Features
Jewish nonprofits are struggling. How should donors try to rescue them?
By BEN SALES NEW YORK (JTA) — In the weeks after it became clear that the coronavirus pandemic would spark a lasting economic crisis, the Jewish world’s leading funder group put together a memo with some back-of-the-envelope projections for how much Jewish nonprofits stood to lose.
The tally: at least $650 million, according to the internal document from the Jewish Federations of North America, which was based on estimates from several American Jewish umbrella organizations, such as the Foundation for Jewish Camp and the JCC Association of North America. The document was produced in March and obtained by the Jewish Telegraphic Agency.
The document says Jewish camps, schools, community centers and other groups like college Hillels will need that much or more to make it through the pandemic, which has already caused widespread layoffs and furloughs at Jewish community centers across the United States.
On Monday, a coalition of large Jewish philanthropic foundations pledged $80 million to shore up struggling Jewish organizations. But now, with it becoming increasingly clear that the world will not snap back to its former shape anytime soon, that number appears to be a fraction of what will be needed. Doron Krakow, CEO of the JCC Association of North America, told JTA earlier this month that the need would exceed $800 million if camps have to close for the summer and a recession drags into a second year.
The sudden financial blow is reanimating a longstanding debate about the best way to support America’s robust infrastructure of Jewish nonprofits. Should collective, communal fundraising bodies like Jewish federations have responsibility for disbursing philanthropy across the Jewish world? Or should the wide array of private Jewish family foundations each give separately to their causes?
Proponents of the network of Jewish federations, which act as collective funding bodies for local Jewish communities across the country, have suggested a single massive pool of coronavirus philanthropic assistance, to be managed centrally. No overarching plan has been put forward yet, but the Jewish Telegraphic Agency has learned that several leading funders are working to form a fund that would provide loans to Jewish organizations on the brink of going broke.
Among them is Krakow, who has called for private Jewish foundations and Jewish federations, which act as collective charities for Jewish communities across the country, to create a loan fund of $1 billion.
“There’s a need to know with confidence that we can keep one eye on the horizon and know that there’s a day after,” he said.
But some in the world of Jewish philanthropy are already raising questions about whether a centrally administered megafund is the best strategy to shepherd geographically and programmatically diverse organizations through the crisis.
“A ‘Billion Dollar Fund,’ a ‘Jewish New Deal’ [or] a ‘COVID czar’ are fine and well-intentioned ideas that look good on paper and seem simple and straightforward, but they are anything but,” Andres Spokoiny, CEO of the Jewish Funders Network, which convenes Jewish donors and foundations, wrote in a recent essay in the publication eJewish Philanthropy.
“As leaders it’s our responsibility to accept reality and focus on practical, smaller-scale, sector-specific solutions that can work,” Spokoiny wrote. “The aggregate of all those will be surely larger than any central fund and will produce a richer and more vibrant result.”
The $80 million fund, announced Monday, appears to attempt a third way. It’s a coalition between the Jewish Federations of North America and eight large Jewish philanthropic foundations. Called the Jewish Community Response and Impact Fund, it will prioritize organizations that focus on education, leadership and engagement, though a press release did not provide further detail on those fields.
The fund will provide short-term loans to organizations to meet payroll and maintain operations in the next three to six months, and will also award grants that do not have to be repaid. Participating foundations include the Jim Joseph Foundation, Maimonides Fund, Charles and Lynn Schusterman Family Foundation and others.
“We have also seen firsthand the acute challenges Jewish organizations across the country are facing,” read a statement from the funders. “While this fund alone cannot address all of those challenges, we believe that investing together in these vital pillars of Jewish life will help ensure a stronger future for American Jewry in the months and years to come,”
Beyond that fund, experts in American Jewish philanthropy say that large individual donors and family foundations are likely to eschew putting their money in a giant pool. While federations used to dominate the Jewish giving scene, they and their ethos of collective giving have ceded more ground to private foundations, as large donors have become more involved in the causes they fund and more particular about how their money is spent.
“If we’ve seen any trend in philanthropy over the course of the last number of decades, it’s to targeted giving,” said Jack Wertheimer, a professor of American Jewish history at the Jewish Theological Seminary. “Donors are leery of giving large amounts of their philanthropy to a pot that will be divided up, not according to their own wishes but according to the directives of some body that would make the decision. Federations obviously have suffered from this.”
But there’s still interplay between large donors and federations, said Hanna Shaul Bar Nissim, a visiting scholar at Brandeis University who focuses on American Jewish philanthropy. Many Jewish family foundations give to their local Jewish federations and, in turn, sit on their boards or have influence over where the federation money goes.
“The golden rule of, the size of your donation impacts the size of your involvement, is very relevant to the world of Jewish federations,” said Bar Nissim, who is also deputy director of the Ruderman Family Foundation. “The more you give, the more you can have a say and become involved.”
