Features
Our New Jewish Reality
By HENRY SREBRNIK We are now three months past the horrific Hamas attack on Israel, and things get worse, not better, as antisemitic activities have grown since that day.
Indeed, since Oct. 7, we Jews have been witnessing an ongoing political and psychological pogrom. True, there have been no deaths (so far), but we’ve seen the very real threat of mobs advocating violence, and extensive property damage of Jewish-owned businesses and synagogues, all with little forceful reaction from the authorities.
The very day after the carnage, Canadians awoke to the news that the deadliest day for Jews since the Holocaust had inspired sustained celebrations in its major cities. And they have continued ever since. I’d go so far as to say the Trudeau government has, objectively, been more interested in preventing harm to Gazans than caring about the atrocities against Israelis and their state.
For diaspora Jews, the attacks of Oct. 7 were not distant overseas events and in this country since then they have inspired anti-Semitism, pure and simple, which any Jew can recognize. Even though it happened in Israel, it brought back the centuries-old memories of defenseless Jews being slaughtered in a vicious pogrom by wild anti-Semites.
I think this has shocked, deeply, most Jews, even those completely “secular” and not all that interested in Judaism, Israel or “Zionism.” Jewish parents, especially, now fear for their children in schools and universities. The statements universities are making to Jewish students across the country could not be clearer: We will not protect you, they all but scream. You’re on your own.
But all this has happened before, as we know from Jewish history. Long before Alfred Dreyfus and Theodor Herzl, the 1881 pogroms in tsarist Russia led to an awakening of proto-Zionist activity there, with an emphasis on the land of Israel. There were soon new Jewish settlements in Palestine.
The average Jew in Canada now knows that his or her friend at a university, his co-worker in an office, and the people he or she socializes with, may in fact approve, or at least not disapprove, of what happened that day in Israel. Acquaintances or even close friends may care far more about Israel killing Palestinians in Gaza.
Such people may even believe what we may call “Hamas pogrom denial,” already being spread. Many people have now gone so far in accepting the demonization of Israel and Jews that they see no penalty attached to public expressions of Jew-hatred. Indeed, many academics scream their hatred of Israel and Jews as loud as possible.
One telling example: On Nov. 10, Toronto officers responded to a call at an Indigo bookstore located in the downtown. It had been defaced with red paint splashed on its windows and the sidewalk, and posters plastered to its windows.
The eleven suspects later arrested claimed that Indigo founder Heather Reisman (who is Jewish) was “funding genocide” because of her financial support of the HESEG Foundation for Lone Soldiers, which provides scholarships to foreign nationals who study in Israel after serving in the Israeli armed forces. By this logic, then, most Jewish properties and organizations could be targeted, since the vast majority of Jews are solidly on Israel’s side.
Were these vandals right-wing thugs or people recently arrived from the Middle East? No, those charged were mostly white middle-class professionals. Among them are figures from academia, the legal community, and the public education sector. Four are academics connected to York University (one of them a former chair of the Sociology Department) and a fifth at the University of Toronto; two are elementary school teachers; another a paralegal at a law firm.
Were their students and colleagues dismayed by this behaviour? On the contrary. Some faculty members, staff and students at the university staged a rally in their support. These revelations have triggered discussions about the role and responsibilities of educators, given their influential positions in society.
We now witness continuous large “pro-Palestinian” rallies through our cities, invasions of shopping malls and thoroughfares, including intimidating behaviour against Jewish passersby. One incident that gained wide media coverage was of a masked demonstrator at the Eaton Centre in Toronto Dec. 17 threatening someone in front of police officers that he would “put him six feet deep” with no consequences. The protesters seem to act with impunity and no pushback from the authorities.
“Pro-Hamas protests have been permitted to block traffic, close stores and frighten patrons and owners, and vandalize property. And now we have explicit death threats in front of inert useless cops,” wrote journalist John Robson in the National Post Dec. 20.
Far more scandalous, even shocking, was the decision by the mayor of Canada’s fourth largest city, Calgary, announcing that she would not be attending the annual menorah lighting at city hall on the first night of Hanukkah.
Jyoti Gondek called it “an event to support Israel” – which, in her mind, “goes against the mission to uphold diversity and inclusion.” Orwell would be proud of such doublespeak. She is good at electoral math, however: Calgary is home to 100,00 Muslims but only 6,000 Jews.
