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Smart tips to help maximize your charitable giving — and your tax benefits
As the end of the year approaches, you’ve probably noticed your inbox filling up with requests from charities asking for year-end donations. Giving is important, especially now. Like so many people, you may find yourself stressed as you scramble to locate receipts and track contributions to document your tax deductions for 2023. You may also discover that organizing your giving differently could have resulted in greater tax benefits.
Here are a few tips to help you maximize your tax deductions, be more intentional about your giving, and reduce stress not just in December, but throughout the year.
Organizing your giving with a charitable tax vehicle that offers an immediate tax deduction.
If you support multiple charities, consider using a vehicle to streamline your philanthropy. One option is a private foundation, which enables you to put aside money in advance, take a tax deduction up front, and plan your grant-making over time. But the drawback is that private foundations are costly to set up, and you will still need to manage your record-keeping and tax filings. A simpler option is a donor advised fund, which organizes your charitable giving, eliminates record-keeping, and doesn’t require filing a 990 form. That’s why donor advised funds (DAFs) are the fastest-growing charitable vehicle.
Donor advised funds help get money to your charities swiftly and securely.
Donor advised funds (DAFs) are a flexible and tax-efficient way to give, and most DAFs can be opened with a minimum contribution of $5,000. When you contribute to a DAF you qualify for an immediate deduction, regardless of when and how many charities you support. The DAF provides the only receipt you’ll need. Most DAF accounts are managed on a secure portal. At Jewish Communal Fund, you can make grants and see your giving and contribution history when you log in. You can recommend grants to IRS-approved charities in every sector.
Donate cash or appreciated securities to maximize your tax savings and earn tax-free income.
Cash contributions to a donor advised fund or other public charity are generally eligible for an income tax deduction of up to 60% of your adjusted gross income (AGI). If you have appreciated securities — held for more than 12 months — you can electronically transfer shares to a donor advised fund and claim a fair market value deduction of up to 30% of adjusted gross income. Even better, you will not be subject to capital gains tax on the appreciated portion of the contribution. After the DAF sponsor (the organization where you have your account) liquidates the stock, the proceeds are credited to your fund, enabling you to make grants to multiple charities. At Jewish Communal Fund, you may choose from a robust selection of investments, and the tax-free earnings will be rebalanced into your Jewish Communal Fund account.
Plan ahead and respond swiftly when there is a crisis.
Putting money aside when you have additional income such as a bonus, appreciated securities, or an inheritance allows you to be more tax-efficient and intentional with your giving. So when a crisis occurs, like the terrible Oct. 7 attack on Israel or a devastating natural disaster, you will be ready to help with a donation with the click of a button. Grants from Jewish Communal Fund are sent out within two to three days.
Use a donor advised fund to group contributions for several years of giving.
You can make a contribution to a donor advised fund by “bunching” what you would have contributed to charities over the next two to three years, enabling you to reach the threshold for itemizing your tax return and qualifying for a maximum tax deduction. Many DAFs do not have an annual minimum distribution requirement, so you can set the timetable for making grants.
Terminate a private foundation using a DAF.
If you already have a private foundation, you can transfer assets to a DAF to eliminate the expense and administrative burden. Unlike the private foundation, your confidentiality is protected because DAFs report in the aggregate rather than disclosing information on individual fundholders.
Engage the next generation with a community of Jewish philanthropists.
At Jewish Communal Fund, parents or other family members may open funds for their adult children between the ages of 18-30 with a contribution of only $1,800. This is an effective way to help the next generation begin their own philanthropic journey as part of a network of Jewish givers.
Why choose Jewish Communal Fund?
JCF is the largest and most experienced Jewishly affiliated donor advised fund in the nation, with over $2.8 billion in charitable assets for 4,700 funds. Each year, JCF’s board of trustees makes a $2 million gift from its revenues to the annual campaign of UJA-Federation of New York. JCF’s endowment, the Special Gifts Fund, makes annual grants on behalf of fundholders to support organizations that promote the welfare and security of the Jewish community at home and abroad. After the outbreak of the war in Israel, JCF’s trustees awarded $500,000 from the Special Gifts Fund for the Israel Emergency Fund of UJA-Federation of New York.
Additionally, JCF’s endowment has supported kosher food pantries, JCCs, Jewish summer camps, and services for the elderly and Holocaust survivors. Unlike commercial DAFs, JCF offers Jewish values investments such as Israel Bonds and an Israeli exchange-traded fund (ETF). JCF’s recoverable grant program partners with the leading Jewish loan societies – Hebrew Free Loan Society in the U.S. and Ogen in Israel. Just by using JCF to help streamline your giving, you will stand with a proud network of Jewish philanthropists supporting the Jewish community’s important communal organizations.
