Features
Former Winnipegger Zev Cohen publishes book of short stories: “Twilight in Saigon”
Former Winnipegger Zev Cohen, who now lives part of the year in Israel and part of the year in Calgary, has just published a book of short stories titled “Twilight in Saigon”. The book is available for purchase on Amazon. Here is how the book is described on Amazon: This eclectic collection of stories crosses genre lines – war, crime, romance, espionage, science fiction, fantasy –
as it moves in time from World War II through the present and into the distant future. Its common thread is humanity and love in the face of adversity.
A journalist finds love and misfortune in the upheaval of the Vietnam war.
Working for the West, a spy is saved from the hands of the KGB.
A straight-laced British accountant finds the love of his life and evil in Hong Kong.
Immigrants grapple with despair, love, and the vicissitudes of life in new surroundings.
Politics, love and tragedy in the life of a president.
Stationed on a distant world, a Terran ambassador adapts to an alien culture as love overcomes sentient diversity.
A loyal android fights for his cruel leader.
Teenage romance during the Six Day War.
A day in a dog’s life.
…and much more
We present here one of the stories from the book, titled “Gulfs and Pleasures”:
I DO NOT RECOMMEND HAVING SEX WHILE WEARING A GAS MASK. BEYOND the empirical fact that it prevents kissing from being part of the act, it’s difficult to breathe during the strenuous effort. Within a couple of seconds, the mask fogs up, and you can’t see a thing. Moreover, the waves of giggling break your concentration. Try imagining what a naked woman and a naked man look like while wearing gas masks. You’d have to agree with me that it looks funny if not grotesque. But when there’s no choice, you do what you must do and enjoy it, if only in a limited way.
I called Orna’s cell phone as soon as the siren went off in the middle of the night. She picked up after the first ring.
“Are you alright? Is he at home?”
“No. Two hours ago, he was called up and ran off to join the guys and play war. I don’t believe that he’ll be back today. Who knows how long it will last? It’s scary, and we didn’t even prepare an airtight room. He insists that there’s no chance that it will hit us of all people. Anyway, what does he care? He’s sitting in the underground bunker ogling the girl soldiers. Nothing will happen to him.”
Orna was one of the regular participants in my first-year course on the history of European art since the Renaissance that I ran in the large lecture hall of the Gillman building. She used to sit in the front row with the other “stenographers.” Those were the co-eds who conscientiously scribbled down every word that came out of my mouth, including flat jokes and burps. She was older than them, mature and sure of her intelligence amid those Barbie dolls. As opposed to them, she would, from time to time, fire a challenging comment that proved she was listening carefully and under- standing. To my shame, or not, I wasn’t attracted to her brains, although they did arouse my curiosity. As I droned along, lecturing on autopilot, my look wandered from her hazel-green eyes to the swell of her breasts and her shapely legs. What could I do? Even a professor is a human being, isn’t he? On a depressing winter’s day, between perusal of desolate seminar papers on the play of light and shadow in Venetian painting and suicidal thoughts, I ran into her in the cafeteria. The usually hectic and packed room was unusually quiet. We were alone, not counting Sonia behind the counter. Perhaps the atmosphere of impending doom chased the regular café denizens away.
I’ll jump forward because there’s not much to say about the develop- ment of our relationship. We didn’t go for in-depth discussions about art, politics, or interpersonal relations. There was no sophisticated seduction or so-called love at first sight. We were two lonely people with their eyes open, who found something in each other that had been missing up to that specific moment. We went for it. For me, her presence filled a void that was characteristic of my life here since returning from New York and a string of what Erica Jong called “zipless fucks.” She never revealed what she found in me. I doubted that it was about my less than god-like physique. I didn’t ask for fear of bursting the bubble. I didn’t want to find out that I was just a reasonable alternative to Amnon, her here again, gone again husband. And the sex was great.
“Amnon will always be Amnon,” I replied with a tinge of baseless hypocrisy. “With or without Iraqi ground to ground missiles, he’ll always look out for number one. Anyway, you always know how to take care of yourself.”
