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Smart tips to help maximize your charitable giving — and your tax benefits

As the end of the year approaches, you’ve probably noticed your inbox filling up with requests from charities asking for year-end donations. Giving is important, especially now. Like so many people, you may find yourself stressed as you scramble to locate receipts and track contributions to document your tax deductions for 2023. You may also discover that organizing your giving differently could have resulted in greater tax benefits.

Here are a few tips to help you maximize your tax deductions, be more intentional about your giving, and reduce stress not just in December, but throughout the year.

Organizing your giving with a charitable tax vehicle that offers an immediate tax deduction. 

If you support multiple charities, consider using a vehicle to streamline your philanthropy. One option is a private foundation, which enables you to put aside money in advance, take a tax deduction up front, and plan your grant-making over time. But the drawback is that private foundations are costly to set up, and you will still need to manage your record-keeping and tax filings. A simpler option is a donor advised fund, which organizes your charitable giving, eliminates record-keeping, and doesn’t require filing a 990 form. That’s why donor advised funds (DAFs) are the fastest-growing charitable vehicle.

Donor advised funds help get money to your charities swiftly and securely. 

Donor advised funds (DAFs) are a flexible and tax-efficient way to give, and most DAFs can be opened with a minimum contribution of $5,000. When you contribute to a DAF you qualify for an immediate deduction, regardless of when and how many charities you support. The DAF provides the only receipt you’ll need. Most DAF accounts are managed on a secure portal. At Jewish Communal Fund, you can make grants and see your giving and contribution history when you log in. You can recommend grants to IRS-approved charities in every sector.

Donate cash or appreciated securities to maximize your tax savings and earn tax-free income.

Cash contributions to a donor advised fund or other public charity are generally eligible for an income tax deduction of up to 60% of your adjusted gross income (AGI). If you have appreciated securities — held for more than 12 months — you can electronically transfer shares to a donor advised fund and claim a fair market value deduction of up to 30% of adjusted gross income. Even better, you will not be subject to capital gains tax on the appreciated portion of the contribution. After the DAF sponsor (the organization where you have your account) liquidates the stock, the proceeds are credited to your fund, enabling you to make grants to multiple charities. At Jewish Communal Fund, you may choose from a robust selection of investments, and the tax-free earnings will be rebalanced into your Jewish Communal Fund account.

Plan ahead and respond swiftly when there is a crisis. 

Putting money aside when you have additional income such as a bonus, appreciated securities, or an inheritance allows you to be more tax-efficient and intentional with your giving. So when a crisis occurs, like the terrible Oct. 7 attack on Israel or a devastating natural disaster, you will be ready to help with a donation with the click of a button. Grants from Jewish Communal Fund are sent out within two to three days.

Use a donor advised fund to group contributions for several years of giving

You can make a contribution to a donor advised fund by “bunching” what you would have contributed to charities over the next two to three years, enabling you to reach the threshold for itemizing your tax return and qualifying for a maximum tax deduction. Many DAFs do not have an annual minimum distribution requirement, so you can set the timetable for making grants. 

Terminate a private foundation using a DAF.

If you already have a private foundation, you can transfer assets to a DAF to eliminate the expense and administrative burden. Unlike the private foundation, your confidentiality is protected because DAFs report in the aggregate rather than disclosing information on individual fundholders. 

Engage the next generation with a community of Jewish philanthropists.

At Jewish Communal Fund, parents or other family members may open funds for their adult children between the ages of 18-30 with a contribution of only $1,800. This is an effective way to help the next generation begin their own philanthropic journey as part of a network of Jewish givers.

Why choose Jewish Communal Fund?

JCF is the largest and most experienced Jewishly affiliated donor advised fund in the nation, with over $2.8 billion in charitable assets for 4,700 funds. Each year, JCF’s board of trustees makes a $2 million gift from its revenues to the annual campaign of UJA-Federation of New York. JCF’s endowment, the Special Gifts Fund, makes annual grants on behalf of fundholders to support organizations that promote the welfare and security of the Jewish community at home and abroad. After the outbreak of the war in Israel, JCF’s trustees awarded $500,000 from the Special Gifts Fund for the Israel Emergency Fund of UJA-Federation of New York. 

Additionally, JCF’s endowment has supported kosher food pantries, JCCs, Jewish summer camps, and services for the elderly and Holocaust survivors. Unlike commercial DAFs, JCF offers Jewish values investments such as Israel Bonds and an Israeli exchange-traded fund (ETF). JCF’s recoverable grant program partners with the leading Jewish loan societies – Hebrew Free Loan Society in the U.S. and Ogen in Israel. Just by using JCF to help streamline your giving, you will stand with a proud network of Jewish philanthropists supporting the Jewish community’s important communal organizations. 