Canada’s Muslim population is nearly 1.8 million, almost five times larger than the Jewish one, as Justin Trudeau, also, is aware. His Liberal government has been missing in action both in defending Israel at the UN and Canadian Jews at home. The RCMP, meanwhile, announced Dec. 16 that it had seen a “concerning trend” of young people being radicalized online, revealing that five youths had been arrested on terror charges over the past six months.
You’ve heard the term “quiet quitting.” I think many Jews will withdraw from various clubs and organizations and we will begin to see, in a sense like in the 1930s, a reversal of assimilation, at least in the social sphere. (Of course none of this applies to Orthodox Jews, who already live this way.)
Women in various feminist organizations may form their own groups or join already existing Jewish women’s groups. There may be an increase in attendance in K-12 Jewish schools. In universities, “progressive” Jewish students will have to opt out of organizations whose members, including people they considered friends, have been marching to the slogan “From the river to the sea, Palestine will be free” and similar eliminationist rhetoric, while waving Palestinian flags.
This will mostly affect Jews on the left, who may be supporters of organizations which have become carriers of anti-Semitism, though ostensibly dealing with “human rights,” “social justice,” and even “climate change.”
A perfect example: Swedish climate activist Greta Thunberg took part in a demonstration outside the Israeli Embassy in Stockholm on Oct. 22 in which she chanted “crush Zionism” along with hundreds of other anti-Israel protesters. She co-authored an op-ed accusing Israel of perpetrating a genocide against Palestinians in the British newspaper the Guardian Dec. 5.
Israel is now unthinkingly condemned as a genocidal apartheid settler-colonialist state, indeed, the single most malevolent country in the world and the root of all evil.
New York Times Columnist Bret Stephens expressed it well in his Nov. 7 article. “Knowing who our friends aren’t isn’t pleasant, particularly after so many Jews have sought to be personal friends and political allies to people and movements that, as we grieved, turned their backs on us. But it’s also clarifying.”
We confront two wars, one being waged in Gaza, the other here in Canada’s streets, universities, and elsewhere, by antisemites creating havoc. Canada’s Jews feel besieged and isolated.
Ed. note: This article by Henry Srebrnik represents the fifth piece we have published written by him since November 12. Four previous articles are still available to read on our website. (Simply enter “Henry Srebrnik” in the search tool.) This most recent article represents an updated version of an article which was first posted to our website on November 12. We also asked Henry to provide some further biographical information, as many readers have been asking us who he is. You can read a detailed bio of his academic career at the end of this article.
By the way, similar to Henry, we’ve been receiving submissions from other writers whose writings had not previously appeared in our paper, nor on our website. We welcome those submissions. We are proud to serve as a forum for articles that, perhaps for reasons of length, perhaps due to their content, have either been rejected for publication in better known newspapers or websites than ours.
Henry Srebrnik teaches comparative politics and ethnic relations in the Department of Political Science at the University of Prince Edward Island in Charlottetown, PEI, Canada and in his research examines the impact of nationalism and ethnically-based political conflict among diaspora peoples.
He obtained BA and MA degrees in political science and history at McGill University, Montreal, and an MA in Contemporary Jewish Studies at Brandeis University, Waltham, MA. His PhD in political science, from the University of Birmingham in England, was entitled “The Jewish Communist Movement in Stepney: Ideological Mobilization and Political Victories in an East London Borough, 1935-45.”
He has written three books on the subject of Jewish communities and Communist movements: London Jews and British Communism, 1935-1945 (London: Vallentine Mitchell, 1995); Jerusalem on the Amur: Birobidzhan and the Canadian Jewish Communist Movement, 1924-1951 (Montreal and Kingston: McGill-Queen’s University Press, 2008); and Dreams of Nationhood: American Jewish Communists and the Soviet Birobidzhan Project, 1924-1951 (Boston: Academic Studies Press, 2010). With Matthew Hoffman, he co-edited A Vanished Ideology: Essays on the Jewish Communist Movement in the English-speaking World in the Twentieth Century (Albany, NY: State University of New York Press, 2016).
He also wrote Creating the Chupah: The Zionist Movement and the Drive for Jewish Communal Unity in Canada, 1898-1921 (Boston: Academic Studies Press, 2011) and co-edited De Facto States: The Quest for Sovereignty (London and New York: Routledge, 2004).
The book on the Canadian Jewish Communist Movement has quite a bit on Winnipeg, as you’d expect.
