Features
Part 7 of the story of the Winnipeg con man: He meets a fellow psychiatric patient in Victoria Hospital; the plan to bring jets from Israel is brought closer to reality
By BERNIE BELLAN This is the seventh part of a story about a delusional Winnipegger who believes he is someone of great wealth and has spent the better part of 30 years contacting people all over the world telling them that he wants to invest in their businesses or projects. The first six parts of this story are all available to read under the FEATURES category on this website.
Here is part 7 of my story:
As I read through transcripts of conversations I had with the various individuals who would come to play different parts in what is quite a crazy story, some of those conversations were so weird that I wondered why I ever agreed to talk to certain people.
One such conversation took place with someone I’ll call Jack. Now, while Jack seemed perfectly nice, just like Rick, Dan, and Bob before him, the conversation veered off in crazy directions.
It was Rick who had told me about Jack, saying that it was Jack who had connected him with Fred Devlin. Jack’s connection to Rick though, as I was to learn while talking with him, was through their mutual interest in cannabis.
Jack said he first met Fred Devlin in 2022 when both were patients in the psychiatric ward at Victoria General Hospital in Winnipeg. There’s no need to go into any detail about Jack’s particular condition, other than to note that he said he suffers from a “seizure condition.”
To treat that condition, Jack explained, he uses cannabis. Here’s how he described what has happened to him when he has had a seizure and has been rendered unconscious: “When I go to the hospital for care, they place me in the psychiatric ward because they believe I’m a street drug user and not someone with a neurological condition that there’s no treatment for.”
So, it was when he was hospitalized following one of those seizures that Jack says he met Fred: “So in the hospital, I met Fred and he seemed like a blessed person, and he talks about helping other people, and he had a business card for a charity, and his theme is Tikun Olam, Repair the World… and he calls his foundation Xanadu Foundation.”
I said: “Sounds familiar,” but what I wanted to know is how he put Devlin together with Rick? I said to him: “Now, because Rick says that you were the common link, that you must have known Rick.”
In his rambling way, Jack explained how he had come to know Rick: “So my workplace, there were gang members and weapons involved, and I intervened, and I had a spinal cord injury, and a head injury, and that was 2005. So I was disabled with a seizure condition.
“Since then, and I came to, and after refusing palliative care, I found cannabis, and that’s what I was prescribed by my neurologist. And that’s how I came to Rick and his website.”
Rick, it turns out, has a very popular website devoted to the promotion of cannabis. He also has a business selling cannabis. (I won’t disclose the name of Rick’s website because, just as I promised everyone else in this story with whom I communicated, I would keep their identities hidden.)
Jack, however, wanted to describe in great detail the medical benefits of cannabis, but I wanted to bring him back to explaining how it was that he put Rick and Devlin together. He said that when he was younger he worked at a gas station and he used to read magazines at night while he was at the gas station. One of the magazines had an article about Fred Devlin. (I referred to that article in the business magazine at the beginning of this story.)
It’s actually quite amazing that having read an article in a magazine over 30 years earlier, Jack remembered the name “Fred Devlin,” but when he met Fred in the psychiatric ward, he immediately recalled that article – and that the article had mentioned Izzy Asper was a mentor of Fred’s.
Jack said he actually knew Izzy Asper (who died in 2002): “I am an acquaintance of Israel Asper and I spoke with him when I was 17 and 18. I spoke with him a number of times. We used to see each other. We used to frequent the same place on Fridays.” (I love his use of the word “frequent.” That’s open to all sorts of conjecture what he meant by that.) “So we would see each other on a Friday -f requently. And we spoke a number of times. And if you’ve ever spoken with Israel Asper, he is clear in guiding.”
I was rather astonished that Jack was able to recall an article he had read some 30 years earlier. I said to him: “And this is some 30 years later, right? So, you remembered Fred’s name from having read that article?”
Jack: “I have been documented with an over 160 IQ, intelligence quotient.” (Who knows? Maybe he was telling the truth. It is rather remarkable that he remembered an article he had read 30 years prior.)
