Features
Former Winnipegger Philip Berger: from a dynasty of docs
By GERRY POSNER
Recently the book “Healing Lives, a Century of Manitoba Jewish Physicians” was published and in it are the names of all Jewish physicians who practiced medicine in Manitoba for at least five years over the past 100 years. What is not included, however, are those doctors who graduated from the University of Manitoba medical school who went elsewhere to practice their profession. One of those doctors is none other than a descendant of a longtime Winnipeg family who has made his mark in the medical world: Philip Berger.
The Berger family is right up there with the other Jewish families in Manitoba who have turned out doctors, the way the Howes have turned out hockey players. The names of Dr. Maurice and Saul (Shimmy ) Berger are recognizable to anyone with a passing interest in the medical community. Maurice Berger was a respected pediatrician practicing in the north end of Winnipeg for over 40 years. His brother Shimmy was a very well known and established dermatologist who practiced out of the Boyd Building for over 38 years. Shimmy’s daughter Lisa is a public health physician in Toronto and his son Shmuel, who lives in Tel Aviv, worked for many years doing emergency medicine locums in Northern Ontario each summer. And then there is son Philip. He is more than just a physician, as he has carved out a niche and a name as a family doctor who is involved in what might be termed human rights medicine.
For over 40 years, Philip Berger has been a leader in advocating for improving health care in Canada; at times he has done this against a stiff tide. Just take a look at his career and it speaks volumes about his commitment to changing the way medicine is delivered.
For starters, Berger has been an Associate Professor at the University of Toronto and was the Chief of the Department of Family and Community Medicine at St. Michael’s Hospital in Toronto from 1997-2013 (an interesting position for a Jewish guy at a Catholic institution).
Consider the people for whom he has fought and you will note that they are far from your ordinary patient base. The homeless, the poor, LGBTQ members are just a few of the groups for whom Berger has battled – and let’s not forget his tireless work AIDS patients.
Berger really went to bat for AIDS sufferers at a time when many doctors were afraid to deal with them. He was a founder of the Toronto HIV Primary Care Physicians Group and he later helped to create a mentoring program to educate doctors about HIV.
Probably the area where he became most visible in the public eye was his tireless effort to convince governments of the value of methadone and needle exchange programs.
As well, he was very active in promoting the AIDS clinic in Lesotho, Africa. He also helped to initiate the Amnesty International Canadian Medical Network and the Canadian Centre for Victims of Torture.
What separates Berger from most doctors is that he has been relentlessly unafraid to call out governments for cuts to refugee health programs. He has spoken out in his capacity as one of the co-founders of Canadian Doctors for Refugee Care. In short, Berger is not afraid to take out his stethoscope and stick it right in the chests of elected officials.
What made the 1974 graduate of the medical faculty of the University of Manitoba become such an outspoken advocate for the disadvantaged and disabled? This is not an easy question to answer. I sense there are many aspects to the triggers that have made Philip Berger the passionate physician he is on behalf of those who have difficulty raising their voices.
It may well be that Philip understood well the lessons his father Shimmy had absorbed as a young man trying to secure a medical position in 1943. At that time, Shimmy couldn’t secure an internship anywhere in Canada. A quota imposed on Jewish physicians was in place. It was an intervention by the female head of the Estevan Sisters of St. Joseph, a Catholic institution, that paved the way for Shimmy to get his internship at St. Michael’s Hospital in Toronto. That kind of assistance meant a lot to Shimmy Berger and perhaps in some way even influenced his son, Philip to embark on a path to aid those who needed aid in whatever way Philip could.
In 2017 Philip Berger gave up his regular practice, which was located at St. Michael’s Hospital. (Maybe his connection to that hospital was not so surprising after all). Since then, Berger has been doing locums in various shelters/hostels under the banner of Inner City Health Associates ( ICHA), which is a group of 90 doctors who serve homeless people (and there is no lack of that group in Toronto). Philip even serves as the Board Chair for ICHA. Moreover, Philip is today a Vice-Chair of what is known as Unity Health (formerly St. Michael’s Hospital) Research Ethics Board. And, if there isn’t enough on his plate already, he is completing his term as a Council Member of the College of Physicians and Surgeons of Ontario.
When I reflected on all of Philip Berger’s contributions as a physician, I lamented the decision (which I understand had to be made, otherwise the history of Jewish physicians in Manitoba might never have been completed) not to include in that book anything about Jewish doctors of Manitoba who had not practiced in Manitoba for at least five years. That decision eliminated any reference to the career of Philip Berger. The book, as I noted earlier, is called “Healing Lives” and that is what Philip Berger has done all his life as a doctor in Toronto.