*This is not accounting advice, so consult with your accountant regarding your own personal situation.
Ellen Smith-Israelson is the CMO and vice president of philanthropic services at Jewish Communal Fund. Her career in philanthropy spans 36 years working in the arts, higher education and Jewish organizations. For help deciding whether a donor advised fund is right for you, visit JCFNY.org or contact the JCF team to request more information or schedule a call.
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The post Smart tips to help maximize your charitable giving — and your tax benefits appeared first on Jewish Telegraphic Agency.
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Surge of Antisemitic Incidents Rocks France Amid Growing Security Concerns
The Paris Holocaust Memorial, three synagogues, and a Jewish restaurant were all vandalized with green paint last weekend. Photo: Screenshot
France has been hit by a wave of antisemitic incidents in recent days, despite increased security at Jewish sites nationwide following last month’s antisemitic shooting in Washington, DC — prompting urgent calls from the country’s Jewish community for stronger government action amid growing fears of escalating violence.
On Friday, a French rabbi was violently assaulted by three drunken individuals in the town of Deauville, located in the Normandy region of northwestern France.
According to local police, Rabbi Eli Lemel — a prominent figure in French Jewry — was attacked around 3:30 pm by three men who approached him, repeatedly punched him in the stomach, and shouted antisemitic slurs.
French authorities have launched an investigation into the assault, but no arrests have been made so far.
After the incident, Lemel called on the Jewish community to draw spiritual strength amid the increasing hostility that Jews are facing across France.
“I’m deeply moved by the outpouring of support following the attack. Thank God, I’m okay,” the Jewish leader wrote in a post on X. “I was struck and verbally abused in a language I didn’t understand.”
In a separate incident, a 21-year-old man was arrested on Saturday after climbing a synagogue in the town of Conflans-Sainte-Honorine in north-central France, removing an Israeli flag from its façade, and attempting to set it on fire.
According to local media, the suspect — who was already known to authorities for prior offenses — confessed to committing the attack and admitted to being intoxicated at the time.
French police confirmed that the man is being charged with trespassing in a place of worship, theft by climbing, and causing damage to property on religious grounds.
The local Jewish community has voiced deep concern following this incident, viewing it as part of a broader surge in hostility targeting Jewish institutions across France.
Sandrine Dos Santos, the city’s mayor, expressed “[her] solidarity, as well as that of the city, toward the Jewish community directly targeted by these unacceptable antisemitic acts.”
“Faced with the increase in violence, our commitment against discrimination remains unwavering and will not waver. We repeat it loud and clear: no form of racism or rejection of others has a place in Poissy,” the French leader said.
In a separate incident on Saturday, three Serbs were arrested near Antibes in southeastern France, suspected of painting several Jewish community buildings green in Paris — an act currently under investigation as possible foreign interference.
Last weekend, the Paris Holocaust Memorial, three synagogues, and a Jewish restaurant were all vandalized with green paint in an incident denounced by the French government.
On Monday, an elementary school in Lyon, east-central France, was set on fire and defaced with antisemitic and pro-Palestinian slogans, as well as swastikas, marking one of the latest antisemitic incidents to impact France in recent days.
As the school had no direct connections to the Jewish community, local police have launched an investigation to determine the motive behind the attack.
French authorities reported that the fire was limited to the outdoor bathrooms, causing no significant damage to the school. They also found antisemitic graffiti and swastikas in three classrooms.
Yonathan Arfi, president of the Representative Council of Jewish Institutions of France (CRIF), denounced the attack, saying that “the Palestinian cause is used as justification for burning down a school” and that the “Nazification of Israel serves as fuel for crass antisemitism.”
“When a populist pro-Palestinian narrative is allowed to take hold, it is French Jews who ultimately pay the price,” Arfi wrote in a post on X. “The twisted use of the Palestinian cause is turning into a rallying cry of hatred against both Jews and the Republic itself.”
Voilà où nous en sommes !
La cause palestinienne sert de justification pour incendier une école
Quand on laisse gagner un discours populiste propalestinien, ce sont les Français juifs qui en paient le prix.… https://t.co/dMaQBnbfqi
— Yonathan Arfi (@Yonathan_Arfi) June 1, 2025
Beyond France, other European countries have also experienced a surge in antisemitic incidents in recent weeks.
On Monday, several headstones were vandalized at a Jewish cemetery in a suburb of Belgrade, located in north-central Serbia, marking the second such incident in the country in recent weeks.
The post Surge of Antisemitic Incidents Rocks France Amid Growing Security Concerns first appeared on Algemeiner.com.
