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How to Use a Broker to Find Cyber Insurance for Your Personal or Family Digital Assets

Protecting your family’s digital life can feel overwhelming, especially with new online threats appearing every day. From hacked accounts to stolen photos, the risks are real. That’s why cyber insurance is becoming just as important as home or auto coverage. But figuring out which policy fits your family can be confusing.

This is where a trusted cyber insurance broker can help. A broker guides you through the options, explains what each policy covers, and makes sure you don’t pay for things you don’t need. With the right broker, you can protect your personal and family digital assets with confidence and less stress.

Why Cyber Insurance Matters for Your Personal and Family Digital Life

Cyber insurance is increasingly essential for protecting your personal and family digital life. With so much of daily life online; from banking to social media; anyone can be targeted by cyberattacks or identity theft. Even small mistakes, like clicking a phishing email or losing a phone, can have serious consequences, making it important to consult trusted insurance brokers near me.

Understanding the Risks

Families today store a lot of valuable information online, including bank accounts, photos, and personal documents. Hackers can exploit weak passwords, malware, or phishing attacks to access these assets. 

Without protection, recovering from such incidents can be expensive and stressful. Cyber insurance provides a safety net by helping cover financial losses, legal fees, and even identity recovery services after an attack.

How Cyber Insurance Protects Your Family

Cyber insurance isn’t just about money. It offers peace of mind knowing that your family’s digital life is safeguarded. If someone hacks your child’s gaming account or steals sensitive information from your home network, a good policy can help manage the damage. 

Policies often cover fraud, data recovery, and professional help to restore your identity. Essentially, it acts as a shield against unexpected online threats.

Making It Work for You

The key is choosing the right policy that fits your family’s needs. Not all plans cover the same things, so understanding what’s included; and what isn’t; can save you a lot of trouble. Working with a knowledgeable broker can make this process easier, helping you find coverage that truly protects your digital life without overspending.

What a Cyber Insurance Broker Actually Does

A cyber insurance broker is a professional who helps you protect your personal and family digital life. With so many policies and coverage options available, it can be confusing to know which one fits your needs. A broker acts as a guide, making the process simple, clear, and tailored to your situation.

Simplifying the Options

Cyber insurance policies can be complicated. Some cover identity theft, others focus on online fraud, and many have limits on what they will pay. A broker explains all these details in plain language. They make sure you understand what each policy offers, helping you avoid surprises later. Instead of reading confusing terms on your own, you get clear advice from someone who knows the industry.

Comparing Plans for the Best Fit

Brokers don’t sell a single policy—they work with multiple insurance providers. This means they can compare plans, prices, and coverage levels for you. They look at what your family needs, like protection for online accounts, home networks, or digital devices, and match it with the best options available. This saves time and ensures you aren’t paying for coverage you don’t need.

Supporting You After an Incident

A broker’s job doesn’t end when you buy a policy. If a cyberattack happens, they can guide you through filing a claim and working with the insurance company. Their experience helps speed up the process and reduces stress, giving you confidence that your family’s digital assets are properly protected.

How to Work With a Broker to Find the Right Cyber Insurance

Working with a broker is the smartest way to protect your personal and family digital life. Cyber insurance can be confusing, and a broker helps you find the right coverage without wasting time or money. They act as a guide, making sure your digital assets are safe and your family is secure online.

Preparing the Right Information

Before meeting a broker, gather key details about your digital life. This includes your devices, online accounts, and any previous cyber incidents. Having this information ready allows the broker to understand your needs and find coverage that truly fits. The more accurate the information, the better the policy recommendations will be.

Asking the Right Questions

A broker can help you compare plans, but you should also ask questions. Find out what each policy covers, what it doesn’t, and any limits on protection. Make sure to ask about identity theft coverage, online fraud, and data recovery. Understanding these details ensures your family is fully protected and there are no surprises later.

Reviewing Quotes and Coverage

Once your broker gathers the options, they will explain each plan clearly. They help you compare costs, coverage limits, and extra services. This makes it easier to choose a policy that protects your family’s digital life without paying for unnecessary extras. Brokers also help you understand the fine print so you know exactly what you’re signing up for.

Ongoing Support

A good broker stays in touch even after you purchase a policy. If a cyberattack happens, they guide you through filing a claim and getting help quickly. Their support turns a stressful situation into a manageable one.

Tips to Choose the Best Cyber Insurance Broker

Choosing the right cyber insurance broker is key to protecting your personal and family digital life. The right broker makes finding coverage simple, ensures you understand your options, and helps you avoid costly mistakes. Here’s how to make the best choice.

Check Their Experience and Credentials

Start by looking for a broker with experience in cyber insurance. Ask how long they’ve been helping families or individuals with digital protection. Make sure they are licensed and recognized by reputable insurance organizations. A knowledgeable broker knows the ins and outs of policies and can guide you through tricky decisions.

