Features
Winnipeg’s own Jonas Chernick discusses how he made his latest movie, “JAMES VS. HIS FUTURE SELF”

By BERNIE BELLAN
Elsewhere on this website we have an article about a new movie, titled “JAMES VS. HIS FUTURE SELF”, which was slated to receive its Winnipeg premiere April 3.
As events have overtaken the original plan, filmmaker Jonas Chernick, who wrote, produced, and starred in the movie explained that the Canadian distributors of the film have changed how the movie will now roll out.
Instead of being shown in theatres, the movie will now go straight to video on April 3, including digital release on iTunes and Video on Demand through such providers as Shaw, Bell MTS, and Rogers.
We had a chance to talk with Chernick while he was cooped up in his Toronto home – along with his wife, two kids, a dog and a cat.
For those of our readers who are not already familiar with Chernick’s background, here’s a brief summary: He’s a graduate of Grant Park High School and the University of Manitoba. He is also an alumnus of Camp Massad, where he was both a camper and a counselor. He served on the staff of the Rady Jewish Community Centre and has appeared in four different productions of the Winnipeg Jewish Theatre over the years.
“JAMES VS. HIS FUTURE SELF” marks the third film that Chernick has written and produced and in which he has starred. The previous two were “My Awkward Sexual Adventure” (released in 2012) and “Borealis” (released in 2016).
As someone who has always maintained a strong connection to the Winnipeg Jewish community, we have been chronicling Chernick’s career in these pages for years. Making films is not an easy route to follow, but Chernick has shown that it is possible to forge a successful career path despite the many challenges that await any aspiring filmmaker.
But now, with the latest hurdle to overcome in the form of a pandemic virus that has thrown all the previous plans for unveiling the film across Canada out the window, Chernick is still looking forward to seeing the film find success in a different way than he might have otherwise anticipated – by going straight to video, something that usually doesn’t occur until at least six months after a movie has been shown in theatres.
We began our interview by asking about how the COVID-19 pandemic has altered plans for not just “JAMES VS. HIS FUTURE SELF”, but so many other movies that were slated to be released soon?
Chernick said: “They actually have announced that several major releases are going to come straight to our living rooms. ‘Trolls’ – which was expected to be a huge blockbuster, is going to be released straight to digital.”
I wondered whether Chernick himself was going to take a financial hit over the change in plans for how the movie is going to be released.
Chernick explained that “the way it works with my film and the way I think most films – certainly Canadian films, is we’ve already sold the Canadian rights to the movie to a Canadian distribution company; in our case, they’re called Northern Banner Releasing. I’ve done a number of films with them; they’re wonderful partners – and they’ve had the Canadian rights to this movie for years.
“The way it works is they help us make the film by prebuying the Canadian rights, so the revenue from Canada goes through them and, if the movie does very well – sure, we’ll get something called ‘overages’, which means some of the profits will flow through to the producers, including me. But, that’s not really a concern for my team. We just want the movie to be seen by as many people as we can. Nobody gets into the independent film business to make millions of dollars.
“Luckily for me, as an actor, writer, producer, story editor, consultant – I do fine with multiple projects, but nobody is in this to become a millionaire. We’re artists, we made a movie – and we’re very proud of it. We made one that we think people will really like – it’s an audience friendly movie.”
I said to Chernick that I always enjoy helping to promote one of his new movies, saying to him “It’s like having a baby again: You go through the same steps. This time around though, the baby’s in the hospital and you’re not sure when it’s going to come out.”
It had been four years since I last spoke with Chernick – just after “Borealis” was released, and I noted that he had mentioned that back in 2016, while he ”had several irons in the fire”, there was one movie in particular that he thought had the best chance of being made.
Chernick agreed, saying: “This was the one that people were most excited about when I pitched it, so I felt like we had a good chance at getting this one made.”
I noted that this was now the third film that Chernick had written and produced, and in which he had starred – and about which I had now written, so some day I will be able to write about “the pantheon of Jonas Chernick movies” because I’ve never used the word “pantheon” in a sentence before.
It was following release of “My Awkward Sexual Adventure” in 2012 that Chernick met the guy who eventually became the director of “JAMES VS. HIS FUTURE SELF”, Jeremy LaLonde. They were both at a California film festival and someone introduced them to each other as the two Canadians who had just made “sex comedies”. In time, Chernick would end up starring in a LaLonde film called “How to Plan an Orgy in a Small Town” (which can be purchased on iTunes, Chernick said).
