Features
Shindico celebrating 50th anniversary this year – the Sandy Shindleman story
By BERNIE BELLAN Anyone who has ever driven through Winnipeg is bound to have noted the very many buildings – including strip malls, shopping centres, office buildings, and apartment buildings, that bear the name “Shindico”.
This year marks the 50th anniversary of the founding of Shindico. While its name may be familiar to most Winnipeggers, there’s not a lot that’s been written about how Shindico came to be.
Recently I had the chance to speak with Shindico founder Sandy Shindleman who, now 68, started Shindico when he was only 18.
Anyone who knows Sandy is familiar with his wry wit – and often self-deprecating style. In many ways his story is similar to the stories of many other self-made entrepreneurs within Winnipeg’s Jewish community.

Born in a small town – in this case Portage la Prairie, Sandy was one of three brothers, (the others being Robert and Daniel). The brothers’ parents, Eddie and Claire (née Abells), are both deceased, Eddie having died in 1998, while Claire died in 2019. Eddie’s brother Jack, who worked with Eddie in the grocery store that Eddie owned in Portage (known as Greenberg’s Grocery), passed away in 2020.
Eddie Shindleman’s own father came to Canada in 1912 – from Ukraine (which was then part of Russia, Sandy reminded me.) Claire’s parents were from Belarus. Like many other Jewish immigrants, Sandy’s grandfather went into the cattle business – which Eddie Shindleman remained very much involved in, operating an abattoir (slaughterhouse) in Portage for many years.

Sandy recalls his years growing up in Portage with fondness. There were about “25-35 Jewish families in Portage,” he recalls, many of whom had arrived there after World War II.
The grocery store that his father ran was actually purchased from Eddie Shindleman’s brother-in-law in 1967. Prior to that Eddie had managed the store. As well, Claire and her brother owned a motel in Portage, the “Westgate Inn,” which remained owned by the Shindleman family until this month.
I asked Sandy about the spelling of the name “Shindleman.”
Shouldn’t it be spelled “Shindelman,” I wondered?
His father misspelled it, Sandy said. It should have been “Shindelman,” not “Shindleman.” I asked whether “shindel” meant something in Yiddish. He answered that the family thought it meant “roofer,” but when I checked, the word “shindle” actually means scissors in Yiddish.
While Sandy did work some in the family grocery store, he also had occasion to help his father with the abattoir – which leads to a great story I’d first heard Sandy tell back in 2018, when I had invited him to speak to a group that I had helped start at the Rady JCC (along with Tamar Barr), known as the Jewish Business Network.
The story of the bull and “old man Schweitzer”
When I spoke to Sandy again recently, I invited him to repeat that story because it was both funny – and insightful.
The story goes like this: “I was 14 years old. The store was open till nine o’clock on Friday.” One Friday, on a June evening, after the store had closed Sandy’s father asked Sandy to go out to a farm owned by someone Sandy knew only as “old man Schweitzer.” (He never did find out Schweitzer’s first name, he told me.)
Schweitzer lived on an 80 acreage farm, Sandy continued, but he didn’t grow anything. He didn’t even have any cattle or chickens. All that he had was a bull and he wanted to sell his bull to Eddie Shindleman.
But old man Schweitzer didn’t drive. He didn’t own a truck. All that he owned was a tractor, Sandy said.
“He drove into town and he shopped at my dad’s store on a tractor because you didn’t need a driver’s license to drive a tractor. And as far as I know, you still don’t. But the tractor was open – like it didn’t have a closed cap.”
Now, at the time, Sandy was only 14 years old. Here he was, being asked to drive out to a farm – and pick up a bull. He said that he already knew how to drive a truck (even though he wasn’t legally supposed to be able to do that), so he went to Schweitzer’s farm in a five-ton truck, along with a hired hand who worked in the abattoir.
Eddie had given Sandy a blank cheque to take with him. Eddie had told Sandy to offer Schweitzer a fair price for the bull and not to try and take advantage of him. Sandy said he looked the bull up and down and offered Schweitzer $420 – which Schweitzer accepted.
So, Sandy and the hired hand loaded the bull on to the truck – which was quite a job, since it turned out the bull weighed 1400 pounds.
It was past dark when Sandy got back to Portage. “I drove by the store. My dad came out and climbed up on the truck and looked at the bull. And he said, ‘How much did you pay for it?’ I said ‘$420.’
“And he didn’t say good job, bad job, nothing.”
Now, Sandy had thought that his father wanted the bull for slaughter, since it was June and Eddie was going to need a lot of ground beef tor the upcoming Portage fair. But when Eddie took a look at the size of the bull, he realized it was too big for him to slaughter. “It would have broken the hoist,” Sandy explained.
Instead, Eddie decided to ship the bull to Burns Meats in Winnipeg.
“We had a special relationship with Burns Meats,” Sandy explained. “We provided a lot of their kill on a weekly basis. And so they treated us well. And we always sold things dressed weight. So it didn’t matter if the thing was full of water, it was dressed weight on the rail.”