I couldn’t help adding a bit of pretentious and hollow male know it all superiority, and I said, “But he’s right about one thing. The chance that a missile will land on top of you, in Ramat Gan of all places, is tiny.”
“Yes, definitely, Mr. Professor of art history and great international expert on ballistic missiles,” she shot back, taking me down a few notches. “Do you suggest that I drink a glass of water and calm down? In a minute, you’re going to replace Nachman Shai.”
I tried another tack.
“I can be over at your place in a few minutes to set up an airtight room. I’ve been hoarding plastic sheeting obsessively for months, and I’m sure there’s a technical drawing by Da Vinci that could guide me through it.” She giggled. It worked. She could have guessed that my building skills were negligible, but there was nothing like a bit of self-deprecating humor to bring her around and hide the truth. She accepted my generous offer, and I was on my way before she put down the virtual receiver.
The streets were abandoned at that early hour. The oily puddles left by the rain reflected the brake lights of the few cars on the road. On the radio, there was an endless stream of talking and talking. Nobody could say what was happening. Were we hearing distant explosions or just echoing thunder? Should we put on our masks or take them off? It all just went by me. My thoughts focused on expectations of Orna – hot caresses, electrifying touches, sweet breath, erect nipples, wet, wet, wet.
Here’s another suggestion for my male friends. Don’t come to your lovers tight as a spring, heart beating rapidly with passion and sweaty palms. And it doesn’t matter if it’s the first day of war or any other circumstance. You’ll come, in every meaning of the word, and it’ll be over in seconds. Much too quickly.
We were getting ready for another round when the second siren went off. Being good citizens, we put on our masks and checked the limits of human sexual capabilities under the threat of chemical attack. Between bursts of muffled laughter and the pungent smell of rubber, we got a passing grade for the efforts invested.
The cell phone rang, and Orna answered. “It’s him,” her lips expressed silently. Amnon.
“Yes, I understand. I’ll think about it. I’m not sure that it’s a good idea. She must already be hysterical, and she’ll make me crazy too. That’s the situation. Yeah, it’s disgusting, but I got them out of the attic, and if they tell us to, I’ll put on the mask. Be careful. Call me when you can. Kiss, kiss. Bye.”
She looked pale. “It looks as though it’s serious this time,” she explained after the short conversation with her loving and concerned husband. “His unit is moving, and for the next few days, he’s not coming home and won’t be available on the phone.”
“Where is he going? Somewhere around here?” I wasn’t asking because of some sudden fear for Amnon’s safety. I just wanted to weigh the chances that he might show up by surprise and see what the civilians were doing in the rear…at his home.
“He said that it’s secret and he can’t talk about it. He wants me to move in with his mother in Jerusalem until things calm down. You heard what I told him. It’s out of the question.”
Amnon’s secret location was troubling. My plan to get comfortable in Orna’s bed for the next few days has a whiff of danger about it now. Suddenly he calls. Suddenly he’s worried about her and wants to send her to Jerusalem. What is he scheming? He might even show up unannounced to see if she was okay.
There wasn’t much time to consider the options, as the undulating howl of a siren broke the silence. This time we could distinctly hear the distant boom that followed it. The minute that the all-clear sounded, we were in the car on our way to Eilat. We even sang “Heading South to Eilat” loudly on a childish high at 4 a.m. On the Arava highway, we joined a slowly crawling jam of vehicles. It appeared that others, lots of them, came up with Orna’s brilliant idea to get out of the bull’s eye and as far outside of the missiles’ range as possible.
Orna wanted us to move into a holiday apartment in the southern town owned by her former schoolmate, best friend, and current neighbor, Rachel. Thanks to her outstanding bodily dimensions, Rachel had taken up a modeling career that frequently brought her to Paris, London, and New York. She changed her name to Tiffany and, when traveling, left the keys to her apartment and the Eilat hideaway with Orna. She often invited her and Amnon to use the Eilat domicile. I tried to convince Orna to come to a hotel with me to survive the war in bed with room service.