As people who are involved in the film industry are prone to do, Chernick and LaLonde traded ideas – and scripts, back and forth, bouncing ideas off one another, until the idea for “JAMES VS. HIS FUTURE SELF” began to take hold – in 2016.
According to Chernick though, before they began to focus on “JAMES VS. HIS FUTURE SELF”, LaLonde had asked him whether Chernick had “any ideas in the science fiction world” and Chernick said “I have one idea that’s not much of an idea and I kind of pitched it to him in probably two sentences – and he loved it and said ‘let’s develop that, let’s flesh that out’, and very quickly we turned that into what became “JAMES VS. HIS FUTURE SELF”.
We discussed how the drastic change in how the movie is going to be released might affect the kind of “buzz” that a movie needs to develop in order to be successful.
Chernick explained: “Normally a movie that gets released on digital or VOD (Video on Demand) doesn’t receive a lot of media attention because there are so many titles, but in this case we already have a lot of attention. We’ve won a bunch of awards and we’ve played at a bunch of prestigious festivals, and the media in Canada have been very supportive – so, thanks to people like you and other outlets, it’s going to make a splash and people are going to know about it.
“Everybody’s at home! What else are they going to do? You can have a laugh, feel charmed – and enjoy yourself for an hour and a half.”
I said to Chernick that I was amazed how many reviews of “JAMES VS. HIS FUTURE SELF” I had actually been able to find online. “It’s amazing,’ I said. “Your film has only been on the festival circuit, yet it already has so many reviews.”
“You’re right,” Chernick answered. “It’s only been on the festival circuit, but I will say that I am a tireless soldier when it comes to promoting my movies.”
“And almost all the reviews are favourable,” I noted – except for one, “from a guy who complained that the movie was a ‘rom com’ – early 2000s vintage. “
“But, when I read that,” I said to Chernick , “I thought to myself: ‘I love rom coms. I wish they would make more of them.”
“Absolutely,” Chernick said. “All of my movies are romantic comedies. I think most comedies are rom coms. We call this a ‘sci fi rom com’, but it’s less sci fi than it is rom com. It’s truly a romantic comedy hiding inside a time travel movie – with very little time travel…just enough to satisfy the science fiction geeks, as we learned when we were programmed by one of the top science fiction film festivals in the world – the Toronto After Dark Festival.
“We were worried that the audience was going to turn on us at that festival, but we ended up winning four awards at that festival.”
I noted that I wasn’t familiar with that particular festival. I said that I assumed it “was a festival for people who didn’t like to go out in the day time” (which got a laugh from Chernick).
Chernick went on to say that “the real surprise for us was getting nominated for Canadian Screen Awards because this is not the kind of film that typically gets acknowledged by the Academy (of Canadian Cinema and Television). This is a fun comedy with some raunchy humour.”

At that point in the interview I said to Chernick that I wanted to switch gears and, rather than talk more about how the film was made and how it’s going to be distributed, I wanted to talk about Daniel Stern, who really steals the movie when he appears in it.
I said that I purposely hadn’t read much about the movie before I watched it, but when I saw Daniel Stern appear for the first time, I said to myself: “I know that guy. He was in ‘Home Alone’. “ (Later, Chernick pointed out that Stern was also made famous for having been in the “City Slicker” movies.)
(Note: Stern plays an older version of Chernick, who comes back in time to try and persuade the character played by Chernick to abandon his dreams of time travel.)
“Where has Daniel Stern been all these years?” I asked Chernick.
“He kind of stepped away from the limelight after the ‘Home Alone’ and ‘City Slicker’ movies were such blockbuster,” Chernick explained. ”He wrote and directed some films and some TV and then, because he didn’t have to work, he kind of walked away a little bit and he became a reclusive artist.
“He lives on a property in California – away from all the action, and he makes gigantic bronze sculptures in his art studio – and sells them all over the world. He’s an amazing artist, but he hasn’t really done a lot of movies in the last several years because he doesn’t really like leaving home.
“But we went after him pretty aggressively because we just felt that he was the perfect guy for this part. We had a really short list that he was at the top of – for a bunch of reasons, but mostly because we have this nostalgic relationship with Daniel Stern based on his movies from the 80s and 90s – and our movie is about nostalgia; it’s about looking back.