Another week went by, and Burns Meats had sent a cheque for the bull. It was for $1,000.
Eddie didn’t say anything immediately when he saw how much the cheque was for.
Sandy said though, that later that day, when “there’s a lull in the store at six o’clock – when everyone’s eating dinner…my dad said, ‘What did you think of the bull sale?’ I said, ‘Well, I think I should quit school. I’ll buy a bull or two a week. And I’ll make more than you’re making standing here in the store.’
“ ‘Yeah.’ he said, ‘Could you have bought it for $350?’ I said, ‘Should I have?’
“He said, ‘no.’ He said, ‘What if old man Schweitzer didn’t take your offer and shipped the bull himself?'”
Eddie did some figuring how much it would have cost Schweitzer to ship the bull and came to the conclusion that Schweitzer would have “got about $780, not $420.”
So he told Sandy to go back to Schweitzer’s and write him another cheque for $400.
Sandy said that when he went back to Schweitzer’s, “I didn’t know that old man Schweitzer had hair because I’d never seen him without” the white hard hat he always wore.
But, he said to Schweitzer: ” ‘Mr. Schweitzer, I made a mistake on the bull. I misjudged the weight. And I have a check here for you.’ And I slid the check across his round table.”
Schweitzer though, said that instead of accepting the cheque he wanted to sign it right back over – and use the money instead as credit for groceries in Sandy’s father’s store.
But when Sandy returned to the store with cheque in hand, as he described it: “My dad is in the corner at the store, leaning over looking out the door, and I see he’s tearing up the check that I gave him. And I said, ‘Why are you doing that? He said, ‘Well, let Trudeau pay for half his groceries.’ “
The moral of the story though – and one that Sandy says has stuck with him throughout his business career, was “I realized that we were succeeding. These were customers. We succeeded by helping others succeed.”
Sandy ventures into real estate at age 18
How Sandy Shindleman came to be involved in real estate is another good story. As he tells it, there was a certain real estate salesman in Portage by the name of Danny Maxwell. According to Sandy, Maxwell told him he had to work only a couple of hours a week in order to make what was a pretty good living, so the idea of venturing into becoming a real estate salesperson had great appeal for someone who was still a teenager.
As he says, “it seemed like an easier way to make a living than what we were doing – standing in the store, carrying bags of flour, sacks of potatoes and cutting meats, et cetera – and kind of being stuck in one place. So, it seemed to me that that was something that should be explored.”
Sandy wrote the real estate licensing exam while he was still in high school. The exam was proctored by the Yellowquill junior high school principal (which was, by the way, not the junior high school Sandy attended).
With real estate license in hand, Sandy decided to make the big move to Winnipeg – on his own.
His first sale, he says, came courtesy of Zivey Chudnow, who owned a building in the Inkster Industrial Park (at 11 Plymouth; it’s now an Amazon warehouse) that he wanted to sell.
Sandy explains that he got to know Zivey when Sandy was only five years old and “used to shag golf balls for him” in Clear Lake.
But, that first successful foray into the real estate business did not lead to a whole series of other successes. As Sandy notes, “after that, I couldn’t make another sale because who’s going to buy anything from an 18-year-old farmer who doesn’t know anything about real estate? In commercial real estate, your buyer knows more than you and the seller knows more than you, but to sell a house, you know, what do I know about a house? I lived in a house. That was about the extent of it.”
So, he thought he might have better luck trying to sell farms. After all, he grew up in Portage and knew a lot about farms. That, too, didn’t pan out: “I wasn’t that successful selling farms. I put an ad in the paper to attract buyers and I tried to sell farms,” but without any success.
Instead, he decided to try his luck at buying some properties himself. “I bought some commercial buildings in Winnipeg and Portage – old buildings, you know, two suites upstairs that shared a bathroom and, you know, old grocery stores that were junk. One of them is still standing, 618 Saskatchewan Avenue West. The other ones aren’t. They fell down, I imagine.”
Things started to change for the better though when Sandy (who, by this time was joined by his older brother Robert) saw an empty Co-op store at 1068 Henderson Highway. Next to it, he says, were “a library, car wash, a Dairy Queen, and a gas bar.” The Co-op owned everything, and Sandy decided to make an offer to purchase what is now known as Rossmere Plaza from the Co-op, which was accepted.
Shindico begins a long and successful relationship with the Akman family
The purchase was completed with the Akman family, and the project was managed and run by Shindico (Sandy says the development was originally built by the Simkin family in the 1960s.) For Sandy, making that first major acquisition proved to be the beginning of a long relationship with the Akman family – something that eventually ended with Shindico acquiring Akman Management in 2023 from Danny Akman.
It was not long after that Sandy saw another opportunity when an empty Loblaws store on Pembina Highway was also for sale. As he says, it was around 1982, and the market for retail was “dead… There were a lot of experienced people that did office leasing, industrial, land, and apartments But retail – there was no glamour in that, so it wasn’t crowded.”