Look for Cyber-Specific Knowledge

Not all brokers understand digital risks in detail. The best ones specialize in cyber insurance and stay updated on new threats. They should be able to explain coverage for online fraud, identity theft, and data recovery in plain language. This ensures your family gets protection tailored to real-life risks.

Read Reviews and Ask for References

Check reviews or testimonials from other clients. Hearing about someone else’s experience can reveal whether a broker is reliable and trustworthy. Don’t hesitate to ask the broker for references—this gives you extra confidence before making a decision.

Watch Out for Red Flags

Avoid brokers who pressure you to buy a policy quickly or who provide vague answers. Transparency is essential. A good broker will take the time to explain all options, answer your questions, and make sure you understand your coverage.

Conclusion 

Using a broker makes finding cyber insurance simple and stress-free. They compare plans, explain coverage, and help you choose what truly protects your family. With the right expert on your side, you can guard your digital life with confidence and stay safer online.

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Features

Digital entertainment options continue expanding for the local community

For decades, the rhythm of life in Winnipeg has been dictated by the seasons. When the deep freeze sets in and the sidewalks become treacherous with ice, the natural tendency for many residents—especially the older generation—has been to retreat indoors. In the past, this seasonal hibernation often came at the cost of social connection, limiting interactions to telephone calls or the occasional brave venture out for essential errands. 

However, the landscape of leisure and community engagement has undergone a radical transformation in recent years, driven by the rapid adoption of digital tools.

Virtual gatherings replace traditional community center meetups

The transition from physical meeting spaces to digital platforms has been one of the most significant changes in local community life. Where weekly schedules once revolved around driving to a community center for coffee and conversation, many seniors now log in from the comfort of their favorite armchairs. 

This shift has democratized access to socialization, particularly for those with mobility issues or those who no longer drive. Programs that were once limited by the physical capacity of a room or the ability of attendees to travel are now accessible to anyone with an internet connection.

Established organizations have pivoted to meet this digital demand with impressive results. The Jewish Federation’s digital outreach has seen substantial engagement, with their “Federation Flash” e-publications exceeding industry standards for open rates. This indicates a community that is hungry for information and connection, regardless of the medium.  

Online gaming provides accessible leisure for homebound adults

While communication and culture are vital, the need for pure recreation and mental stimulation cannot be overlooked. Long winter evenings require accessible forms of entertainment that keep the mind active and engaged. 

For many older adults, the digital realm has replaced the physical card table or the printed crossword puzzle. Tablets and computers now host a vast array of brain-training apps, digital jigsaw puzzles, and strategy games that offer both solitary and social play options.

The variety of available digital diversions is vast, catering to every level of technical proficiency and interest. Some residents prefer the quiet concentration of Sudoku apps or word searches that help maintain cognitive sharpness. Others gravitate towards more dynamic experiences. For those seeking a bit of thrill from the comfort of home, exploring regulated entertainment options like Canadian real money slots has become another facet of the digital leisure mix. These platforms offer a modern twist on traditional pastimes, accessible without the need to travel to a physical venue.

However, the primary driver for most digital gaming adoption remains cognitive health and stress relief. Strategy games that require planning and memory are particularly popular, often recommended as a way to keep neural pathways active.  

Streaming services bring Israeli culture to Winnipeg living rooms

Beyond simple socialization and entertainment, technology has opened new avenues for cultural enrichment and education. For many in the community, staying connected to Jewish heritage and Israeli culture is a priority, yet travel is not always feasible. 

Streaming technology has bridged this gap, bringing the sights and sounds of Israel directly into Winnipeg homes. Through virtual tours, livestreamed lectures, and interactive cultural programs, residents can experience a sense of global connection that was previously difficult to maintain without hopping on a plane.

Local programming has adapted to facilitate this cultural exchange. Events that might have previously been attended by a handful of people in a lecture hall are now broadcast to hundreds. For instance, the community has seen successful implementation of educational sessions like the “Lunch and Learn” programs, which cover vital topics such as accessibility standards for Jewish organizations. 

By leveraging video conferencing, organizers can bring in expert speakers from around the world—including Israeli emissaries—to engage with local seniors at centers like Gwen Secter, creating a rich tapestry of global dialogue.

Balancing digital engagement with face-to-face connection

As the community embraces these digital tools, the conversation is shifting toward finding the right balance between screen time and face time. The demographics of the community make this balance critical. Recent data highlights that 23.6% of Jewish Winnipeggers are over the age of 65, a statistic that underscores the importance of accessible technology. For this significant portion of the population, digital tools are not just toys but essential lifelines that mitigate the risks of loneliness associated with aging in place.

