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How Elliot Rodin was inspired to create a website offering advice on when to take your Canada Pension

Elliot Rodin

By BERNIE BELLAN   In 2019 Elliot Rodin happened to read an article about an authoritative U.S. report that provided a detailed analysis showing that 94% of Americans pick the wrong time to begin taking Social Security benefits. Reading about that report led to a shift in Rodin’s life.

Two years after closing down the business (Central Grain) that had been in his family’s hands for over 60 years, Rodin says that he then had time to think about the implications of that US report – and how it could translate into the Canadian scene.

Now, some 15 months after reading about that U.S. report, Rodin has launched a website titled HelpYouRetire.ca.

Long an active member of the Jewish community, Rodin says his most recent involvement in the community was helping to build Oholei Torah Day School at the Jewish Learning Centre in Winnipeg. He says he’s also been on the board of the Shaarey Zedek Synagogue, the Board of Jewish Education, the Winnipeg Jewish Community Council, the Jewish Foundation of Manitoba, and had been a canvasser for the CJA for years, beginning under Ralph Hamovich. He was also a co-chairman of the Operation Exodus campaign.

Still, it’s a long way from running a cattle feed business and volunteering for different Jewish organizations to creating a website intended to help individuals plan their retirement dates.
Using very sophisticated analytical tools, HelpYouRetire.ca allows users to enter information about their age, the age at which they would like to retire, how much they would expect to receive in either CPP/QPP or OAS at a certain age, and how much more they could expect to receive if they were to postpone taking either CPP or OAS by just one year. This financial gain is also shown both as a percentage of future pension proceeds and as a percentage of the annual pension. For a small fee, all of this information can be shown in the “advanced analytics” for all years up to age 69. The information (which can be downloaded) is displayed in bar charts and a numeric chart together with the projected annual pensions.

This information is of great value for anyone thinking about their retirement planning. It can also be very helpful to those who have recently started taking either CPP/QPP or OAS pensions. A little publicized provision of these plans is that within six months of starting to receive one of these pensions, you can reverse your decision by paying back the monies received. In that event, you can take the related pension at a later date. The “advanced analytics” on HelpYouRetire.ca can give you information to assist in making that decision.

 

But, before we launch into a further exploration of how Elliot Rodin came to be involved in an endeavour that was far removed from selling cattle feed – which was the primary activity of Central Grain, we thought it might be interesting for readers to know something about Rodin’s life. During a long phone conversation we had Rodin told quite an interesting story how he ended up being involved with Central Grain for 60 years – when, had it not been for a fire there in 1966, he probably would have ended up doing something completely different.
While his recent foray into the world of retirement planning might be considered a radical departure for someone who spent so much time in the feed business, when you read about his educational background and his first entry into the business world, you’ll begin to understand how he developed the fine analytical skills that eventually lent themselves to creating HelpYouRetire.ca

Born in 1943, Rodin is the oldest of three children. His earliest years were spent living in his grandparents’ house on Bannerman Avenue, he says, along with his parents and, for a short while, his younger sister, Janis.
“My father (Maurice) was a fruit store proprietor,” Rodin says. “He would be up early in the morning to pick up the fruit. And because we were living at my grandparents’ house, he wasn’t paying any rent, so he was able to save some money. My mother (Lillian) was a university graduate who motivated all her children to work hard and succeed.”
In 1946, an opportunity arose for Rodin’s father to become, with $10,000, a one-third partner in Central Grain, in partnership with the Kanees and the Malchys. “The Malchy who was involved in the partnership died in 1951,” Rodin explains. “My dad and the Kanees bought out his interest and became half partners.
“In 1956, with the assistance of my grandfather, my dad bought out the Kanees and became the sole owner of Central Grain,” Rodin continues. “Soon after that time we moved to the south end – to 431 Queenston.” However, family connections were maintained as Sunday was the day when the whole family would go to the north end to visit relatives.
As a teenager Elliot says that his involvement in the Toppers chapter of BBYO was very important to him. He and his friends learned to organize themselves for a wide range of social, athletic, cultural and fund raising activities.