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US Vetoes UN Security Council Demand for Gaza Ceasefire
Smoke rises from Gaza after an explosion, as seen from Israel, June 4, 2025. Photo: REUTERS/Amir Cohen
The United States vetoed a UN Security Council demand on Wednesday for an “immediate, unconditional, and permanent ceasefire” between Israel and Palestinian terrorist group Hamas in Gaza and unhindered aid access across the enclave.
“The United States has been clear we would not support any measure that fails to condemn Hamas and does not call for Hamas to disarm and leave Gaza,” Acting US Ambassador to the UN Dorothy Shea told the council before the vote.
“This resolution would undermine diplomatic efforts to reach a ceasefire that reflects the realities on the ground, and embolden Hamas,” she said of the text that was put forward by 10 countries on the 15-member council.
The remaining 14 council members voted in favor of the draft resolution.
Israel has rejected calls for an unconditional or permanent ceasefire, saying Hamas cannot stay in Gaza. It has renewed its military offensive in Gaza – also seeking to free hostages held by Hamas – since ending a two-month ceasefire in March.
The war in Gaza has raged since 2023 after Hamas terrorists killed 1,200 people in Israel in an Oct. 7 attack and took some 250 hostages back to the enclave.
The post US Vetoes UN Security Council Demand for Gaza Ceasefire first appeared on Algemeiner.com.
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Trump Picks Lawyer Who Called Oct. 7 Attack a ‘Psyop’ to Lead Federal Watchdog Agency
Paul Ingrassia. Photo: Screenshot
Paul Ingrassia, a 29-year-old lawyer who was recently nominated by US President Donald Trump to lead a federal agency dedicated to combating corruption and protecting whistleblowers, seemingly dismissed the Hamas-led Oct. 7, 2o23, invasion of and massacre across southern Israel as a “psyop,” or “psychological operation, in resurfaced social media posts.
“This ‘war’ is yet another psyop to distract Americans from celebrating Columbus Day,” Ingrassia wrote on X/Twitter on Oct. 8, 2023.
“I think we could all admit at this stage that Israel/Palestine, much like Ukraine before it, and BLM before that, and covid/vaccine before that, was another psyop,” he posted a week later. “But sadly, people fell for it. And they’ll fall for the next one too.”
On the actual day of the Oct. 7 massacre, Ingrassia compared illegal immigration into the US to the Hamas-led onslaught.
“The amount of energy everyone has put into condemning Hamas (and prior to that, the Ukraine conflict) over the past 24 hours should be the same amount of energy we put into condemning our wide open border, which is a war comparable to the attack on Israel in terms of bloodshed — but made worse by the fact that it’s occurring in our very own backyard,” he posted. “We shouldn’t be beating the war drum, however tragic the events may be overseas, until we resolve our domestic problems first.”
Trump announced last week that he picked Ingrassia to serve as head of the US Office of Special Counsel, a position that requires confirmation by the Senate.
The Office of Special Counsel is an independent federal ethics agency that works to ensure fairness and accountability within the government. Ingrassia’s role, if he is confirmed, would involve investigating claims of wrongdoing, such as retaliation against whistleblowers or improper political activity in the workplace. The official can recommend disciplinary action and reports serious findings to Congress, helping to protect federal employees and uphold the integrity of the civil service system.
Ingrassia also maintains a relationship with and defends alleged sex trafficker Andrew Tate, who has promoted antisemitic conspiracy theories on social media. Tate wrote on X/Twitter that he refuses to “listen to women, Mexicans, or Jews” and that Jewish people are “subverting Western populations into mass genetic suicide” by advancing what he described as misguided immigration policy. Tate has also accused Israel of committing a “genocide” in Gaza against Palestinians and engaged in Holocaust denialism.
The furor surrounding Ingrassia is the latest dustup the Trump administration has had regarding controversial personnel and antisemitism.
The Trump administration’s appointment of Kingsley Wilson as deputy press secretary at the Department of Defense also sparked widespread criticism due to her history of promoting antisemitic conspiracy theories and extremist views. Wilson, formerly associated with the Center for Renewing America, has a documented history of social media posts endorsing white supremacist ideologies, including claims about the 1915 lynching of Leo Frank — a Jewish man whose wrongful conviction and subsequent murder galvanized the founding of the Anti-Defamation League. In 2023, she tweeted that Frank “raped & murdered a 13-year-old girl,” a statement aligning with neo-Nazi narratives.
Late last month, the Pentagon announced that Wilson will be promoted and serve as the department’s new press secretary.
The post Trump Picks Lawyer Who Called Oct. 7 Attack a ‘Psyop’ to Lead Federal Watchdog Agency first appeared on Algemeiner.com.
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