“Also, he’s similar enough to me in his personality and his persona – his lovable loser, Jewish, nebbishy vibe – from his earlier years, but he’s become something else at the same time. He’s now a big guy (physically – as viewers might be surprised to see. Man, has Stern ever put on a lot of weight!) and somewhat intimidating, so we really liked the idea that he was once like me but that he’s evolved into something other than that – and we found that really interesting for his part.”
“And you provide a credible explanation as to why there’s no real physical similarity – except for one part of your anatomy (cue the penis jokes),” I suggested. “Now, that’s one that I found a bit of a stretch – no pun intended.”

I also asked Chernick about another actor who appears in the movie who, I admit, I had never heard of – until Chernick filled me in as to who she is and where I might have seen her. The character, Dr. Crowley, is head of a world class lab in which Chernick’s character is also a scientific researcher.
“Her name is Frances Conroy,” Chernick said. “She’s in many ways an acting icon. She was the matriarch on one of the most ground-breaking shows of all time: HBO’s ‘Six Feet Under’.”
“Oh,” I said, “but you know I never watched that.” (which shouldn’t excuse my ignorance because I usually am quite au courant with useless trivia).
“That show was nominated for five or six Emmys every year,” Chernick added. “She’s also a Broadway star. She’s also been one of the leads on a very popular show called “American Horror Story” (which I always assumed was a story about my own family) and most recently she played the mother of the Joker in the “Joker” movie.”
“Oh, that’s her,” I exclaimed, showing once again my ignorance of an all-important fact.
“Her character has this turn of phrase,” I noted, “when she reacts to someone swearing. What does she call it?” I asked.
“Swear scream…. She says it as if it’s a common phrase,” Chernick explained – as in, “If you’re going to ‘swear scream’ someone’s name, at least have something compelling to say when you finally have their attention.’ “
I said that she’s so ‘self contained’ when she appears in the movie – constantly showing incredible restraint when she’s subjected to a barrage of profanity from one or another of the characters in the movie, especially the character played by Daniel Stern. Also, I wondered, considering how she’s so terrific in her relatively small part, couldn’t Chernick have written a larger role for her?
“I think one of the appealing things for her,” Chernick explained, “is that this was an extended cameo for her. This is something that she would be able to come in and do relatively quickly. Now, it should be noted that, being the pro she is, she didn’t treat it that way at all. She had read so many books on particle physics (Conroy plays the part of a particle physicist, as does Chernick), she was so prepared – she was over prepared – she blew our minds how great she was.”
I said to Chernick that he must be so disappointed he won’t be able to premiere his movie in person in front of a Winnipeg audience.
“I was really excited to be there in front of my home town audience,” Chernick admitted, “with friends and family, but we’re going to try to do some sort of question and answer session online via Reddit or one of these online chat systems.”
I asked whether there’s anything else Chernick might like to add.
He said that “people are running out of things to watch right now. Why not watch a funny, entertaining movie by a Winnipeg Jew?”
Then, I thought to add the most important question that I had forgotten to ask:
“When is the movie going to open in Lithuania?” (in reference to the fact that the Lithuanian remake of “My Awkward Sexual Adventure”, titled “Nepatyres” (or “Unexperienced” in English) had the third best box office opening for any movie ever shown in that country).
Chernick laughed and said, “it’s opening (or slated to open) in the United States on May 1st and in the U.K. on April 27th, but I’m not sure about Lithuania.”
“The Baltic states will be key to your success,” I suggested.
Features
Jews & Jazz: Baroness Nica of New York City
By DAVID TOPPER This true story is a sequel to “Jews in Strange Places.”
In the summer of 1964, living in Pittsburgh, I attended the city’s first International Jazz Festival. I remember sitting alone, high in the Civic Arena, looking down on the concert below. I would need to go on-line to retrieve names of who the musicians were that I saw that night – save for one. Sometime in the middle of the show, the entire arena went dark, except for a single overhead beam of light shining down on a solo pianist directly below. It was Thelonious Monk.

To describe Monk’s music to a general audience, I need to speak of dissonance, angular melodic twists, hesitations, and even moments of silence. It was also fascinating to watch him play. With his hands splayed out flat (breaking all the rules of piano etiquette) he jabbed at the notes, as if he was seeing and discovering the keyboard for the first time.
