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Arthur Ripstein: Following the Ripstein trail first laid in Manitoba 140 years ago
By GERRY POSNER Let me be clear. The Ripstein family has been a force in many ways in Winnipeg, in Manitoba and indeed in the entire country of Canada now for almost140 years.
In fact, in 1873, Jacob Ripstein began a series of many firsts in the family.
He was one of the very first Jewish settlers in Manitoba and one of his sons, Simon – a brother to Arthur Ripstein’s great-grandfather, Isaac, was among the very first Jewish children born in Winnipeg.
Isaac’s son, Reg Ripstein was, in his own way, the leader in another way. He made the first ever trade in canola in 1963 as a futures broker in a career that lasted 72 years. His wife, Ellen Ripstein later became the first ever female stockbroker in Canada, also the oldest stockbroker in Canada – working until she was 90, seven weeks before she died. Even a Ripstein cousin, Ellen became the world crossword puzzle champion. Thus, the foundations were laid for Reg and Ellen’s two sons, Ira and Arthur.
Readers in Winnipeg will likely be familiar with the name Ira Ripstein. Ira is a well known doctor in Winnipeg, also an Associate Dean at the Faculty of Medicine at the University of Manitoba. Brother Arthur Ripstein has also ascended to some very lofty heights in his career as a philosopher and educator. You would need a book to recite the starred story of Arthur Ripstein, but here is the Reader’s Digest version:
Just recently, Arthur Ripstein was awarded the 2021 Killam Prize in humanities, awarded by the Canada Council for the Arts. Aside from the significant distinction that goes with receiving this prestigious honour, there is a little stipend that goes along with it, as in $100,000.00. So for all you parents worried about your kid’s desire to go into the Faculty of Arts – there is hope.
Consider this: Ripstein is a leading scholar of the legal and political works of the 18th Century philosopher, Immanuel Kant. Succinctly put, “about Kant, with Ripstein you can”.
Ripstein’s scholarship covers many areas, including justice, tort law and even the law of war. To have achieved this lofty status Ripstein points to his early years spent at the University of Manitoba, specifically his time in the Department of Philosophy. There he was introduced to and, as Ripstein acknowledges, was significantly influenced by Professor Arthur Schafer, the then head of the department.
Moreover, Ripstein benefited from being a member of a small department, where he received attention and encouragement. After Ripstein obtained his BA from the University of Manitoba, he was off to the University of Pittsburgh, which had a strong graduate school philosophy department.
His dissertation there landed him a teaching job at a small college, Franklin and Marshal. That stint enabled him to get connected to the University of Toronto, where he came under the tutelage of a law professor by the name of Ernest Weinrib. That relationship helped propel Ripstein to Yale Law School for a special PhD program, in which he took a year of law.
Next up for Ripstein was a period spent at Princeton as a Rockefeller Fellow at the Centre for Human Values. His last stop (so far) was – and has so far been at the University of Toronto law school, where now Dr. Ripstein started teaching torts to first year law students.
As Ripstein states, “it is the most fun course to teach because it is about such fundamental questions – how people are allowed to treat each other, whose problem is it when something goes wrong.”
It’s been a challenging and satisfying path that’s led to his present position, but Arthur Ripstein’s career has, I suggest, really taken off since he joined the University of Toronto. He is both a professor of law and of philosophy there. By now, he is the author of four monographs, over 75 essays in academic journals and has edited, either alone or with a partner, four books.
Twice he has been awarded the Canadian Philosophical Association (did you know there was such an animal?) Book Prize. He was also the recipient of a Killam Research Fellowship between 2018-18. And. by the way, if you’ve ever listened to the CBC radio show “Ideas”, guess who’s been a very frequent contributor: Arthur Ripstein.
In addition, Ripstein delivered the keynote lecture at the World Kant Congress and the 2019 Tanner Lectures on Human Values at the University of California, Berkeley.
Ripstein has reflected on topics that affect all of us at some point, relating to matters of authority, rules of war, the legitimacy of coercion and the complexity of obligation. I particularly liked his response to the question which children often ask their parents, as in “Why do you get to make the rules?”
Ripstein suggests “Because I said so” is not the appropriate answer. When you address the possible answers, you embark on a philosophical journey.
Even more pertinent these days is his response to the question “What is the place of authority during the present pandemic?”
Ripstein looks at it this way: “The hard question is figuring out why authority is legitimate. Some critics of public health measures seem to think that they must be illegitimate because they stop people from doing things that they want to do. That cannot be the right way to think about it; human beings can only live together if they are subject to common rules and those rules sometimes require depending on experts. The philosophical challenge is to articulate its proper limits. This is one example of how philosophy can take on such vital relevance to contemporary questions.”
Who could have predicted the career of Arthur Ripstein? Maybe it can be traced back to the original Ripstein settler in Winnipeg. Surely Jacob Ripstein in 1873 could never have envisioned his great-grandson, Arthur reaching such a high level in Canada and indeed around the world. In his own way, winning the Killam Prize and being recognized for an academic career in two disciplines, Ripstein has followed his Ripstein predecessors with a first, as in the first Jewish Manitoban to receive the Killam Prize. However you slice it, Arthur Ripstein has already made Jacob Ripstein’s decision to come to Canada a very wise one. Why do I say that?
