Features
Auschwitz, the reality of evil
(Ed. note: We received an inquiry from someone by the name of Richard Britton, who asked us whether we would consider printing something he had written about a recent visit he took to Auschwitz. Richard wrote: “May I send for your consideration an article (1050 words) I wrote following a recent visit to Auschwitz? This isn’t a ‘tour guide’ piece it’s about my personal reactions and outrage to what I saw and heard.”
We said we would. What follows is what Richard wrote:
I’m not entirely sure why I wanted to go to Auschwitz, the Nazi extermination camp in Poland – it was not the most obvious place to go for an Easter break! But I think it was prompted by something more than just morbid curiosity. A prominent local political figure – a Muslim whom I had known for several years – had made some anti-semitic comments which shocked me, happening as it did in my local community. It suddenly seemed a dangerously short step from anti-semitic remarks to persecution and violence against the Jews.
So against this background I wanted to try to understand the reality of the mechanistic killing of over a million Jews which took place there and to explore my own reactions when confronted with the hideous reality of genocide.
Born in 1942 I grew up in a small provincial town in the East Midlands. Although the war was very real for us – surrounded as we were by American Air Force bases – the enormity of the Holocaust didn’t really enter our consciousness until well into the 1950s. And it was not taught or talked about during my Grammar school years right up to 1960.
Although I am neither Jew nor Christian I think there was also an element of atonement – a wish to express my personal outrage at the enormity of the wickedness of cold, systematic murder.
Upon my return I find I have difficulty in processing and coming to terms with what I have seen and learned about those frightful wartime years in Poland. Writing this is, I think, part of that process. I don’t want to write a tour guide – there’s plenty of information readily available on the Internet. Instead I want to explain my reaction to what I saw and heard – things I shall remember and ponder on for a long time to come.
There are two camps about an hour’s journey from Krakow: Auschwitz itself and, about a mile away, the industrialised killing centre of Birkenau where between one and one-and-a-half million Jews were murdered in little more than two years.
Auschwitz is entered via the infamous “Arbeit Macht Frei” gate and the museum there contains many disturbing exhibits including the luggage and personal possessions of the last trainloads of victims; items which had not yet been sent back to Germany when the camp was finally abandoned early in 1945 as the Russian army closed in.
There are piles of cooking pots and utensils (victims had been told to take with them what they would need for their ‘new lives after resettlement’); luggage of all kinds – carefully marked with the names or addresses of their owners; spectacles; prosthetic limbs; and human hair shorn from the victims of the gas chambers, some of it woven into a fabric.
Amongst the displays was a pile of shoes and there jumped out at me the sight of a small child’s very faded red shoe. I was stunned and shocked to a standstill in front of the display cabinet. Here was a direct and intimate connection with a real child – almost standing in front of me – who had been led to their death by their, perhaps unsuspecting, Mother. That child looked at me across the years. Here was reality.
Amongst other horrors to be seen in Auschwitz, there remains a small gas chamber where the use of Zyklon B cyanide pellets had been pioneered. Unlike the large gas-chamber at Birkenau it is intact and to stand in the very place where thousands of people were murdered was a frightful, chilling experience.
But the Nazis realised that a larger-scale and more efficient killing process was required to deliver their mass-extermination plans of the ‘Final Solution to the Jewish question’ and it is at Birkenau where the mind-blowing industrial scale of the killing of Jews and other undesirable ethnicities such as Romas, strikes home. Up to 2,000 people at a time could be murdered in the large Birkenau gas chamber. Murder by the trainload.
The Auschwitz museum contains some remarkable photographs of people being unloaded from a train onto the infamous ‘ramp’ at Birkenau with the obscene selection process already in progress. Probably taken from a guard tower they show confused and anxious people but the scene is very orderly – no panic or violence of any kind. Clearly, the arrivals had been carefully persuaded that they were being ‘resettled’ in a work camp.
Even standing on that very ramp shown in those photographs where Jews from across Europe were offloaded it is difficult to come to terms with the realisation that the majority of them would be dead in the next hour or so as a result of a casual, off-hand, life-or-death decision taken in a couple of seconds. That this is so far outside any understanding of human norms of morality and that it happened in the very place I was standing was almost incomprehensible.
Although the Nazis blew up the undressing room, gas chambers and crematoria at Birkenau in an effort to destroy the evidence of their crimes as the Russian advance neared the camp, the ruins can still be accessed and one stands before them mesmerised, humbled and angered.
Despite being at the very site where all this took place it is difficult to grasp the horror, evil and extent of the cold, casual routine of murder which took place there only 80 or so years ago – just as my own life was beginning.