A few articles that include Winnipeg, of the many I’ve written on the Canadian Jewish Communist movement:
“Birobidzhan on the Prairies: Two Decades of Pro-Soviet Jewish Movements in Winnipeg,” in Daniel Stone, ed., Jewish Radicalism in Winnipeg, 1905-1960 (Jewish Life and Times, Vol. 8) (Winnipeg: Jewish Heritage Centre of Western Canada, 2003): 172-191.
“Red Star Over Birobidzhan: Canadian Jewish Communists and the ‘Jewish Autonomous Region’ in the Soviet Union,” Labour/Le Travail 44, 1999: 129-147; reprinted in Richard Menkis and Norman Ravvin, eds., The Canadian Jewish Studies Reader (Calgary and Montreal: Red Deer Press and the Institute for Canadian Jewish Studies, 2004): 241-263.
Features
Exploring how to earn money in Tongits Go and GZone Tongits: Rewards and Myths
Tongits stands out as one of the most iconic card games in the Philippines, fusing fun, excitement, strategy, and social interaction. Spanning generations, this traditional game has remained a staple during family gatherings and leisure moments, bringing people together with its engaging mechanics. The emergence of mobile platforms such as Tongits Go elevated the experience further, offering Filipino players the opportunity to enjoy the thrill of the game anywhere and anytime. Alongside this advancement, however, a recurring question floods online forums: “Can I and how to earn money in Tongits Go? ”
Understanding the answer requires separating myths from facts surrounding Tongits Go, as well as examining alternatives like GZone Tongits, which brings competitive gameplay and tangible rewards into the picture.
Tongits Go: Digital Entertainment Rooted in In-Game Progress and Rewards
The appeal of Tongits Go lies in its seamless ability to deliver the essence of the traditional card game in a digital format. Widely accessible on mobile devices, the app continues to attract thousands of players seeking entertainment and lighthearted competition. However, misinformation about its ability to provide real monetary benefits stirs confusion, with claims linking how to earn money in Tongits Go to GCash as a source of cash withdrawals.
Myth: Real Money Withdrawals Are a Tongits Go Feature
Tongits Go is designed purely as an entertainment-centric platform. It operates as a digital space for online casino rather than an e-wallet or online casino. While players can earn in-app rewards such as Gold and Gostars, these hold value only within the game environment. Gold is primarily used for joining tables, competing in tournaments, and unlocking gameplay options. Gostars, meanwhile, are accumulated through completing daily missions or participating in special events. Occasionally, Gostars may be redeemed for prepaid loads or promotional digital vouchers, but these opportunities are infrequent and offer minimal monetary value.
Contrary to false claims about Tongits Go online acting as a money-making platform, there is no system in place for converting virtual winnings to genuine cash. The promotion of such statements often stems from unofficial or unreliable sources, heightening the need for player vigilance in protecting their personal information against scams.
Fact: In-Game Achievements Enhance the Fun Factor
How to earn real money in Tongits Go account rewards players through engaging in-game challenges that foster personal growth and development without monetary stakes. Tools such as the Battle Pass system, tournament leaderboards, achievement rewards, and daily missions help players track their progress and compete against others for prizes such as additional Gold and Gostars.
This approach motivates participants to focus on enhancing their gameplay skills and sharpening their strategies, contributing to a vibrant community atmosphere built on friendly competition.
Promoting Safe Play and Caution
How to earn real money in Tongits Go emphasizes ethical and responsible practices by encouraging players to moderate their time spent on the app. The developers position the game as a platform for relaxation and recreation rather than profit generation, warning users to remain alert against external claims promising “real cash withdrawals.” Ensuring safe and responsible play remains a cornerstone of Tongits Go’s philosophy.
GZone Tongits: Navigating Competitive Gameplay with Genuine Rewards
For players seeking higher stakes, GZone Tongits stands out as a viable alternative. Unlike Tongits Go, which functions purely as an entertainment platform, GZone Tongits combines skill-based gameplay with tangible rewards. As a PAGCOR-licensed platform adhering to Philippine online casino regulations, GZone guarantees fair competition, transparency, and a safe player experience.
Real-Time PVP Competitions
Unlike casual apps, GZone Tongits incorporates Player vs. Player (PVP) matchups where individuals compete against other real players rather than AI opponents. This format introduces a dynamic and unpredictable element to each round while maintaining familiar mechanics rooted in traditional Tongits online gameplay.