I asked how he financed those early acquisitions? Sandy explained that there were a lot of trust companies at the time – almost all of which have disappeared, but they were willing to lend him money. His approach, he noted – and it’s been his approach throughout his business career, he said, is to “work backwards. I find out how much rent something could produce. And then how much would I have to spend to get that rent?
“Do I have to build a building? Do I have to renovate the building and buy the building? And would the rent allow me to borrow most of the money? Then I would know how much I could pay for it.”
In addition to the trust companies, there were a lot of other “small lending institutions” around that time, he said. Lending “was a competitive business” and Shindico was forging a reputation as a prudent manager with a sophisticated leasing platform, attractive to market tenants. Sandy noted, for instance, that in the early years a lot of the properties Shindico developed were formerly gas stations because gas stations were “closing at that time. The lots were too small for the kinds of uses that they (service stations) have now.”
Sandy also pointed out that a lot of the over 180 properties that Shindico has owned in Canada and the United States over the years, have had the same tenants, such as Domino’s Pizza and Macs Milk Stores. Shindico still owns and operates over 160 properties in Canada and the United States, he added.
But, as Shindico grew, it began to branch into other areas of real estate beyond strip malls. Later on in its growth, Shindico also began Big Box development with companies, such as Walmart, Best Buy, Costco, Real Canadian Superstore, Ashley Furniture, Sobeys, and Safeway. Shindico has also been active in the Tenant Representation business, finding suitable spaces for business like Sobeys, Starbucks, Boston Pizza, Popeyes Chicken and several more. Examples include Grant Park Festival and Grant Park Pavilions (on Taylor Avenue), which are continually expanding. Shindico’s most recent success has been to bring Costco to its Westport development in Winnipeg. This is a much needed fourth store in Winnipeg and will serve all of Western Manitoba, and bring an exciting mixed use development to the area.
A key milestone for Shindico was diversifying into the acquisition and management of apartment buildings in 1984 when it purchased: Number One Evergreen Place – where Sandy and his wife Diane lived for a time.

More recently Shindico has developed purpose built apartment buildings, starting with the Taylor Claire on Taylor Avenue (named for the Shindleman brothers’ mother), followed soon thereafter by the Taylor Lee (named after their good friend and contractor, Robbie Lee) just down the street. Sandy says there will be more apartment buildings on Taylor Avenue in the future.
I asked him why Shindico waited so long before it began moving into the building of apartment buildings? He answered that “I didn’t have the money. You need a lot of money. You know, you’re not pre-leasing them. I can’t get you to sign a lease for three years from now.”
Always cautious in his ventures, Sandy said that for years he also had wanted to get into the personal storage business. “I wanted to be in personal storage probably for 25 years,” he said, “but I couldn’t figure out how to get the equity to build one because again, you don’t sign a lease three years in advance for your personal storage. You can’t pre-lease it. You have to learn that business and learn the market before you could” get into it. But Shindico now owns two personal storage locations – one in Transcona and one on Waverley.
Shindico’s many generous contributions to Winnipeg…and Portage
If I had wanted to write a story detailing all the many facets of Shindico’s business, however, this already very long story could have gone on for many more pages – and even though I suppose anyone reading it might seem like it’s really just a promotional piece for Shindico, I would argue that Shindico is one of Winnipeg’s truly great success stories that doesn’t seem to get very much recognition in the media.
Shindico and the Shindleman family are proud supporters of the communities in which they live, work, and play. Through generous donations to the Health Sciences Centre Foundation and investment in the Shindleman Aquatic Centre in Portage la Prairie, the Willow Tunnel at Assiniboine Park & Zoo, The Canadian Museum for Human Rights and Edward Shindleman Park in Winnipeg, they continue to support important initiatives that are close to their hearts and provide access to great spaces for all to enjoy.
Shindico has produced a very slick four-minute video, which can be viewed on YouTube and the Shindico website, that highlights the tremendous growth that the company has undergone in its 50 years of existence, but my interest in writing stories that have a business component is to try and shy away from analyzing financial aspects that might make one business more successful than another. Instead, I’ve always been more interested in individuals’ personal stories – and what made them tick.
Sandy’s trip to Russia in 1991 – when Russia was in total upheaval
Since Sandy Shindleman is such a great story teller (which I first learned when I heard him at that Jewish Business Network meeting eight years ago), when I spoke to him for this story I asked him to repeat a story he had told about a trip he took to Russia back in 1991.
Sandy has often been called upon to give lectures about commercial real estate in a great many different cities, but it was that trip to Russia which might be the most memorable of any of his many trips.
Readers might recall that 1991 was one of the most turbulent years in Russian history. Mikhael Gorbachev, who was Soviet President and General Secretary of the Communist Party at the time, had announced that there were was to be a free election in what was then still the Soviet Union, but chaos was descending upon Russia as old-line Communists were reluctant to cede power and the pro-democracy forces, led by Boris Yeltsin, were anxious to democratize the country.
Sandy had been invited to give a lecture on commercial real estate by someone from within what was by then known as the Russian Federation (although he says he’s not really clear where the invitation came from). He recalls taking a flight from Montreal to Paris, then on to Moscow, where he was joined by two other guys who were also supposed to be giving lectures on real estate.
