Features
Howard Bogach: From Rupertsland to Richview

By GERRY POSNER From Rupertsland Avenue in Winnipeg in 1953 to Richview Avenue in Toronto in 2023, some 70 years later… that is the quick story of Howard Bogach. But in those 70 years, there is so much in between.
The only child of Frank and Anne (formerly Snyder), Howard grew up in a family that was for a long time in the sunflower seed business, in a company called Tasty Seeds. The business had been started by Howard’s grandfather and his three sons: Abe, Maurice and Frank.
Howard was a graduate of the Talmud Torah, Jefferson Junior High, Garden City Collegiate and later the University of Manitoba, where he finished with both a Bachelor of Arts in 1975 and a B.Comm (Hons).
In 1977, at the age of 24, Howard took the first step in his career when he moved to Calgary. He began at the Bay in various positions from 1977- 1980, then moved on to Touche Ross, also in Calgary, for five years, where he was a senior consultant and a supervisor regarding insolvency.
In 1985, he moved into the credit union world and that was a move that proved especially significant. Howard became the Vice President of Human Resources and Administration for the Credit Union Deposit Guarantee Corporation in Alberta. He remained with that organization for seven years before joining Capital City Savings in Edmonton. Capital City was at that time Alberta’s largest credit union.
Howard helped Capital grow even bigger before he left in June of 1994 to take on an even larger job with Metro Credit Union in Toronto. It was here that Howard really emerged as a major force in the credit union world and indeed beyond. He became the President and CEO of Metro which, at that time, was the largest credit union in the GTA (Greater Toronto area), with over 44, 000 members, 250 employees and assets of over $600 million which, back then, was a large chunk of change (even now I could handle it). Howard steered Metro for over 10 years, growing and initiating new programmes and introducing services like Internet banking. Not bad for a West Kildonan product – not bad at all. (Ed. note: Just because you’re from the south end, Gerry, doesn’t mean WK was another Chelm.)
In June 2004, and for almost the next four years, Howard became the President and CEO of Credit Union Central of Ontario (CUCO). That institution had no less than 125 employees and was a $2.2 billion wholesale financial services provider. It also acted as the industry trade association, supporting over 160 member organizations. In 2008, it merged with the BC version. All of this occurred during Howard’s tenure.
In March of 2008, Bogach took a decisive step, deciding to leave the credit union movement and become the President and CEO of Tarion Warranty Corporation. This was and is a private company established to protect the rights of new home owners, as well as regulate builders. The company administers the Ontario New Home Warranty Plan Act, which provides protection to the thousands of new home purchasers in Ontario.
Among the many achievements that occurred during Howard’s presidency was the introduction of a New Home Buyer Ombudsman to address issues of perception of fairness. Bogach continued in his role at Tarion until the end of 2019 when he left to form his own company, called the Howard Bogach Consulting/Richview Group. Thus, If you look at the long Howard Bogach career, you can tell that the tasty seed that his grandfather and father bega ultimately germinated into a full grown plant with lots of leaves along the way.
At the age of 70, Bogach, who is married to the former Shelley Dichter, also from Winnipeg, is the proud father of three children, all accomplished in their fields, including a son and a daughter who are both lawyers and a daughter who is a surgical oncologist in Hamilton. Howard and Shelley now have five grandchildren. Even though Howard has now been in Toronto for close to 30 years and gone from Winnipeg since 1977, he still has very strong feelings for his home town. As the oft-used cliché goes, “You can take the boy out of the north end, but you can’t take the north end out of the boy.” In fact, he is still a staunch supporter of the Blue Bombers and Jets.
Howard also serves on the Board of Home Ownership Alternatives, a non-profit organization focused on affordable housing (We could use more of that.), as well as on the Board of Stashower Slipia Congregation. Howard was also for many years a basketball coach for many years at the Bathurst JCC.
What intrigued me at first about Bogach was how random our meeting was in the first place. I chanced upon him in Toronto one Sunday morning recently on the Pickleball courts. One conversation led to another and before we knew it, we had much in common. Now, if his ability to play Pickleball takes off as much as did his career in business, Bogach has a bright future ahead of him on the court. Unfortunately, I told Howard that even though he indeed had a very successful work experience in so many ways, his Pickleball game has not quite achieved that same trajectory. But his game is only in the embryonic stage. Knowing Bogach as I now do, he will improve. Do not bet against him.