But, early on he had a taste of the world of business – both in his father’s company and in his own small scale business.
“When I was 16-17 I would go into the office and help with the bookkeeping – and other odd jobs around the place in the summertime,” he explains.
At the same time though, “I had my own business,” he adds. “I had a grass cutting business.” (At that point Rodin tells a story about how one of his customers didn’t want to pay him. Rodin says that he and his friend, Michael Nozick, proceeded to serve a small claims summons against that individual. Apparently, that was Michael Nozick’s first foray into the legal world. By the way, the customer ended up paying Rodin what he was owed.)
In the early 1960s Elliot began a period in his life that saw him acquire a solid education in finance, starting with his obtaining a Bachelor of Commerce degree from the University of Manitoba in 1963.
Rodin continues his story: “I decided I wanted to go away for my MBA degree. I visited three different schools. I took a bus trip – about 43 hours, to Philadelphia, to the Wharton School of Finance, then to Boston, to the Harvard Business School, and then to Ann Arbor, Michigan, to the University of Michigan.
“I had also put my application into Stanford. I wasn’t accepted at Stanford, but I was accepted at Wharton and Michigan, while Harvard said basically ‘We won’t accept you this year because you’re a little young, but we’ll promise you a place in next year’s class.’
“So I decided to wait a year. I worked in the family business for a year, then I went to the Harvard Business School because that was what I thought was the top place to go. I spent two years there and while I was there I also spent one summer with the Skelly Oil Company in Tulsa, Oklahoma.
“I was working on special projects for the treasurer (of Skelly Oil). One of them was a computerized analysis of how to make oil drilling decisions, but it never got off the ground – even though the analysis was very sophisticated, because the exploration people would not accept it because they saw it as infringement on their turf.
“Still, I learned a lot from that particular project. It was my first serious analytical job that had some relationship to the work I was doing at Harvard (and, as Rodin explains later, proved to be of great value in his recent decision to create a website that emphasizes analytical tools.)
“As it turned out, the treasurer at Skelly wanted to hire me when I graduated, but at that time I couldn’t consider working in the States because I would have been drafted. The fact that I was a Canadian wouldn’t have made any difference.
“If I had been a student I wouldn’t get drafted. I also didn’t take any other opportunities that I had in the States. I limited myself to working in Canada.
“I ended up working for six months in Edmonton for a company called the Principal Group. While I worked there I had a lot of diverse responsibilities. I chose all their stocks for a new mutual fund they set up, and designed the text and written material for their first Annual Report. I also did all sorts of analysis for their mortgage operations.

“Then I got the news that the Central Grain plant had been hit by lightning and three-quarters of it had burned down.
“Central Grain was an animal feed processing plant. During the years that my dad was building it up we were basically selling pellet feed for export to the United Kingdom, to Japan, Taiwan. We would load railway cars with pellets, ship them to Thunder Bay, for destinations in the United Kingdom, or ship it to Vancouver for export.
“When this (the fire) happened in 1966, I had to come back to Winnipeg to help my dad settle all the insurance. There were a lot of issues and we rebuilt the plant, but all the key parts of the plant were burned down.

“I decided to settle down in Winnipeg. I took a job with Investors Group, which was similar to what I had in Edmonton. For the first year I was doing special projects, including a report on tax policy. We recommended how life insurance companies should be taxed. (This was before Investors bought Great West Life.) Most of our recommendations were adopted. We were competing with life insurance companies at that time and life insurance companies weren’t paying their fair share of taxes.
“After that year I did some product analyses. Then I started working for the securities department as an analyst. Over a period of time I became a portfolio manager. I ran the Investors international mutual fund. Then I ran the Investors pension accounts. We managed the Hudson’s Bay pension account.
“I was at Investors for 12 years (from 1968-80) and became a vice-president. I left to pursue some independent activities”, but joined Central Grain when it became clear that his dad needed Elliot’s help.

When he joined Central Grain full time in 1980, Rodin began focusing on broadening the markets for the company’s feed pellets. Markets in Western Canada and the United States were cultivated, but he says that he always made sure that the needs of his regular customers were attended to.
“I never took advantage of the fact that there might be a drought in Southern California, for instance, and short my customers in Saskatchewan because I depended on my regular customers for the long haul,” Rodin says.
“I would work long hours if necessary. If a truck came in late and had to be loaded, I would load the truck myself.
Although Central Grain had become a very successful business, Rodin says that the “maximum number of employees we had at one time was no more than 15. We had one truck, but for the most part we hired other trucking companies. We had a machine shop, but the stuff we couldn’t do – we hired other machine shops to do.
“We bought basically the ‘clean-outs’ from grain – all the leftover product. It was all categorized and separated out and properly blended to make different qualities of feed pellets. There was no plant in North America that shipped product as far as we did. We used to ship up to 2,000 miles. Most feed companies ship up to 200 miles.
“The business ran until about three and a half years ago. We were gradually losing customers for reasons that I can’t quite figure out. I needed additional volumes because the company had substantial overhead – for repairs and maintenance.