But, as Sandy describes it, “I landed and the other two men were there. And I didn’t realize that they were both former CIA guys, because they spoke Russian.”
All hell was breaking loose in Moscow at the time, but Sandy says he was totally oblivious to what was happening. “I didn’t know what was going on. There’s no television, there’s no Tom Brokaw explaining to us what’s going on. Bernie Bellan isn’t writing about it. There’s just a bunch of people running around, and we really didn’t know what we were looking at.”
I asked him whether he ended up giving a lecture? Sandy says he did, but “we were supposed to have simultaneous translation, which we didn’t. We had a guy – Vladimir, who was supposed to help,” but Sandy says he doesn’t really know what Vladimir’s role was.
Shindico moves into the construction business
Getting back to the current moment though, given Shindico’s tremendous growth, I wondered what might lie ahead for Sandy Shindleman. He says that the management of the company is in excellent hands, with Alex Akman now Chief Operating Officer, Leanne Fontaine, Chief Financial Officer, and Justin Zarnowski, In-House Legal Counsel.
That brought me back to asking about Shindico’s acquisition of Akman Management in 2023. According to a press release issued at the time, Akman Management portfolio consisted of “1,200,000 square feet of property across 1,000 multifamily units and 18 commercial assets.” The integration of Akman Management resulted in “a 42% increase in staff at the Shindico Group of companies”, and Sandy says “it was great to acquire a like-minded family style company made up of folks that you would want to have lunch with”.
The year 2023 was also an exciting one for Shindico in that it marked the founding of SNR Construction Ltd, a general contracting division in the Shindico Group of Companies. SNR recently completed an 84,000 square foot warehouse for Shindico in the St. Boniface Industrial Park, and is working on a wide array of multi family and retail projects across the Shindico portfolio.
Considering how successful Shindico has been, I wondered whether Sandy ever thought of taking Shindico public and allowing investors to buy stock in it?
Sandy says he’s not interested in going public, saying “we’re a family office, family business – Alex, Justin and Leanne and others. We’ve got a, a kind of a management group of at least a dozen… We’re just a small company…we can have the leverage of running real estate.”
By the way, Sandy’s brother Robert, Executive Vice President of the Shindico Group of Companies, is an important part of the organization, overseeing property development, operations, and management. Sandy’s wife, Diane, is also very involved in the businessm- as Executive Vice President, Finance. Their daughter, Annie, a graduate of Gray Academy, is currently enrolled in the Asper School of Business. “Perhaps, one day, my daughter might join us,” Sandy said, but in the meantime, as he says in the 50th anniversary Shindico video on YouTube, his goal for Shindico “for the next 50 years is supporting and leading all our professional management to grow.”
Features
Jews & Jazz: Baroness Nica of New York City
By DAVID TOPPER This true story is a sequel to “Jews in Strange Places.”
In the summer of 1964, living in Pittsburgh, I attended the city’s first International Jazz Festival. I remember sitting alone, high in the Civic Arena, looking down on the concert below. I would need to go on-line to retrieve names of who the musicians were that I saw that night – save for one. Sometime in the middle of the show, the entire arena went dark, except for a single overhead beam of light shining down on a solo pianist directly below. It was Thelonious Monk.

To describe Monk’s music to a general audience, I need to speak of dissonance, angular melodic twists, hesitations, and even moments of silence. It was also fascinating to watch him play. With his hands splayed out flat (breaking all the rules of piano etiquette) he jabbed at the notes, as if he was seeing and discovering the keyboard for the first time.
One of the most interesting examples of appreciating Monk’s playing was demonstrated by the experience of a particular jazz critic (but I can’t recall who it was). Having at first only heard Monk’s music, he didn’t like it. But after he saw him playing, he began to understand and eventually to like it.
At that 1964 concert Monk played “Don’t Blame Me.” Not only is it the only thing I remember over the entire evening, but it is, I’m sure, the only piece that made me cry. Yes, I was that moved by his playing. It was a magical musical moment in my life that I’ll never forget.
I don’t know which came first: that concert or my buying the record album on which the tune appears. The record is CRISS-CROSS (Columbia, 1962), and it features Monk’s quartet at that time, with that song being the only solo track. From the liner notes we learn that when Monk left home for the studio, he was asked if he was going to play “Don’t Blame Me.” He said: “Maybe, it depends how I feel when I get there.” At the studio, he sat down at the piano, played a few dance tunes – and with the recording equipment still on – he went straight into that tune. Interestingly, in the liner notes, the writer calls Monk’s music “pure magic” – a phrase, I see, that I also used above.
The writer of these liner notes was Baroness Nica de Koenigswarter, the focus of this story. Born in the UK in 1913, Kathleen Annie Pannonica (Nica) Rothschild, the youngest of four children, grew up in a quarantined life within manor estates. From an early age she showed talent in drawing and painting, later studying art history and branching off into photography (she became obsessed with the new Polaroid camera in the 1950s). It was her brother Victor who introduced her to jazz, particularly the work of Duke Ellington. This was probably in the late 1920s – and she was hooked.