*This is not accounting advice, so consult with your accountant regarding your own personal situation.

Ellen Smith-Israelson is the CMO and vice president of philanthropic services at Jewish Communal Fund. Her career in philanthropy spans 36 years working in the arts, higher education and Jewish organizations. For help deciding whether a donor advised fund is right for you, visit JCFNY.org or contact the JCF team to request more information or schedule a call.


The post Smart tips to help maximize your charitable giving — and your tax benefits appeared first on Jewish Telegraphic Agency.

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UN Data: Nearly 90 Percent of Gaza Aid ‘Intercepted’ Before Reaching Intended Recipients

Palestinians collect aid supplies from the US-backed Gaza Humanitarian Foundation, in Rafah, in the southern Gaza Strip, June 9, 2025. Photo: REUTERS/Hatem Khaled

The vast majority of humanitarian aid entering Gaza is intercepted before reaching its intended civilian recipients, newly released data from the United Nations shows, fueling growing concerns among Israeli officials and international observers about systemic aid diversion by armed groups in the enclave.

According to figures tracking humanitarian assistance for Gaza from May 19 to Aug. 1 of this year, out of the 2,010 UN trucks (carrying 27,434 tons of aid) collected from any of the crossings along Gaza’s perimeter, only 260 trucks (4,111 tons) reached their intended destination. That equates to a staggering 87 percent of all trucks and 85 percent of all tonnage of aid being stolen and not getting into the hands of civilians at the intended destination.

The UN’s own data, posted on the website of the UN Office for Project Services (UNOPS) as part of the “UN2720 Monitoring & Tracking Dashboard,” reveals that almost all the aid — 1,753 trucks (23,353 tons) — has been “intercepted, either peacefully by hungry people or forcefully by armed actors” while being transported inside Gaza over the past few months.

No breakdown is provided of how much aid has been seized by armed groups versus civilians.

The data also shows that much of the UN aid offloaded at any of the crossings along Gaza’s perimeter has not been collected to enter the war-torn enclave during this period. Out of 40,012 tons of aid (2,134 trucks) being delivered to the crossings, just 27,434 tons (2010 trucks) have been picked up. It’s unclear what exactly led to this discrepancy, with issues such as poor internal coordination and security concerns potentially delaying aid shipments.

The UN2720 mechanism, created earlier this year, was intended to boost transparency by verifying and tracking aid shipments via QR codes at key checkpoints. The system monitors each pallet from offloading to delivery and flags any discrepancies in a centralized database.

Israel has facilitated the entry of thousands of aid trucks into Gaza, with Israeli officials condemning the UN and other international aid agencies for their alleged failure to distribute supplies, noting much of the humanitarian assistance has been stalled at border crossings or stolen by the ruling Palestinian terrorist group Hamas.

On Sunday, Israel announced a halt in military operations for 10 hours a day in parts of Gaza and new aid corridors as Arab and European countries began airdropping supplies into the enclave.

However, the UN and several Western governments have increased pressure on Israel to allow more aid into Gaza, blaming the Jewish state for what they described as a hunger crisis and insufficient amounts of aid reaching civilians.

Israeli officials have said that claims of mass starvation in Gaza are false and being amplified by not only Hamas, which has ruled Gaza for nearly two decades, but also international humanitarian organizations and media organizations to manipulate global opinion.

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Dutch Nurse Under Police Investigation for Alleged Threats Against Israeli Patients

Pro-Hamas demonstrators march in the Dutch city of Nijmegen. Photo: Reuters/Romy Arroyo Fernandez

A Muslim nurse in the Netherlands is under police investigation after allegedly threatening to administer lethal injections to Israeli patients — an incident that has sparked public outrage and intensified fears over rising antisemitism and patient safety in Europe’s health-care systems.

The comments were widely circulated by Israeli influencer Max Veifer, who also exposed a recent case in Australia where two nurses were suspended for two years over antisemitic threats and remarks.

In a video shared on social media, Veifer denounced Dutch-Muslim nurse Batisma Chayat Sa’id’s remarks as a serious violation of medical ethics.

“Someone like that should be prosecuted and barred from treating patients. Imagine your grandparents being cared for by someone so hateful,” the Israeli influencer said.

The incident was sparked when an Israeli-Dutch woman living in the Netherlands commented on a social media post by far-right politician Geert Wilders, who cautioned about what he called the country’s looming radical Islamization by 2050.

A social media account belonging to the Muslim nurse also commented on the post, claiming it would happen by 2027, to which the Israeli woman responded, “Your dream is our nightmare. But people wake up from nightmares. Our Netherlands, our Israel.”