Features
And now the news – with Laurence Wall

By GERRY POSNER I am betting that many readers will have memories of the Wall family, formerly of Winnipeg, later of Phoenix and Ottawa. For people with long memories like me, (which memories my grandkids define as old ), that means as far back as Dr. Mark and Elsa Wall. The Walls had four sons: Richard, Laurence, Murray and Bruce. Likely, you will know one or more of the boys. Both Richard and Bruce reside in Phoenix, while Laurence and Murray are in Ottawa. Of course, each has a story, but I was certainly taken by the Laurence Wall story.
Born in Montreal in 1954 at a time when his father was doing post graduate work in OBGYN, Laurence grew up in Winnipeg’s south end, on Lanark Street and later Queenston Bay. Wall graduated from Grant Park High School in 1972. From there he was off to the University of Manitoba, where he obtained a BA in 1975. Later that year, he left for Ottawa where he studied journalism at Carleton University, finishing with a Bachelor of Journalism. While at Carleton, he met Roslyn Nudell from Montreal, also a student in the journalism program. They married in 1978.
Wall began his career at the Winnipeg Tribune (and if you can remember the Walls, you’re sure to remember the Tribune). He was a reporter there from 1976-1979. Then he moved to CBC Radio in Winnipeg, first as a story producer for the network program, “Canada Watch,” then a stint as a writer- broadcaster for “ Information Radio”.
In 1983 Wall moved to CBC Saskatoon (much like professional athletes who move from team to team, although for much less remuneration) where he was a radio reporter until 1985. The next stop was at CBC Fredericton from 1985 through 1993. By that time, Wall had moved up to become a senior news editor at the CBC.
In 1993, Wall was hired as a senior editor in Ottawa. He continued in that position for three years. In 1996, he wanted to return to on-air work, so he moved back into the radio booth at CBC Ottawa. He became the afternoon news presenter and never looked back. For 28 years, he wrote and edited dozens of new stories and audio items for 13 different newscasts and news updates every weekday, amassing more than 50,000 newscasts and news updates to his credit.
He retired on May 31, 2024. That day marked the end of an illustrious 44 years with the CBC at four different stations. If you lived in Ottawa, his name was immediately recognizable – so much so that on May 31, 2024, the mayor of Ottawa declared that “ Laurence Wall Day.”
Over the course of his time with CBC in Ottawa, Wall reported on some of the most significant stroies of the day, including the 1998 ice storm; the day to day ups and downs (I think more downs than ups ) of the Ottawa Senators of the NHL; the killing pf Cpl. Nathan Cirillo at the National War Memorial in 2014 – and the chaos that followed; and, of course, Covid 19. In fact, Covid caused a major change in the way Wall presented the news. For Wall broadcasts emanated from the basement of his home in suburban Ottawa, which he jokingly referred to as”CBC Nepean.”
Over the years Wall had the opportunity to meet many celebrities, including Gordon Pinsent, Alan Thicke, Ken Dryden, and Eugene Levy. Wall recounts that, although he didn’t manage to get a photo with Levy, he did get a laugh when he introduced himself to Levy as “just the chopped liver news presenter.” He also interviewed Randy Bachman at the Ottawa Writers Festival.
A side of Wall that is not as well known is his musical bent. Since 2001, Wall hosted hundreds of concerts and events for the Ottawa Music Festival, the Music and Beyond Chamber Festival, the Ottawa Jazz Festival, Opera Lyra Ottawa and the Ottawa Writers Festival. He has worked tirelessly to promote classical music for young people. Not to be forgotten are his own talents on the cello as a player in the 65-member community group known as the Divertimento Orchestra.
Aside from all that, Laurence Wall has MC’d dozens of events for various Jewish organizations in Ottawa, including the Jewish Federation of Ottawa, the Weizmann Institute, the Centre for Holocaust Education and Scholarship, the Canadian Friends of the Hebrew University, Limmud Ottawa, his own Kehillat Beth Israel Synagogue, Active Jewish Adults 50+, and a local choir known as Musica Ebraica. Now that is a list of accomplishments that could fill a “ Wall.”
Laurence and Roslyn are also parents of two daughters and are now grandparents as well to one grandson, with another grandchild on the way. Retirement so far for Wall has been just as fulfilling as his career. You might just say that Laurence Wall has just turned another page in his career.
Features
95-year-old Holocaust survivor invited to be part of new mini-series reliving the end of darkest period of her life

By MYRON LOVE Klara Belkin has led a life writ large. She was the principal cellist for the Winnipeg Symphony Orchestra for 20 years. As well, for many years, in the winters, she and her late husband, Emile, a violinist, were also members of the Tampa Symphony Orchestra in Tampa Bay. As a teacher, she served as a member of the faculty of the University of Manitoba’s School of Music for almost 20 years.