Post script: In a follow-up to an earlier article I wrote about Dr. Richard Stall, in which I mentioned that Dr. Isaac Bogoch (who’s also become a prominent media personality as a go-to source for information about COVID-19), also has a Winnipeg connection, I promised that I would have something about Dr. Bogoch in a future article. Well, as you can imagine, he’s currently besieged with requests from all sorts of media, so we haven’t been able to interview him – yet. But, in response to readers’ curiosity about Dr. Bogoch’s Winnipeg connection, here’s some information about his Winnipeg roots: His mother is a former Winnipegger who knows both my wife and me. In fact she has been in touch with us lately. She tells me he is overwhelmed with emails in addition to all the demands that have been placed on his time as a result of his new very public persona. In fact, Isaac is from Calgary, but his mother is the former Renee Israels, sister to Hester Kroft, and daughter of the well known lawyer, A. Montague ( Monty) Israels. And – he has a long connections to BB Camp.
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Features
Ontario Online Casinos Let Players Set Daily, Weekly and Monthly Deposit Limits
A deposit limit sets a ceiling on how much money someone can add to an online gambling account. In Ontario’s regulated market, players can choose limits covering 24 hours, seven days and one month, with the website’s system enforcing the amounts they select.
The settings are straightforward, but the timing deserves attention. A daily allowance may sit within weekly and monthly caps, while an increase can involve a waiting period. For adults using Chrome on a Chromebook, understanding these account rules starts with knowing where to find them.
Finding the Settings and Choosing a Period
Deposit controls sit within the gambling website’s account menus. The Tooniebet Ontario responsible gaming page is an operator-specific resource readers can consult alongside their account settings. ToonieBet is operated by Canadix Limited and regulated by the AGCO under an agreement with iGaming Ontario.
Ontario’s standards require an easy and obvious way to set financial and time limits during registration and afterward. Players must be offered deposit and loss limits when signing up, and the controls must remain easy to reach and change once an account is open.
Menu names differ between sites. Published examples place deposit limits under account settings or responsible-gaming tools, where players can select an amount and a period.
Each type of limit measures something different. Deposit limits cap money added to the account. Loss limits restrict net losses after winnings are taken into account, while time limits govern playing time. iGaming Ontario’s player guidance explains all three.
For Chromebook users, these settings are managed through the website’s account interface. Chrome’s own permissions handle separate browser functions, such as access to location information.
How Several Limits Apply to One Deposit
Players can have daily, weekly and monthly limits running together. A deposit must fit within every active cap.
Take a hypothetical account with limits of CAD $40 daily, CAD $100 weekly and CAD $250 monthly. These figures illustrate the process.
If someone has already deposited CAD $90 during the weekly period, the remaining weekly allowance is CAD $10. That becomes the most they can add, even when the daily limit has more room. Reaching the monthly cap would likewise block another deposit until some monthly allowance becomes available.
This is why checking all active limits matters. A new day may bring fresh daily capacity while the weekly or monthly total remains close to its ceiling. The longer periods continue to apply as the shorter one refreshes.
When Money Drops Out of a Rolling Window
The next question is when previous deposits stop counting toward a cap. Some sites use rolling periods, which track elapsed time from individual deposits.
Published Ontario policies include daily windows of 24 hours, weekly windows of 168 hours and monthly windows of 720 hours, equivalent to 30 days. Under that approach, each deposit frees up its corresponding allowance once it falls outside the window.
Suppose someone has a CAD $100 rolling weekly limit and deposits CAD $25 on Friday, followed by CAD $75 on Saturday. Seven days after Friday’s deposit, CAD $25 becomes available again. The other CAD $75 returns seven days after Saturday’s deposit.
Leaving the restored Friday allowance unused means it combines with Saturday’s restored amount. At that point, the full CAD $100 is available. Reviewing deposit dates and times helps explain how much room remains within a rolling period.
Changing a Cap Takes a Separate Step
A limit refreshing follows the schedule already attached to the account. Raising that limit requires a request and a wait.
Ontario’s standards require at least 24 hours before a player’s request to relax or remove an established limit can take effect. The existing limit remains enforceable during the cooling-off period.
Operators publish their own timings. Documented examples include a seven-day wait for deposit-limit increases or removals. Another published schedule allows increases after one day for a daily cap, seven days for a weekly cap and 30 days for a monthly cap.
Lower limits take effect immediately under these published policies. Some policies also restart the waiting period when a player requests another increase while an earlier change is pending. The effective date shows which amount currently applies.
Other Controls and Support
Deposit limits work alongside loss limits, time limits, short breaks and self-exclusion. Together, these give players ways to restrict account funding, gambling activity or access.
Ontario-regulated online casino play is restricted to adults aged 19 and older who are physically in Ontario. Gambling involves financial risk.
For concerns about your gambling or someone else’s, ConnexOntario offers free, confidential information and referral support around the clock. Call 1-866-531-2600 or text CONNEX to 247247. Standard message and data rates may apply.
Features
What “Best Odds” Really Means When Comparing Gambling Review Websites
The phrase best odds appears frequently in gambling discussions, but it is surprisingly easy to use imprecisely. MonsterBetList is primarily a casino review and rankings website, not a dedicated live sportsbook odds comparison terminal. That difference is central to evaluating what its reviews can and cannot establish. A casino rating may explain payout conditions, licence information and bonus restrictions, while a claim about the best available price on a sporting outcome requires a different kind of evidence altogether.