No matter how the debate is settled — or whether it is at all — it’s clear that funders must move quickly if they are to blunt the effects of the pandemic, which has rendered at least 20 million Americans jobless in just four weeks.
Other Jewish philanthropies have also started doling out funds. New York’s UJA-Federation has announced $43 million in grants to social service organizations, JCCs and individuals in need.
And the Harold Grinspoon Foundation, which usually gives approximately $3 million annually to Jewish camps, has announced an additional $10 million in matching grants to help camps survive whatever financial damage this coming summer may bring.
The foundation’s leadership understands that $10 million is not nearly enough to fill camps’ anticipated needs — that would take about $150 million, the foundation estimates. Still, Sarah Eisinger, who heads the foundation’s camp initiative, said she hoped the $10 million dollars would set an example and give the camps a measure of hope.
“It’s only one intervention,” she said. “It’s only one slice of a much larger pie. But the early impact of that money and the psychological lift of a shot in the arm will fuel a sense of optimism and a possibility to raise resources.”
The foundation moved quickly in part because its president, Winnie Grinspoon, realized that hewing to longstanding giving practices, or waiting for them to be renegotiated, would deepen the financial devastation that is already unfolding.
“This is an unprecedented situation, as we all know, and the rules and restrictions we might operate under at a normal time go out the window,” Grinspoon said.
She added, “This is the moment to give boldly, to go beyond our normal giving structure and limitations for those who are able to reach deep into their pockets, so we don’t look back with regret.”
Features
Why Fitness Routines Fall Apart — and How to Rebuild Yours
Every spring, gyms see a flood of hopeful faces. New shoes, fresh playlists, unwavering intentions, by mid-summer? Half of them vanish into the fog of abandoned routines. The story repeats year after year until it starts to feel almost scripted. Why does enthusiasm evaporate? The easy answer involves willpower but that explanation misses the point. Habits don’t fail because people are weak. Life stress, boredom, and monotony ruin routines. Timely lever pulls can change narratives. The hardest part is persevering when motivation wanes.
Mistaking Motivation for Momentum
Most chase that opening surge, the lightning strike of motivation, but then stop searching once enthusiasm fizzles. A scroll through sites like PUR Pharma (pur-pharma.is/) or a glimpse of an influencer’s progress triggers a burst of action: new workout gear ordered, plans scribbled in planners destined for dusty drawers. Yet momentum fades when small setbacks pop up (a late meeting here, rainy weather there). Real progress comes from building systems stronger than any fleeting pep talk. Those who frame fitness as something owed to motivation end up back at square one every time life interrupts, which it always does.
Overcomplicating Everything
It’s tempting to turn wellness into a science fair project with spreadsheets and specialized equipment lined up on day one. This is the allure of complexity disguised as seriousness, a new diet paired with seven types of supplements and four color-coded bottles. Simplicity gets lost in the noise almost instantly. Most successful routines rely on two principles: keep it simple and keep showing up even when everything else is chaos outside those gym walls. Anyone insisting that perfection is required before taking step one has already constructed an excuse not to begin at all.
Forgetting Fun Completely
Who decided exercise must hurt or look like punishment? Somewhere along the line, fun got swapped out for grind culture and “no pain, no gain.” That isn’t just unappealing, it’s unsustainable over months or years. If sessions feel like torture devices borrowed from medieval times, nobody should be surprised when commitment falters fast. Seek activities that actually spark some joy or curiosity, a dance class instead of yet another treadmill session, maybe, or play a pickup game rather than slogging through solo circuits again and again.
Ignoring Recovery (and Reality)
Sleep deprivation, disguised as discipline, fools anyone, except perhaps uncritical Instagram followers. Ignoring recovery turns ambition into tiredness faster than any missed session. Because bodies break without rest, routines must breathe with owners. Cycling, real leisure, and honest self-checks regarding weekly goals build endurance, not continual pushing.
Conclusion
Change rarely arrives by force alone but usually grows quietly from patterns repeated imperfectly over time, even if last month looked nothing like this week so far. Drop the hunt for nonstop inspiration. Instead of breaking behaviors at the first hint of stress or boredom, build habits that last. People who rebuild methodically after every stumble or detour make progress, not those who peak and then fall.
Features
How DIY Auto Repairs Can Help You Cut Costs—Safely
Regular maintenance and minor repairs are the greatest approach for many car drivers to save money without sacrificing dependability. DIY repairs can save you a lot of money over the life of your car since most of the expense is in the labour. DIY helps you learn how things work and notice tiny issues before they become costly ones. Every work requires planning, patience, and safety.