Even though Klara Belkin is 95, her career isn’t quite over yet. Recently, she was invited to join Joshua Bell – in New York in September – in a performance with the Columbus Symphony Orchestra of the soundtrack of a projected new four-part miniseries.
The mini-series, “The Train Near Magdeburg”, is the true story of a train packed with prisoners from Bergen Belsen concentration camp in the early days of April 1945, that was intercepted – and the passengers liberated – by American soldiers.
For Belkin (who moved to Saskatoon four years ago, after her husband died, to be closer to her daughter, Lisa),the story is personal. She, her mother, and her brother, were on that train.
Originally from Szeged in Hungary, she and her family were interned in ghettos in 1944. In June of that year, she, her mother, and her brother, were taken to Austria as farm labourers. (Her father had been taken into the Hungarian army.) In December 1944, they – along with her grandparents – were moved to Bergen Belsen.
“I was lucky in that I was in relatively good health and I was with most of my family,” she said in an earlier interview with the Jewish Post & News, of her time in the concentration camp.
However, in April of 1945, with the Russians closing in, it looked like that luck was about to run out for the 15-year-old and the other surviving prisoners at Bergen Belsen. They were all loaded onto boxcars and sent toward Theresienstadt, where – they feared – death awaited them. Their journey came to an end, however on April 13, on the banks of the Elbe River near Magdeburg. A bridge had been blown out and the train could go no further. There were reports that the train was to be plunged into the river or blown up. Before that could happen, the American army arrived on the scene.
“We couldn’t see anything from inside the boxcars,” Belkin recalled. “Suddenly it went quiet. The SS guards had run away. We heard honking outside and then knocking on the boxcar doors. The doors were opened and we saw an American soldier with a gun aimed at us. He couldn’t believe what he saw. He was no doubt expecting to see German soldiers or munitions. Instead, he saw a boxcar full of half dead people.”
Belkin recalled that they were all moved to a nearby village from which the residents had been evacuated. “There were many of us who had typhus and many – including my grandfather – died shortly after liberation,” Belkin said.
Fortunately, her mother, brother, and grandmother also survived. After liberation, Belkin returned to Budapest where the family reconnected with her father and she studied the cello at the Franz Liszt Academy. Following the Hungarian Revolution in October, 1956, she was able to leave Budapest – with the encouragement of her mother – for Vienna. In Vienna, though, the symphony was not hiring any female musicians. So she came to Canada and found a position with the Winnipeg Symphony Orchestra. That was also where she met her husband, Emile, a violin player, who was also a member of the WSO.
About 15 years ago, Belkin had an opportunity to meet two of the GI’s who liberated her and her family. It started with a New York State high school history project. This story began when Lisa Belkin decided to write her mother’s biography. In the course of her research, she came across a tape of an interview that Diane Sawyer had conducted with Hudson Falls, New York, history teacher Matt Rozell (recorded in 2007). In 2001, Rozell had had his students do interviews with surviving World War II veterans living in the area. First Lieutenant Frank Towers, liaison officer of the 30th Infantry Division, and former tank commander Carrol Walsh (743rd Tank Battalion, 119th Regiment), were among the interviewees. They were the last two living American soldiers from the unit who saved Klara and the other Jewish prisoners – 600 of them children – near war’s end from almost certain death.
Klara, Emile, and Lisa Belkin met the two veterans in Florida in February 2011. “I was never able to put a face to my liberators before,” Klara Belkin said at the time.
It was Frank Towers’ duty to arrange food, shelter and care for the former prisoners. Belkin reports that Towers and Walsh frequently spoke about their war experiences and had been invited to the Weizman Institute in Israel where they met with Bergen Belsen historian Bernd Horstmann.
Belkin notes that a reunion in Israel with Towers, Walsh, Rozell and some of the boxcar survivors was talked about – but nothing came of it.
Lisa Belkin reports that she and he mother have seen the first two episodes of the mini-series. She adds that both the BBC and Netflix may be interested in airing the series in the fall.
Features
How to Use the Internet Safely in Canada
Discover essential tips for using the internet safely in line with the Government’s newest cybersecurity report and whole-of-society approach to digital safety.
Whenever we think we’ve seen it all, the internet chucks something unexpected at the world. In the past few days, we’ve seen two dazzling demonstrations of the power of AI to deceive or convince. First, a hacker infiltrated the internal television screens of the Washington headquarters of the US Department of Housing and Urban Development (HUD) to play a deepfake video of US President Donald Trump kissing Elon Musk’s feet. Next, President Trump shared an AI-generated video of his vision for Gaza on his Truth Social account.
