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Smart tips to help maximize your charitable giving — and your tax benefits

As the end of the year approaches, you’ve probably noticed your inbox filling up with requests from charities asking for year-end donations. Giving is important, especially now. Like so many people, you may find yourself stressed as you scramble to locate receipts and track contributions to document your tax deductions for 2023. You may also discover that organizing your giving differently could have resulted in greater tax benefits.

Here are a few tips to help you maximize your tax deductions, be more intentional about your giving, and reduce stress not just in December, but throughout the year.

Organizing your giving with a charitable tax vehicle that offers an immediate tax deduction. 

If you support multiple charities, consider using a vehicle to streamline your philanthropy. One option is a private foundation, which enables you to put aside money in advance, take a tax deduction up front, and plan your grant-making over time. But the drawback is that private foundations are costly to set up, and you will still need to manage your record-keeping and tax filings. A simpler option is a donor advised fund, which organizes your charitable giving, eliminates record-keeping, and doesn’t require filing a 990 form. That’s why donor advised funds (DAFs) are the fastest-growing charitable vehicle.

Donor advised funds help get money to your charities swiftly and securely. 

Donor advised funds (DAFs) are a flexible and tax-efficient way to give, and most DAFs can be opened with a minimum contribution of $5,000. When you contribute to a DAF you qualify for an immediate deduction, regardless of when and how many charities you support. The DAF provides the only receipt you’ll need. Most DAF accounts are managed on a secure portal. At Jewish Communal Fund, you can make grants and see your giving and contribution history when you log in. You can recommend grants to IRS-approved charities in every sector.

Donate cash or appreciated securities to maximize your tax savings and earn tax-free income.

Cash contributions to a donor advised fund or other public charity are generally eligible for an income tax deduction of up to 60% of your adjusted gross income (AGI). If you have appreciated securities — held for more than 12 months — you can electronically transfer shares to a donor advised fund and claim a fair market value deduction of up to 30% of adjusted gross income. Even better, you will not be subject to capital gains tax on the appreciated portion of the contribution. After the DAF sponsor (the organization where you have your account) liquidates the stock, the proceeds are credited to your fund, enabling you to make grants to multiple charities. At Jewish Communal Fund, you may choose from a robust selection of investments, and the tax-free earnings will be rebalanced into your Jewish Communal Fund account.

Plan ahead and respond swiftly when there is a crisis. 

Putting money aside when you have additional income such as a bonus, appreciated securities, or an inheritance allows you to be more tax-efficient and intentional with your giving. So when a crisis occurs, like the terrible Oct. 7 attack on Israel or a devastating natural disaster, you will be ready to help with a donation with the click of a button. Grants from Jewish Communal Fund are sent out within two to three days.

Use a donor advised fund to group contributions for several years of giving

You can make a contribution to a donor advised fund by “bunching” what you would have contributed to charities over the next two to three years, enabling you to reach the threshold for itemizing your tax return and qualifying for a maximum tax deduction. Many DAFs do not have an annual minimum distribution requirement, so you can set the timetable for making grants. 

Terminate a private foundation using a DAF.

If you already have a private foundation, you can transfer assets to a DAF to eliminate the expense and administrative burden. Unlike the private foundation, your confidentiality is protected because DAFs report in the aggregate rather than disclosing information on individual fundholders. 

Engage the next generation with a community of Jewish philanthropists.

At Jewish Communal Fund, parents or other family members may open funds for their adult children between the ages of 18-30 with a contribution of only $1,800. This is an effective way to help the next generation begin their own philanthropic journey as part of a network of Jewish givers.

Why choose Jewish Communal Fund?

JCF is the largest and most experienced Jewishly affiliated donor advised fund in the nation, with over $2.8 billion in charitable assets for 4,700 funds. Each year, JCF’s board of trustees makes a $2 million gift from its revenues to the annual campaign of UJA-Federation of New York. JCF’s endowment, the Special Gifts Fund, makes annual grants on behalf of fundholders to support organizations that promote the welfare and security of the Jewish community at home and abroad. After the outbreak of the war in Israel, JCF’s trustees awarded $500,000 from the Special Gifts Fund for the Israel Emergency Fund of UJA-Federation of New York. 

Additionally, JCF’s endowment has supported kosher food pantries, JCCs, Jewish summer camps, and services for the elderly and Holocaust survivors. Unlike commercial DAFs, JCF offers Jewish values investments such as Israel Bonds and an Israeli exchange-traded fund (ETF). JCF’s recoverable grant program partners with the leading Jewish loan societies – Hebrew Free Loan Society in the U.S. and Ogen in Israel. Just by using JCF to help streamline your giving, you will stand with a proud network of Jewish philanthropists supporting the Jewish community’s important communal organizations. 