One of the most interesting examples of appreciating Monk’s playing was demonstrated by the experience of a particular jazz critic (but I can’t recall who it was). Having at first only heard Monk’s music, he didn’t like it. But after he saw him playing, he began to understand and eventually to like it.
At that 1964 concert Monk played “Don’t Blame Me.” Not only is it the only thing I remember over the entire evening, but it is, I’m sure, the only piece that made me cry. Yes, I was that moved by his playing. It was a magical musical moment in my life that I’ll never forget.
I don’t know which came first: that concert or my buying the record album on which the tune appears. The record is CRISS-CROSS (Columbia, 1962), and it features Monk’s quartet at that time, with that song being the only solo track. From the liner notes we learn that when Monk left home for the studio, he was asked if he was going to play “Don’t Blame Me.” He said: “Maybe, it depends how I feel when I get there.” At the studio, he sat down at the piano, played a few dance tunes – and with the recording equipment still on – he went straight into that tune. Interestingly, in the liner notes, the writer calls Monk’s music “pure magic” – a phrase, I see, that I also used above.
The writer of these liner notes was Baroness Nica de Koenigswarter, the focus of this story. Born in the UK in 1913, Kathleen Annie Pannonica (Nica) Rothschild, the youngest of four children, grew up in a quarantined life within manor estates. From an early age she showed talent in drawing and painting, later studying art history and branching off into photography (she became obsessed with the new Polaroid camera in the 1950s). It was her brother Victor who introduced her to jazz, particularly the work of Duke Ellington. This was probably in the late 1920s – and she was hooked.
Ever searching for excitement, Nica learned to fly an airplane. It was through flying that she met Baron Jules de Koenigswarter, ten years older and a widower, whom she married in 1935. They eventually settled into a 17th century chateau in north-west France. Over their years together they had five children.
Nica’s adult life is clearly divided into two parts. The second part, her role as the Jazz Baroness Nica in New York City (NYC), is the focus of this story. Nonetheless, some of the highlights of the first part provide some insight into the complexity of this fascinating woman.
Living in France in September of 1939, she experienced the start of World War II. Jules immediately joined the Free French Army as a lieutenant. Nica opened her doors to refugees and evacuees, until the Nazi army was advancing on Paris. Jules urged her to escape, and she did: with her children (she had the first two at this time) she got on the last train of refugees heading toward the English Channel. From the UK they went to the USA, settling in New York.
Jules was now in Africa. Nica (after leaving the children safely with friends in the Guggenheim family, on Long Island) joined him in January 1941 in equatorial Africa. She first worked as a decoder of intelligence, then a radio host, and finally an ambulance driver for the French Division in the North African Campaign. Having survived a bout of malaria in Africa, she was with the troops as they advanced on Rome. At the war’s end she was in Berlin and was decorated for her work.
If Nica hadn’t crossed the Channel in 1939, she may have suffered the fate of some of her family members who stayed in France, such as an 80-year-old aunt who was beaten to death in Buchenwald. Also, Jules had pleaded with his mother to get out, as Nica did, but she dismissed him. She died in Auschwitz, along with most of the rest of Jules’ extended family.
After the war, Nica and Jules were united with their children. Jules was then posted as a diplomat in French embassies – first in Norway and then in Mexico. During this time, their three other children were born. From Mexico City, Nica made occasional trips to NYC to listen to jazz, often alone. It seems that what became Nica’s obsession with the music was, concurrently, a major source of antagonism with Jules. He didn’t like jazz and said so. When they would fight, he would break her records. Inevitably, it led to their separation.
In 1953, Nica moved to NYC (taking along her oldest child, Janka, a teenager). After settling into a suite in the Stanhope Hotel in the Upper East Side, she bought a Rolls-Royce with which to jaunt around to the jazz clubs in the city; since she liked to drag race, she later traded it in for a faster Bentley. This was the era of the famous Five Spots Café, the Village Vanguard, Birdland, and other jazz joints. In a short time, with her upper-class British accent, she became known as the Jazz Baroness, having friendships with and being the patron of many jazz musicians.
Thus begins the second part of her life – and the reason for my story.