Near Beer Ora, Amnon called again. He heard as we did that a missile had hit Ramat Gan, destroying his and my low probability theory.
“Calm down. I’m still at home, and nothing happened on our street,” she told him. “There was a giant explosion, pretty close by, and the walls shook, but nothing more than that.” The lies slipped off her tongue smoothly. What else could she say?
“I might go to your mother’s later. In the meantime, if you can’t reach me on the phone, it’s because I’m down in the shelter. I don’t trust that plastic sheeting that we don’t have anyway.”
After saying goodbye with kisses, she reported no chance that he would make it home in the coming days. He must make do with the underwear he took with him. I breathed easier.
In Eilat, we dragged from hotel to hotel, the bed and room service plan falling to pieces. The same scene played out everywhere. Lobbies had turned into battlefields between separate Jewish combatants. Israel war-time solidarity gave way to exchanges of curses, pushing and shoving, and an awakening of Sephardi-Ashkenazi infighting. Never did hotel managers discover so many long-lost close friends from school and the army, relatives on the side of granny from Afula, and various other people with exclusive rights. Everyone was squeezing up against the reception desks trying to get hold of even the smallest partially furnished closet. It was a nightmare. In one of the luxury properties, the security guards were unsuccessfully attempting to take apart an outpost of suitcases and sleeping bags established by two families with a hive full of nervous brats.
Again, it’s Amnon on the phone. Orna shouldn’t try to reach him at his unit. He won’t be available due to radio silence and communications security. That’s fine, I thought. The walls have ears.
We dredged up Orna’s original plan. In a few minutes, we found the holiday apartment building. It was a nondescript structure with balconies overlooking a dilapidated neighborhood minimarket. The elevator was out of service, so we climbed the stairs to the fourth floor. On each landing, we stopped for a couple of moments of hurried necking, expecting what was coming. Hands were sent out to intimate parts, lips locked, tongues writhed. As Orna tried to fish the keys out of her bag while loosening my belt, I was busily unbuttoning her blouse to get at her bra.
The door opened, and we fell into the apartment. A pleasantly cold gust of air from the air conditioner welcomed us in. Someday had left it on since the last visit. We couldn’t wait for the bed. Clothes were rapidly removed and thrown aside, and the plush carpet hosted our vigorous sexual duet.
Eventually, things calmed down, and we could hear muffled, unidenti- fiable voices coming from somewhere else in the apartment: mumbling, quiet moaning, a cadence of creaking. We got up to check the noises that seemed to be coming from behind the closed but flimsy door of the bedroom. Just in case, I picked up a thick rolling pin in the kitchen. I pushed the door open, and no terrorist jumped me. Only Orna’s somewhat hysterical laughter penetrated my consciousness. Amnon pulled back from between Tiffany/Rachel’s legs spread wide as though bitten by a snake and stared at us incredulously.
Features
Exploring how to earn money in Tongits Go and GZone Tongits: Rewards and Myths
Tongits stands out as one of the most iconic card games in the Philippines, fusing fun, excitement, strategy, and social interaction. Spanning generations, this traditional game has remained a staple during family gatherings and leisure moments, bringing people together with its engaging mechanics. The emergence of mobile platforms such as Tongits Go elevated the experience further, offering Filipino players the opportunity to enjoy the thrill of the game anywhere and anytime. Alongside this advancement, however, a recurring question floods online forums: “Can I and how to earn money in Tongits Go? ”
Understanding the answer requires separating myths from facts surrounding Tongits Go, as well as examining alternatives like GZone Tongits, which brings competitive gameplay and tangible rewards into the picture.
Tongits Go: Digital Entertainment Rooted in In-Game Progress and Rewards
The appeal of Tongits Go lies in its seamless ability to deliver the essence of the traditional card game in a digital format. Widely accessible on mobile devices, the app continues to attract thousands of players seeking entertainment and lighthearted competition. However, misinformation about its ability to provide real monetary benefits stirs confusion, with claims linking how to earn money in Tongits Go to GCash as a source of cash withdrawals.