*This is not accounting advice, so consult with your accountant regarding your own personal situation.

Ellen Smith-Israelson is the CMO and vice president of philanthropic services at Jewish Communal Fund. Her career in philanthropy spans 36 years working in the arts, higher education and Jewish organizations. For help deciding whether a donor advised fund is right for you, visit JCFNY.org or contact the JCF team to request more information or schedule a call.


The post Smart tips to help maximize your charitable giving — and your tax benefits appeared first on Jewish Telegraphic Agency.

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Palestinian Authority’s Abbas Offers to Work With Trump to Broker Peace Deal With Israel

Palestinian Authority President Mahmoud Abbas holds a leadership meeting in Ramallah, in the West Bank, April 23, 2025. Photo: REUTERS/Mohammed Torokman

Palestinian Authority President Mahmoud Abbas has offered to work with US President Donald Trump to broker a comprehensive peace deal with Israel, praising the American leader for brokering a ceasefire between the Jewish state and Iran and calling for an end to the war in Gaza.

In a letter sent to Trump, Abbas expressed his “deep gratitude and appreciation for [Trump’s] successful efforts in reaching a ceasefire between Israel and Iran,” the official Palestinian Authority (PA) news agency WAFA reported.

After 12 days of conflict between the two Middle Eastern adversaries, Trump announced a “complete and total” ceasefire on Monday, just hours after Iran launched missile strikes on the Al Udeid US airbase in Qatar in retaliation for American attacks on Iranian nuclear facilities over the weekend.

The US joined Israel’s airstrike campaign against the Islamist regime by launching a large-scale military strike against Tehran, destroying three key nuclear enrichment facilities, including the heavily fortified Fordow site.

Although the fragile ceasefire appears to have since held, Tehran initially broke it within minutes, with Israeli officials reporting that three Iranian missiles were launched within the first three hours of the truce.

In his letter to Trump, Abbas called the ceasefire a “necessary and important step to defuse the crises plaguing the world, which will have a positive impact on the security and stability of the region.” He then turned his attention to the Israel-Hamas war in Gaza.

“A ceasefire in Gaza would constitute an additional step to [Trump’s] crucial efforts to achieve a just and comprehensive peace between the Palestinians, the Israelis, and the entire world,” the Palestinian leader wrote.

In an effort to earn trust within the international community, Abbas expressed his willingness to work with Trump, Saudi Arabia, and other global partners “to fulfill the promise of peace.”

The Palestinian leader said he was ready “to immediately negotiate and implement a comprehensive peace agreement within a clear and binding timeframe that ends the occupation and achieves security and stability for all, a just and lasting peace.”

Although Trump attempted a peace deal with the PA during his first term, he ultimately bypassed it and instead pursued the Abraham Accords — a series of historic US-brokered normalization agreements between Israel and several Arab countries.

“With you, we can achieve what seemed impossible: a recognized, free, sovereign, and secure Palestine; a recognized and secure Israel; and a region that enjoys peace, prosperity, and integration,” Abbas wrote in his letter.

Given the PA’s long-standing lack of credibility and widely known support for terrorism against Israel, Abbas has been making promises of change as he seeks to secure international trust and position the PA to play a leading role in the Gaza Strip once the current Israel-Hamas war ends.

The PA, which has long been riddled with accusations of corruption, has also maintained for years a so-called “pay-for-slay” program, which rewards terrorists and their families for carrying out attacks against Israelis.

Under this policy, the PA Martyr’s Fund makes official payments to Palestinian prisoners held in Israeli jails, the families of “martyrs” killed in attacks on Israelis, and injured Palestinian terrorists. Reports estimate that approximately 8 percent of the PA’s budget is allocated to paying stipends to convicted terrorists and their families.

Earlier this year, Abbas announced plans to reform the system, but the PA has continued issuing payments, with top officials stating they will not deduct any of the funds.

Abbas, who was elected to a four-year term in 2005, has also promised to hold elections soon — the first the PA will hold since then.

Even with his commitment to long-promised administrative reforms, the PA lacks public support among Palestinians, with only 40 percent backing its return to govern the Gaza Strip after the war.

Abbas has also promised the demilitarization of his rival Hamas, while condemning the terrorist group’s invasion of and massacre across southern Israel on Oct. 7, 2023 — an attack he had previously celebrated.