This is the reality of genocidal anti-semitism. This is maniacal Fascism. This is routine state-backed mass murder, planned and conducted on a systematic industrial scale. This is pure evil and wickedness and it really happened. Perpetrated by real people against other people they judged inferior and undesirable is, alarmingly, recent history.
Of course there have been genocidal killings around the world since then. Sparked by racial, religious and cultural differences and fuelled by fear, hate and ignorance, they are a depressingly regular occurrence through history.
I’m glad I went to Auschwitz-Birkenau. I experienced astonishment, sadness, outrage and other sentiments I haven’t come to terms with yet. And great depression at the evidence of man’s inhumanity to man and the feeling that evil lies just beneath the surface in a great many of us.
I was gratified to hear that visiting Auschwitz and learning about the Holocaust is a part of the school curriculum for Polish children. I wish it was possible for all young people to visit. We must not allow what happened at Auschwitz and similar camps to simply fade into history.
I have not previously been engaged with Holocaust Day. Now I shall be.
Features
Basketball: How has Israel become one of the best basketball countries in Europe in the last few years?
When Israeli Deni Avdija became the first Israeli to be drafted as the highest Israeli draftee in NBA history in 2020 – then emerged as a key NBA wing in Portland, it was not so much the breakthrough it appeared to be, but a portent of things to come. Israeli basketball development has been decades in the making, and in recent years its clubs have made Europe take notice.
This is why Maccabi Tel Aviv, Hapoel Tel Aviv, and the national basketball team of Israel are now the subjects of serious discussion in European basketball. It is only natural that fans and bettors reading form, depth of the roster, and momentum would look at our Euroleague predictions and then evaluate how Israeli teams would fit into the continental picture.
A rich history: The Maccabi Tel Aviv mythos
The contemporary narrative dates back to before Avdija. Maccabi Tel Aviv won its maiden European Cup in 1977, beating Mobilgirgi Varese and providing a nation under pressure with a sporting icon. Tal Brody’s declaration: “We are on the map” became not just a quote, it became a declaration of Jewish confidence, Israeli strength and a basketball dream.
Maccabi turned out to be the team of the nation since it bore Israeli identity past the borders. Maccabi has been a cultural ambassador before globalization transformed elite lists into multinational conundrums. Its yellow jerseys were the symbol of excellence, rebellion, and identification for the Israeli people at home and Jewish communities abroad.
The six European championships for the club provided a benchmark that has influenced the Winner League and Israeli basketball. Children were not just spectators of Maccabi, they dreamed of Europe as something accessible. Coaches studied in the continental competition. Sponsors and broadcasters realized that basketball had the potential to be the most exportable Israel team sport.
The modern pillars of Israeli basketball’s success
The recent ascendancy of Israel is no magic. It is the result of history, astute recruiting, youth-building and pressure-tested league culture. The nation has made its size its strength: clubs find talent at a young age and enhance the potential with foreign professionals.
Nurturing homegrown talent: The Deni Avdija effect
The most obvious example is that of Avdija. He was a high-ranking contributor in the system of Maccabi Tel Aviv, was chosen as a teenager, and was picked number 9 by Washington in the 2020 NBA Draft. His career was a reminder that an Israeli prospect could be more than a local star; he could be a lottery pick with two-way NBA potential.
Israeli NBA player Omri Casspi had already opened that door, and Avdija opened it even further for the next generation. Their achievements captivated the expectations of youthful players in Tel Aviv, Jerusalem, Holon, Herzliya, etc. An Israeli teenager is now able to envision a path from youth leagues to the Winner League, the EuroLeague, and ultimately – NBA minutes.
It is that dream that has been followed by investment. Israeli clubs put more emphasis on skills training, strength training, and analytics, as well as international youth tournaments. The success of the national program in the face of the best of Europe has also helped.
A global approach: The role of international and naturalized stars
The other pillar of the Israeli basketball program is the openness of Israel to global talent. The Winner League has been an important destination, not a stopover, for American guards and forwards. Most come in with NCAA or G league experience and become leaders due to the fact that the league requires scoring, speed and tactical flexibility.
It is enriched with naturalized players and Jewish players, who are able to use the Law of Return to come to Israel to play. Inspired by legendary players like Tal Brody, current imports who can bond both professionally and personally with Israelis have provided teams with uncharacteristic diversity in their rosters. The outcome has been a mixture of Israeli competitiveness, American shot making, Balkan toughness, and European spacing.
Making waves in Europe: Israel’s modern Euroleague footprint
Even in challenging seasons, Maccabi Tel Aviv has remained the flagship team. Currently, Maccabi is out of a playoff spot in the EuroLeague, but Hapoel Tel Aviv has shot up in playoff discussion. That juxtaposition speaks volumes: Israel is no longer represented by one lone, iconic club. Its profile has expanded.
