was increasingly eager to meet her: She was bright, pretty, well-traveled, and, most importantly, starting to find me hilarious.

She lived in Manhattan, like me. But when I asked about where she’s from, she said she’s from Long Island and that she’ll likely move back after the election if Mamdani wins.

Part of me was tempted to say whatever was needed to at least score a date. I could have done the texting version of smiling and nodding, perhaps validating her fears and saying I’m worried too. But I suspected I’d be wasting my time pretending we could accommodate differing outlooks on the city’s future. I texted her that I’m convinced a Mamdani administration would be way better for the city than most people fear. Still, it seemed our views were too divergent, as much as I’d have loved to meet her. She agreed, and I ruefully tapped “unmatch.”

In some ways, it seems frivolous to lament the plight of diaspora dating. The trauma experienced by Jewish daters in the comfortable environs of New York City can’t possibly be compared to the trauma of those who experienced the terror of Oct. 7, or the suffering of Palestinian civilians in Gaza during the subsequent war.

But there’s a real cost to Jews becoming more suspicious of one another. We risk isolating ourselves into smaller and smaller blocs, making it harder for us to connect once we find each other.

It also means that those who take a less reactive and more nuanced view wind up silencing themselves. How can I express that my heart was torn apart every time I heard first-hand accounts from freed hostages who returned to Israel — but that I also grieve deeply over the devastation in Gaza? How can I admit that former Gov. Andrew Cuomo has a good track record in connecting with Jewish voters and would likely reliably stand up to antisemitism, but be more compelled by Mamdani’s infectious love for New York City — and believe his criticism of Israel doesn’t make him an antisemite?

And how can I express my love for Israel — the idea of it and its people, though not necessarily its government — while voting for a candidate who questions Israel’s viability as a Jewish state?

For too many Jewish daters like myself, there is increasingly a sense that looking for someone who is also willing to take an open-minded approach to conflicting political truths is like praying for a miracle.

There was one promising moment, before my springtime interest and I decided not to renew our romance, that gave me hope. My date and I watched an episode of Real Time with Bill Maher, one of her favorite shows, together. I hadn’t seen his show in so many years that I was game to see why she enjoyed it so much.

I was surprised she could find humor in someone so critical of Trump, the president for whom she voted. She was surprised I could agree with a lot of the centrist views from Maher and his guests, most of which didn’t toe the progressive line. I told her that night that if things worked out between us, we’d have to invite Maher to our wedding.

That obviously didn’t happen. But I still think we need more moments like that — opportunities to appreciate both our commonalities and differences. I could envision another version of that relationship, where we end up listening to different podcasts and following different Instagram accounts, but still find areas where we can share similar perspectives and laugh at the same jokes.

I’m skeptical, and disheartened. But I’m still holding out hope for some future “Maher weddings” — even though with every swipe right or left, it feels increasingly naïve to think that. And yet, at heart, I’m a Jew, and I’ve studied enough of the history of the Jews to know that we’ve been through worse. We’ll get through this. But not before more anniversaries of Oct. 7 have passed.

David Berkowitz is the author of The Non-Obvious Guide to Using AI for Marketing and founder of the AI Marketers Guild.

The views and opinions expressed in this article are the author’s own and do not necessarily reflect those of the Forward. Discover more perspectives in Opinion. To contact Opinion authors, email opinion@forward.com.

This story was originally published on the Forward.

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Features

Guest Article — A Canadian Jewish Traveller’s Money Playbook: Smarter FX & Safer Digital Finance for Israel Trips and Beyond

Written for readers of jewishpostandnews.ca
Whether you’re flying to Israel for a simcha, helping a student with a gap year, supporting family abroad, or making a donation to a cause you care about, the way you move money matters. Small choices around foreign exchange (FX), card settings, and digital security can quietly cost—or save—you hundreds of dollars per trip. This guest guide keeps things practical and non-hyped, with steps you can use right away.

1) Foreign Exchange: Focus on the all-in cost, not just the posted rate

Most leaks happen in three places: spreads (the markup over interbank), fees(ATM/operator/bank), and terminal settings (dynamic currency conversion, or DCC).