Myth: Real Money Withdrawals Are a Tongits Go Feature
Tongits Go is designed purely as an entertainment-centric platform. It operates as a digital space for online casino rather than an e-wallet or online casino. While players can earn in-app rewards such as Gold and Gostars, these hold value only within the game environment. Gold is primarily used for joining tables, competing in tournaments, and unlocking gameplay options. Gostars, meanwhile, are accumulated through completing daily missions or participating in special events. Occasionally, Gostars may be redeemed for prepaid loads or promotional digital vouchers, but these opportunities are infrequent and offer minimal monetary value.
Contrary to false claims about Tongits Go online acting as a money-making platform, there is no system in place for converting virtual winnings to genuine cash. The promotion of such statements often stems from unofficial or unreliable sources, heightening the need for player vigilance in protecting their personal information against scams.
Fact: In-Game Achievements Enhance the Fun Factor
How to earn real money in Tongits Go account rewards players through engaging in-game challenges that foster personal growth and development without monetary stakes. Tools such as the Battle Pass system, tournament leaderboards, achievement rewards, and daily missions help players track their progress and compete against others for prizes such as additional Gold and Gostars.
This approach motivates participants to focus on enhancing their gameplay skills and sharpening their strategies, contributing to a vibrant community atmosphere built on friendly competition.
Promoting Safe Play and Caution
How to earn real money in Tongits Go emphasizes ethical and responsible practices by encouraging players to moderate their time spent on the app. The developers position the game as a platform for relaxation and recreation rather than profit generation, warning users to remain alert against external claims promising “real cash withdrawals.” Ensuring safe and responsible play remains a cornerstone of Tongits Go’s philosophy.
GZone Tongits: Navigating Competitive Gameplay with Genuine Rewards
For players seeking higher stakes, GZone Tongits stands out as a viable alternative. Unlike Tongits Go, which functions purely as an entertainment platform, GZone Tongits combines skill-based gameplay with tangible rewards. As a PAGCOR-licensed platform adhering to Philippine online casino regulations, GZone guarantees fair competition, transparency, and a safe player experience.
Real-Time PVP Competitions
Unlike casual apps, GZone Tongits incorporates Player vs. Player (PVP) matchups where individuals compete against other real players rather than AI opponents. This format introduces a dynamic and unpredictable element to each round while maintaining familiar mechanics rooted in traditional Tongits online gameplay.
Several variations of how to play Tongits are offered through GameZone Tongits, catering to diverse player preferences. Tongits Plus sticks closely to the original Filipino rules, preserving cultural authenticity. Tongits Joker introduces Joker cards, adding new layers of challenge and strategy. Tongits Quick, on the other hand, is a streamlined, fast-paced version suited for shorter play sessions. With flexible table levels ranging from Newbie to Master, the platform accommodates players of all skill levels, fostering an inclusive environment.
Legal Regulation and Verified Rewards
Game Zone Tongits sets itself apart through its legal framework, which guarantees its credibility across game transactions. As a PAGCOR-certified online casino platform, it abides by strict regulatory guidelines, ensuring fairness, transparency, and security for every player involved in competitions. Key events, such as the prestigious ₱10,000,000 GameZone Tablegame Champions Cup (GTCC)—the Philippines’ first Tongits e-sports championship—offer significant rewards to top-performing individuals, elevating the competitiveness of the game.
Unlike Tongits Go, GZone Tongits creates earning opportunities that are verified and legitimate. The presence of regulated payout systems ensures real-value rewards for players, making competition profitable without compromising integrity.
Smart Reward Structures and Responsibility in GameZone casino
GameZone Tongits supports an ecosystem that rewards players strategically while promoting responsible practices. Features such as daily and weekly rebates return percentages of wagers to players, creating avenues to continually reinvest and optimize their play experience.
VIP levels unlock better rewards and exclusive access to high-stakes tables for loyal players, while regular tournaments and leaderboard placements recognize skill and consistency, offering tangible prizes and acknowledgment. Tools for establishing spending limits and setting playtime boundaries enable players to engage responsibly, reinforcing GameZone’s commitment to moderation and sustainability.
