Features
Tracy Leipsic adding to family legacy in insurance industry, community involvement
By MYRON LOVE
After taking a break of more than a decade from the insurance industry to focus on her family, Tracy Leipsic is back in action, so to speak. About a year ago, she joined the Reider Insurance team as a Senior Account Manager.
“The timing was perfect,” she comments. “I have known the Reider family for many years. It has been a really good fit for me.”
In her new role, Leipsic is responsible for looking after clients’ insurance needs, be it home or business-related. “The only area of insurance I do not handle is life insurance,” she says.
She notes that her responsibilities now are much the same as they were when she was working for her own family’s business – Leipsic Insurance (which is now under the aegis of HUB Insurance) – for almost 20 years.
“I have always loved the insurance industry,” Leipsic says. “I enjoy helping people with their insurance needs. I have formed many friendships over the years with my clients.”
In working in insurance, Tracy Leipsic is following a path that goes back to her great-grandfather, Louis Leipsic. Louis – in partnership with his brother-in-law, Herman Aronovitch, founded Aronovitch and Leipsic in 1905 doing business in real estate, general financial, and insurance.
Not only has Tracy continued the family tradition in the insurance industry, she is also following previous generations of Leipsics who have served to better their community. Tracy’s grandfather, the late Sylvan Leipsic, for example, played a major role in the creation and ongoing operation of BB Camp. Her late mother, Brenda, had a lengthy history of community building. She was devoted to working on behalf of charities, including developing the dream home lottery concept for St. Boniface Research Foundation, creating the Dr. Goodbear personae and introducing the first Teddy Bear’s Picnic for the Children’s Hospital Foundation. She also co-chaired the Winnipeg Humane Society $11 million capital campaign. In later life, she served on City Council and was Deputy Mayor at the time of her passing.
“My father (Michael) served on a number of insurance industry and public boards and sports organizations,” Tracy says.
Her own involvement in the community has focused over the years largely on her passion for speed skating. In her teens, Tracy Leipsic was an outstanding speed skater. She started skating when she was 9. For many years, she was a perennial Manitoba champion as well as a part of the Manitoba Provincial team. She was also both a national champion and North American champion. She was forced to retire from competition in 1989 – at the age of 19 – due to injury.
“I met a lot of great people through speed skating,” she says. “I developed friendships and relationships that have carried through all of my life.”
She has been able to instill a love of speed-skating and sport in her children – twin daughters Rachael and Serena (who are 21) and 15-year-old Adam, who is currently a member of the Provincial Speed Skating team. Rachael and Serena have pursued other endeavors. Serena is attending the University of Pittsburgh on a diving scholarship and is currently the captain of the Diving Team there, while University of Manitoba student Rachael was a high level dancer with the RWB Rec Division and GOH Ballet. She is currently also active in the Sarah Sommer Chai Folk Ensemble, where she serves on the board.
Despite her own speed-skating career being cut short by injury, Tracy has remained active in the sport to the present day as a coach (including coaching her children), as a Manitoba Speed Skating Association Executive Board Member and, most recently, as an official race starter.
As if all this weren’t enough to keep Leipsic busy, in 2018, she accepted an invitation to become a member of the Board of the Manitoba Human Rights Commission (MHRC). “I had just completed terms on several boards I had been involved in with sports and my kids’ schools and was looking for something new related to community involvement,” she says. “Human rights is a cause that speaks to me.”
The MHRC, she points out, is an independent agency of the provincial government charged with administering the Human Rights Code. Commissioners are responsible for setting the strategic direction of the commission, also to consider complaints of discrimination and decide if there is sufficient evidence of a contravention of the code to warrant the complaint being referred to the Manitoba Human Rights Adjudication Panel for determination at a public hearing. “Our staff does tremendous work in dealing with complicated issues,” she notes. “It has been a great experience for me and gives me a good feeling being able to help people find closure.”
About a year ago, Tracy also joined the board of the Jewish National Fund Manitoba/Saskatchewan. David (Greaves) and I have been friends for years,” she says of the JNF executive director who was appointed just over a year ago. “My family loves Israel. We celebrated our daughters’ b’nai mitzvot there in 2013 and have visited many times. “
She speaks very highly of the impact that Greaves has had in his new role in still a relatively short time. “David has launched several great new outreach programs,” she says.
Tracy Leipsic is also proud of the fact that her children are following the examples set by their parents. Tracy’s husband is lawyer Richard Buchwald, who has been involved in the community in a variety of roles and is presently a board member of HSC Foundation, among other activities. As well, both Richard’s parents, Dee and the late Harold Buchwald, along with the aforementioned Brenda Leipsic and Michael Leipsic all laid the foundation for Tracy and Richard’s children’s strong community involvement.