Winnipeg-to-Israel routine (works for most routes):

1. Always pay in the local currency. In Israel, choose ILS at the terminal; in the U.S. leg of a connection, choose USD. Decline DCC—letting the terminal convert to CAD usually costs more.

2. Separate rails by purpose.

○ Everyday spending: use a low/no-FX-fee card.

○ Larger cash or transfers: get a quote from a specialist and compare with your bank’s total cost (rate plus fees).

3. Stage big conversions. If the rate feels jumpy, split a large exchange into two or three tranches to average your price.

4. Carry a small cash float. Enough for taxis, tips, markets, and rural stops—then default to card for everything else.

5. Log your effective rate. Screenshot ATM and card receipts so you can see the actualCAD cost later.

Starting point to benchmark retail quotes: check posted rates, ID requirements, and pickup logistics via currency exchange in Ontario (useful if you or your student connect through Toronto/YYZ or spend time in the GTA before departure).

2) Israel-specific tips (simchas, tours, and longer stays)

● Hotels & car rentals: expect hefty holds on credit cards; keep extra available limit to avoid declines.

● Transit & payments: most urban vendors take cards, but small kiosks and markets may prefer cash; keep some small ILS notes.

● Receipts for donations & tours: store PDFs in one folder (cloud + offline) with a simple naming format (YYYY-MM-DD_vendor_amount). It saves time at tax season and for warranty/claim issues.

3) Tuition, program fees, and family support

Moving four- or five-figure sums? The spread matters more than you think.

● Shop the spread: get at least two quotes on the same day (bank vs. specialist).

● Confirm the lock: ask how long the rate-hold window lasts and the funds-received cut-off to avoid re-quotes.

● Proof of payment: save wire confirmations and the beneficiary’s receipt; mismatched names or references can delay admission or housing.

4) Tzedakah and cross-border donations (general guidance)

● Ask for the right receipt: Canadian tax receipts require a registered Canadian charity number; many Israel-based organizations partner with Canadian affiliates—ask before you give.

● Card vs. wire: cards are fast but may carry higher total cost on large gifts; wires are slower but can be cheaper for size.

● Record-keeping: store the acknowledgement email, PDF receipt, and card/wire confirmation together.

(This section is informational—always seek professional tax advice for your situation.)

5) If you hold a little crypto (optional)

Crypto isn’t for everyone, but if you already hold some—or your student does—treat it like an operations problem: keys, backups, and off-ramps.

Minimum viable safety

● Self-custody for long-term funds: use a hardware wallet; keep a small hot-wallet only for spending.

● Never store seed phrases in email or cloud notes. Write them down and secure them (consider splitting and sealing).

● On/off-ramp drill: before you travel, do a tiny test withdrawal to confirm access and speed; save TX IDs and exchange statements.

If you’re scaling exposure or want a security-first setup (custody architecture, recovery run-through, incident response), consider a session with crypto investment consultants.

6) One-page checklists you can save

Travel Day (Israel or U.S. connection)

● Card set to pay in local currency (decline DCC)

● Small test purchase completed on arrival

● Shortlist of ATMs with known operator fees

● Cash envelope for day-one expenses

● Offline copies of bookings + insurance on your phone

Large FX Transfer (tuition/deposit/donation)

● Two quotes captured (bank vs. specialist)

● Rate-lock window and cut-off confirmed

● Screenshots with timestamps saved

● Wire confirmation + beneficiary receipt filed

Crypto Hygiene (if applicable)

● Hardware wallet initialized; seed written and stored safely

● 2FA keys offline; password manager updated

● Test withdrawal completed; TX IDs logged

● Quarterly: verify balances, rotate credentials, re-test recovery

Why this fits JP&N readers

jewishpostandnews.ca serves readers with local, diaspora, and Israel coverage—readers who routinely plan Israel trips, support causes, and help students abroad. Practical money ops reduce friction on exactly those journeys.

Bottom line (and a small disclaimer)

You don’t need to “time the market.” Use the cheapest reliable rail for each job, avoid DCC, stage large conversions, and keep clean records. If crypto is in your mix, run it with production-grade safety. This article is informational only, not financial, tax, or investment advice; consult qualified professionals for your circumstances.

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