Test Your Talents with Safe Limits
DIY solutions succeed when one is honest about their talents. Wiper blades, air filters, and occupant filters are beginner-friendly. With the correct equipment, intermediate owners can replace brake pads, spark plugs, coolant, and brake fluid. Pressurized fuel, high-voltage hybrids, airbags, and timing components are risky. Only professionals should manage them. Limitations protect you and your car. Drivers trust sources like Parts Avenue to find, install, and schedule manufacturer-approved work.
Set Up a Reliable Workspace and Tools
Good tools pay for themselves quickly. Ratchets, torque wrenches, combination wrenches, heavy jack stands, and wheel chocks are essential. It is advisable to engage specialists for specific tasks. A clean, flat, well-lit, and open space is essential. Please take your time. While working, keep a charged phone nearby to read repair instructions or write torque patterns.
Find the Problem before Replacing the Parts
It may cost more to replace something without diagnosing it. Instead of ideas, start with symptoms. OBD-II readers detect leaks, sounds, and DTCs. Simple tests like voltage, smoke indicating vacuum leaks, pad thickness, and rotor runout might reveal failure. A good analysis saves components, protects surrounding parts, and fosters future trust.
Maintenance That Pays off is Most Crucial
Jobs compensate for time and tools differently. Prioritize returns and maintenance. Change the oil and filter, rotate the tires, evaluate the air pressure, replace low brake fluid, clean the coolant with the right chemicals, and replace belts and filters before they fail. These items extend automotive life, stabilize fuel efficiency, and reduce roadside towing issues that can take months to resolve.
Do as Instructed, Utilize Quality Parts, and Follow Torque Requirements
Understand the service. Set the jacking points, tighten the screws in the appropriate order, and use threadlocker or anti-seize as suggested by the maker. Rotor wear can cause leaks, distortions, or broken threads. Choose components that meet or exceed OEM requirements and fit your car’s VIN, engine code, and manufacturing date. Cheap parts that break easily cost extra.
Test, Record, and Discard Carefully
Safely test the system before patching. Check under the car for drops, bleed the brakes again, and check fluid levels after a short drive. Note torques, parts, miles, and repair date. Photo and document storage for car sales. Properly dispose of oil, filters, coolant, and brake fluid. Controlling hazards protects your community and workplace.
Know When to Seek Professional Help
Self-employed individuals recognize their constraints. If a task is challenging, requires special instruments, or involves safety, consult an expert. Collaboration makes cars safer, cheaper, and more efficient. Selecting, planning, and implementing processes properly improves performance, lowers costs, and ensures safety.
Features
What It Means for Ontario to Be the Most Open iGaming Market in Canada
Ontario is the most open commercial iGaming market in Canada, having been the first province to open up to commercial actors in the online casino and betting space since 2022.
Since gambling laws in Canada are managed on a provincial level, each province has its own legislation.
Before April 4th, 2022, Ontario was similar to any other Canadian province in the iGaming space. The only gaming site regulated in the province was run by government-owned Ontario Lottery and Gaming Corporation, also known as OLG. However, when the market opened up, numerous high-quality gambling companies established themselves in the province, quickly generating substantial revenue. As the largest online gambling market in Canada, it’s now, three years later, also one of the biggest in North America.
The fully regulated commercial market is run under iGaming Ontario and the Alcohol and Gaming Commission of Ontario. These licensed casinos and online sportsbooks are thus fully legal and safe for players to play at, while at the same time, the open market allows companies to compete and offer different products and platforms as long as they all fit within the requirements set up by the state of Ontario.
This means that Ontarians have a wide choice of licensed sites, whether they’re interested in sports betting, live dealer games, or slots – all with strict consumer-protection rules that keep them safe while exploring the many options. (Source: https://esportsinsider.com/ca/gambling/online-casinos-canada)
There are many benefits to online gaming, especially in a country that’s as sparsely populated as Canada, leaving physical venues often few and far between for those living outside the biggest cities.
Even before Ontario launched its own gambling sites, online gambling had been common among Ontarians. Regulating the market and offering alternatives regulated by the province has often added safer and more controlled options.
Since 85% of Ontarians now play at regulated sites, the initiative of opening up the market seems a clear win in more than one way.
Despite the huge success of the Ontario market, most provinces in Canada haven’t changed much in the iGaming sector in the past few years. Some provinces keep Crown-run monopolies, while others limit activity to a single government-run platform. This often leads Canadians to seek offshore alternatives instead, since the options are so few in their own province.
But 2025 marks an important change. The provinces seem to have noticed that Ontario picked a winning strategy, and Alberta has clearly been taking notes.
While the province of Alberta has previously opted for controlled gambling through one government website, the province is now opening up the commercial online gambling market. The Alberta iGaming Corporation will be in charge of licensing and inspecting actors that operate in the province. This will mean many more options for players, coupled with consumer protection and a high level of safety.
Meanwhile, the Ontario iGaming market continues to prosper, grow, and develop. Now that a second province is following in its footsteps, it seems more likely that other provinces will also start following the trend.