But before we venture there, we need to deal with drug addiction. Sadly, drugs played a major role in the lives of many jazz musicians in this era, and I need to discuss it, especially to put in the context of the endemic racism of the times. There were drug laws that the mainly white cops were ever anxious to enforce; and they didn’t hesitate to use their billy clubs to strike any black man’s head, if he resisted arrest. I am not exaggerating: several jazz musicians’ lives were shortened due to a severe beating by a cop. Moreover, the drug lords (some of whom owned the jazz clubs) were mainly from the Sicilian Mafia, who had access to an endless supply of heroin from Turkey, and they specifically targeted the black community. Blacks were easy targets, with their marginal existence within white society. Cramped in ghettos (such as Harlem) they could readily escape with drugs – and, sadly, too many of them did.
It was the bane of the otherwise flourishing development of modern jazz – as it evolved out of the bebop movement into cool jazz, then hot jazz, and on through hard bop and beyond. The names constitute a canon of innovative brilliance: Charlie Parker, Dizzy Gillespie, Coleman Hawkins, Kenny Clark, Bud Powell, Charles Mingus, Teddy Wilson, Art Blakey, Bill Evans, and more. Nica was at the center of all this in NYC – living among these major players all those years.
Nica too was hooked. But not on drugs. She was addicted to alcohol, which probably shortened her life: specifically, Chivas Regal, the exclusive aged scotch whiskey – a bottle of which she inexorably carried in her purse.
Her hotel suite became a place where musicians could get a restful retreat after a gig (sometimes sleeping overnight), a meal (courtesy of Room Service), money (to buy groceries or pay outstanding bills) – and, of course, a place to have after-hours jam sessions. Black musicians (which most of them were) could only avail of these amenities by using the Service Elevator. Dealing with the endemic racism within the social fabric of NYC became part of Nica’s daily life.

The most famous (or infamous) event in her NYC life involved the death of Charlie Parker, otherwise known as Bird. (The jazz club, Birdland, was named after him.) A genius who revolutionized the alto sax with his fast tempos, virtuosic technique, and far-reaching chord structures – he was a major visitor to Nica’s suite. Sadly he was heavily addicted to heroin and on March 15, 1955, he died at the early age of 34. It happened in Nica’s suite, and she had to call a doctor. Upon writing up his report, he estimated Parker’s age as 50 to 60 – that’s what the drugs did to his body. The headline announcing the death in the next day’s newspaper was: “Bird in the Baroness’s Boudoir.” Being a single woman with lots of money that she freely spent, Nica was a lighting-rod for salacious gossip such as this.
It also was the catalyst for Jules to file for divorce. Thus ended their marriage. Not surprisingly, she also was kicked out of her suite.

I recently did an inventory of my record collection and found that among all the jazz albums I have, the one musician for whom I have the most records is the pianist Hampton Hawes. I have 12 records, plus a cassette and a CD. I mention this because he is also one of the few musicians in this significant era of jazz who knew Nica and who wrote an autobiography: Raise Up Off Me (1974). I love this book. Written in Hawes’ black lingo, his account throws light upon Nica’s critical role in the jazz community, especially her friendship with Monk.
But first, a bit about Hawes’ own life. Born in 1928, growing up in Los Angeles (LA), Hawes was the son of a Presbyterian preacher. Self-taught at the piano, he had no familial encouragement to play jazz music. But listening to Bird, Monk, Bud, and others, he became good enough by the age of 18 to jam with some top musicians in LA. By around 1950 Hawes’ career took off with record contracts and (except for a two-year stint in the US Army, stationed in Japan) he continued to play and record – being voted “New Star of the Year” in Downbeat magazine in 1956.
It was around this time that he met Nica in NYC, during a gig at The Embers, a fancy nightclub, where he was well-paid. He also met Monk for the first time. Let me quote widely from his book.
Upon looking out across the tables in the nightclub, Hawes immediately recognised Monk. “Bamboo-rimmed shade, carrying a bamboo cane – he looked like … one of those African kings, strong but beautiful. … He was with a middle-aged woman who gave off a waft of perfume that smelled like it costs $600 an ounce, and when he introduced me – to Baroness Nica – I knew I’d guessed right about the price.” She left before he finished his set. But Monk stayed. “Monk drove me in his blue Buick to Nica’s hotel penthouse on Fifth Avenue. When she opened the door I could hear my album playing – the track, ’Round Midnight that Monk had written. He said to me, ‘I didn’t tell her to put that on.’ I walked into the room where Bird had died a little over a year ago. [That dates this as sometime in 1956.] A lot of paintings and funny drapes, a chandelier like in an old movie palace. Steinway concert grand in the corner. I thought: this is where you live if you own the Chase Manhattan Bank. … Her pad was a place to drop in and hang out, any time, for any reason. … She’d give money to anyone who was broke, bring bags of groceries to their families, help them get their cabaret cards, which you need to work in New York. … I suppose you would call Nica a patron of the arts, but she was more like a brother to the musicians who lived in New York or came through. There was no jive about her, and if you were for real you were accepted and were her friend.” … She gave Hawes a telephone number for a private cab. “If I was sick or fuc-ed up, I’d call the number and the cab would come and carry me directly to her pad.” According to Hawes, Nica picked up the colourful black lingo too.