“So we started to do fuel pellets. We became the second largest manufacturer of fuel pellets in Manitoba – as a substitute for coal, using the same screenings – but the lower quality screenings. The top quality screenings were turned into top quality feed for cattle and bison.
“I was reasonably successful at doing this, but at the end of the day the plant was an old plant. Remember, it was rebuilt in 1966. What was new in 1966 was not new 50 years later. The costs of maintaining the plant to the standards we had to maintain were going up and up.
“Finally, I made the decision that I’m going to have to close it down. I thought: ‘If I can’t make a living at this, then nobody can.’ I decided I’d have to tear the whole place down – and that’s what I did.
“I realized I was getting older and if I didn’t do it I didn’t want to have my children to have the burden of doing it. So, everything that I had built up over 50 years was torn down. I sold whatever equipment that I could, but the rest all went for scrap.

To return to the initial reason for doing this article, Rodin explains his motivation in wanting to create HelpYouRetire.ca. As we already noted, the catalyst was reading about that U.S. report about social security and “that 90% of people in the United States take their pensions at the wrong time.”
He adds though, that “an additional underlying factor in my motivation is that I missed the daily rewards (not the aggravation) that I got from my job running Central Grain. I loved selling and enjoyed my interactions with customers. At the end of the day when I had loaded four big trucks I came home with a feeling of accomplishment. So, I was primed for another challenge where I could get these feelings back. With this website, I am now focusing on marketing where I have to sell myself and the site.”

I asked Rodin whether there was anything in particular in his background that lent itself to the kind of analytical exercise upon which he was to embark.
He answers that “a course that I took at Harvard Business School and the work that I did at Skelly Oil were very relevant to this process.”
I said though “that it sounds like you would need the same background as an actuary” in order to undertake the project into which Rodin has entered.
Rodin agreed, saying “you’re hitting upon a very key point when you say that, but there are a lot actuaries around. Nobody thought of doing what I’m doing.
“I guess part of the answer is most actuaries are fully employed. There aren’t a lot sitting around thinking about what they can do to help Canadians.
“You have to remember that I spent 13 years as a securities analyst and a portfolio manager, so my mind works in a certain way. Nothing that I did at Central Grain though related to this project.”

I asked what were the first steps that Rodin took in developing his website.
He says: “The first steps were that I needed to see whether I could develop the necessary mathematical models to do what I had in mind. Once I had the mathematical models I began working on the structure of a website that would put these mathematical models into practice.
“I was told by various people that setting up a website is not all that difficult.” (Boy, were they ever wrong when it came to this website!)
After an initial contact with someone who was working on their PhD and thought they might be able to produce the kind of website Rodin was looking to create didn’t pan out, a company in Ottawa that had built a similar kind of website agreed to take on the project.
“The idea was that it was going to take a few months” to create the website, Rodin explains.
“But from the time we started up toward the end of February (just before the pandemic hit Canada in full force) it took until the end of August” to finalize the site.
“Every aspect along the way had to be just right – from the mathematics to the functionality. It had to be there so that even people who don’t know much about computers or websites would be able to use this website. Finally, we reached the point where I’m extremely happy with the site.”

So, having read this far, you might ask yourself: “Why should I go to HelpYouRetire.ca?”
It’s quite an easy site to navigate. As has already been explained, simply enter some basic information and the site will provide you with some quick results about how postponing your decision to begin taking either CPP/QPP or OAS by one year will benefit you – or might have benefitted you if you’re already taking your pension.
Then, as Rodin explained, if you’re wanting to know more about how much more your pension would be affected if you decide to wait even longer to begin taking your pension, for a fee you can obtain access to even more comprehensive analytical tools that will show that. The results might surprise you – and it may end up being one of the most important decisions you might ever make with regard to retirement planning.

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Israeli Government Report Ranks World’s 10 Most Influential Antisemites

Swedish activist Greta Thunberg, who was part of the Global Sumud Flotilla seeking to deliver aid to Gaza and was detained by Israel, gestures as she is greeted by supporters upon her arrival to the Athens Eleftherios Venizelos International Airport, in Athens, Greece, Oct. 6, 2025. Photo: REUTERS/Louisa Gouliamaki