Odds and ratings answer different questions
Sports betting odds represent a price offered on a specified outcome. A review rating is an editorial judgement built from multiple criteria. These two numerical systems cannot be substituted for one another. A bookmaker rated highly for service may offer a less competitive price on a particular match, while a service with a more attractive price may impose different limits or verification rules.
Similarly, a casino review can discuss return-to-player statistics, but RTP is not the same as sportsbook odds. RTP describes a theoretical long-run percentage built into a game model. It does not tell a reader what will happen in one session and it is not an individually negotiable market quotation.
What makes sports odds comparable?
A fair odds comparison starts with identical selections: the same event, outcome, market rules and settlement conditions. Comparing a three-way football result with a draw-no-bet price is invalid because the products pay under different circumstances. The observation time also matters; displayed prices can change quickly as market information or trading decisions evolve.
The numerical format should be standardised. Decimal odds provide one convenient representation, but American and fractional formats express the same underlying idea differently. Converting these formats is straightforward. What matters is the net price, the operator’s rules and whether the quoted offer remains available when reviewed.
Overround explains the hidden cost of many markets
In a simplified two-outcome market, dividing one by each decimal price produces an implied probability. If the implied probabilities add to more than 100%, the excess is commonly described as the bookmaker’s overround. It is one way of understanding the margin embedded in prices, although individual market structure and adjustments can complicate the interpretation.
This concept explains why the word best should not be attached to a price without context. A strong headline may look appealing yet represent an ordinary margin after calculation. More importantly, any single quote is time-dependent. Genuine comparison requires a dated observation and equivalent market rules; broad editorial praise is not enough.
What casino rankings can establish instead
MonsterBetList publishes casino reviews and guides addressing licences, bonuses, payout experiences and responsible gambling. Those topics are relevant to evaluating consumer risk and service quality. A report about the length of a withdrawal process, for example, can be useful if its methodology is transparent. A bonus review can help identify restrictive wagering requirements that marketing headlines omit.
However, a casino ranking should not be presented as evidence that its highest-rated operator consistently offers the best sports prices. Unless a site publishes repeated market-by-market comparisons, that conclusion is not supported. Readers benefit when publishers clearly distinguish what was measured from what readers might assume was measured.
Bonuses can complicate comparisons
A sportsbook may offer free-bet tokens, cashback or other promotions. Their effective value depends on conditions rather than the largest number printed in a banner. Some credits are not withdrawable as cash; others require qualifying selections, minimum odds or a deadline. Casino welcome bonuses often introduce wagering requirements, game-contribution rules and limits on withdrawals. Combining these products under one generic promotional score can hide important differences.
For instance, a large matched deposit might require extensive play before bonus-related funds become eligible for withdrawal. The required betting volume is not a promise of profit. The presence of a promotion may therefore make comparisons more complex instead of simpler. Clear disclosures should precede any judgement about value.
Editorial independence and methods
Review sites sometimes state that rankings are editorially independent. Such a statement is relevant but does not replace evidence of consistent testing. Readers should look for the criteria used, the date of each review, whether real transactions were examined and how negative findings are treated. If one platform receives detailed testing while another is scored on marketing copy, the ranking loses comparability.
Commercial incentives should also be visible. Referral relationships or sponsorships do not automatically make every observation inaccurate, but they create reasons to ask how rankings are insulated from revenue. A publication that explains its methodology and corrections process gives readers a stronger basis for trust than one that simply declares its winners.
Licensing and dispute rights before price claims
A marginally attractive price is of limited value when the operator is not legally available to the reader or does not provide meaningful avenues for redress. Regulations vary by jurisdiction, and a licence in one country may not authorise service in another. It is prudent to verify the legal entity behind a brand and the current status of any licence through official records.
Consumers should also review identity verification, account restrictions and dispute resolution procedures. These operational conditions influence the actual experience of using a gambling service. A sensible evaluation includes them before discussing promotions or theoretical market advantages.
Why guaranteed-profit language is a warning sign
No ordinary review or odds list can guarantee that an individual will win money from gambling. Claims of certain returns often omit the fact that results are uncertain, prices move and transactions are subject to restrictions. Casino games generally incorporate a house advantage, and sports outcomes remain uncertain regardless of a persuasive analysis. The safest response to absolute promises is scepticism.
Readers should also avoid treating gambling as a means of addressing financial problems. Chasing previous losses and increasing stakes to recover money can deepen harm. Consumer-oriented coverage is more valuable when it explains risk and offers realistic options for stepping away.
Conclusion: define the claim before ranking the service
“Best odds” is a specific comparative proposition, not a synonym for a high casino rating. MonsterBetList can be examined for its published casino research, review structure and risk disclosures, but those materials should not be stretched into claims they have not tested. Clear definitions, dated evidence and honest limitations are the foundations of trustworthy comparison journalism.
