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David Genser: Art is both a love of his as well as a business for him
By GERRY POSNER I am betting that many readers will remember the big furniture store on Portage Avenue – Genser’s. That store and indeed there was more than one of them at certain times, was well known in the Winnipeg for several decades.
The store began with Morris Genser and later his three sons, Lawrence, Harold and Percy, all prominent in the community and who grew the business, ultimately making Genser’s Furniture one of the largest furniture stores in Western Canada. The Genser brothers, aside from their business careers, also were accomplished musicians well known in the musical world, forming what was known as the Genser Trio. And, most significantly, the brothers were all very involved in the community in various endeavours. Just as an example, Percy Genser was at one time the Vice- President of the Winnipeg Blue Bombers Football Club, President of the Manitoba Theatre Centre and active in the WSO and Glendale Country Club.
Well, it appears that the Genser genes remain strong in the philanthropic and community areas, with David Genser, son of Percy and wife Esther. David grew up as the middle child of three kids, (sisters Carol and Roberta). He graduated from Kelvin High School and later attended McGill University. from where he graduated in 1962, also where he met his wife Joan (formerly Kellnor). Subsequently, he obtained an MBA from New York University at the Stern School of Business. David did return to live in Winnipeg with Joan for about nine years, but in 1972 the couple left the city for Toronto. They later moved to Boston – in 1976, where David and Joan have essentially remained for most of their lives.
Genser’s work has been in the insurance world. He’s carved out a niche specialty in art insurance, with clients spread around the USA, Canada, Mexico and Europe. Even at 80, David Genser is still very active in his business, known as Genser Insurance, located in Needham, Massachusetts. He is now fortunate to have a son to whom he can hand on the business, also a grandson in university who may be a possible addition to the Genser team.
What likely precipitated his start in and allowed for the continuation of Genser’s business career in the art field for over 35 years now, was a very deep interest in art by both Joan and David. They are serious collectors of art, with a passion to buy that which they love and that passion has brought them to become owners of a major collection of contemporary art. A recent edition of the Palm Beach Art and Culture Magazine in Florida, where the Gensers have a home, features many pieces in the Genser art collection, now totalling over 350, including over 100 in their Palm Beach home.
David and Joan’s desire to continue to grow their collection continues unabated. The story of their immersion in the art world is fascinating. Genser will tell you that it was in Winnipeg where he began his involvement in the arts. He was on the Board of Governors of the Winnipeg Art Gallery and was also involved with MTC, the Royal Winnipeg Ballet and the Junior Committee of the Winnipeg Symphony.
David Genser also continues the Genser family tradition of significant involvement in charitable and organizational work. Whereas his father Percy was busy with the Bombers and MTC, and his grandfather Morris Genser and his uncle Harold were past presidents of the Shaarey Zedek Synagogue, David has devoted a large part of his time and energy to the American Friends of Museums in Israel, which he presently serves as chairman. He is also the chairman of the Palm Beach Opera and is on the Board of Governors of Israel Cancer. Moreover, he is a past member of the Boston Ballet and a past chairman of the American Friends of the Tel Aviv Museum. It is true that David’s ancestors had a musical inclination, but David has taken the interest in the arts into art and museums. Still, the theme of giving back to the community is the same. David says that his parents were a great influence on him and he quotes his mother Esther who, right up until her death at 95, reminded David “to keep doing and to keep giving.”
David and Joan have two children and five grandchildren, all of whom live in the Boston area. How lucky are they to be so close to family in this day. Even with his family all settled close together and all his time away from Manitoba, David does say he never forgets his Winnipeg links – filled with wonderful memories (not so much the cold winter days of January). And, that made me wonder if any of the Genser art pieces had a scene from Winnipeg in winter. Sure enough, it turns out that for his 70th birthday, Joan gave her husband a small coloured drawing from an acclaimed artist originally from Winnipeg, Marcel Dzama, of a wintery scene featuring Winnipeg. David Genser will never forget his roots.
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Volatility, Hit Frequency, and RTP: Why the Number Casinos Advertise Is the Least Useful One
The return to player percentage looks clean as a casino data point. It gives players a neat number, usually around 94% to 97% for many online slots, and that number feels easy to compare. A 96.5% game appears better than a 95.2% game. The problem starts when players treat RTP as a forecast for their next 50 spins or one evening.
You may find the RTP listed on slot pages on a leading online casino in Ontario, but the number only tells part of the story. Two games can share the same RTP and create different sessions: one may return small wins often, while the other may drain a balance before one bonus round changes everything.
The RTP Trap
Return to player (RTP) measures the theoretical share of total wagers a game returns across a very large number of rounds. In plain terms, a 96% RTP slot returns about $96 for every $100 wagered in the long run. That does not mean one player who deposits $100 should expect $96 back.
The trap sits in the word “theoretical.” RTP comes from the game’s math model. It works across huge samples, not personal sessions. A player can finish far above that percentage, far below it, or with nothing left after a short run of poor results.
Is it useless then? No, RTP can still help. It gives a baseline cost of play. Lower-RTP games cost more on average than higher-RTP games. Still, once a game passes a reasonable threshold, the next question matters more: how does it distribute that return?
Hit Frequency: The Number That Shapes Session Feel
Hit frequency tells you how often a game produces a winning outcome. This often misleads players because any win can count. A spin that returns $0.10 on a $1 bet may still count as a hit, even though the player lost $0.90 in real terms.