Still, I wanted to get back to how he put Rick and Devlin together. Jack explained: Devlin said he was “looking for a businessman to start a business and bring cannabis as medicine.”
That led to Jack contacting Rick and putting him in touch with Devlin. As I explained in my chapter about Rick, Rick was wanting to expand his publishing business and Devlin had promised him $10 million toward that end.
It was in January 2026, however, that Jack met Devlin once again in the psych ward at Victoria General Hospital. This time though, Devlin blamed his having ended back in the psych ward on Rick, saying “Rick is doing something to harm him (Fred) and his reputation and his (Rick’s) website’s been taken down…“
But, Jack said, he told Fred “I’m not very certain about Rick. So I will not be easily convinced that Rick is doing anything.”
Jack then veered off into a long tangent – something that by this point I had become accustomed to hearing when it came to speaking with individuals who had had an association with Fred Devlin.
It was also when he met Devlin the first time during his stay in the psych ward that Devlin invited Jack to “join him with his charity foundation.”
As Jack explained: “I’m a Christian man. I’m also a Catholic. I’m also a Baptist and I also love Judaism. So, when it comes to a religion that’s based on Mitzvahs and doing good deeds to help other people, I love that. So, I decided I would help Fred repair the world and try to do something better than is existing right now with him.
“So, we would get together and we started seeing each other and socializing and meeting together regularly. And we’ve been doing that for the past two years, roughly. 18 months, 20 months, somewhere in there.”
Jack went on to describe a story about having bought cannabis for Devlin’s wife who, Jack said, suffers from migraines. He also claimed that “Queen Victoria suffered from migraines and used cannabis daily for a neurology condition. That is historic and documented.”
(A quick check of the internet contradicted what Jack said, although there may have been a glimmer of truth in what he alleged. Here’s what a Google check came up with: “Reports suggest that Queen Victoria may have used cannabis tincture to alleviate menstrual cramps or pain during childbirth, as prescribed by her personal physician, Sir John Russell Reynolds, who frequently used cannabis in his practice. However, these claims are not definitively proven and remain disputed by some historians.)
Jack said he spent $945 on cannabis for Devlin’s wife (That’s some expensive cannabis, I’d say!) “but it was a disastrous for him and his wife. And this is how he has repaid that friendship for everyone with his deceit and fraud.”
Our conversation, which had already been 30 minutes, continued, but nothing else of consequence was said – if anything that I’ve already described of our conversation can be said to have been of any consequence.
The plan to convert Israeli jets for firefighting gets taken very seriously
As I’ve noted several times, Devlin’s background in aviation stood him in good stead when it came to trying to persuade various individuals that he was seriously interested in working with Israel Aerospace Industries. Dan Winthrop, especially, invested a great deal of time in a project that would have seen Israel Aerospace Industries convert jets for use as water bombers, spraying chemical retardants on forest fires.
But, when it came to actually negotiating with someone who had ties to Israel Aerospace Industries it was someone I’ll call Avi who was ready to play a key role in the project.
When I spoke with Avi I promised him I wouldn’t disclose where he lived, what he did for a living, or who it was that he was going to connect to Devlin. Avi was deeply embarrassed at how much he believed Devlin story – and the extent to which he was prepared to help Devlin’s supposed plan through to fruition.
What he did disclose though, was that he had “a personal friend who works for the Israeli aviation and space industry.” He went so far as to say that “she’s in charge of the non-combat aviation side of it, and she’s in charge of North America.” (Bob Anderson referenced receiving an email from this woman, whom I’ve called Dalit Galon.)
Avi said “So, she contacted me and said she has a client who sent, I believe that his name is Dan, who sent his associates to Israel to meet with her and to purchase airplanes.”
I asked: “That would be Dan Winthrop – right?”
Avi: “Correct…And Dan flew and met with her, and he was under the impression that he’s dealing with a serious guy who wants to do good to the world as a foundation, and he is going to use those planes to fight fires – all over the world.”