As noted, many musicians’ lives were cut short due to drug addiction (and sometimes beatings by cops). Again, Nica came through – often paying for their funeral and even the plot, if the family could not afford to. She was there for them, literally, to the end.
Of all the jazz musicians who passed though Nica’s life, the one who had the most significant impact on her was Monk. Even among the wide range of idiosyncratic jazz musicians, Monk still stands out for his uniqueness. He was quirky in his talk, his behaviour, and his music as well. It’s clear that there was some mental illness involved, but it was never fully diagnosed. One doctor insisted that Monk was not manic-depressive nor had schizophrenia. Nonetheless, he had episodes where he was not living in this world. Nica’s gentle demeanour was perfect for Monk. She nurtured and fed him, especially when he became too much for his family.
Let’s bring Hawes’ autobiography back into this story. Once when Hawes was wasted on drugs and stretched out on a bench in Central Park: “a familiar Bentley rolls up to the curb. Nica behind the wheel and Monk saying, ‘Man, get in this car, a good musician ain’t supposed to be sittin’ on no bench lookin’ like you look’.”
Another time he’s in Nica’s penthouse looking for Monk. Hawes “peeks through a doorway at a body laid out on a gold bedspread, mudstained boots sticking out from under a ten-thousand-dollar mink coat and the body’s mouth wide open, sound pouring out of it, and Nica tiptoeing over, finger to her lips as if I’m about to wake a three-week-old baby from its afternoon nap. ‘Shhh. Thelonious is asleep’.”
One notable incident among many: in Delaware in 1958, she and Monk were caught by the police with a small quantity of his marijuana. She took the rap and spent a night or two in jail. She saved Monk’s head, possibly literally. It’s not surprising that the saxophonist Sonny Rollins called her “a heroic woman.”
The year 1958 was also significant in Hawes’ life, for he became the target of a federal undercover operation in LA. Caught with drugs, he was offered this: if he squealed on his drug supplier, he would go free. Hawes refused. Hence, on his 30th birthday, he was sentenced to ten years in prison. An emerging career was cut short; and it was the start of a decade to be wasted. Then in early 1961, watching the prison TV, Hawes heard John F. Kennedy deliver his inaugural speech. Hawes was impressed by the new president’s words. He writes: “I thought. That’s the right cat; looks like he got some soul and might listen.” And so Hawes spent the next few years putting together the documentation requesting a presidential pardon. It was not an easy task. The prison staff were not accommodating. But he persisted, and so, the document was sent off to the White House. I like Hawes’ comment about the very end of his appeal: “To round it off I added some heavy legal sh-t in Latin I’d dug up in the library.”
In August 1963, Hawes was informed that the appeal was granted. (In fact, it was the next-to-last clemency granted by Kennedy; in November he was assassinated.) It cut Hawes’ prison term almost in half. Thus after 4½ years wasted, he was able to re-launch his musical career. He continued to record and travel, but never kicked the heroin habit. In 1977 he died of a brain haemorrhage. At age 48, he left a legacy of so many wonderful jazz albums, including the 14 that I own.
For Nica, her problem was finding a place to live. As noted, she was kicked out of her suite when Bird died. So, she moved to Hotel Bolivar, across Central Park – only to be eventually let go too, due to drugs and noise. Next was the Algonquin in midtown. Shortly thereafter, she was asked to leave that too. In the end, she purchased a house on a cliff over the Hudson River in New Jersey, from which she had a spectacular view of the NYC skyline, and an easy drive to the city through the Lincoln Tunnel. Jazz musicians called it her Mad Pad.