“Through community involvement, you meet a lot of great people,” Leipsic concludes. “I find it really enjoyable giving back to the community.”
Features
The Complex Relationship Between Gambling and Israel
The relationship between Israel and gambling is unique and complex, shaped by the country’s deeply intertwined cultural, religious, and political history. While gambling and online casino gaming are highly popular activities globally, Israel has adopted a more conservative stance toward them, reflecting the strong influence of religious and social values regarding perceived morality. Despite these restrictions, certain forms of state-controlled gambling are permitted. This article explores the evolution of gambling legislation in Israel, from early prohibitions to the current legal framework, and examines potential future changes in this controversial area.
Early Legislation and Updates for Online Casinos
Since its establishment, the state of Israel has maintained a strict stance against gambling. Early laws were designed to reflect a strong moral position rooted in Jewish religious values, which condemn gambling as a vice. These principles became embedded in Israel’s Penal Law 5737 of 1977, which banned most forms of gambling. The law criminalized gambling on moral and social grounds, focusing on the negative impact it has on individuals and society.
Today, the only forms of legal gambling in Israel are the national lottery and government-licensed sports betting. All other forms of gambling are illegal under the Penal Law 5737. In 2005, the law was updated to include online casino gaming, making it illegal for both operators within Israel and Israeli citizens accessing online gambling services from abroad.
The foundation of these laws lies in cultural and religious beliefs, which explain why gambling is approached with extreme caution in Israel. For many, gambling is viewed as a moral failure that fosters addiction, financial ruin, and various social problems. This perspective, deeply embedded in Jewish teachings, continues to shape Israel’s legal approach to gambling.
Legalization of the Israel Sports Betting Board and National Lottery
Although there has been a general ban on gambling in Israel, two key exemptions were made: the national lottery, Mifal HaPayis, and the Israel Sports Betting Board (ISBB), which oversees legal sports betting. These exemptions were granted to allow for regulated, state-approved gambling while maintaining the country’s stance against unregulated and private gambling enterprises.
Mifal HaPayis is Israel’s government owned lottery company which was established in 1951 to raise funds for health, education, and community welfare projects. By linking the lottery to positive social causes, the government was able to legitimize it while upholding the country’s conservative moral values. Since its inception, the national lottery has become an integral part of Israel’s economy, generating funds for various public services.
The Israel Sports Betting Board, founded in 1967, introduced legal sports betting, initially limited to soccer and basketball. As a state-controlled betting outlet, the proceeds from ISBB are directed towards public sports programs. Similar to the lottery, legal sports betting is justified by its contribution to social welfare, although it remains limited to a small range of sports to preserve the country’s conservative position on gambling.
Attempts to Regulate and Legalize Other Forms of Gambling
Over the years, there have been several attempts to legalize and regulate other forms of gambling in Israel, including casinos and online gaming. Supporters argue that casinos would attract more tourists and generate much-needed tax revenue, while regulating online gambling could help curb the growing illegal market.
In the 1990s, there was a serious proposal to build a casino in Eilat, a popular resort city that seemed like a natural location for such an establishment. However, strong opposition from religious and political factions quickly shut down the plan. To this day, the idea of establishing a casino in Israel remains highly controversial, with moral concerns often outweighing potential economic benefits.
Online gambling presents another contentious issue. As internet access increases in Israel, more people are accessing foreign gambling sites, bypassing the country’s strict land-based betting restrictions. While some lawmakers have considered regulating online gambling as a way to exercise greater control and collect tax revenue, opponents fear it would fuel gambling addiction and place more citizens at risk of financial ruin. So far, efforts to expand the legal scope of gambling in Israel have been met with resistance, particularly from religious authorities and conservative politicians.
The Future of Gambling Legislation in Israel
As global attitudes toward gambling continue to evolve, there is growing speculation about whether Israel will reconsider its restrictive gambling laws. In recent years, there has been increasing pressure to legalize and regulate more forms of betting, particularly in the rapidly expanding world of online gaming. Advocates argue that by legalizing and regulating online betting platforms, Israel could significantly benefit from the substantial tax revenue such platforms generate.
However, any push for more liberal gambling legislation is likely to face strong opposition from religious and conservative groups. These factions maintain that gambling is inherently destructive, warning that increased legal wagering could lead to societal issues like addiction and financial ruin. Balancing this global trend toward responsible gambling with the scrutiny on betting operators presents an additional layer of complexity in Israel’s ongoing debate on gambling legislation.