I was a little confused as to the timeline when all this occurred because when I had spoken with Dan Winthrop, he had mentioned broaching an idea to Devlin in 2021 that Devlin said he really liked and wanted to put up money to see that idea go forward. But, when I spoke to Dan he said he didn’t want to get into specifics about that idea, beyond saying that Devlin steals other people’s ideas.
Now, however, after listening to Avi, I was beginning to understand just what Dan’s idea had been, so I said to Avi: “Let’s just go back. When is all this happening? What year are we talking about?”
Avi answered: “Everything is the last two years.” That would mean that it took some time for Dan to find someone in the Israeli aerospace industry who would give serious consideration to his proposal.
As Avi reiterated, “So she called me and says, this guy came, he’s representing a serious guy who has the means and wants to do good for the world, and wants to purchase those planes to fight those fires. That’s it.”
The woman Avi was talking to then asked her whether he could give Avi’s number to Devlin, noting that “he (Devlin) said he loves Israel like you, and would it be okay if I give him your number?” (I should note at this point that Avi is very well connected, both to Israeli businesspeople – and to people in the government, including some very high placed politicians.)
Devlin did call Avi, as Avi explained: “He would be calling me. I didn’t call him. He would call me twice a week, three times a week and just ask me personal questions, talk to me. And then he mentioned, if there’s anything that I can do to help Israel or to help something with Israel, let me know.”
At that point Avi said the conversations with Devlin shifted to discussing a documentary movie someone wanted to make about Jews helping Israel. He said he told Devlin about that idea for a movie and Devlin said he wanted to be involved in that, too.
Eventually, we returned to discussing Devlin’s plan to convert Israeli jets so that they could be used for firefighting. Avi told Devlin that he would help to set up some meetings for him with important Israeli officials, but at that point he asked me to stop recording.
Although he asked me to stop recording Avi didn’t say that he wanted to go off the record. What he said next really floored me. He said that he had actually gone so far as to set up a meeting between Devlin and Israeli Prime Minister Netanyahu. To Avi’s great relief, however, Devlin bowed out of flying to Israel to meet the prime minister, so the meeting was cancelled long before it was supposed to take place. He added that he would have been terribly embarrassed had Netanyahu actually shown up for a meeting, only to find that Devlin hadn’t come.
Avi admitted that it was only quite recently that he realized Fred Devlin was totally delusional, but unlike some of the others whose stories I’ve related thus far, he didn’t spend nearly as much time talking to Devlin as others had. Or course, he realizes now that whatever time he did spend was totally wasted but, as you’re about to read, beyond having spent time talking to Devlin, it didn’t cost him financially.
Coming next: The con man convinces someone to stop paying their debts – promising him a big payday around the corner
Features
Basketball: How has Israel become one of the best basketball countries in Europe in the last few years?
When Israeli Deni Avdija became the first Israeli to be drafted as the highest Israeli draftee in NBA history in 2020 – then emerged as a key NBA wing in Portland, it was not so much the breakthrough it appeared to be, but a portent of things to come. Israeli basketball development has been decades in the making, and in recent years its clubs have made Europe take notice.
This is why Maccabi Tel Aviv, Hapoel Tel Aviv, and the national basketball team of Israel are now the subjects of serious discussion in European basketball. It is only natural that fans and bettors reading form, depth of the roster, and momentum would look at our Euroleague predictions and then evaluate how Israeli teams would fit into the continental picture.
A rich history: The Maccabi Tel Aviv mythos
The contemporary narrative dates back to before Avdija. Maccabi Tel Aviv won its maiden European Cup in 1977, beating Mobilgirgi Varese and providing a nation under pressure with a sporting icon. Tal Brody’s declaration: “We are on the map” became not just a quote, it became a declaration of Jewish confidence, Israeli strength and a basketball dream.