Ever searching for excitement, Nica learned to fly an airplane. It was through flying that she met Baron Jules de Koenigswarter, ten years older and a widower, whom she married in 1935. They eventually settled into a 17th century chateau in north-west France. Over their years together they had five children.
Nica’s adult life is clearly divided into two parts. The second part, her role as the Jazz Baroness Nica in New York City (NYC), is the focus of this story. Nonetheless, some of the highlights of the first part provide some insight into the complexity of this fascinating woman.
Living in France in September of 1939, she experienced the start of World War II. Jules immediately joined the Free French Army as a lieutenant. Nica opened her doors to refugees and evacuees, until the Nazi army was advancing on Paris. Jules urged her to escape, and she did: with her children (she had the first two at this time) she got on the last train of refugees heading toward the English Channel. From the UK they went to the USA, settling in New York.
Jules was now in Africa. Nica (after leaving the children safely with friends in the Guggenheim family, on Long Island) joined him in January 1941 in equatorial Africa. She first worked as a decoder of intelligence, then a radio host, and finally an ambulance driver for the French Division in the North African Campaign. Having survived a bout of malaria in Africa, she was with the troops as they advanced on Rome. At the war’s end she was in Berlin and was decorated for her work.
If Nica hadn’t crossed the Channel in 1939, she may have suffered the fate of some of her family members who stayed in France, such as an 80-year-old aunt who was beaten to death in Buchenwald. Also, Jules had pleaded with his mother to get out, as Nica did, but she dismissed him. She died in Auschwitz, along with most of the rest of Jules’ extended family.
After the war, Nica and Jules were united with their children. Jules was then posted as a diplomat in French embassies – first in Norway and then in Mexico. During this time, their three other children were born. From Mexico City, Nica made occasional trips to NYC to listen to jazz, often alone. It seems that what became Nica’s obsession with the music was, concurrently, a major source of antagonism with Jules. He didn’t like jazz and said so. When they would fight, he would break her records. Inevitably, it led to their separation.
In 1953, Nica moved to NYC (taking along her oldest child, Janka, a teenager). After settling into a suite in the Stanhope Hotel in the Upper East Side, she bought a Rolls-Royce with which to jaunt around to the jazz clubs in the city; since she liked to drag race, she later traded it in for a faster Bentley. This was the era of the famous Five Spots Café, the Village Vanguard, Birdland, and other jazz joints. In a short time, with her upper-class British accent, she became known as the Jazz Baroness, having friendships with and being the patron of many jazz musicians.
Thus begins the second part of her life – and the reason for my story.
But before we venture there, we need to deal with drug addiction. Sadly, drugs played a major role in the lives of many jazz musicians in this era, and I need to discuss it, especially to put in the context of the endemic racism of the times. There were drug laws that the mainly white cops were ever anxious to enforce; and they didn’t hesitate to use their billy clubs to strike any black man’s head, if he resisted arrest. I am not exaggerating: several jazz musicians’ lives were shortened due to a severe beating by a cop. Moreover, the drug lords (some of whom owned the jazz clubs) were mainly from the Sicilian Mafia, who had access to an endless supply of heroin from Turkey, and they specifically targeted the black community. Blacks were easy targets, with their marginal existence within white society. Cramped in ghettos (such as Harlem) they could readily escape with drugs – and, sadly, too many of them did.
It was the bane of the otherwise flourishing development of modern jazz – as it evolved out of the bebop movement into cool jazz, then hot jazz, and on through hard bop and beyond. The names constitute a canon of innovative brilliance: Charlie Parker, Dizzy Gillespie, Coleman Hawkins, Kenny Clark, Bud Powell, Charles Mingus, Teddy Wilson, Art Blakey, Bill Evans, and more. Nica was at the center of all this in NYC – living among these major players all those years.
Nica too was hooked. But not on drugs. She was addicted to alcohol, which probably shortened her life: specifically, Chivas Regal, the exclusive aged scotch whiskey – a bottle of which she inexorably carried in her purse.
Her hotel suite became a place where musicians could get a restful retreat after a gig (sometimes sleeping overnight), a meal (courtesy of Room Service), money (to buy groceries or pay outstanding bills) – and, of course, a place to have after-hours jam sessions. Black musicians (which most of them were) could only avail of these amenities by using the Service Elevator. Dealing with the endemic racism within the social fabric of NYC became part of Nica’s daily life.

The most famous (or infamous) event in her NYC life involved the death of Charlie Parker, otherwise known as Bird. (The jazz club, Birdland, was named after him.) A genius who revolutionized the alto sax with his fast tempos, virtuosic technique, and far-reaching chord structures – he was a major visitor to Nica’s suite. Sadly he was heavily addicted to heroin and on March 15, 1955, he died at the early age of 34. It happened in Nica’s suite, and she had to call a doctor. Upon writing up his report, he estimated Parker’s age as 50 to 60 – that’s what the drugs did to his body. The headline announcing the death in the next day’s newspaper was: “Bird in the Baroness’s Boudoir.” Being a single woman with lots of money that she freely spent, Nica was a lighting-rod for salacious gossip such as this.