By the 1970s, when Monk dropped out of the jazz scene, he moved in with her. Eventually, he also stopped talking; remaining sequestered in his room, where he died in 1982.
Eventually the heavy dosage of Chivas Regal caught up with Nica. She died of heart failure in 1988 at age 74.
There are numerous songs by jazz musicians in tribute to her; the two most famous are: “Pannonica” by Monk and “Nica’s Dream” by Horace Silver. As well, several nightclubs around the world are named: Pannonica.
Features
Why casinos reject card payments: common reasons
Online casino withdrawals seem simple, yet many players experience unanticipated decreases. Canada has more credit and debit card payout refusals than expected. Delays or rejections are rarely random. Casino rules and technical processes are rigorous. Identity verification, banking regulations, bonus terms, and technological issues might cause issues.
Card payment difficulties can result from insufficient identification verification. Canadian casinos must verify players’ identities before accepting card withdrawals. If documentation are missing, obsolete, or confusing, the request may be stopped or denied until verified.
Banks and card issuers’ gaming policies are another aspect. Some Canadian banks limit or treat online casino payments differently from card refunds. In such circumstances, the casino may recommend a more reliable withdrawal method.
For Canadian players looking to compare bonus terms and payout conditions, check https://casinosanalyzer.ca/free-spins-no-deposit/free-chips. This article explores the main reasons Canadian casinos reject card payouts, from KYC hurdles to bank-specific restrictions, so you know exactly what to watch for.
Verification Issues: Why Identity Checks Matter
KYC rules must be activated by licensed casinos. Players need to submit proof of their identity, address and age. If any documentation is missing, expired or unclear, the withdrawal will be denied. In Canada, for instance, authorities like the AGCO or iGaming Ontario have been cracking down on KYCs by demanding that submitted documents – whether photo ID, utility bills or bank statements – be consistent with all account details.
Common errors are submitting screenshots, cropped photos or documents with names, dates or addresses that aren’t entirely visible. Just the slightest differences in spelling or abbreviations or formatting can get these blocks triggered.
Another possibility is that the account was red flagged if previous withdrawals were already made without partial verification. Keeping precise, readable documents helps facilitate approvals and cuts through delays and frustrating red tape, as Canadian gamblers access their winnings both safely and quickly.
Timing Matters
Verification isn’t always instant. Documents being submitted during the busiest times, or on weekends or holidays can only prolong that approval process, and the withdrawal sitting pre-approved – or refused for that matter – until the casino reviews the paperwork. A lot of players feel disappointment not due to mistakes, but only for that a verification team still hasn’t checked their documents! This can be especially frustrating when winnings come from free chips or bonus play and players are eager to cash out.
Keep personal information current and only submit clear legible files to reduce the processing time. Ensure that any scans or photos are sharp, fully visible and there is no detail missing. Preventing Gaffes With submission guidelines to read over ahead of time and directions for following them exactly, verification issues can often be significantly minimized, avoiding delay in accessing winnings and making the lie down withdrawal process that much smoother at Canadian online casinos.
Banking Restrictions and Card Policies
Not all credit or debit cards are eligible for casino withdrawals. Many Canadian banks restrict transactions related to gambling. For example, prepaid cards, virtual cards, or certain credit cards may allow deposits but block withdrawals. Even if deposits work, a payout can fail if the bank refuses incoming gambling credits.
Cards issued outside Canada can also be declined due to international processing rules. Currency conversion restrictions may prevent a CAD payout to a USD card, depending on the bank’s policies.
Banks keep an eye on abnormal or frequent transactions. Online casinos can flag large or multiple withdrawals as suspicious and in such cases may impose temporary blocks on withdrawals or outright decline the withdrawal until the issuing bank confirms them with its account holder. Contacting your bank in advance will avoid any surprises and make withdrawals go more smoothly. What to consider when using your card in Canada:
- Check if your card type supports gambling withdrawals (prepaid, virtual, and some credit cards may not).
- Confirm whether your bank allows international online casino payouts.
- Be aware of currency conversion restrictions.
- Monitor withdrawal frequency to avoid triggering fraud alerts.
- Contact your bank ahead of time to authorize or clarify online gambling transactions.
- Keep alternative withdrawal methods ready, such as e-wallets or bank transfers.
Being aware of these constraints prevents Canadian players from having declined payouts, delays and waste of time when it comes to handling the casino money properly.