Israel’s Ministry of Diaspora Affairs and Combating Antisemitism published this week its official ranking of the 10 most influential antisemitic figures in the world in 2025, and the No. 1 spot was given to social media influencer Dan Bilzerian, who is running for US Congress in Florida.
The Armenian-American entrepreneur and US military veteran is a prominent critic of Israel and Judaism who has promoted antisemitic conspiracy theories and Holocaust denial. He has said he wants to “kill Israelis” and thinks Judaism is “terrible.” He recently claimed antisemitism is a “made-up term” and there is a “big Jewish supremacy problem” in the United States. He formally filed paperwork earlier this month to run as a Republican and unseat incumbent Jewish Rep. Randy Fine in Florida’s 6th Congressional District.
Swedish climate activist Greta Thunberg is the world’s second most influential antisemite, according to Israel’s Ministry of Diaspora Affairs, which highlighted her use of terms such as “genocide,” “siege,” and “mass starvation” in reference to Israel’s military actions in the Gaza Strip.
Third place was given to Egyptian comedian and former television host Bassem Youssef, followed by far-right American political commentator Candace Owens in fourth place and Palestinian-British journalist and editor Abdel Bari Atwan in fifth.
The list includes American imam Omar Suleiman, Denmark-based doctor Anastasia Maria Loupis – who has shared online conspiracy theories about Jews and Israel – far-right commentator and white nationalist Nick Fuentes, and conspiracist Ian Carroll.
Rounding out the top 10 is far-right podcaster and former Fox News host Tucker Carlson, who regularly promotes antisemitic conspiracy theories about Jewish influence.
Israel said the 10 most “prominent influencers in the global antisemitic and anti-Zionist arena in 2025” were selected based on “both the severity of their actions/statements and the scope of their influence” related to their activities last year. “Each of them has expressed antisemitic views or promoted false information related to Jews, Israel, or both,” the ministry explained. The list does not include individuals with formal political or government positions.
Each individual was ranked based on their influence on social media, but also other factors such as their repeated appearances on news channels, “perceived influence on public opinion, and prominence in certain communities.” The ministry also took into consideration each person’s “level of impact and risk,” which includes how often they upload antisemitic and anti-Israeli posts on social media. The report was released ahead of Israel’s Holocaust Remembrance Day, known in Hebrew as Yom HaShoah.
In a separate section of the report dedicated to antisemitic and anti-Israel influencers in the US, Israel’s Ministry of Diaspora Affairs singled out YouTuber and children’s educator Ms. Rachel, who has “increasingly used her social media accounts to amplify pro-Palestinian messages and criticize Israel.”
“Her posts have been interpreted by pro-Israel organizations as one-sided and hostile to Israel, and organizations such as StopAntisemitism have accused her of spreading anti-Israel or pro-Hamas propaganda and called for an examination of her activities,” the ministry stated.

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4000 Quarters for my Uncle Lew – a new story by David Topper

Introduction: David Topper has been featured on this website many times. His stories about Albert Einstein have drawn huge audiences, but David’s interests range far beyond writing about science. Most recently, we have featured stories about “Jews in strange places.”

If you want to find all of David Topper’s stories that have appeared on this site, just enter his name in our search engine (the magnifying glass). Here’s David’s latest story – but be warned: As David told me, it’s a “story”:

I adored my Uncle Lew. He was one of many uncles in the large extended family on my mother’s side. Of course, this means that there were many aunts too. But there were not many cousins – at least, none my age. And I was an only child; so I guess you could call me an “only cousin” too. At least when I was very young – say, from ages 6 through 12 or so – until many cousins were eventually born. In all, it seems that I was alone, in those early years.
But I’m digressing already, and I just want to tell you about my grandmother’s brother, my Uncle Lew. You see, he lived in the same city when I was very young, and he came to visit a lot – especially on Sundays, when there was a large gathering of the extended family at my grandmother’s home, with lots of food. He came with his wife, Aunt Lil. But it was Lew who was especially nice to me. He always came with jokes; jokes that the adults laughed at – and I did too, but often not really knowing what was funny.
Most importantly, for me, sometime during the visit, Uncle Lew would sneak up behind me and put his hand in the right side-pocket of my trousers. I knew what was happening, and so I’d just walk away to a quiet part of the house, reach inside my pocket, and pull out a shiny quarter. Rubbing it in my hands, thinking about what I might buy, and putting it back in my pocket – I was happy, and set for the week to come. You must realize that this was sometime in the late 1940s and into the 1950s – and a quarter was worth a lot to a kid. These were the days when a penny could buy a nice treat at the candy store nearby where I lived. And, well you do the math: a quarter was worth 25 pennies. Yes, I adored Uncle Lew, although I’m not sure I would have used that word at the time.
Speaking of money. I remember that the family, especially the men, talked a lot about money. I’m not sure that many of them had a lot of it, since most were of the working class. Maybe that’s why they talked about it. Although I suspect that rich people spend a lot of time talking about money too. Yet, what do I know?
I mention this because, at some point – I don’t remember the date or my age – but Uncle Lew and Aunt Lil moved to another city. Thus: no more shiny quarters in my pocket at the Sunday dinners. Instead, I listened to the talk, mainly among the men, about Uncle Lew. And as best I could surmise: Uncle Lew owed people money that he didn’t have, and so he had to skedaddle to save his skin. It made me think about my quarters, and if I had put them in the bank, maybe I could have helped Uncle Lew pay back his debts. But now it was too late. Uncle Lew was gone and I spent all the quarters on myself – my selfish self, I thought sadly.
But Uncle Lew was not completely out of my life. A few years later he came to town for a short visit. He came for a weekend; and had Sunday dinner with the family. I guess he thought it was safe enough. And nothing happened. So, he did it again, a few months later. And so it went. Thus, Uncle Lew was not out of my life completely. And yes, a quarter was deposited in my pocket on the Sunday dinners. As well, by now, I had a bank account; and I occasionally put Uncle Lew’s quarters in the bank – just in case he might need a loan someday, I thought.
Oh, I forgot to mention: he now came alone. From the talk of the adults, I figured out that he and Aunt Lil were divorced – something my mother later explained to me, because in those days it was not a common occurrence. And people were often embarrassed to talk about it.
 