In the past, Abbas praised Hamas for achieving “important goals” with the Oct. 7 onslaught, describing the attack — the deadliest single-day massacre against the Jewish people since the Holocaust — as one that “shook the foundations of the Israeli entity.”

Other PA officials, including Mahmoud al-Habbash, Abbas’s adviser on religious and Islamic affairs, have similarly praised Hamas’s atrocities, describing them as “legitimate resistance.”

The post Palestinian Authority’s Abbas Offers to Work With Trump to Broker Peace Deal With Israel first appeared on Algemeiner.com.

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New York City Jews Sound Alarm After Anti-Israel Socialist Zohran Mamdani Wins Democratic Mayoral Primary

Candidate Zohran Mamdani speaks during a Democratic New York City mayoral primary debate, June 4, 2025, in New York, US. Photo: Yuki Iwamura/Pool via REUTERS

Following Zohran Mamdani’s stunning victory in New York City’s Democratic mayoral primary on Tuesday, local Jewish leaders are expressing deep apprehension about their future status in a city facing the prospect of being led by a man who has been accused of antisemitism and made anti-Israel activism a cornerstone of his political career.

Mamdani, the 33‑year‑old state assemblymember and proud democratic socialist, defeated former Gov. Andrew Cuomo and other candidates in a lopsided first‑round win in the city’s Democratic primary for mayor, notching approximately 43.5 percent of first‑choice votes compared to Cuomo’s 36.4 percent.

Voters in New York City rank their choices in order of their preference. While Mamdani declared victory and Cuomo conceded defeat, the race’s ultimate outcome will technically be decided when every vote is tallied, taking into account the ranked choice count. Mamdani’s victory is all but assured.

Some observers have speculated that Mamdani’s win over an older, high-profile Democrat signifies growing frustration with the party’s status quo and represents a generational change.

The election results have also alarmed members of the local Jewish community, who expressed deep concern over his past criticism of Israel and defense of antisemitic rhetoric.

“Mamdani’s election is the greatest existential threat to a metropolitan Jewish population since the election of the notorious antisemite Karl Lueger in Vienna,” Rabbi Marc Schneier, one of the most prominent Jewish leaders in New York City, said in a statement. “Jewish leaders must come together as a united force to prevent a mass Jewish Exodus from New York City.”

Avital Chizhik-Goldschmidt, who along with her husband Rabbi Benjamin Goldschmidt co-founded the Altneu, an Orthodox synagogue on Manhattan’s Upper East Side, suggested that Mamdani’s political ascendance indicates that antisemitism might actually be a political “asset” these days. 

“Perhaps soft antisemitism is not a liability for a NYC politician. It’s an asset,” Chizhik-Goldschmidt wrote. “Perhaps New York City is not the city we thought it was.”

Former New York State Assemblyman Dov Hikind, who later founded the organization Americans Against Antisemitism, similarly repudiated Mamdani and encouraged New Yorkers to consolidate behind a single candidate to oppose the presumptive Democratic nominee in the general election in November.

“Mamdani has won the Democratic primary,” he said in a video posted to social media. “It is pathetic, it is sick, it is painful for people who care about the future of New York and in particular the Jewish community.”

Hikind added in a written post accompanying the video: “NYC must unite to defeat the dangerous antisemite Mamdani.”

A little-known politician before this year’s primary campaign, Mamdani is an outspoken supporter of the boycott, divestment, and sanctions (BDS) movement, which seeks to isolate Israel from the international community as a step toward its eventual elimination.

Mamdani has also repeatedly refused to recognize Israel’s right to exist as a Jewish state, falsely suggesting the country does not offer “equal rights” for all its citizens, and promised to arrest Israeli Prime Minister Benjamin Netanyahu if he visits New York.

Most recently, Mamdani defended the phrase “globalize the intifada”— which references previous periods of sustained Palestinian terrorism against Jews and Israels and has been widely interpreted as a call to expand political violence — by invoking the Warsaw Ghetto Uprising during World War II. In response, the US Holocaust Memorial Museum repudiated the mayoral candidate, calling his comments “outrageous and especially offensive to [Holocaust] survivors.”

The same week, an old X/Twitter post from 2015 by Mamdani resurfaced online showing him appearing to threaten that a “third intifada” was coming.

New York City, which is home to the largest Jewish population outside of Israel, has experienced a major spike in antisemitic incidents since Hamas’s Oct. 7, 2023, invasion of southern Israel, with police data showing Jews were targeted in the majority of hate crimes perpetrated in New York City last year.

Concern among Jewish leaders over Mamdani’s victory amid rising antisemitism extended well beyond New York.