Nevertheless, it is true that the reputation of Maccabi in the EuroLeague does count. Menora Mivtachim Arena in Tel Aviv is one of the most intimidating arenas for EuroLeague teams to play in: loud and emotional. Recent security and travel realities have affected the usual home-court advantage but the name of the club is still a potent brand.
It is the reason why there is an interesting betting discussion within Israeli teams. The name Maccabi still retains a historical impact, but analysts also need to quantify the present defensive performance, injuries, substitution of venues and guards, and fatigue in the schedule. The emergence of Hapoel has provided another Israeli point of reference and markets have to regard the nation as a multi-club force.
What’s next? The future of Israeli basketball on the world stage
Sustainability is the second test. The Israeli national basketball team desires more serious EuroBasket performances and a future world cup. It requires Avdija types – fit and powerful, more domestic big men, and guards capable of playing elite defense to get there.
The pipeline is an optimistic one. Israeli schools are more professional, teams are bolder with young talents, and the Winner League is a test ground where potential talents have to contend with older, tougher imports each week. Not all players will turn into an Avdija, yet additional players ought to be prepared to participate in EuroCup, EuroLeague, and even NBA games.
To the Jews in the Canadian diaspora, the impact is not only sporting, it is also emotional. Israeli basketball brings pride, drama and a common language to the continents. To the European fan, it provides tempo, creativity and unpredictability. To analysts, it provides a sign that a small nation, with memory, ambition and adaptation, can rise to become a true basketball power. Israel has ceased to be the unexpected guest on the table of Europe. It is a part of it, season after season.
Features
In recent years, we have been looking for something more than a house in Israel – we have been looking for a home
For many Jewish families in the diaspora, Israel has always been more than a destination. It is the land of tefillah, memory, family history and belonging. But in recent years, many families have begun asking a practical question too: should Israel also become a place where we have a home?
Not necessarily immediate aliyah. Sometimes it begins with a future option, something good to have just in case, or simply roots with a stronger connection to Eretz Yisroel.
But what does it mean?
A Jewish home is shaped not only by what is inside the front door, but by what surrounds it: neighbours, synagogues, schools, parks, local services, safe streets and the rhythm of Jewish life. For observant families, these are not small details. They are the things that turn a house into a place of belonging.
This is not a new idea. It is a need that has helped shape Jewish communities in Israel before. The Savyonim idea is rooted in the story of Savyon, the Israeli community established in the 1950s by South African Jews who wanted to create a green, safe and community-minded environment in Israel. It was a diaspora dream translated into life in the Jewish homeland.
That idea feels relevant again today. Many Jewish families abroad are now making plans around where they can feel connected in the years ahead.
Recent figures point in the same direction. Reports based on Israel’s Ministry of Finance data showed that foreign residents bought around 1,900 homes in Israel in 2024, about 50% more than the previous year, with Jerusalem emerging as the most popular place to buy. In January 2026, foreign residents still purchased 146 homes, broadly similar to January 2025, even as the wider housing market remained cautious.
For Lior David, International Sales & Marketing Manager at Africa Israel Residences, part of the continued interest may lie in the fact that today’s residential projects are increasingly built around the wider needs of Jewish families abroad: not only buying a property in Israel, but finding a setting that can support community, continuity and everyday Jewish life. That idea is reflected in Savyonim, the company’s residential concept, which places the surrounding environment at the heart of choosing a home.
This can be seen in Savyoney Givat Shmuel, where the surrounding environment includes synagogues, parks, educational institutions, local commerce, playgrounds and transport links, and in Savyoney Ramat Sharet in Jerusalem, located in one of the city’s established green neighbourhoods.
For families abroad, these things matter. Jerusalem and Givat Shmuel are never just another location. They are home to strong Jewish communities, established religious life and surroundings that allow a family to imagine not only buying property, but building a Jewish home in Israel.
Together, these projects reflect a broader understanding: that for many Jews in the diaspora, the decision to create a home in Israel is not only practical, but rooted in identity, continuity and community. The Savyonim story began with a Zionist community from abroad that succeeded in building a real home in Israel; today, that same vision continues in a contemporary form.
Features
When a Personal Loan Can Be a Smarter Option Than Carrying Credit Card Debt
A lot of people keep credit card debt longer than they planned because the monthly minimum looks manageable, but that is the trap. The payment feels small enough to live with, but much of it goes to interest when the balance is high. That means the debt can drag on for years, even if you keep paying on time.