It also was the catalyst for Jules to file for divorce. Thus ended their marriage. Not surprisingly, she also was kicked out of her suite.

I recently did an inventory of my record collection and found that among all the jazz albums I have, the one musician for whom I have the most records is the pianist Hampton Hawes. I have 12 records, plus a cassette and a CD. I mention this because he is also one of the few musicians in this significant era of jazz who knew Nica and who wrote an autobiography: Raise Up Off Me (1974). I love this book. Written in Hawes’ black lingo, his account throws light upon Nica’s critical role in the jazz community, especially her friendship with Monk.
But first, a bit about Hawes’ own life. Born in 1928, growing up in Los Angeles (LA), Hawes was the son of a Presbyterian preacher. Self-taught at the piano, he had no familial encouragement to play jazz music. But listening to Bird, Monk, Bud, and others, he became good enough by the age of 18 to jam with some top musicians in LA. By around 1950 Hawes’ career took off with record contracts and (except for a two-year stint in the US Army, stationed in Japan) he continued to play and record – being voted “New Star of the Year” in Downbeat magazine in 1956.
It was around this time that he met Nica in NYC, during a gig at The Embers, a fancy nightclub, where he was well-paid. He also met Monk for the first time. Let me quote widely from his book.
Upon looking out across the tables in the nightclub, Hawes immediately recognised Monk. “Bamboo-rimmed shade, carrying a bamboo cane – he looked like … one of those African kings, strong but beautiful. … He was with a middle-aged woman who gave off a waft of perfume that smelled like it costs $600 an ounce, and when he introduced me – to Baroness Nica – I knew I’d guessed right about the price.” She left before he finished his set. But Monk stayed. “Monk drove me in his blue Buick to Nica’s hotel penthouse on Fifth Avenue. When she opened the door I could hear my album playing – the track, ’Round Midnight that Monk had written. He said to me, ‘I didn’t tell her to put that on.’ I walked into the room where Bird had died a little over a year ago. [That dates this as sometime in 1956.] A lot of paintings and funny drapes, a chandelier like in an old movie palace. Steinway concert grand in the corner. I thought: this is where you live if you own the Chase Manhattan Bank. … Her pad was a place to drop in and hang out, any time, for any reason. … She’d give money to anyone who was broke, bring bags of groceries to their families, help them get their cabaret cards, which you need to work in New York. … I suppose you would call Nica a patron of the arts, but she was more like a brother to the musicians who lived in New York or came through. There was no jive about her, and if you were for real you were accepted and were her friend.” … She gave Hawes a telephone number for a private cab. “If I was sick or fuc-ed up, I’d call the number and the cab would come and carry me directly to her pad.” According to Hawes, Nica picked up the colourful black lingo too.
As noted, many musicians’ lives were cut short due to drug addiction (and sometimes beatings by cops). Again, Nica came through – often paying for their funeral and even the plot, if the family could not afford to. She was there for them, literally, to the end.
Of all the jazz musicians who passed though Nica’s life, the one who had the most significant impact on her was Monk. Even among the wide range of idiosyncratic jazz musicians, Monk still stands out for his uniqueness. He was quirky in his talk, his behaviour, and his music as well. It’s clear that there was some mental illness involved, but it was never fully diagnosed. One doctor insisted that Monk was not manic-depressive nor had schizophrenia. Nonetheless, he had episodes where he was not living in this world. Nica’s gentle demeanour was perfect for Monk. She nurtured and fed him, especially when he became too much for his family.
Let’s bring Hawes’ autobiography back into this story. Once when Hawes was wasted on drugs and stretched out on a bench in Central Park: “a familiar Bentley rolls up to the curb. Nica behind the wheel and Monk saying, ‘Man, get in this car, a good musician ain’t supposed to be sittin’ on no bench lookin’ like you look’.”
Another time he’s in Nica’s penthouse looking for Monk. Hawes “peeks through a doorway at a body laid out on a gold bedspread, mudstained boots sticking out from under a ten-thousand-dollar mink coat and the body’s mouth wide open, sound pouring out of it, and Nica tiptoeing over, finger to her lips as if I’m about to wake a three-week-old baby from its afternoon nap. ‘Shhh. Thelonious is asleep’.”
One notable incident among many: in Delaware in 1958, she and Monk were caught by the police with a small quantity of his marijuana. She took the rap and spent a night or two in jail. She saved Monk’s head, possibly literally. It’s not surprising that the saxophonist Sonny Rollins called her “a heroic woman.”