Someone who knows far better than I – as in The Chair of the Department of Philosophy in the Faculty of Arts and Science, at the University of Toronto, Martin Pickavé, has said of Arthur Ripstein: “Arthur Ripstein is one of the most important legal and political philosophers in the world. The Killam Prize could not have gone to someone more deserving….He is an inspiration not only to his students, but also to his colleagues.”
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Ontario Online Casinos Let Players Set Daily, Weekly and Monthly Deposit Limits
A deposit limit sets a ceiling on how much money someone can add to an online gambling account. In Ontario’s regulated market, players can choose limits covering 24 hours, seven days and one month, with the website’s system enforcing the amounts they select.
The settings are straightforward, but the timing deserves attention. A daily allowance may sit within weekly and monthly caps, while an increase can involve a waiting period. For adults using Chrome on a Chromebook, understanding these account rules starts with knowing where to find them.
Finding the Settings and Choosing a Period
Deposit controls sit within the gambling website’s account menus. The Tooniebet Ontario responsible gaming page is an operator-specific resource readers can consult alongside their account settings. ToonieBet is operated by Canadix Limited and regulated by the AGCO under an agreement with iGaming Ontario.
Ontario’s standards require an easy and obvious way to set financial and time limits during registration and afterward. Players must be offered deposit and loss limits when signing up, and the controls must remain easy to reach and change once an account is open.
Menu names differ between sites. Published examples place deposit limits under account settings or responsible-gaming tools, where players can select an amount and a period.
Each type of limit measures something different. Deposit limits cap money added to the account. Loss limits restrict net losses after winnings are taken into account, while time limits govern playing time. iGaming Ontario’s player guidance explains all three.
For Chromebook users, these settings are managed through the website’s account interface. Chrome’s own permissions handle separate browser functions, such as access to location information.
How Several Limits Apply to One Deposit
Players can have daily, weekly and monthly limits running together. A deposit must fit within every active cap.
Take a hypothetical account with limits of CAD $40 daily, CAD $100 weekly and CAD $250 monthly. These figures illustrate the process.
If someone has already deposited CAD $90 during the weekly period, the remaining weekly allowance is CAD $10. That becomes the most they can add, even when the daily limit has more room. Reaching the monthly cap would likewise block another deposit until some monthly allowance becomes available.
This is why checking all active limits matters. A new day may bring fresh daily capacity while the weekly or monthly total remains close to its ceiling. The longer periods continue to apply as the shorter one refreshes.
When Money Drops Out of a Rolling Window
The next question is when previous deposits stop counting toward a cap. Some sites use rolling periods, which track elapsed time from individual deposits.
Published Ontario policies include daily windows of 24 hours, weekly windows of 168 hours and monthly windows of 720 hours, equivalent to 30 days. Under that approach, each deposit frees up its corresponding allowance once it falls outside the window.
Suppose someone has a CAD $100 rolling weekly limit and deposits CAD $25 on Friday, followed by CAD $75 on Saturday. Seven days after Friday’s deposit, CAD $25 becomes available again. The other CAD $75 returns seven days after Saturday’s deposit.
Leaving the restored Friday allowance unused means it combines with Saturday’s restored amount. At that point, the full CAD $100 is available. Reviewing deposit dates and times helps explain how much room remains within a rolling period.
Changing a Cap Takes a Separate Step
A limit refreshing follows the schedule already attached to the account. Raising that limit requires a request and a wait.
Ontario’s standards require at least 24 hours before a player’s request to relax or remove an established limit can take effect. The existing limit remains enforceable during the cooling-off period.
Operators publish their own timings. Documented examples include a seven-day wait for deposit-limit increases or removals. Another published schedule allows increases after one day for a daily cap, seven days for a weekly cap and 30 days for a monthly cap.
Lower limits take effect immediately under these published policies. Some policies also restart the waiting period when a player requests another increase while an earlier change is pending. The effective date shows which amount currently applies.
Other Controls and Support
Deposit limits work alongside loss limits, time limits, short breaks and self-exclusion. Together, these give players ways to restrict account funding, gambling activity or access.
Ontario-regulated online casino play is restricted to adults aged 19 and older who are physically in Ontario. Gambling involves financial risk.
For concerns about your gambling or someone else’s, ConnexOntario offers free, confidential information and referral support around the clock. Call 1-866-531-2600 or text CONNEX to 247247. Standard message and data rates may apply.
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What “Best Odds” Really Means When Comparing Gambling Review Websites
The phrase best odds appears frequently in gambling discussions, but it is surprisingly easy to use imprecisely. MonsterBetList is primarily a casino review and rankings website, not a dedicated live sportsbook odds comparison terminal. That difference is central to evaluating what its reviews can and cannot establish. A casino rating may explain payout conditions, licence information and bonus restrictions, while a claim about the best available price on a sporting outcome requires a different kind of evidence altogether.