A personal loan can be a smarter option when you already know the debt will not be gone quickly. Instead of carrying a revolving balance with a high rate and no firm payoff date, you move the debt into a fixed loan with regular payments and a clear endpoint. That does not solve every debt problem, but in the right situation, it can reduce interest costs and make repayment more realistic.
The Core Difference Between These Two Types of Debt
Credit cards are flexible, so you can borrow, repay, and borrow again without applying every time. That flexibility is useful for day-to-day spending, emergencies, and short-term borrowing. It becomes expensive when a large balance sits there month after month.
A personal loan is structured. You borrow one amount upfront, then repay it over a set term, often between one and five years. The payment usually stays the same each month. That structure matters because it forces steady progress.
When a Personal Loan Usually Makes More Sense
A personal loan tends to be the better choice when the debt is already turning into a medium-term problem rather than a short-term one. That often means you are no longer using the card for convenience. You are using it as borrowed money and paying a high price for that access.
It can be a smart move in cases like these:
- You are carrying a balance for several months and do not see a realistic way to clear it soon
- Your card interest rate is much higher than the loan rate you qualify for
- You have debt across two or three cards and want one payment instead of several
- You need a fixed monthly amount so you can build a proper budget
- You want a firm payoff date instead of open-ended repayment
The Biggest Practical Advantage Is Predictability
If your monthly budget is already tight, uncertainty makes everything harder. Credit card minimum payments can rise as rates change or balances grow. Multiple cards also mean multiple due dates, different limits, and a higher chance of missing one payment.
A personal loan can make life simpler. You know the payment amount, the term, and the month the debt should be gone. That makes it easier to plan around rent, groceries, utilities, childcare, and other fixed costs. For many households, that predictability is just as valuable as the interest savings.
When you are comparing offers, a reputable financial institution like, for example, Innovation Federal Credit Union can explain the full cost of borrowing, not just the headline rate. That matters because the real question is not whether the payment looks fine today. The real question is whether the loan will make your debt cheaper, easier to manage, and less likely to come back.
Where People Make Mistakes
Paying off a card with a loan helps only if the card balance stays low afterwards. If the card fills up again, you end up with both the loan and new revolving debt. That is usually worse than the original problem.
Another mistake is focusing only on the monthly payment. A longer loan term can make the payment feel easier, but it may also increase the total amount of interest paid over time. A smaller payment is not automatically a better deal.
Before signing anything, check these points carefully:
- The loan interest rate
- Any origination or administration fees
- The total amount you will repay over the full term
- Whether you can make extra payments without penalty
- Whether the monthly payment truly fits your budget
- What you will do with the credit cards after the balance is paid off
When a Personal Loan Is Not the Better Option
If your credit is weak, the loan rate may not be much better than your card rate. In that case, the savings may be too small to justify the switch. If fees are high, the benefit can shrink even more.
It also may not help if the real issue is cash flow. If your income is not covering regular monthly bills, replacing card debt with a loan does not solve the shortage. The payment may look neater, but the pressure remains. In that case, the better step may be a hard review of spending, extra income, or professional debt advice.
A credit card can still be a better tool when you can pay off purchases quickly and in full. Used that way, a card can be convenient and cost nothing in interest. The problem starts when short-term borrowing quietly becomes long-term debt.
How to Decide
Pull together the numbers for every card you carry. Write down the balance, the interest rate, the minimum payment, and how much you usually pay each month. Then compare that with the full cost of a personal loan offer.
Look at these questions:
- How much interest will I pay if I keep the debt on my cards
- How much interest and fees will I pay with the loan
- How long will each option take to clear
- Can I manage the loan payment even in a tight month
- Am I ready to stop using the paid-off cards for routine spending
If the loan gives you a lower total cost, a clear payoff schedule, and a payment you can genuinely handle, it may be the smarter move.
A Good Loan Strategy Includes a Behaviour Plan
If you use a personal loan to clear card balances, decide in advance what happens next. Some people keep one card open for emergencies and put the others away. Others lower their limits or remove saved card details from shopping apps. Small changes like that can prevent the old pattern from restarting.
Set up automatic payments if possible. Put the loan due date just after payday. Build even a small emergency fund alongside repayment so an unexpected car repair or vet bill does not go straight back on the card. Those steps may sound basic, but they often make the difference between lasting progress and another round of debt.
To Sum Up
A personal loan can be a smarter option than carrying credit card debt when the debt is already lingering, the loan rate is meaningfully lower, and the monthly payment fits your budget without strain. The real advantage is not only lower interest. It is structure, clarity, and a realistic path to being done with the debt.
That said, a loan works best when it is paired with changed habits. If the card balance returns after the transfer, the loan will not have solved much.