The year 1958 was also significant in Hawes’ life, for he became the target of a federal undercover operation in LA. Caught with drugs, he was offered this: if he squealed on his drug supplier, he would go free. Hawes refused. Hence, on his 30th birthday, he was sentenced to ten years in prison. An emerging career was cut short; and it was the start of a decade to be wasted. Then in early 1961, watching the prison TV, Hawes heard John F. Kennedy deliver his inaugural speech. Hawes was impressed by the new president’s words. He writes: “I thought. That’s the right cat; looks like he got some soul and might listen.” And so Hawes spent the next few years putting together the documentation requesting a presidential pardon. It was not an easy task. The prison staff were not accommodating. But he persisted, and so, the document was sent off to the White House. I like Hawes’ comment about the very end of his appeal: “To round it off I added some heavy legal sh-t in Latin I’d dug up in the library.”
In August 1963, Hawes was informed that the appeal was granted. (In fact, it was the next-to-last clemency granted by Kennedy; in November he was assassinated.) It cut Hawes’ prison term almost in half. Thus after 4½ years wasted, he was able to re-launch his musical career. He continued to record and travel, but never kicked the heroin habit. In 1977 he died of a brain haemorrhage. At age 48, he left a legacy of so many wonderful jazz albums, including the 14 that I own.
For Nica, her problem was finding a place to live. As noted, she was kicked out of her suite when Bird died. So, she moved to Hotel Bolivar, across Central Park – only to be eventually let go too, due to drugs and noise. Next was the Algonquin in midtown. Shortly thereafter, she was asked to leave that too. In the end, she purchased a house on a cliff over the Hudson River in New Jersey, from which she had a spectacular view of the NYC skyline, and an easy drive to the city through the Lincoln Tunnel. Jazz musicians called it her Mad Pad.
By the 1970s, when Monk dropped out of the jazz scene, he moved in with her. Eventually, he also stopped talking; remaining sequestered in his room, where he died in 1982.
Eventually the heavy dosage of Chivas Regal caught up with Nica. She died of heart failure in 1988 at age 74.
There are numerous songs by jazz musicians in tribute to her; the two most famous are: “Pannonica” by Monk and “Nica’s Dream” by Horace Silver. As well, several nightclubs around the world are named: Pannonica.
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Why casinos reject card payments: common reasons
Online casino withdrawals seem simple, yet many players experience unanticipated decreases. Canada has more credit and debit card payout refusals than expected. Delays or rejections are rarely random. Casino rules and technical processes are rigorous. Identity verification, banking regulations, bonus terms, and technological issues might cause issues.
Card payment difficulties can result from insufficient identification verification. Canadian casinos must verify players’ identities before accepting card withdrawals. If documentation are missing, obsolete, or confusing, the request may be stopped or denied until verified.
Banks and card issuers’ gaming policies are another aspect. Some Canadian banks limit or treat online casino payments differently from card refunds. In such circumstances, the casino may recommend a more reliable withdrawal method.
For Canadian players looking to compare bonus terms and payout conditions, check https://casinosanalyzer.ca/free-spins-no-deposit/free-chips. This article explores the main reasons Canadian casinos reject card payouts, from KYC hurdles to bank-specific restrictions, so you know exactly what to watch for.
Verification Issues: Why Identity Checks Matter
KYC rules must be activated by licensed casinos. Players need to submit proof of their identity, address and age. If any documentation is missing, expired or unclear, the withdrawal will be denied. In Canada, for instance, authorities like the AGCO or iGaming Ontario have been cracking down on KYCs by demanding that submitted documents – whether photo ID, utility bills or bank statements – be consistent with all account details.
Common errors are submitting screenshots, cropped photos or documents with names, dates or addresses that aren’t entirely visible. Just the slightest differences in spelling or abbreviations or formatting can get these blocks triggered.
Another possibility is that the account was red flagged if previous withdrawals were already made without partial verification. Keeping precise, readable documents helps facilitate approvals and cuts through delays and frustrating red tape, as Canadian gamblers access their winnings both safely and quickly.
Timing Matters
Verification isn’t always instant. Documents being submitted during the busiest times, or on weekends or holidays can only prolong that approval process, and the withdrawal sitting pre-approved – or refused for that matter – until the casino reviews the paperwork. A lot of players feel disappointment not due to mistakes, but only for that a verification team still hasn’t checked their documents! This can be especially frustrating when winnings come from free chips or bonus play and players are eager to cash out.
Keep personal information current and only submit clear legible files to reduce the processing time. Ensure that any scans or photos are sharp, fully visible and there is no detail missing. Preventing Gaffes With submission guidelines to read over ahead of time and directions for following them exactly, verification issues can often be significantly minimized, avoiding delay in accessing winnings and making the lie down withdrawal process that much smoother at Canadian online casinos.
Banking Restrictions and Card Policies
Not all credit or debit cards are eligible for casino withdrawals. Many Canadian banks restrict transactions related to gambling. For example, prepaid cards, virtual cards, or certain credit cards may allow deposits but block withdrawals. Even if deposits work, a payout can fail if the bank refuses incoming gambling credits.
Cards issued outside Canada can also be declined due to international processing rules. Currency conversion restrictions may prevent a CAD payout to a USD card, depending on the bank’s policies.