Odds and ratings answer different questions
Sports betting odds represent a price offered on a specified outcome. A review rating is an editorial judgement built from multiple criteria. These two numerical systems cannot be substituted for one another. A bookmaker rated highly for service may offer a less competitive price on a particular match, while a service with a more attractive price may impose different limits or verification rules.
Similarly, a casino review can discuss return-to-player statistics, but RTP is not the same as sportsbook odds. RTP describes a theoretical long-run percentage built into a game model. It does not tell a reader what will happen in one session and it is not an individually negotiable market quotation.
What makes sports odds comparable?
A fair odds comparison starts with identical selections: the same event, outcome, market rules and settlement conditions. Comparing a three-way football result with a draw-no-bet price is invalid because the products pay under different circumstances. The observation time also matters; displayed prices can change quickly as market information or trading decisions evolve.
The numerical format should be standardised. Decimal odds provide one convenient representation, but American and fractional formats express the same underlying idea differently. Converting these formats is straightforward. What matters is the net price, the operator’s rules and whether the quoted offer remains available when reviewed.
Overround explains the hidden cost of many markets
In a simplified two-outcome market, dividing one by each decimal price produces an implied probability. If the implied probabilities add to more than 100%, the excess is commonly described as the bookmaker’s overround. It is one way of understanding the margin embedded in prices, although individual market structure and adjustments can complicate the interpretation.
This concept explains why the word best should not be attached to a price without context. A strong headline may look appealing yet represent an ordinary margin after calculation. More importantly, any single quote is time-dependent. Genuine comparison requires a dated observation and equivalent market rules; broad editorial praise is not enough.
What casino rankings can establish instead
MonsterBetList publishes casino reviews and guides addressing licences, bonuses, payout experiences and responsible gambling. Those topics are relevant to evaluating consumer risk and service quality. A report about the length of a withdrawal process, for example, can be useful if its methodology is transparent. A bonus review can help identify restrictive wagering requirements that marketing headlines omit.
However, a casino ranking should not be presented as evidence that its highest-rated operator consistently offers the best sports prices. Unless a site publishes repeated market-by-market comparisons, that conclusion is not supported. Readers benefit when publishers clearly distinguish what was measured from what readers might assume was measured.
Bonuses can complicate comparisons
A sportsbook may offer free-bet tokens, cashback or other promotions. Their effective value depends on conditions rather than the largest number printed in a banner. Some credits are not withdrawable as cash; others require qualifying selections, minimum odds or a deadline. Casino welcome bonuses often introduce wagering requirements, game-contribution rules and limits on withdrawals. Combining these products under one generic promotional score can hide important differences.
For instance, a large matched deposit might require extensive play before bonus-related funds become eligible for withdrawal. The required betting volume is not a promise of profit. The presence of a promotion may therefore make comparisons more complex instead of simpler. Clear disclosures should precede any judgement about value.
Editorial independence and methods
Review sites sometimes state that rankings are editorially independent. Such a statement is relevant but does not replace evidence of consistent testing. Readers should look for the criteria used, the date of each review, whether real transactions were examined and how negative findings are treated. If one platform receives detailed testing while another is scored on marketing copy, the ranking loses comparability.
Commercial incentives should also be visible. Referral relationships or sponsorships do not automatically make every observation inaccurate, but they create reasons to ask how rankings are insulated from revenue. A publication that explains its methodology and corrections process gives readers a stronger basis for trust than one that simply declares its winners.
Licensing and dispute rights before price claims
A marginally attractive price is of limited value when the operator is not legally available to the reader or does not provide meaningful avenues for redress. Regulations vary by jurisdiction, and a licence in one country may not authorise service in another. It is prudent to verify the legal entity behind a brand and the current status of any licence through official records.
Consumers should also review identity verification, account restrictions and dispute resolution procedures. These operational conditions influence the actual experience of using a gambling service. A sensible evaluation includes them before discussing promotions or theoretical market advantages.
Why guaranteed-profit language is a warning sign
No ordinary review or odds list can guarantee that an individual will win money from gambling. Claims of certain returns often omit the fact that results are uncertain, prices move and transactions are subject to restrictions. Casino games generally incorporate a house advantage, and sports outcomes remain uncertain regardless of a persuasive analysis. The safest response to absolute promises is scepticism.
Readers should also avoid treating gambling as a means of addressing financial problems. Chasing previous losses and increasing stakes to recover money can deepen harm. Consumer-oriented coverage is more valuable when it explains risk and offers realistic options for stepping away.
Conclusion: define the claim before ranking the service
“Best odds” is a specific comparative proposition, not a synonym for a high casino rating. MonsterBetList can be examined for its published casino research, review structure and risk disclosures, but those materials should not be stretched into claims they have not tested. Clear definitions, dated evidence and honest limitations are the foundations of trustworthy comparison journalism.