Now fast forward several years to the late 1950s, when I was in High School. One day Uncle Lew appeared out of nowhere, carrying all that he owned in a few suitcases. I don’t know why, but he stayed with us. Being an only child, I had a room of my own and so the family got a cot from the basement and they put it in my room. I was okay with this, since I always liked Uncle Lew and was glad to know that he was safe with us.
Our first night together – I in my bed and he a few feet away in the cot – was memorable. Because, in the middle of the night, I woke up and saw a spark of light moving around the room near Uncle Lew’s cot. I guess I forgot to tell you that Uncle Lew was a smoker. Of course, smoking was common in those days, so it was no big thing that he smoked. In fact, if you watch any movie from that period, every time people walk into a room and sit down to talk, someone takes out a pack of cigarettes and they all light up. But I digress, again. Anyway, as you may have surmised, the spark of light moving around in the dead of night was Uncle Lew having a smoke. He was so addicted to cigarettes that he couldn’t get through a night’s sleep without one. And so it went: night after night.
Also, at the time he moved in with me, I was working on building a model airplane out of balsa wood. I usually worked on this in the evenings, after I did all my homework. The parts were strewn across a table in my room, and Uncle Lew often watched me assemble the plane – saying he hoped to see the plane actually fly someday. He said he enjoyed watching me put the thing together (since he seemed to have nothing else to do), and I enjoyed the conversations. I glued pieces of balsa wood together and he smoked cigarettes, depositing the ashes in a tray on my table. 
In a short time, I came to understand why Uncle Lew was here. When I was at school during the day, my relatives were taking turns driving Uncle Lew to the hospital for treatments. In those days, people didn’t talk about some things directly. Especially cancer, which was a word that was often spoken in a hushed voice. So that was it; he had lung cancer.
At the same time, Uncle Lew was seeing a dentist for the pain he was having with a tooth in the right side of his mouth. He showed it to me one day, while I was working on my airplane. He was sure that the dentist knew what he was doing, and Uncle Lew was looking forward to getting it removed and replaced with a new tooth. We didn’t talk about the cancer, but looking back on this I can only surmise that Uncle Lew was in denial – or he was overly optimistic about the cancer treatments.
In a short time, the tooth was removed and replaced by the false one. Uncle Lew was elated, and told me that it was the best $1000 he ever spent. Yes, $1000 for the tooth. I don’t know where he got the money. And I’m afraid to ask, for obvious reasons. But I now also question the ethics of that dentist, allowing a patient undergoing cancer treatments to spend so much money. But maybe the dentist didn’t know. Then again, where were my relatives in all this? I am only thinking of this now. As for all things in life while growing up: what is, is reality for that time, and you just go with the flow. Only later, looking back, do you see the quirks and foibles of the past.
Indeed, did I think of helping Uncle Lew with his dental bill? I had a bank account. And some of that money was from deposits of Uncle Lew’s quarters. I don’t know. What I do remember is that not long after the new tooth was planted in his mouth, relieving him of that pain, the cancer got worse – and he spent the rest of his days in the hospital. And that’s where he died.
At the funeral I wanted to mourn. To grieve at the loss of this beloved uncle, who lived with me in the last stage of his life.
But I kept thinking about that tooth – that damned $1000 tooth. While saying the prayer for the dead, the Kaddish, I wanted to concentrate on the meaning of the prayer – even though I couldn’t read Hebrew. But that costly tooth kept flashing in front of me – like the spark of Uncle Lew’s cigarette in the middle of the night.
Even when the body was lowered into the grave, and I took my turn throwing several shovels of dirt over Uncle Lew’s plain wooden coffin – in my mind, I was doing the math: how many quarters are there in $1000?
In a way, on that day, and in my mind, I really buried a tooth – and it just so happened that a body came along with it. 
My one consolation in all this is that about a few weeks after the funeral, I finished building my airplane; and I took it out to an empty ball-field near where I lived. Just me and my airplane.
The propeller was attached to a rubber band, and so I wound it up and gave it a push. It took off, rising up, almost as high as the trees beyond the outfield. Then it banked a bit toward the left; and, after heading back towards me, it moved in a circle – almost overhead. It continued circling – rather as if it were caught in a tornado – moving down and down.
When it crashed into a heap of shards of balsa wood right next to me standing on the pitcher’s mound … I laughed, a deep laugh – a laugh that turned into crying. A deep cry – a cry I sorely needed.
Sitting in that empty field next to my shattered airplane – looking up and beyond the trees – I screamed to the sky. “There are 4000 quarters in $1000.”