Wagering Requirements and Bonus Conditions
Many Canadians chase casino bonuses, including deals built around free chips, but these offers always come with conditions, Wagering requirements usually require players to bet a multiple of the bonus before withdrawing. Attempting a payout before meeting these conditions will be automatically declined. Not all games contribute equally: slots often count 100%, table games 10–20%, and certain features nothing at all.
Misinterpretation of this, can make it appear as though a withdraw should be valid, while the casino believes there are unmet bonus requirements. Some casinos also impose a minimum withdrawal amount and will cap card payouts. And if you have more than the minimum in your account, a limit set off by your bonus could limit withdrawal. By testing these issues early on, you can save yourself a lot of aggravation. How to manage bonus conditions effectively:
- Have a close look at the terms of the bonus – check out wagering requirements, game contribution and time limits.
- Track your progress – note how much of the bonus has been wagered and which games contribute most.
- Plan your gameplay – prioritize slots or eligible games to efficiently meet wagering.
- Check withdrawal limits – ensure your balance meets minimums and bonus-specific caps.
- Avoid early withdrawals – never attempt a cash-out before meeting all conditions.
- Use trusted sources – platforms like CA CasinosAnalyzer can clarify real requirements and prevent surprises.
Following these steps helps players meet bonus conditions without stress and makes bankroll management smoother.
Features
What is the return on investment of US military spending on Israel?
By GREGORY MASON A recurring theme of Israel’s critics is that were it not for US spending on its war machine, it would be unable to wage genocide. I will leave the genocide issue (sic, I mean non-issue) aside as it has been well covered here and here.
Of course, right now (March 11), the war is going well for Israel and the US. In fact, the Israeli and American air forces are showing a level of coordination enabled by decades of close cooperation between the two militaries. I recall a conversation with an IDF colonel, the commander of a base near Eilat, in 2010, during a mission that gave participants access to high-level military briefings. Tensions between Israel and the US had soured, as they periodically do, and I asked whether this ebb and flow in political posturing affected military operations. The colonel said political leaders come and go, but the cooperation between the Israeli and American militaries is very tight. To quote him, “they need us as much as we need them. We are their eyes and ears in this part of the world.”
Many on both the right and left call for the US to disengage from Israel, especially with respect to defence spending. First, let us look at facts.

Table 1 readily shows the impact of the war in Ukraine, with Russia’s spending also reflecting wartime demands. Israel’s total commitment of 5-6% of GDP amounts to $45 billion in defence spending, reflecting its perpetual need to defend itself and maintain a permanent reserve force. Table 2 elaborates on defence spending as a share of public spending. Unlike other countries that have been free riding under the US military umbrella (and Canada is the most egregious of the lot), Israel has made very substantial commitments to its own defence. The $3.8 billion spent on hardware for US equipment is a fraction of Israel’s total defence budget of about $43 Billion. All U.S. financial aid to any country for military hardware must be spent on U.S.-manufactured equipment by law.

Critics of US defence funding for Israel miss two key points. First, as Table 3 shows, financing sent to Israel does not involve troop deployment. Israel does not want the US to station troops within its borders. The costs of maintaining troop deployments and all the associated support costs for NATO, Japan, and South Korea are orders of magnitude higher than the financing for the hardware it provides to Israel.

Second, and the current joint US/Israeli operations in Iran bear this out, Israel has dramatically improved the equipment platforms it purchased. Examples include:
- The F-15 has benefited from Israeli wartime use, resulting in major improvements, including a redesigned cockpit layout, increased range through fuel redesign, improved avionics, new weaponry, helmet-mounted targeting, and structural strengthening.
- Because Israel was an early partner in the fighter’s development and had access to its top-secret software suite, the Israeli version of the F-35 is a radically different plane than the model delivered. Improvements include increasing operational range, embedding advanced air defence detection, and integrating the fighter with Israel’s defence network, creating extensive system integration. This proved instrumental in the rapid establishment of air superiority in the 12-day war in 2025.
- The THAAD (Terminal High Altitude Area Defence) program has benefited from a joint research and development relationship between Israel and the U.S.
- Finally, Iron Dome has contributed to U.S. air defence development, particularly the Tamir interceptor technology, battle management, target discrimination, and the development of a layered air defence system.
No senior military or political official questions the return on investment American gains by funding Israel’s acquisition of U.S. military hardware.