Exploring Tongits Platforms Based on Player Preferences
Tongits Go provides a welcoming space for casual gamers seeking entertainment, social connections, and lighthearted play. Its focus on digital rewards, such as prepaid loads and promotional incentives, keeps gameplay enjoyable without monetary pressure. Those who prioritize relaxation and shared laughs often gravitate toward Tongits Go as the ideal choice for convenient online casino experiences.
Meanwhile, GameZone online Tongits appeals to competitive enthusiasts ready to immerse themselves in tournaments offering real-world prizes. Its elevated gameplay merges professional standards with Filipino tradition, providing guaranteed payouts alongside thrilling matchups. GameZone Tongits delivers a regulated environment perfect for individuals looking to combine play skills with tangible rewards.
Preserving Filipino Tongits Culture Through Modern Play
The allure of Tongits transcends generations, blending strategy and camaraderie to create an experience steeped in Filipino tradition. Digital platforms such as Tongits Go and GameZone slot adapt this beloved pastime to modern online casino preferences, catering to players from varied backgrounds and interests. Whether pursuing casual engagement or competitive achievements, the game retains its heart through its ability to build connections and challenge players to think intelligently.
Features
Dating in New York after Oct. 7 was already painful. Then came Zohran Mamdani
By David Berkowitz October 31, 2025
This story was originally published in the Forward. Click here to get the Forward’s free email newsletters delivered to your inbox.
I was considering getting back together with someone I dated earlier this year. When we reconnected this past summer, we hit it off again instantly. As we took in the sunset along the East River promenade, we reminisced about how easily the conversation had always flowed between us.
But then, she had to ask the question: “Who are you going to vote for?”
“I have to vote for Mamdani,” I said.
And that was the end of that. It became a Zohran Mamdani breakup. Or, Mamdani, the Democratic candidate for New York City mayor, torched the chances of us getting back together. I have him to blame — or thank — for that one.
Dating in New York City has never been easy. Dating here as a divorced 40-something Jewish dad seeking to meet other Jews in a post-Oct. 7 world, with an autocrat as president and a democratic socialist running for mayor, is almost impossible. There are so many political reasons to decide it’s not worth it to pursue a relationship with someone — even before determining how well you’d really get along.
When I resumed using dating apps this spring, after the end of my first long-term relationship following my divorce, I noticed that way more Jewish women in their 30s and 40s were listing their politics as “moderate” than I’d ever seen before. Many of them showcased Israeli flags or Stars of David in their bios or noted something positive about Israel or Zionism.
As I began chatting with potential interests, I learned that for some women, the aftermath of the Oct. 7 attack had transformed them from social liberals into supporters of President Donald Trump, due to Republicans’ perceived alignment with Israel’s interests. Others were liberal and perhaps even progressive in many of their views, but adamantly Zionist. They were thus much more conservative than me when it came to any question about Israel’s right to keep prosecuting a war with an exceptionally high civilian death toll.
Being back on the dating scene was a minefield. And then Mamdani’s stunning surge in the Democratic mayoral primary began.
I wasn’t ready to vote for Mamdani in the primary, instead ranking his Jewish ally, Comptroller Brad Lander, first. But the more I learned, the more comfortable I was with Mamdani’s vision and plans for New York. And he’s running for mayor of New York City, after all, not Tel Aviv.
Yet what I found: With many potential dates, even an allusion to Mamdani would halt any progress in its tracks.
Just this month — ironically, on Oct. 7 — I was having a pleasant back-and-forth with someone on Lox Club, the supposedly selective dating app for Jews with “ridiculously high standards.” I was increasingly eager to meet her: She was bright, pretty, well-traveled, and, most importantly, starting to find me hilarious.
She lived in Manhattan, like me. But when I asked about where she’s from, she said she’s from Long Island and that she’ll likely move back after the election if Mamdani wins.