I walked home, and went to my room. Sitting at my empty table, I said to myself out loud. “I guess I should build another airplane. What do you think Uncle Lew? Let’s go to the store and use some of those quarters to buy another model airplane. Maybe this one won’t be jinxed. What do you think?”
But before leaving the house – and for the first time since Uncle Lew died – I was able to fold up that cot and put it back in the basement.

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Part 3 of the story of the delusional Winnipeg con man

An explosive email arrives in my inbox on January 16

By BERNIE BELLAN This is the third part of a story about a delusional Winnipegger who has inflicted great harm on people over the world. The first two parts of the story can be read at Part 1: “The delusional Winnipeg con man who actually believed his own elaborate con and led one victim in Africa to consider committing suicide” and Part 2: “Meeting the con man for the first time in 2021.

I would probably not have given another thought to Devlin had an email not arrived in my inbox on January 16, 2026.

That email came from someone I’ll call Charlie. It was so explosive in how it described a vast pattern of broken promises and shattered trust which Devlin had engendered among a wide number of individuals that I was totally floored by what the writer of that email wrote. (Again, I’ve changed Devlin’s name in the email from his true name.)

The subject line of that January 16 email was “The Winnipeg Con Man.”
 Here is that email in its entirety:

This report is being posted by a group of individuals who connected privately after discovering that we share strikingly similar experiences involving Frederick Devlin, also known as Fred. Our experiences span anywhere from approximately two years to as long as five, ten, twenty, and in some cases thirty years.

Across this group, many of us were in frequent communication with Fred, who consistently presented himself as an extraordinarily wealthy and powerful individual with vast global influence and resources. He represented himself as a business leader, investor, or partner and repeatedly assured people that significant funding, compensation, or major opportunities were imminent.

Over extended periods of time, many of us were told repeatedly that money, contracts, payment, or formal agreements would happen next month or very soon. Despite these ongoing assurances, no verifiable proof of funds, legal documentation, contracts, or concrete follow through ever materialized. Expectations and conditions for moving forward were frequently changed, and individuals were encouraged to continue investing time, labor, trust, and emotional energy without any tangible results.

As time went on, the claims being made became increasingly extreme and difficult to reconcile with reality. Among the statements reported by multiple individuals were claims that he was the world’s first trillionaire, that he owned thousands of companies, that some of those companies generated billions of dollars per hour, that he owned hundreds of hospitals, hundreds of airports, and thousands of aircraft, and that he controlled vast global infrastructure. He also claimed ownership of thousands of acres of land in both Winnipeg and Israel.

Additional claims reported include involvement with intelligence agencies, building the Third Temple in Israel, statements that Osama bin Laden was still alive and being held for future rehabilitation, and claims of direct communication with God and receiving guidance from God. He also claimed personal relationships with world leaders and public figures and suggested that he would assume positions of power under certain circumstances. None of these claims were ever supported with evidence despite repeated requests for verification.

He also represented entities referred to as Xanadu Group of Companies Worldwide and Xanadu Foundation Worldwide as major global organizations under his control. Based on the experiences shared within this group, these entities appear to have no independently verifiable operations, assets, or legitimate structure. Multiple individuals report having worked for extended periods under these names without pay, believing compensation or success was imminent, only to later realize that no payment or formal organization existed.

Organizational Roles and Unpaid Labor

Members of this group report a consistent pattern involving individuals who were presented as part of an organizational structure surrounding Fred. These individuals were described as executives, managers, legal advisors, financial professionals, technical staff, or personal assistants connected to the entities he promoted.

Several individuals report that his spouse was present during meetings and communications with prospective partners or workers, sitting alongside him while representations were made about business operations, funding, and future opportunities.

Multiple people were introduced to individuals described as senior executives or operational managers who were said to oversee large numbers of companies or global activities. In some cases, individuals were told they were responsible for managing thousands of companies or acting as official representatives on his behalf. These roles were presented as legitimate and authoritative, yet compensation, contracts, or formal structure never materialized.

Some individuals report being encouraged to create their own business cards, travel internationally, and attend meetings while representing him or the organizations he promoted. These activities were carried out under the belief that the companies were real and that long term compensation or equity was forthcoming. In at least one reported instance, individuals were aware of staged humanitarian activity that appeared to be conducted primarily for promotional imagery rather than meaningful aid.