Features
How Cryptocurrencies are Changing Online casinos in Canada
Over the past decade, cryptocurrencies have established themselves as a powerful tool in the financial world, and their potential is starting to be felt in other industries. One of the most remarkable areas where cryptocurrencies find application is online betting and casinos. In Canada, of the world, these digital assets are changing the way people play and bet, offering new opportunities and challenges.
Advantages of Cryptocurrencies in Online Casinos
Decentralization and Security
The main attraction of cryptocurrencies for online casinos is their decentralization and security. Without the need for intermediaries, cryptocurrency transactions can be carried out quickly and without unnecessary fees. This is especially important for players who wish to maintain their anonymity and avoid lengthy verification procedures required by traditional financial institutions.
Transparency and Traceability
The blockchain technology on which cryptocurrencies are built provides a permanent record of all transactions, making fraud practically impossible. This is crucial for online casinos, where player trust is paramount. With cryptocurrencies, players can be confident that their bets and winnings are safe and traceable.
Microtransactions and Bonuses
Cryptocurrencies offer the possibility of microtransactions, allowing players to bet even small amounts. This is particularly attractive for new players who want to try their luck without risking large sums of money. Additionally, many online casinos offer bonuses and promotions specifically designed for cryptocurrency users, further encouraging their use.
International Transactions
Cryptocurrencies facilitate international transactions. In Canada, as in many other countries, there are strict regulations regarding gambling, which often complicate the process of depositing and withdrawing funds. However, cryptocurrencies remove these barriers, allowing players to conduct transactions quickly and easily, regardless of their geographical location. For Canadian players seeking the best options in this regard, no verification casinos have become increasingly popular. To explore more options, visit this guide on Canadian no verification casinos, where players can find casinos that accept cryptocurrencies without the hassle of KYC processes.
User Experience and Satisfaction
Speed and Ease of Transactions
Cryptocurrencies significantly improve the user experience in online casinos, offering numerous advantages that traditional payment methods cannot provide. One of the main benefits is the speed of transactions. While traditional bank transfers and credit card payments can take from several hours to several days, cryptocurrency transactions are usually almost instantaneous. This allows players to deposit funds and start playing immediately.
Security and Anonymity
Players appreciate the high level of security and anonymity that cryptocurrencies provide. Unlike traditional payment methods, which require sharing personal and financial data, cryptocurrencies allow players to maintain their privacy. The ease of transactions is also an important aspect, as players can make deposits and withdrawals with minimal effort.
Low Transaction Fees
Low transaction fees are another significant factor in improving the user experience. Traditional payment methods often involve high processing fees, especially for international transfers. Cryptocurrencies, on the other hand, offer minimal or even zero transaction fees, making betting more accessible and economical for users.
Positive Feedback
Feedback from players and users who use cryptocurrencies in online casinos is predominantly positive. Many appreciate the high level of security and anonymity that cryptocurrencies provide. Players are also satisfied with the speed of transactions, which increases customer satisfaction and makes the game more enjoyable.
Cryptocurrency Regulations and Impact on Online casinos
Regulatory Requirements
Cryptocurrency regulations vary significantly around the world and can have a substantial impact on online casinos. In Canada, cryptocurrencies are not officially recognized as legal tender, but their use is permitted and regulated. Federal and provincial regulators require online casinos accepting cryptocurrencies to comply with strict anti-money laundering (AML) and know your customer (KYC) rules.
These regulatory requirements include monitoring transactions and identifying users to prevent illegal activities. This may reduce the attractiveness of cryptocurrencies for some players seeking anonymity. However, these measures aim to enhance security and trust in the system.
Global Context
Globally, regulations differ significantly. Some countries, such as Japan and Switzerland, have progressive and favorable cryptocurrency regulations, while others, such as China and India, are more restrictive. These differences affect the accessibility and popularity of cryptocurrencies in online betting across various jurisdictions.
Progressive Regulations
- Japan: Japan is one of the first countries to legalize and regulate cryptocurrencies. The Payment Services Act, passed in 2017, recognizes Bitcoin and other cryptocurrencies as legal means of payment and imposes strict requirements on exchanges.
- Switzerland: Switzerland, known for its “Crypto Valley” in Zug, has a favorable legal framework for cryptocurrencies. The country provides clear guidelines for ICOs (Initial Coin Offerings) and other crypto projects, making it an attractive destination for blockchain companies.
Restrictive Regulations
- China: China is known for its restrictive policy towards cryptocurrencies. In 2017, the country banned ICOs and closed numerous crypto exchanges. However, China is actively developing its national digital currency (DCEP).
- India: India also has a restrictive policy towards cryptocurrencies. In 2018, the Reserve Bank of India banned financial institutions from providing services related to cryptocurrencies. This ban was overturned in 2020, but legal uncertainty remains.