At home, the Canadian Centre for Cyber Security recently released a report that underlines the need to keep expecting the unexpected. According to their National Cyber Threat Assessment 2025-2026, Canada is experiencing a barrage of digital attacks.
A Perfect Storm of Cyber Criminality
There has been a notable increase in state-sponsored cyber operations to disrupt Canada’s critical infrastructure. The report specifically mentions the aggressive cyber programs of the People’s Republic of China. Looks like Russia also aims to destabilize Canada and its allies.
Another concern is the flourishing underground network of cybercriminals. In this space, foreign threat actors and financially motivated ‘ordinary’ criminals cross paths. They sometimes find enough common ground to scratch each other’s backs. That may be one reason ordinary Canadians face more attempts to steal personal data and sensitive information.
Data breaches do a lot of damage. Apart from the financial loss, it brings reputation damage, and even legal consequences for both individuals and organizations. For example, a Equifax survey showed that 73.5% of all fraudulent credit card applications and 89.3% of all deposit frauds in Q4 2023 resulted from identity fraud.
The Dangers of Data Sharing Among Thieves
Cybercriminals trade stolen information, and this data-sharing trend is becoming a significant concern. With access to more extensive and diverse data pools, these criminal groups can better leverage people’s personal data. A bigger data pool makes criminals more effective and profitable. Even worse, it allows them to shift their focus to more complex and vastly more disruptive projects.
The Government of Canada is taking the increased threat level seriously. They’ve developed the National Cyber Security Strategy (NCSS) to address digital threats. The new plan uses a whole-of-society approach and has a substantial proposed budget.
According to security experts, Canadians can take more steps to use the internet safely. This includes avoiding phishing scams, identity theft, malware attacks, and data breaches. When individuals are safer from fraud and scams, the overall threat to everyone online is reduced.
10 Quick Tips on How to Use the Internet Safely in Canada
It’s not hard to make using the internet safer — a little preparedness goes a long way.
- Install antivirus software and enable your device’s firewall.
- Get a reliable VPN in Canada. A Virtual Private Network is a basic defence system that all devices should have. It encrypts your internet connection to keep out snoopers (like your ISP) and hackers with mayhem on their minds.
- Update devices immediately and keep operating systems (and all your apps) up to date. Updates are important patches addressing security weaknesses and closing loopholes in new exploits.
- Improve your passwords. It is far better to use a password manager to create long, complex passwords or phrases for each account.
- Enable 2FA (two-factor authentication) where possible. Your favourite app or online account is nagging you to enable 2FA for a good reason! 2FA can knock out a considerable percentage of hacking attempts. Would-be hackers with access to your passwords would also need your phone or other authentication device to get into your account.
- Become more privacy-aware. We give away a lot of information by accident. Most people use and accept the default privacy settings on the software and apps they use every day. They’re unaware that the default privacy settings are skewed in advertisers’ favour. Review and adjust the privacy settings on every app, social media account, and search engine you use. Also, check and adjust the settings on your smartphone and other devices. Use your VPN every time you connect to the internet. A VPN changes your IP address and gives you an extra layer of privacy against advertisers and marketers.
- Encrypt sensitive files. Encryption scrambles the file data by making it unreadable to anyone without the correct decryption key.
- Always think: “It might be phishing”. Be suspicious of links that arrive via email, text, or social media. A click could start a malware download. Phishing scams often impersonate well-known businesses like Netflix, Facebook, or government agencies. Phishing attacks are attempts to trick people into divulging sensitive information. Phishing attacks can also lead to hijacking accounts with stolen login credentials.
- Check the legitimacy of websites. Don’t enter personal or financial information on a website that does not display “HTTPS” in the URL. But be cautious even if there is a padlock icon in the address bar. Cybercriminals can easily get a free SSL certificate for a scam website to make it look more professional. If a website seems ‘off’ or the offers are too good to be true, better leave.
- Create a backup. Store copies of important information on an external hard drive or a secure cloud storage service. Making backups won’t make your device safer, but it could help you recover from a cyber incident.
Staying Cyber Aware as a Society
The internet is a vast resource for modern society. Online tools increase productivity, simplify life, and help us learn new things. But cybercriminals have proven they won’t hesitate to use these tools to create havoc. There is always a new threat on the horizon, so we must keep learning and striving to stay informed about emerging threats.