Other individuals report providing extensive professional services without pay, including legal work, financial and accounting services, website development, administrative support, and personal assistant duties. These services were reportedly performed over extended periods under the belief that formal employment, payment, or senior roles within a large organization were imminent. In some cases, individuals were asked to assist with sending legal notices or cease and desist communications aimed at discouraging others from speaking publicly.

Across these experiences, it remains unclear whether certain individuals involved were themselves misled, enabling the behavior, or acting in some other capacity. What is clear to the group is that a wide range of unpaid labor and representation was sustained by repeated promises that never resulted in legitimate compensation, contracts, or verifiable business operations.

Victim Experiences and Patterns of Harm

Members of this group report a wide range of deeply concerning victim experiences that illustrate how trust was established, exploited, and maintained over long periods of time.

One individual reported first meeting Fred while both were present in a medical setting. During that time, Fred presented himself not as a patient, but as an extraordinarily powerful and wealthy figure, claiming ownership or control over the facility and suggesting he was operating undercover to evaluate staff. This individual was told repeatedly that he would be financially supported for life. Over time, Fred encouraged him to identify other people who could also be helped financially, creating a chain of introductions built on trust and false assurances.

Several victims describe being drawn into prolonged, high intensity communication lasting months or years, including frequent phone calls that extended for hours at a time. During these interactions, victims were promised large sums of money, major investments, salaries, or company acquisitions. In some cases, victims were led to believe they would receive life changing financial support or that their businesses would be purchased for significant amounts. Each time deadlines approached, timelines were pushed back by months, with repeated explanations and new promises offered. This pattern continued over extended periods, with victims investing substantial time, planning, and emotional energy based on assurances that never materialized.

Another individual reported being promised financial rescue after suffering significant losses in a separate situation. Fred allegedly assured this person that debts would be paid, a new business would be launched, and a substantial annual salary would be provided. This individual was reportedly instructed not to pay existing creditors and was warned that doing so would jeopardize the promised support. Relying on these assurances, the individual experienced cascading financial consequences, including loss of credit, housing, personal property, and severe disruption to family life. This experience is described as having resulted in total financial collapse and lasting personal harm.

Multiple individuals outside North America reported being approached with promises of humanitarian support, development funding, or life changing financial assistance. In at least two reported cases, individuals were instructed to create promotional materials using company logos and to stage charitable activities in impoverished communities, including distributing small amounts of food while being photographed. These images were then allegedly used to promote an image of vast wealth and global humanitarian impact. Victims report being promised assistance for themselves and their communities for five years or more, receiving no financial support, and in some cases spending their own limited resources in the process.

One individual involved in these humanitarian related representations stated that Fred told him he was in direct contact with senior leadership or directors at major international aid organizations, including USAID, World Vision, Save the Children, and the World Food Programme. These claims were presented as proof of legitimacy and influence, yet no evidence of such relationships was ever provided.

Other victims describe being used as intermediaries or connectors, introduced to political figures, industry leaders, or international contacts under the belief that legitimate large scale deals were underway. These efforts often involved months of preparation, meetings, and negotiations involving proposed transactions in the millions of dollars. Victims report that these deals consistently collapsed at the final stages, after extensive time and effort had already been invested.

International Scope of the Conduct

Members of this group also report that the conduct described above was not limited to a single location or jurisdiction. Individuals involved are located across multiple regions, including the United States and Canada, and in some cases were connected to activities, communications, or meetings abroad. Victims report involvement spanning locations such as Florida, California, Nevada, Manitoba, Ontario, Israel, and multiple countries in Africa.

Several individuals report being encouraged to participate in or support proposed international business, humanitarian, aviation, or political initiatives, including travel, meetings, and coordination across borders. In some cases, individuals traveled internationally or were asked to act as intermediaries or representatives in foreign countries based on representations that large scale transactions, funding, or humanitarian efforts were underway.

As a result, the time invested, financial loss, and emotional harm described by victims occurred across multiple legal jurisdictions, complicating efforts to seek accountability and increasing the number of individuals potentially affected. Victims report that the same patterns of representation, delay, and nonperformance were repeated consistently regardless of location, suggesting a widespread and sustained pattern rather than isolated incidents.

Attempts at Family Intervention”

Members of this group also report that concerns were raised directly with his family members in an effort to prevent further harm and encourage intervention. According to individuals involved, family members acknowledged long standing issues and expressed a desire to keep matters quiet in order to avoid upsetting Fred.

Despite being alerted to the concerns raised by multiple individuals, the response described by victims focused on minimizing confrontation rather than addressing the underlying behavior. Victims report that Fred continued to receive financial support for daily living and social activities, allowing him to maintain the appearance of legitimacy while continuing to hold meetings, conduct outreach, and make representations to others.
 Many victims believe that the lack of intervention contributed to the continuation of the behavior described above, increasing the number of individuals affected over time.