Future of Regulations
As cryptocurrencies and blockchain technology evolve, regulations will also adapt. A clearer and more unified legal framework is expected, which will ensure a balance between innovation and consumer protection. This regulatory evolution may lead to:
- Increased Transparency and Security: With clear regulations, consumers will have greater confidence in the legitimacy of crypto projects and platforms.
- Institutional Investments: Clearer regulations will encourage institutional investors to enter the crypto market, increasing liquidity and stability.
- Global Cooperation: International organizations and governments will work together to create coordinated regulations that prevent illegal activities and promote innovation.
Conclusion
Cryptocurrency regulations play a crucial role in shaping the future of online casinos. Although strict rules may reduce the attractiveness of cryptocurrencies for some players, they also enhance security and trust in the system. As the legal framework evolves, cryptocurrencies will continue to transform the online casinos industry, providing new opportunities and challenges.
Features
Marathon Beneva de Montréal: An Occasion Not to Miss
The Marathon Beneva de Montréal 2024 is going to be one of the most breathtaking and fascinating marathons of the year. This is a beloved occasion for proficient athletes and runners-novices. The marathon is going to be carried out in the bright city of Montréal, Quebec.
There is no doubt that Beneva de Montréal is something more than a race. It is a demonstration of sportsmanship, the human spirit, and the rich cultural landscape of one of Canada’s most incredible cities.
Beneva de Montréal 2024: Dates and Location
Running has been an attractive activity for both athletes and conventional people for a long time. While proficient athletes partake in contests to win awards, spectators engage in live betting to acquire earnings by leaning upon a reliable bookmaker GGBet. But Beneva de Montréal provides ordinary people not merely to watch the marathon but likewise partake in it.
Being popular for its unique mixture of French and English heritage, Montréal proposes a memorable experience to runners. Historical landmarks, breathtaking scenery, and delighted supporters will line the course. Here are the primary details on the future marathon:
| Dates | September 21 and 22, 2024 |
| Organizer | Événements GPCQM |
| Venue | Starting line at Parc Jean-Drapeau |
The occasion entices more attention with every passing year as the capability for athletes and tourists to discover the charms of this multicultural city. Qualified athletes will be able to progress to the 2024 AbbottWMM Wanda Age Group World Championships.
Registration and Categories
Registration is already open for the 2024 occasion. Partakers can sign up through the official Marathon Beneva de Montréal website. Various registration tiers are available, depending on the race category. Fees hinge on when partakers register. Early birds can take advantage of reduced prices. Those who register closer to race day may pay slightly more.
Partakers are split into different categories based on gender, age groups, and wheelchair athletes. This guarantees that runners of all abilities can partake and compete on a fair playing field. Top finishers in each category are proposed special incentives and prizes, involving awards and gifts from sponsors.
A Runner’s Paradise: The Course Overview
The Marathon Beneva de Montréal 2024 promises a route that showcases the best of the city. The 42.2-kilometer marathon route takes runners through lush parks, across picturesque bridges, and into vibrant central areas of the city.
Information on the Start Line
The location of the marathon is Île Ste-Hélène. It will kick off at 7:45 a.m. from Espace 67. Partakers will be informed of their start time several days before the occasion. The number of partakers per wave will correspond to the Public Health guidelines.
Details about the Finish Line
The Maisonneuve Park will be prepared as a welcome and celebration place for partakers. Presentation of medals, refreshments after races, therapeutic and medical assistance, and recovery zones will be guaranteed. This implies a welcoming environment for all partakers will be ensured.
Assistance Stations
Assistance stations will be established along the course to replenish the water balance of partakers and energize them. The operating conditions of the stations will correspond to the Public Health standards in force at the time of the occasion. Available stations will be depicted on the PDF course map.
The Legacy of the Marathon Beneva de Montréal
Formerly known as the Marathon Oasis de Montreal and Rock ‘n’ Roll Montreal Marathon, the Marathon Beneva de Montréal has transformed into a significant occasion that entices runners from all corners of the globe. The occasion is sponsored by Beneva (a leading Canadian insurance company).
The marathon has a legacy dating back over 40 years. It is renowned for its scenic route, warm crowd backing, and proficient organization. The Marathon Beneva de Montréal constantly positions itself as a premier race in the global sports arena.
Final Thoughts
Are you a proficient marathoner searching for your next challenge? Or are you a conventional runner excited to investigate a new city? Or maybe are you a spectator eager to experience the electric energy of race day? The Marathon Beneva de Montréal 2024 will propose something for everyone. The mixture of stunning cityscapes, complicated courses, and profound community involvement guarantees that this marathon will become a celebration of Montréal’s vibrant culture.
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