Maccabi turned out to be the team of the nation since it bore Israeli identity past the borders. Maccabi has been a cultural ambassador before globalization transformed elite lists into multinational conundrums. Its yellow jerseys were the symbol of excellence, rebellion, and identification for the Israeli people at home and Jewish communities abroad.
The six European championships for the club provided a benchmark that has influenced the Winner League and Israeli basketball. Children were not just spectators of Maccabi, they dreamed of Europe as something accessible. Coaches studied in the continental competition. Sponsors and broadcasters realized that basketball had the potential to be the most exportable Israel team sport.
The modern pillars of Israeli basketball’s success
The recent ascendancy of Israel is no magic. It is the result of history, astute recruiting, youth-building and pressure-tested league culture. The nation has made its size its strength: clubs find talent at a young age and enhance the potential with foreign professionals.
Nurturing homegrown talent: The Deni Avdija effect
The most obvious example is that of Avdija. He was a high-ranking contributor in the system of Maccabi Tel Aviv, was chosen as a teenager, and was picked number 9 by Washington in the 2020 NBA Draft. His career was a reminder that an Israeli prospect could be more than a local star; he could be a lottery pick with two-way NBA potential.
Israeli NBA player Omri Casspi had already opened that door, and Avdija opened it even further for the next generation. Their achievements captivated the expectations of youthful players in Tel Aviv, Jerusalem, Holon, Herzliya, etc. An Israeli teenager is now able to envision a path from youth leagues to the Winner League, the EuroLeague, and ultimately – NBA minutes.
It is that dream that has been followed by investment. Israeli clubs put more emphasis on skills training, strength training, and analytics, as well as international youth tournaments. The success of the national program in the face of the best of Europe has also helped.
A global approach: The role of international and naturalized stars
The other pillar of the Israeli basketball program is the openness of Israel to global talent. The Winner League has been an important destination, not a stopover, for American guards and forwards. Most come in with NCAA or G league experience and become leaders due to the fact that the league requires scoring, speed and tactical flexibility.
It is enriched with naturalized players and Jewish players, who are able to use the Law of Return to come to Israel to play. Inspired by legendary players like Tal Brody, current imports who can bond both professionally and personally with Israelis have provided teams with uncharacteristic diversity in their rosters. The outcome has been a mixture of Israeli competitiveness, American shot making, Balkan toughness, and European spacing.
Making waves in Europe: Israel’s modern Euroleague footprint
Even in challenging seasons, Maccabi Tel Aviv has remained the flagship team. Currently, Maccabi is out of a playoff spot in the EuroLeague, but Hapoel Tel Aviv has shot up in playoff discussion. That juxtaposition speaks volumes: Israel is no longer represented by one lone, iconic club. Its profile has expanded.
Nevertheless, it is true that the reputation of Maccabi in the EuroLeague does count. Menora Mivtachim Arena in Tel Aviv is one of the most intimidating arenas for EuroLeague teams to play in: loud and emotional. Recent security and travel realities have affected the usual home-court advantage but the name of the club is still a potent brand.
It is the reason why there is an interesting betting discussion within Israeli teams. The name Maccabi still retains a historical impact, but analysts also need to quantify the present defensive performance, injuries, substitution of venues and guards, and fatigue in the schedule. The emergence of Hapoel has provided another Israeli point of reference and markets have to regard the nation as a multi-club force.
What’s next? The future of Israeli basketball on the world stage
Sustainability is the second test. The Israeli national basketball team desires more serious EuroBasket performances and a future world cup. It requires Avdija types – fit and powerful, more domestic big men, and guards capable of playing elite defense to get there.
The pipeline is an optimistic one. Israeli schools are more professional, teams are bolder with young talents, and the Winner League is a test ground where potential talents have to contend with older, tougher imports each week. Not all players will turn into an Avdija, yet additional players ought to be prepared to participate in EuroCup, EuroLeague, and even NBA games.