Looking ahead, the goal for local organizations is to integrate these digital successes into a cohesive strategy. The ideal scenario involves using technology to facilitate eventual in-person connections—using an app to organize a meetup, or a Zoom call to plan a community dinner. 

As Winnipeg moves forward, the lessons learned during the winters of isolation will likely result in a more inclusive, connected, and technologically savvy community that values every interaction, whether it happens across a table or across a screen.

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Features

Susan Silverman: diversification personified

By GERRY POSNER I recently had the good fortune to meet, by accident, a woman I knew from my past, that is my ancient past. Her name is Susan Silverman. Reconnecting with her was a real treat. The treat became even better when I was able to learn about her life story.

From the south end of Winnipeg beginning on Ash Street and later to 616 Waverley Street – I can still picture the house in my mind – and then onward and upwards, Susan has had quite a life. The middle daughter (sisters Adrienne and Jo-Anne) of Bernie Silverman and Celia (Goldstein), Susan was a student at River Heights, Montrose and then Kelvin High School. She had the good fortune to be exposed to music early in her life as her father was (aside from being a well known businessman) – an accomplished jazz pianist. He often hosted jam sessions with talented Black musicians. As well, Susan could relate to the visual arts as her mother became a sculptor and later, a painter.

When Susan was seven, she (and a class of 20 others), did three grades in two years. The result was that that she entered the University of Manitoba at the tender age of 16 – something that could not happen today. What she gained the most, as she looks back on those years, were the connections she made and friendships formed, many of which survive and thrive to this day. She was a part of the era of fraternity formals, guys in tuxedos and gals in fancy “ cocktail dresses,” adorned with bouffant hair-dos and wrist corsages.

Upon graduation, Susan’s wanderlust took her to London, England. That move ignited in her a love of travel – which remains to this day. But that first foray into international travel lasted a short time and soon she was back in Winnipeg working for the Children’s Aid Society. That job allowed her to save some money and soon she was off to Montreal. It was there, along with her roommate, the former Diane Unrode, that she enjoyed a busy social life and a place for her to take up skiing. She had the good fortune of landing a significant job as an executive with an international chemical company that allowed her to travel the world as in Japan, Hong Kong, New Zealand, Australia, Mexico, the Netherlands and even the USA. Not a bad gig.
In 1983, her company relocated to Toronto. She ended up working for companies in the forest products industry as well the construction technology industry. After a long stint in the corporate world, Susan began her own company called “The Resourceful Group,” providing human resource and management consulting services to smaller enterprises. Along the way, she served on a variety of boards of directors for both profit and non-profit sectors.

Even with all that, Susan was really just beginning. Upon her retirement in 2006, she began a life of volunteering. That role included many areas, from mentoring new Canadians in English conversation through JIAS (Jewish Immigrant Aid Services) to visiting patients at a Toronto rehabilitation hospital, to conducting minyan and shiva services. Few people volunteer in such diverse ways. She is even a frequent contributor to the National Post Letters section, usually with respect to the defence of Israel
and Jewish causes.

The stars aligned on New Year’s Eve, 1986, when she met her soon to be husband, Murray Leiter, an ex- Montrealer. Now married for 36 plus years, they have been blessed with a love of travel and adventure. In the early 1990s they moved to Oakville and joined the Temple Shaarei Beth -El Congregation. They soon were involved in synagogue life, making life long friends there. Susan and Murray joined the choir, then Susan took the next step and became a Bat Mitzvah. Too bad there is no recording of that moment. Later, when they returned to Toronto, they joined Temple Emanu-el and soon sang in that choir as well.

What has inspired both Susan and Murray to this day is the concept of Tikkun Olam. Serving as faith visitors at North York General Hospital and St. John’s Rehab respectively is just one of the many volunteer activities that has enriched both of their lives and indeed the lives of the people they have assisted and continue to assist.

Another integral aspect of Susan’s life has been her annual returns to Winnipeg. She makes certain to visit her parents, grandparents, and other family members at the Shaarey Zedek Cemetery. She also gets to spend time with her cousins, Hilllaine and Richard Kroft and friends, Michie end Billy Silverberg, Roz and Mickey Rosenberg, as well as her former brother-in-law Hy Dashevsky and his wife Esther. She says about her time with her friends: “how lucky we are to experience the extraordinary Winnipeg hospitality.”
Her Winnipeg time always includes requisite stops at the Pancake House, Tre Visi Cafe and Assiniboine Park. Even 60 plus years away from the “‘peg,” Susan feels privileged to have grown up in such a vibrant Jewish community. The city will always have a special place in her heart. Moreover, she seems to have made a Winnipegger out of her husband. That would be a new definition of Grow Winnipeg.