Several variations of how to play Tongits are offered through GameZone Tongits, catering to diverse player preferences. Tongits Plus sticks closely to the original Filipino rules, preserving cultural authenticity. Tongits Joker introduces Joker cards, adding new layers of challenge and strategy. Tongits Quick, on the other hand, is a streamlined, fast-paced version suited for shorter play sessions. With flexible table levels ranging from Newbie to Master, the platform accommodates players of all skill levels, fostering an inclusive environment.
Legal Regulation and Verified Rewards
Game Zone Tongits sets itself apart through its legal framework, which guarantees its credibility across game transactions. As a PAGCOR-certified online casino platform, it abides by strict regulatory guidelines, ensuring fairness, transparency, and security for every player involved in competitions. Key events, such as the prestigious ₱10,000,000 GameZone Tablegame Champions Cup (GTCC)—the Philippines’ first Tongits e-sports championship—offer significant rewards to top-performing individuals, elevating the competitiveness of the game.
Unlike Tongits Go, GZone Tongits creates earning opportunities that are verified and legitimate. The presence of regulated payout systems ensures real-value rewards for players, making competition profitable without compromising integrity.
Smart Reward Structures and Responsibility in GameZone casino
GameZone Tongits supports an ecosystem that rewards players strategically while promoting responsible practices. Features such as daily and weekly rebates return percentages of wagers to players, creating avenues to continually reinvest and optimize their play experience.
VIP levels unlock better rewards and exclusive access to high-stakes tables for loyal players, while regular tournaments and leaderboard placements recognize skill and consistency, offering tangible prizes and acknowledgment. Tools for establishing spending limits and setting playtime boundaries enable players to engage responsibly, reinforcing GameZone’s commitment to moderation and sustainability.
Exploring Tongits Platforms Based on Player Preferences
Tongits Go provides a welcoming space for casual gamers seeking entertainment, social connections, and lighthearted play. Its focus on digital rewards, such as prepaid loads and promotional incentives, keeps gameplay enjoyable without monetary pressure. Those who prioritize relaxation and shared laughs often gravitate toward Tongits Go as the ideal choice for convenient online casino experiences.
Meanwhile, GameZone online Tongits appeals to competitive enthusiasts ready to immerse themselves in tournaments offering real-world prizes. Its elevated gameplay merges professional standards with Filipino tradition, providing guaranteed payouts alongside thrilling matchups. GameZone Tongits delivers a regulated environment perfect for individuals looking to combine play skills with tangible rewards.
Preserving Filipino Tongits Culture Through Modern Play
The allure of Tongits transcends generations, blending strategy and camaraderie to create an experience steeped in Filipino tradition. Digital platforms such as Tongits Go and GameZone slot adapt this beloved pastime to modern online casino preferences, catering to players from varied backgrounds and interests. Whether pursuing casual engagement or competitive achievements, the game retains its heart through its ability to build connections and challenge players to think intelligently.
Features
Dating in New York after Oct. 7 was already painful. Then came Zohran Mamdani
By David Berkowitz October 31, 2025
This story was originally published in the Forward. Click here to get the Forward’s free email newsletters delivered to your inbox.
I was considering getting back together with someone I dated earlier this year. When we reconnected this past summer, we hit it off again instantly. As we took in the sunset along the East River promenade, we reminisced about how easily the conversation had always flowed between us.
But then, she had to ask the question: “Who are you going to vote for?”
“I have to vote for Mamdani,” I said.
And that was the end of that. It became a Zohran Mamdani breakup. Or, Mamdani, the Democratic candidate for New York City mayor, torched the chances of us getting back together. I have him to blame — or thank — for that one.
Dating in New York City has never been easy. Dating here as a divorced 40-something Jewish dad seeking to meet other Jews in a post-Oct. 7 world, with an autocrat as president and a democratic socialist running for mayor, is almost impossible. There are so many political reasons to decide it’s not worth it to pursue a relationship with someone — even before determining how well you’d really get along.
When I resumed using dating apps this spring, after the end of my first long-term relationship following my divorce, I noticed that way more Jewish women in their 30s and 40s were listing their politics as “moderate” than I’d ever seen before. Many of them showcased Israeli flags or Stars of David in their bios or noted something positive about Israel or Zionism.
As I began chatting with potential interests, I learned that for some women, the aftermath of the Oct. 7 attack had transformed them from social liberals into supporters of President Donald Trump, due to Republicans’ perceived alignment with Israel’s interests. Others were liberal and perhaps even progressive in many of their views, but adamantly Zionist. They were thus much more conservative than me when it came to any question about Israel’s right to keep prosecuting a war with an exceptionally high civilian death toll.