To the Jews in the Canadian diaspora, the impact is not only sporting, it is also emotional. Israeli basketball brings pride, drama and a common language to the continents. To the European fan, it provides tempo, creativity and unpredictability. To analysts, it provides a sign that a small nation, with memory, ambition and adaptation, can rise to become a true basketball power. Israel has ceased to be the unexpected guest on the table of Europe. It is a part of it, season after season.
Features
In recent years, we have been looking for something more than a house in Israel – we have been looking for a home
For many Jewish families in the diaspora, Israel has always been more than a destination. It is the land of tefillah, memory, family history and belonging. But in recent years, many families have begun asking a practical question too: should Israel also become a place where we have a home?
Not necessarily immediate aliyah. Sometimes it begins with a future option, something good to have just in case, or simply roots with a stronger connection to Eretz Yisroel.
But what does it mean?
A Jewish home is shaped not only by what is inside the front door, but by what surrounds it: neighbours, synagogues, schools, parks, local services, safe streets and the rhythm of Jewish life. For observant families, these are not small details. They are the things that turn a house into a place of belonging.
This is not a new idea. It is a need that has helped shape Jewish communities in Israel before. The Savyonim idea is rooted in the story of Savyon, the Israeli community established in the 1950s by South African Jews who wanted to create a green, safe and community-minded environment in Israel. It was a diaspora dream translated into life in the Jewish homeland.
That idea feels relevant again today. Many Jewish families abroad are now making plans around where they can feel connected in the years ahead.
Recent figures point in the same direction. Reports based on Israel’s Ministry of Finance data showed that foreign residents bought around 1,900 homes in Israel in 2024, about 50% more than the previous year, with Jerusalem emerging as the most popular place to buy. In January 2026, foreign residents still purchased 146 homes, broadly similar to January 2025, even as the wider housing market remained cautious.
For Lior David, International Sales & Marketing Manager at Africa Israel Residences, part of the continued interest may lie in the fact that today’s residential projects are increasingly built around the wider needs of Jewish families abroad: not only buying a property in Israel, but finding a setting that can support community, continuity and everyday Jewish life. That idea is reflected in Savyonim, the company’s residential concept, which places the surrounding environment at the heart of choosing a home.
This can be seen in Savyoney Givat Shmuel, where the surrounding environment includes synagogues, parks, educational institutions, local commerce, playgrounds and transport links, and in Savyoney Ramat Sharet in Jerusalem, located in one of the city’s established green neighbourhoods.
For families abroad, these things matter. Jerusalem and Givat Shmuel are never just another location. They are home to strong Jewish communities, established religious life and surroundings that allow a family to imagine not only buying property, but building a Jewish home in Israel.
Together, these projects reflect a broader understanding: that for many Jews in the diaspora, the decision to create a home in Israel is not only practical, but rooted in identity, continuity and community. The Savyonim story began with a Zionist community from abroad that succeeded in building a real home in Israel; today, that same vision continues in a contemporary form.
Features
When a Personal Loan Can Be a Smarter Option Than Carrying Credit Card Debt
A lot of people keep credit card debt longer than they planned because the monthly minimum looks manageable, but that is the trap. The payment feels small enough to live with, but much of it goes to interest when the balance is high. That means the debt can drag on for years, even if you keep paying on time.
A personal loan can be a smarter option when you already know the debt will not be gone quickly. Instead of carrying a revolving balance with a high rate and no firm payoff date, you move the debt into a fixed loan with regular payments and a clear endpoint. That does not solve every debt problem, but in the right situation, it can reduce interest costs and make repayment more realistic.
The Core Difference Between These Two Types of Debt
Credit cards are flexible, so you can borrow, repay, and borrow again without applying every time. That flexibility is useful for day-to-day spending, emergencies, and short-term borrowing. It becomes expensive when a large balance sits there month after month.
A personal loan is structured. You borrow one amount upfront, then repay it over a set term, often between one and five years. The payment usually stays the same each month. That structure matters because it forces steady progress.