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Features

Beneath the Prairie Calm: Manitoba’s Growing Vulnerability to Influence Networks

By MARTIN ZEILIG After reading Who’s Behind the Hard Right in Canada? A Reference Guide to Canada’s Disinformation Network — a report published by the Canadian AntiHate Network that maps the organizations, influencers, and funding pipelines driving coordinated right wing disinformation across the country — I’m left with a blunt conclusion: Canada is losing control of its political story, and Manitoba is far more exposed than we like to admit.
We often imagine ourselves as observers of political upheaval elsewhere — the U.S., Europe, even Alberta.
But the document lays out a sprawling, coordinated ecosystem of think tanks, influencers, strategists, and international organizations that is already shaping political attitudes across the Prairies. Manitoba is not an exception. In many ways, we’re a prime target.
The report describes a pipeline of influence that begins with global organizations like the International Democracy Union and the Atlas Network. These groups are not fringe. They are well funded, deeply connected, and explicitly designed to shape political outcomes across borders. Their Canadian partners translate global ideological projects into local messaging, policy proposals, and campaign strategies.
But the most concerning part isn’t the international influence — it’s the domestic machinery built to amplify it.
The Canada Strong and Free Network acts as a central hub linking donors, strategists, and political operatives. Around it sits a constellation of digital media outlets and influencer accounts that specialize in outrage driven content. They take think tank talking points, strip out nuance, and convert them into viral narratives designed to provoke anger rather than understanding.
CAHN’s analysis reinforces this point. The report describes Canada’s far right ecosystem as “coordinated and emboldened,” with actors who deliberately craft emotionally charged narratives meant to overwhelm rather than inform. They operate what the report characterizes as an “outrage feedback loop,” where sensational claims spread faster than journalists or researchers can contextualize them. The goal is not persuasion through evidence, but domination through repetition.
This is not healthy democratic debate.
It is a parallel information system engineered to overwhelm journalism, distort public perception, and create the illusion of widespread grassroots demand. And because these groups operate outside formal political structures, they face far fewer transparency requirements. Manitobans have no clear way of knowing who funds them, who directs them, or what their longterm objectives are.
If this feels abstract, look closer to home.
Manitoba has become fertile ground for these networks. Our province has a long history of political moderation, but also deep economic anxieties — especially in rural communities, resource dependent regions, and areas hit hard by demographic change. These are precisely the conditions that make disinformation ecosystems effective.
When people feel unheard, the loudest voices win.
We saw hints of this during the pandemic, when convoy aligned groups found strong support in parts of Manitoba. We see it now in the rise of local influencers who echo national talking points almost in real time. And we see it in the growing hostility toward institutions — from public health to the CBC — that once formed the backbone of civic trust in this province.
CAHN’s research also shows how quickly these networks can grow. Some nationalist groups have seen membership spikes of more than 60 percent in short periods, driven by targeted digital campaigns that exploit economic uncertainty and cultural anxiety. These surges are not organic. They are engineered.
The document also highlights the rise of explicitly exclusionary nationalist groups promoting ideas like “remigration,” a euphemism for mass deportation of nonEuropean immigrants. These groups remain small, but Manitoba’s demographic reality — a province where immigration is essential to economic survival — makes their presence especially dangerous. When extremist ideas begin to circulate within mainstream political networks, they gain a legitimacy they have not earned.
Even more troubling is how these ideas migrate.
CAHN warns that concepts once confined to fringe spaces are now being repackaged in sanitized language and pushed through influencers, think tanks, and political operatives seeking legitimacy. When these narratives appear alongside conventional policy debates, they gain a veneer of normalcy that obscures their origins.
None of this means Manitoba is on the brink of political collapse.
Our institutions remain resilient, and our political culture is still fundamentally moderate. But sovereignty is not just about borders or military power. It is also about information — who controls it, who manipulates it, and who benefits from its distortion. When opaque networks shape public opinion through coordinated disinformation, that sovereignty erodes.
CAHN’s broader warning is that trust itself is under attack. Farright networks intentionally target public institutions — media, universities, public health agencies, cultural organizations — because weakening trust creates a vacuum they can fill with their own narratives. A democracy becomes vulnerable when people no longer share a common set of facts.
The danger is not that Manitoba will suddenly adopt the politics of another country. The danger is that we will drift into a political environment shaped by forces we don’t see, don’t understand, and cannot hold accountable. A democracy cannot function if its information ecosystem is captured by actors who thrive on outrage, opacity, and division.
The solution is not censorship. It is transparency. It is rebuilding trust in journalism. It is demanding higher standards from the organizations that shape our political discourse. Manitobans deserve to know who is influencing their democracy and why.
We are not immune.
And believing we are immune is the most dangerous illusion of all.

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