A game can feel active because symbols connect often, sounds play, and the screen keeps celebrating small returns. The balance may still fall. In many modern slots, “win” does not always mean profit on the spin.
Hit frequency answers one practical question: how much silence can you tolerate? Some players dislike long dry spells. Others accept quieter sessions because they chase bonus rounds or larger payouts.
The educational site Get Gambling Facts gives a useful distinction: RTP concerns the percentage of money returned over time, while hit frequency concerns how often a machine stops on a winning combination.
Volatility: The Risk Label Players Need More Often
Volatility, also called variance, describes how unevenly a game pays. Low-volatility games tend to return smaller amounts more often. High-volatility games hold more value in rare events: bonus rounds, premium symbols, multipliers, or jackpots.
Here is where RTP becomes less useful on its own:
- A 96% low-volatility slot may give modest returns and longer play from the same balance.
- A 96% high-volatility slot may burn through funds quickly unless the player hits a strong feature.
- A progressive jackpot game may look exciting, but it often places more value on rare top prizes.
The same RTP can hide very different risk profiles. Players who ignore volatility often blame the casino or the game when the session follows its math design.
Why the Same RTP Can Feel So Different
Picture two slots with 96% RTP. Slot A pays small wins on many spins, has a modest top prize, and rarely creates dramatic balance swings. Slot B pays less often but offers a large max win and volatile bonus rounds. The advertised return matches, but the experience does not.
Slot A may suit a player who wants a slower bankroll drop and more regular feedback. Slot B suits someone who accepts sharper losses in exchange for a shot at a heavier payout.
A Better Way to Read a Slot Page
Most slot pages give players more clues than they notice. The trick is to read the details together rather than chase the highest percentage.
Start with RTP. If two games look similar, the higher number has better long-term value. Then check volatility. If the game uses terms such as high, very high, or extreme variance, lower your bet size or expect shorter sessions. Next, look at the paytable. A huge max win usually means the game saves a lot of its value for rare outcomes.
A sensible pre-play check looks like this:
- RTP: What is the average long-term return?
- Volatility: How rough can the session become?
- Hit frequency: How often will the game show any wins?
- Paytable: Where does most value sit?
To Conclude
Casinos advertise RTP because it looks objective, tidy, and easy to rank. Players should read it, but they should not give it more authority than it deserves. For long sessions, volatility may matter more than a small RTP difference. For comfort, hit frequency may explain the feel better than the payback rate.
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The Popularity of Simpler Slot Games in 2026: Review From Casino Online CrazyTower Experts
Online casinos now fill their libraries with numerous video slots that have dozens of functions, long bonus rounds, complex mechanics, and so on. Interestingly, despite this huge range of modern options, many Canadian visitors at sites like Casino Online CrazyTower here https://crazytower.com/ca/ no longer want complicated gameplay that requires constant attention and long explanations.
Simpler slots now attract a wider audience because they save time and create faster sessions. So, let’s figure out why this change happened and reasons for the popularity of simpler machines.
Why Many Players Are Returning to Basic Gameplay
Modern websites like Casino Online CrazyTower pushed complex video slots for years, but many people now prefer classic formats again. Simple gameplay has fewer interruptions and is simpler in terms of budgeting, which is important when you gamble for fun.
These are a few potential reasons explain why simpler slots became popular again in 2026:
- Faster rounds. Symbols appear quickly, and rounds continue without long animations or extended bonus sequences.
- Easier controls. Most classic slots have simple menus and familiar layouts that don’t confuse new visitors.
- Smaller feature lists. Simple slots usually have standard wilds, scatters, and multipliers instead of dozens of random mechanics.
- Better session flow. People spend more time on gameplay instead of reading explanations about symbols and special functions.
- Lower visual pressure. Simpler slots use calmer designs and shorter effects that don’t overload attention.
Classic gameplay also suits mobile devices better because shorter rounds work well on smaller screens. Plus, many visitors now prefer games that start instantly and explain their mechanics within seconds.
Features That Make Simpler Slots Appealing
Simple machines at Casino Online CrazyTower and similar websites continue to attract attention because they have a high gameplay speed. Many classic titles also replicate older casino machines that people already know from physical casinos.
However, these aren’t the only factors that attract gamblers. So, check out this list:
- Short bonus rounds. Free spins and multipliers finish quickly instead of interrupting gameplay for several minutes.
- Common and standard paylines. Traditional layouts help people understand payouts without long explanations.
- Faster loading times. Simpler graphics reduce waiting time on phones, tablets, and older computers.
- Stable gameplay pace. Long cutscenes and constant pop-up notifications don’t interrupt the session.
- Traditional themes. Fruit symbols, bars, sevens, and classic casino designs still attract large audiences.
- Smaller menus. Important information appears immediately without complicated tabs or hidden sections.
Modern video slots often contain too many mechanics in a single game. Developers now combine expanding reels, random modifiers, mission systems, tournaments, and multiple bonus levels in one title. Many visitors lose interest because gameplay turns repetitive and overloaded with constant interruptions.
Compare this to a session when you get results immediately and aren’t interrupted. These still have free spins and even mini risk games, but not as loaded as innovative titles.
Conclusion
Simple slots usually create better replay value because people understand the mechanics immediately. Common and standard gameplay doesn’t cause frustration and allows faster decisions during casino sessions.
Many classic slots also function better during short breaks because rounds finish quickly without long bonus interruptions. That’s why simpler slots became popular again at many casinos, including Casino Online CrazyTower and such.