“Nothing belongs to you! My grandparents built the Netherlands. I was born and raised here, and I will do everything in my power to help this country get rid of the Zionist cancer,” the nurse further replied.

“You know what I’m doing with Zionists — giving an extra injection as a nurse specialist. Letting them go to heaven!” Sa’id continued.

When the Israeli woman threatened to report her, Sa’id replied: “Haha, try your best! I don’t have a boss — I’m the boss! All Zionists can die, inside healthcare and beyond, and I’m happy to help with that!”

Shortly after her posts gained widespread attention, Sa’id deleted all her social media accounts, insisting that her identity had been stolen and that she was not responsible for such comments.

On Wednesday, local police detained Sa’id for questioning, but she denied the allegations, asserting that someone had impersonated her online.

“It seems someone is pretending to be me, posting false and defamatory statements,” the nurse said. “I want to make it clear — I hold no hatred toward Jews or any people, race, religion, or identity.”

Even after announcing plans to file an identity theft complaint, she faces skepticism from authorities, who have assigned a digital forensics expert to scrutinize her online accounts.

Last year, an account under her name also posted threatening messages aimed at Jewish people, including “Your time will come — don’t spare anyone,” and another in which she described the burial of Israelis in Gaza as “a dream come true.”

Earlier this year, two Australian nurses — Ahmad Rashad Nadir and Sarah Abu Lebdeh — gained international attention after they were seen in an online video posing as doctors and making inflammatory statements during a night-shift conversation with Veifer.

The widely circulated footage, which sparked international outrage and condemnation, showed Abu Lebdeh declaring she would refuse to treat Israeli patients and instead kill them, while Nadir made a throat-slitting gesture and claimed he had already killed many.

Following the incident, New South Wales authorities in Australia suspended their nursing registrations and banned them from working as nurses nationwide.

They were also charged with federal offenses, including threatening violence against a group and using a carriage service to threaten, menace, and harass. If convicted, they face up to 22 years in prison.

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French Authorities Halt Gaza Evacuations After Palestinian Student Expelled Over Viral Antisemitic Posts

Anti-Israel demonstration supporting the BDS movement, Paris France, June 8, 2024. Photo: Claire Serie / Hans Lucas via Reuters Connect

French authorities have halted evacuations from Gaza after a Palestinian student was expelled from the prestigious Sciences Po Lille and placed under investigation, following the viral circulation of hundreds of antisemitic posts praising Nazi leader Adolf Hitler and calling for the murder of Jews.

The incident drew widespread condemnation and public outrage, prompting French ministers to demand answers and call for an investigation into how the Gazan student was allowed into the country in the first place.

On Friday, French Foreign Minister Jean-Noël Barrot announced that all further evacuations from Gaza would be suspended pending the completion of the investigation into the student’s background.

After receiving a scholarship, 25-year-old Nour Atalla, a Palestinian from Gaza, arrived in the country in early July to begin her master’s degree in law and communications this fall at the Institute of Political Science in Lille, northern France.

Barrot confirmed that discussions are ongoing about the student’s possible return to Gaza, making clear that she must leave the country pending the investigation’s outcome.

“She has no place at Sciences Po, nor in France,” the top French diplomat said.

On Thursday, local authorities reported that a criminal investigation is underway into Atalla, with the public prosecutor in Lille confirming the case was opened for “apology of terrorism, apology of crimes against humanity using an online public communication service.”

Barrot admitted lapses in the screening process that allowed her entry and has mandated a comprehensive review of everyone evacuated from Gaza to France.

“The security checks, carried out by the French services and Israeli authorities, did not detect the antisemitic content,” the French diplomat said.

Atalla is one of 292 Gazans admitted to the country following a court ruling that opened the door for Gazans to seek refugee status based on their nationality.

She was offered a place at Sciences Po Lille University based on “academic excellence” and following a recommendation by the French consulate in Jerusalem.

On Wednesday, the university announced it had revoked Atalla’s enrollment after hundreds of her past antisemitic and violent social media posts went viral, sparking widespread condemnation from political leaders and members of the local Jewish community.

In several of these posts, she glorified Hitler, praised Hamas’s Oct. 7, 2023, massacre across southern Israel, called for the execution of Israeli hostages and the killing of Jews, and expressed support for terrorist organizations such as Hamas and Hezbollah.

In one post, Atalla shared a video of Hitler giving a speech about Jews, writing, “Kill their young and their old. Show them no mercy … And kill them everywhere.”

In another post shared on Oct. 7, 2023, the day of the deadliest massacre of Jews since the Holocaust, she wrote, “We must do everything we can to match the bloodshed — as much as possible.”

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