Part of me was tempted to say whatever was needed to at least score a date. I could have done the texting version of smiling and nodding, perhaps validating her fears and saying I’m worried too. But I suspected I’d be wasting my time pretending we could accommodate differing outlooks on the city’s future. I texted her that I’m convinced a Mamdani administration would be way better for the city than most people fear. Still, it seemed our views were too divergent, as much as I’d have loved to meet her. She agreed, and I ruefully tapped “unmatch.”
In some ways, it seems frivolous to lament the plight of diaspora dating. The trauma experienced by Jewish daters in the comfortable environs of New York City can’t possibly be compared to the trauma of those who experienced the terror of Oct. 7, or the suffering of Palestinian civilians in Gaza during the subsequent war.
But there’s a real cost to Jews becoming more suspicious of one another. We risk isolating ourselves into smaller and smaller blocs, making it harder for us to connect once we find each other.
It also means that those who take a less reactive and more nuanced view wind up silencing themselves. How can I express that my heart was torn apart every time I heard first-hand accounts from freed hostages who returned to Israel — but that I also grieve deeply over the devastation in Gaza? How can I admit that former Gov. Andrew Cuomo has a good track record in connecting with Jewish voters and would likely reliably stand up to antisemitism, but be more compelled by Mamdani’s infectious love for New York City — and believe his criticism of Israel doesn’t make him an antisemite?
And how can I express my love for Israel — the idea of it and its people, though not necessarily its government — while voting for a candidate who questions Israel’s viability as a Jewish state?
For too many Jewish daters like myself, there is increasingly a sense that looking for someone who is also willing to take an open-minded approach to conflicting political truths is like praying for a miracle.
There was one promising moment, before my springtime interest and I decided not to renew our romance, that gave me hope. My date and I watched an episode of Real Time with Bill Maher, one of her favorite shows, together. I hadn’t seen his show in so many years that I was game to see why she enjoyed it so much.
I was surprised she could find humor in someone so critical of Trump, the president for whom she voted. She was surprised I could agree with a lot of the centrist views from Maher and his guests, most of which didn’t toe the progressive line. I told her that night that if things worked out between us, we’d have to invite Maher to our wedding.
That obviously didn’t happen. But I still think we need more moments like that — opportunities to appreciate both our commonalities and differences. I could envision another version of that relationship, where we end up listening to different podcasts and following different Instagram accounts, but still find areas where we can share similar perspectives and laugh at the same jokes.
I’m skeptical, and disheartened. But I’m still holding out hope for some future “Maher weddings” — even though with every swipe right or left, it feels increasingly naïve to think that. And yet, at heart, I’m a Jew, and I’ve studied enough of the history of the Jews to know that we’ve been through worse. We’ll get through this. But not before more anniversaries of Oct. 7 have passed.
David Berkowitz is the author of The Non-Obvious Guide to Using AI for Marketing and founder of the AI Marketers Guild.
The views and opinions expressed in this article are the author’s own and do not necessarily reflect those of the Forward. Discover more perspectives in Opinion. To contact Opinion authors, email opinion@forward.com.
This story was originally published on the Forward.
Features
Guest Article — A Canadian Jewish Traveller’s Money Playbook: Smarter FX & Safer Digital Finance for Israel Trips and Beyond
Written for readers of jewishpostandnews.ca
Whether you’re flying to Israel for a simcha, helping a student with a gap year, supporting family abroad, or making a donation to a cause you care about, the way you move money matters. Small choices around foreign exchange (FX), card settings, and digital security can quietly cost—or save—you hundreds of dollars per trip. This guest guide keeps things practical and non-hyped, with steps you can use right away.
1) Foreign Exchange: Focus on the all-in cost, not just the posted rate
Most leaks happen in three places: spreads (the markup over interbank), fees(ATM/operator/bank), and terminal settings (dynamic currency conversion, or DCC).
Winnipeg-to-Israel routine (works for most routes):
1. Always pay in the local currency. In Israel, choose ILS at the terminal; in the U.S. leg of a connection, choose USD. Decline DCC—letting the terminal convert to CAD usually costs more.