Rabbi Pinchas Goldschmidt, president of the Conference of European Rabbis, warned that Mamdani’s victory represents a well-known pattern that starts with hatred of Israel and ends with violence targeting Jews.

“Zohran Mamdani’s win in #NYC feels deeply familiar to #Europe’s #Jewish community. We’ve seen where radical politics — especially cloaked in ‘justice’ rhetoric — can lead. It starts with slogans. It ends with violence,” Goldschmidt, the former chief rabbi of Moscow, posted on social media.

“In Europe, we’ve learned the hard way: when far-left ideologues and radical Islamists turn Israel into a symbol of absolute evil, it quickly becomes a weapon — not against a state, but against Jews. ‘Anti-Zionism’ becomes the mask. Exclusion and incitement follow,” the rabbi continued. “This isn’t about legitimate critique of Israeli policy. It’s about obsession. Israel becomes a dog whistle — a coded target on synagogues, schools, and Jews in public life.”

Europe, like New York, has experienced a surge in antisemitism since Hamas’s Oct. 7 massacre, with antisemitic incidents often liked to animus against Israel.

“The safety of all New Yorkers — including Jewish New Yorkers — is the single greatest responsibility of the mayor of New York,” said Rabbi Moshe Hauer, executive vice president of the Orthodox Union.

“That safety has been deeply impacted by the rhetoric and actions of those whose opposition to Zionism has driven them to work to instill fear and intimidation in Jews who support Israel,” he added.

Morton Klein, president of the Zionist Organization of America (ZOA), called for Jews in New York to immigrate to Israel.

“As an American Jew and as a human, I am truly frightened that an antisemitic communist Mamdani has actually promoted murdering Jews by supporting and legitimizing the antisemitic rally cry ‘globalize the intifada,’ refuses to accept the Jewish state of Israel as a Jewish state, states he will arrest PM Netanyahu if he comes to NYC, and is friendly with Israel bashing Jew-haters – and yet has been mainstreamed in the most important Jewish city in America,” he posted. “Is it time to make aliyah to Israel.”

The post New York City Jews Sound Alarm After Anti-Israel Socialist Zohran Mamdani Wins Democratic Mayoral Primary first appeared on Algemeiner.com.

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Jewish Teen Threatened at Knifepoint in France Amid Surge in Antisemitic Attacks

Sign reading “+1000% of Antisemitic Acts: These Are Not Just Numbers” during a march against antisemitism, in Lyon, France, June 25, 2024. Photo: Romain Costaseca / Hans Lucas via Reuters Connect

A Jewish teenager was threatened at knifepoint and called a “dirty Jew” in an antisemitic attack in France — the latest in a growing wave of hate crimes targeting the country’s Jewish community.

Last week, a 15-year-old boy was violently attacked in Colomiers, southwestern France, after attending a meetup arranged with a girl over social media, French media reported.

When the boy arrived at the meeting point, two men were waiting for him at the entrance to a basement. They held him at knifepoint, humiliated him, and shared the assault on social media.

One of the attackers, armed with a knife, forced him to remove his shirt and dance, then grabbed him by the neck and forced him to kneel.

Then, the attacker reportedly told him to “beg and pray,” repeatedly calling him a “dirty Jew” because he attended a private Jewish school. He also threatened to kill him if he tried to contact the police.

The following day, the teenager found out that the assault had been filmed and circulated on social media. Using the attackers’ TikTok accounts, the victim was able to file a formal complaint.

On Friday, local police arrested one of the suspects who posted the video, according to the French broadcaster Europe 1. He was taken into custody on charges of aggravated assault motivated by religious hatred.

As of this week, the investigation is ongoing, with authorities actively searching for the remaining suspects.

The brutal assault is the latest antisemitic incident amid a troubling surge in anti-Jewish violence sweeping the country since the Hamas-led invasion of and massacre across southern Israel on Oct. 7, 2023.

Antisemitism in France continued to surge to alarming levels across the country last year, with 1,570 incidents recorded, according to a report by the Representative Council of Jewish Institutions of France (CRIF) – the main representative body of French Jews.

The total number of antisemitic outrages in 2024 was a slight dip from 2023’s record total of 1,676, but it marked a striking increase from the 436 antisemitic acts recorded in 2022.

In late May and early June, antisemitic acts rose by more than 140 percent, far surpassing the weekly average of slightly more than 30 incidents.

The report also found that 65.2 percent of antisemitic acts last year targeted individuals, with more than 10 percent of these offenses involving physical violence.

The post Jewish Teen Threatened at Knifepoint in France Amid Surge in Antisemitic Attacks first appeared on Algemeiner.com.

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