When a Personal Loan Usually Makes More Sense
A personal loan tends to be the better choice when the debt is already turning into a medium-term problem rather than a short-term one. That often means you are no longer using the card for convenience. You are using it as borrowed money and paying a high price for that access.
It can be a smart move in cases like these:
- You are carrying a balance for several months and do not see a realistic way to clear it soon
- Your card interest rate is much higher than the loan rate you qualify for
- You have debt across two or three cards and want one payment instead of several
- You need a fixed monthly amount so you can build a proper budget
- You want a firm payoff date instead of open-ended repayment
The Biggest Practical Advantage Is Predictability
If your monthly budget is already tight, uncertainty makes everything harder. Credit card minimum payments can rise as rates change or balances grow. Multiple cards also mean multiple due dates, different limits, and a higher chance of missing one payment.
A personal loan can make life simpler. You know the payment amount, the term, and the month the debt should be gone. That makes it easier to plan around rent, groceries, utilities, childcare, and other fixed costs. For many households, that predictability is just as valuable as the interest savings.
When you are comparing offers, a reputable financial institution like, for example,Innovation Federal Credit Union can explain the full cost of borrowing, not just the headline rate. That matters because the real question is not whether the payment looks fine today. The real question is whether the loan will make your debt cheaper, easier to manage, and less likely to come back.
Where People Make Mistakes
Paying off a card with a loan helps only if the card balance stays low afterwards. If the card fills up again, you end up with both the loan and new revolving debt. That is usually worse than the original problem.
Another mistake is focusing only on the monthly payment. A longer loan term can make the payment feel easier, but it may also increase the total amount of interest paid over time. A smaller payment is not automatically a better deal.
Before signing anything, check these points carefully:
- The loan interest rate
- Any origination or administration fees
- The total amount you will repay over the full term
- Whether you can make extra payments without penalty
- Whether the monthly payment truly fits your budget
- What you will do with the credit cards after the balance is paid off
When a Personal Loan Is Not the Better Option
If your credit is weak, the loan rate may not be much better than your card rate. In that case, the savings may be too small to justify the switch. If fees are high, the benefit can shrink even more.
It also may not help if the real issue is cash flow. If your income is not covering regular monthly bills, replacing card debt with a loan does not solve the shortage. The payment may look neater, but the pressure remains. In that case, the better step may be a hard review of spending, extra income, or professional debt advice.
A credit card can still be a better tool when you can pay off purchases quickly and in full. Used that way, a card can be convenient and cost nothing in interest. The problem starts when short-term borrowing quietly becomes long-term debt.
How to Decide
Pull together the numbers for every card you carry. Write down the balance, the interest rate, the minimum payment, and how much you usually pay each month. Then compare that with the full cost of a personal loan offer.
Look at these questions:
- How much interest will I pay if I keep the debt on my cards
- How much interest and fees will I pay with the loan
- How long will each option take to clear
- Can I manage the loan payment even in a tight month
- Am I ready to stop using the paid-off cards for routine spending
If the loan gives you a lower total cost, a clear payoff schedule, and a payment you can genuinely handle, it may be the smarter move.
A Good Loan Strategy Includes a Behaviour Plan
If you use a personal loan to clear card balances, decide in advance what happens next. Some people keep one card open for emergencies and put the others away. Others lower their limits or remove saved card details from shopping apps. Small changes like that can prevent the old pattern from restarting.
Set up automatic payments if possible. Put the loan due date just after payday. Build even a small emergency fund alongside repayment so an unexpected car repair or vet bill does not go straight back on the card. Those steps may sound basic, but they often make the difference between lasting progress and another round of debt.
To Sum Up
A personal loan can be a smarter option than carrying credit card debt when the debt is already lingering, the loan rate is meaningfully lower, and the monthly payment fits your budget without strain. The real advantage is not only lower interest. It is structure, clarity, and a realistic path to being done with the debt.
That said, a loan works best when it is paired with changed habits. If the card balance returns after the transfer, the loan will not have solved much.