Being back on the dating scene was a minefield. And then Mamdani’s stunning surge in the Democratic mayoral primary began.
I wasn’t ready to vote for Mamdani in the primary, instead ranking his Jewish ally, Comptroller Brad Lander, first. But the more I learned, the more comfortable I was with Mamdani’s vision and plans for New York. And he’s running for mayor of New York City, after all, not Tel Aviv.
Yet what I found: With many potential dates, even an allusion to Mamdani would halt any progress in its tracks.
Just this month — ironically, on Oct. 7 — I was having a pleasant back-and-forth with someone on Lox Club, the supposedly selective dating app for Jews with “ridiculously high standards.” I was increasingly eager to meet her: She was bright, pretty, well-traveled, and, most importantly, starting to find me hilarious.
She lived in Manhattan, like me. But when I asked about where she’s from, she said she’s from Long Island and that she’ll likely move back after the election if Mamdani wins.
Part of me was tempted to say whatever was needed to at least score a date. I could have done the texting version of smiling and nodding, perhaps validating her fears and saying I’m worried too. But I suspected I’d be wasting my time pretending we could accommodate differing outlooks on the city’s future. I texted her that I’m convinced a Mamdani administration would be way better for the city than most people fear. Still, it seemed our views were too divergent, as much as I’d have loved to meet her. She agreed, and I ruefully tapped “unmatch.”
In some ways, it seems frivolous to lament the plight of diaspora dating. The trauma experienced by Jewish daters in the comfortable environs of New York City can’t possibly be compared to the trauma of those who experienced the terror of Oct. 7, or the suffering of Palestinian civilians in Gaza during the subsequent war.
But there’s a real cost to Jews becoming more suspicious of one another. We risk isolating ourselves into smaller and smaller blocs, making it harder for us to connect once we find each other.
It also means that those who take a less reactive and more nuanced view wind up silencing themselves. How can I express that my heart was torn apart every time I heard first-hand accounts from freed hostages who returned to Israel — but that I also grieve deeply over the devastation in Gaza? How can I admit that former Gov. Andrew Cuomo has a good track record in connecting with Jewish voters and would likely reliably stand up to antisemitism, but be more compelled by Mamdani’s infectious love for New York City — and believe his criticism of Israel doesn’t make him an antisemite?
And how can I express my love for Israel — the idea of it and its people, though not necessarily its government — while voting for a candidate who questions Israel’s viability as a Jewish state?
For too many Jewish daters like myself, there is increasingly a sense that looking for someone who is also willing to take an open-minded approach to conflicting political truths is like praying for a miracle.
There was one promising moment, before my springtime interest and I decided not to renew our romance, that gave me hope. My date and I watched an episode of Real Time with Bill Maher, one of her favorite shows, together. I hadn’t seen his show in so many years that I was game to see why she enjoyed it so much.
I was surprised she could find humor in someone so critical of Trump, the president for whom she voted. She was surprised I could agree with a lot of the centrist views from Maher and his guests, most of which didn’t toe the progressive line. I told her that night that if things worked out between us, we’d have to invite Maher to our wedding.
That obviously didn’t happen. But I still think we need more moments like that — opportunities to appreciate both our commonalities and differences. I could envision another version of that relationship, where we end up listening to different podcasts and following different Instagram accounts, but still find areas where we can share similar perspectives and laugh at the same jokes.
I’m skeptical, and disheartened. But I’m still holding out hope for some future “Maher weddings” — even though with every swipe right or left, it feels increasingly naïve to think that. And yet, at heart, I’m a Jew, and I’ve studied enough of the history of the Jews to know that we’ve been through worse. We’ll get through this. But not before more anniversaries of Oct. 7 have passed.
David Berkowitz is the author of The Non-Obvious Guide to Using AI for Marketing and founder of the AI Marketers Guild.
The views and opinions expressed in this article are the author’s own and do not necessarily reflect those of the Forward. Discover more perspectives in Opinion. To contact Opinion authors, email opinion@forward.com.
This story was originally published on the Forward.
Features
Guest Article — A Canadian Jewish Traveller’s Money Playbook: Smarter FX & Safer Digital Finance for Israel Trips and Beyond
Written for readers of jewishpostandnews.ca
Whether you’re flying to Israel for a simcha, helping a student with a gap year, supporting family abroad, or making a donation to a cause you care about, the way you move money matters. Small choices around foreign exchange (FX), card settings, and digital security can quietly cost—or save—you hundreds of dollars per trip. This guest guide keeps things practical and non-hyped, with steps you can use right away.