2. Separate rails by purpose.
○ Everyday spending: use a low/no-FX-fee card.
○ Larger cash or transfers: get a quote from a specialist and compare with your bank’s total cost (rate plus fees).
3. Stage big conversions. If the rate feels jumpy, split a large exchange into two or three tranches to average your price.
4. Carry a small cash float. Enough for taxis, tips, markets, and rural stops—then default to card for everything else.
5. Log your effective rate. Screenshot ATM and card receipts so you can see the actualCAD cost later.
Starting point to benchmark retail quotes: check posted rates, ID requirements, and pickup logistics via currency exchange in Ontario (useful if you or your student connect through Toronto/YYZ or spend time in the GTA before departure).
2) Israel-specific tips (simchas, tours, and longer stays)
● Hotels & car rentals: expect hefty holds on credit cards; keep extra available limit to avoid declines.
● Transit & payments: most urban vendors take cards, but small kiosks and markets may prefer cash; keep some small ILS notes.
● Receipts for donations & tours: store PDFs in one folder (cloud + offline) with a simple naming format (YYYY-MM-DD_vendor_amount). It saves time at tax season and for warranty/claim issues.
3) Tuition, program fees, and family support
Moving four- or five-figure sums? The spread matters more than you think.
● Shop the spread: get at least two quotes on the same day (bank vs. specialist).
● Confirm the lock: ask how long the rate-hold window lasts and the funds-received cut-off to avoid re-quotes.
● Proof of payment: save wire confirmations and the beneficiary’s receipt; mismatched names or references can delay admission or housing.
4) Tzedakah and cross-border donations (general guidance)
● Ask for the right receipt: Canadian tax receipts require a registered Canadian charity number; many Israel-based organizations partner with Canadian affiliates—ask before you give.
● Card vs. wire: cards are fast but may carry higher total cost on large gifts; wires are slower but can be cheaper for size.
● Record-keeping: store the acknowledgement email, PDF receipt, and card/wire confirmation together.
(This section is informational—always seek professional tax advice for your situation.)
5) If you hold a little crypto (optional)
Crypto isn’t for everyone, but if you already hold some—or your student does—treat it like an operations problem: keys, backups, and off-ramps.
Minimum viable safety
● Self-custody for long-term funds: use a hardware wallet; keep a small hot-wallet only for spending.
● Never store seed phrases in email or cloud notes. Write them down and secure them (consider splitting and sealing).
● On/off-ramp drill: before you travel, do a tiny test withdrawal to confirm access and speed; save TX IDs and exchange statements.
If you’re scaling exposure or want a security-first setup (custody architecture, recovery run-through, incident response), consider a session with crypto investment consultants.
6) One-page checklists you can save
Travel Day (Israel or U.S. connection)
● Card set to pay in local currency (decline DCC)
● Small test purchase completed on arrival
● Shortlist of ATMs with known operator fees
● Cash envelope for day-one expenses
● Offline copies of bookings + insurance on your phone
Large FX Transfer (tuition/deposit/donation)
● Two quotes captured (bank vs. specialist)
● Rate-lock window and cut-off confirmed
● Screenshots with timestamps saved
● Wire confirmation + beneficiary receipt filed
Crypto Hygiene (if applicable)
● Hardware wallet initialized; seed written and stored safely
● 2FA keys offline; password manager updated
● Test withdrawal completed; TX IDs logged
● Quarterly: verify balances, rotate credentials, re-test recovery
jewishpostandnews.ca serves readers with local, diaspora, and Israel coverage—readers who routinely plan Israel trips, support causes, and help students abroad. Practical money ops reduce friction on exactly those journeys.
Bottom line (and a small disclaimer)
You don’t need to “time the market.” Use the cheapest reliable rail for each job, avoid DCC, stage large conversions, and keep clean records. If crypto is in your mix, run it with production-grade safety. This article is informational only, not financial, tax, or investment advice; consult qualified professionals for your circumstances.