Banks keep an eye on abnormal or frequent transactions. Online casinos can flag large or multiple withdrawals as suspicious and in such cases may impose temporary blocks on withdrawals or outright decline the withdrawal until the issuing bank confirms them with its account holder. Contacting your bank in advance will avoid any surprises and make withdrawals go more smoothly. What to consider when using your card in Canada:
- Check if your card type supports gambling withdrawals (prepaid, virtual, and some credit cards may not).
- Confirm whether your bank allows international online casino payouts.
- Be aware of currency conversion restrictions.
- Monitor withdrawal frequency to avoid triggering fraud alerts.
- Contact your bank ahead of time to authorize or clarify online gambling transactions.
- Keep alternative withdrawal methods ready, such as e-wallets or bank transfers.
Being aware of these constraints prevents Canadian players from having declined payouts, delays and waste of time when it comes to handling the casino money properly.
Wagering Requirements and Bonus Conditions
Many Canadians chase casino bonuses, including deals built around free chips, but these offers always come with conditions, Wagering requirements usually require players to bet a multiple of the bonus before withdrawing. Attempting a payout before meeting these conditions will be automatically declined. Not all games contribute equally: slots often count 100%, table games 10–20%, and certain features nothing at all.
Misinterpretation of this, can make it appear as though a withdraw should be valid, while the casino believes there are unmet bonus requirements. Some casinos also impose a minimum withdrawal amount and will cap card payouts. And if you have more than the minimum in your account, a limit set off by your bonus could limit withdrawal. By testing these issues early on, you can save yourself a lot of aggravation. How to manage bonus conditions effectively:
- Have a close look at the terms of the bonus – check out wagering requirements, game contribution and time limits.
- Track your progress – note how much of the bonus has been wagered and which games contribute most.
- Plan your gameplay – prioritize slots or eligible games to efficiently meet wagering.
- Check withdrawal limits – ensure your balance meets minimums and bonus-specific caps.
- Avoid early withdrawals – never attempt a cash-out before meeting all conditions.
- Use trusted sources – platforms like CA CasinosAnalyzer can clarify real requirements and prevent surprises.
Following these steps helps players meet bonus conditions without stress and makes bankroll management smoother.
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What is the return on investment of US military spending on Israel?
By GREGORY MASON A recurring theme of Israel’s critics is that were it not for US spending on its war machine, it would be unable to wage genocide. I will leave the genocide issue (sic, I mean non-issue) aside as it has been well covered here and here.
Of course, right now (March 11), the war is going well for Israel and the US. In fact, the Israeli and American air forces are showing a level of coordination enabled by decades of close cooperation between the two militaries. I recall a conversation with an IDF colonel, the commander of a base near Eilat, in 2010, during a mission that gave participants access to high-level military briefings. Tensions between Israel and the US had soured, as they periodically do, and I asked whether this ebb and flow in political posturing affected military operations. The colonel said political leaders come and go, but the cooperation between the Israeli and American militaries is very tight. To quote him, “they need us as much as we need them. We are their eyes and ears in this part of the world.”
Many on both the right and left call for the US to disengage from Israel, especially with respect to defence spending. First, let us look at facts.

Table 1 readily shows the impact of the war in Ukraine, with Russia’s spending also reflecting wartime demands. Israel’s total commitment of 5-6% of GDP amounts to $45 billion in defence spending, reflecting its perpetual need to defend itself and maintain a permanent reserve force. Table 2 elaborates on defence spending as a share of public spending. Unlike other countries that have been free riding under the US military umbrella (and Canada is the most egregious of the lot), Israel has made very substantial commitments to its own defence. The $3.8 billion spent on hardware for US equipment is a fraction of Israel’s total defence budget of about $43 Billion. All U.S. financial aid to any country for military hardware must be spent on U.S.-manufactured equipment by law.

Critics of US defence funding for Israel miss two key points. First, as Table 3 shows, financing sent to Israel does not involve troop deployment. Israel does not want the US to station troops within its borders. The costs of maintaining troop deployments and all the associated support costs for NATO, Japan, and South Korea are orders of magnitude higher than the financing for the hardware it provides to Israel.

Second, and the current joint US/Israeli operations in Iran bear this out, Israel has dramatically improved the equipment platforms it purchased. Examples include:
- The F-15 has benefited from Israeli wartime use, resulting in major improvements, including a redesigned cockpit layout, increased range through fuel redesign, improved avionics, new weaponry, helmet-mounted targeting, and structural strengthening.
- Because Israel was an early partner in the fighter’s development and had access to its top-secret software suite, the Israeli version of the F-35 is a radically different plane than the model delivered. Improvements include increasing operational range, embedding advanced air defence detection, and integrating the fighter with Israel’s defence network, creating extensive system integration. This proved instrumental in the rapid establishment of air superiority in the 12-day war in 2025.
- The THAAD (Terminal High Altitude Area Defence) program has benefited from a joint research and development relationship between Israel and the U.S.
- Finally, Iron Dome has contributed to U.S. air defence development, particularly the Tamir interceptor technology, battle management, target discrimination, and the development of a layered air defence system.
No senior military or political official questions the return on investment American gains by funding Israel’s acquisition of U.S. military hardware.