Taken together, these accounts describe a pattern in which extraordinary promises, constant engagement, emotional manipulation, and shifting timelines were used to sustain belief and participation, resulting in severe emotional, financial, and psychological harm to numerous individuals over many years.

Members of this group report a wide range of impacts. Some individuals describe being encouraged to work for months or years without pay under the belief that compensation or equity was imminent, which never occurred. Others report significant financial strain after rearranging their lives, careers, or commitments based on repeated assurances that funding or payment was coming. Several individuals describe being threatened with legal action or intimidation when they attempted to question claims or speak publicly about their experiences. Others report emotional distress and long term psychological impact after years of being strung along by false promises and grand representations.

Many individuals also report being asked for access to personal or professional contact networks, raising concerns that trust and reputations were being leveraged to gain credibility with others.

As a result of connecting and comparing experiences, members of this group have taken steps to protect others. Some have contacted the Winnipeg Police Service and crime and fraud units within multiple Canadian agencies to request investigation. Some individuals are pursuing civil legal action. Others are warning their friends, families, and professional networks after believing they may have been targeted or approached in similar ways.

This report is not being posted out of anger or malice. It is being posted because the consistency, duration, and severity of the experiences reported by many individuals raise serious concerns. We believe others deserve to be warned so they can protect themselves and insist on independent verification before engaging in any personal, professional, or financial relationship.

If you have had a similar or concerning experience involving Fred Devlin, we encourage you to share your experience so others can be informed.

This report reflects the collective experiences and observations of multiple individuals. All readers are strongly encouraged to independently verify any claims before proceeding.”

Wow! That was quite the email. But why was I on the receiving end? I wondered. It seemed to be intended for others who might have been taken in by Fred.

But, I was deeply curious why I had been sent that email, so I responded:

Hi,

Interesting that you got my name. I wonder where that came from? 
I met Fred a couple of times over the years and knew immediately that he wasn’t right, but I humoured him and made him think that I believed the nonsense he was feeding me.
 I didn’t take me very long to establish that nothing he was saying was true – except maybe for the part about Izzy Asper having thought that he had great potential. Fred likely had great ability at one time (he did show me a photo of him descending a jet with his company logo emblazoned on the jet) – but apparently something happened somewhere along the line that led to his delusional behaviour.
 I contacted Fred”s mother (whom I hold in very high regard) at one point and asked her how she thought I should respond to Fred’s request that I do a story about him – and her response was to treat him gently – which I did by not calling him out to his face.
 What I don’t understand is how he suckered so many people into believing the crap he was feeding them. How long would it have taken to verify that his ‘Xanadu’ group of companies didn’t exist?

Regards,

Bernie Bellan

Former publisher,

The Jewish Post & News

and current publisher,

jewishpostandnews.ca”

I didn’t hear back immediately from Charlie. As events transpired, it was only after a couple of months had passed that I did hear from him – apparently after he had been persuaded by another individual who turned out to play a key role in putting this story together for me (I’ll call him Rick), that he (Charlie) could trust me.

I received a text message from Rick the same day that I had responded to Charlie in which Rick told me that he had all the information I would need to write a full exposé of everything Fred had done to so many individuals.

But, what kept gnawing at me was that there were so many references to a host of different individuals, all involved somehow in helping to perpetrate this vast fraud, at which Devlin was at the centre.

According to that January 16 email, Multiple people were introduced to individuals described as senior executives or operational managers who were said to oversee large numbers of companies or global activities. In some cases, individuals were told they were responsible for managing thousands of companies or acting as official representatives on his behalf. These roles were presented as legitimate and authoritative, yet compensation, contracts, or formal structure never materialized.”

Who were all these individuals who were supposedly senior executives or operational managers? I wondered. As time wore on, I never came across anyone who could be said to have been working as a senior executive or operational manager in any of Devlin’s companies – because none of those companies ever existed! Thus, as I noted earlier, there are so many rabbit holes in this story – and so many of the individuals to whom I spoke also seemed to be suffering from their own mental illnesses, I still have no idea how much of what supposedly was written in that explosive email was true.

What I did discover though, was that the email had not been written by Charlie, it had been written by someone I’ll call Rick. Why Rick wanted to disguise his identity when he sent me that email, I’m not sure. What I did find out, however, was that Rick himself would veer in and out of normalcy – and what began as a level headed discussion between us ended with him angrily cutting off communication with me for a very long time. Then, when I decided to try to reestablish contact with him, he was perfectly normal – again. Rick proved invaluable in putting me in touch with others who were able to provide me information about how Devlin had conned them, so I still owe him a great debt of gratitude.

Coming nextPart 4 of the delusional con man: How one man was at the centre of figuring out everyone who been conned by the delusional Winnipegger


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