1) Foreign Exchange: Focus on the all-in cost, not just the posted rate
Most leaks happen in three places: spreads (the markup over interbank), fees(ATM/operator/bank), and terminal settings (dynamic currency conversion, or DCC).
Winnipeg-to-Israel routine (works for most routes):
1. Always pay in the local currency. In Israel, choose ILS at the terminal; in the U.S. leg of a connection, choose USD. Decline DCC—letting the terminal convert to CAD usually costs more.
2. Separate rails by purpose.
○ Everyday spending: use a low/no-FX-fee card.
○ Larger cash or transfers: get a quote from a specialist and compare with your bank’s total cost (rate plus fees).
3. Stage big conversions. If the rate feels jumpy, split a large exchange into two or three tranches to average your price.
4. Carry a small cash float. Enough for taxis, tips, markets, and rural stops—then default to card for everything else.
5. Log your effective rate. Screenshot ATM and card receipts so you can see the actualCAD cost later.
Starting point to benchmark retail quotes: check posted rates, ID requirements, and pickup logistics via currency exchange in Ontario (useful if you or your student connect through Toronto/YYZ or spend time in the GTA before departure).
2) Israel-specific tips (simchas, tours, and longer stays)
● Hotels & car rentals: expect hefty holds on credit cards; keep extra available limit to avoid declines.
● Transit & payments: most urban vendors take cards, but small kiosks and markets may prefer cash; keep some small ILS notes.
● Receipts for donations & tours: store PDFs in one folder (cloud + offline) with a simple naming format (YYYY-MM-DD_vendor_amount). It saves time at tax season and for warranty/claim issues.
3) Tuition, program fees, and family support
Moving four- or five-figure sums? The spread matters more than you think.
● Shop the spread: get at least two quotes on the same day (bank vs. specialist).
● Confirm the lock: ask how long the rate-hold window lasts and the funds-received cut-off to avoid re-quotes.
● Proof of payment: save wire confirmations and the beneficiary’s receipt; mismatched names or references can delay admission or housing.
4) Tzedakah and cross-border donations (general guidance)
● Ask for the right receipt: Canadian tax receipts require a registered Canadian charity number; many Israel-based organizations partner with Canadian affiliates—ask before you give.
● Card vs. wire: cards are fast but may carry higher total cost on large gifts; wires are slower but can be cheaper for size.
● Record-keeping: store the acknowledgement email, PDF receipt, and card/wire confirmation together.
(This section is informational—always seek professional tax advice for your situation.)
5) If you hold a little crypto (optional)
Crypto isn’t for everyone, but if you already hold some—or your student does—treat it like an operations problem: keys, backups, and off-ramps.
Minimum viable safety
● Self-custody for long-term funds: use a hardware wallet; keep a small hot-wallet only for spending.
● Never store seed phrases in email or cloud notes. Write them down and secure them (consider splitting and sealing).
● On/off-ramp drill: before you travel, do a tiny test withdrawal to confirm access and speed; save TX IDs and exchange statements.
If you’re scaling exposure or want a security-first setup (custody architecture, recovery run-through, incident response), consider a session with crypto investment consultants.
6) One-page checklists you can save
Travel Day (Israel or U.S. connection)
● Card set to pay in local currency (decline DCC)
● Small test purchase completed on arrival
● Shortlist of ATMs with known operator fees
● Cash envelope for day-one expenses
● Offline copies of bookings + insurance on your phone
Large FX Transfer (tuition/deposit/donation)
● Two quotes captured (bank vs. specialist)
● Rate-lock window and cut-off confirmed
● Screenshots with timestamps saved
● Wire confirmation + beneficiary receipt filed
Crypto Hygiene (if applicable)
● Hardware wallet initialized; seed written and stored safely
● 2FA keys offline; password manager updated
● Test withdrawal completed; TX IDs logged
● Quarterly: verify balances, rotate credentials, re-test recovery
jewishpostandnews.ca serves readers with local, diaspora, and Israel coverage—readers who routinely plan Israel trips, support causes, and help students abroad. Practical money ops reduce friction on exactly those journeys.
Bottom line (and a small disclaimer)
You don’t need to “time the market.” Use the cheapest reliable rail for each job, avoid DCC, stage large conversions, and keep clean records. If crypto is in your mix, run it with production-grade safety. This article is informational only, not financial, tax, or investment advice; consult qualified professionals for your circumstances.