Features
Helping to Right a Historic Wrong: Aviva Silberman believes that Holocaust survivors deserve to live in dignity and comfort

By SHARON GELBACH
The statistics are grim: a quarter of Holocaust survivors in Israel and a third of those in the US are living in poverty. These now-elderly people, who experienced some of the worst traumas in modern times, are subsisting on so little they can’t afford both food and medicine, or dental treatment, or house repairs, or to replace a broken appliance. Many are childless; many are the last remnant of their extended families, with no support network to advocate for them in their twilight years.
According to attorney Aviva Silberman, founder of Aviv for Holocaust Survivors, an organization that helps survivors apply for special benefits, thousands of Holocaust survivors fail to take advantage of the compensation that’s legally coming to them. “They simply don’t know about the benefits and what they’re entitled to, what forms to fill out, how to fill them out, or where to submit them,” she said.
There are several reparation payment or allowance programs available to survivors living around the world; however, deciphering the fine print as to who is eligible for which payment, which forms need to be completed; and what supporting documents must be provided for each can be overwhelming.
Aviv for Holocaust Survivors was founded in 2007 with the goal of helping Holocaust survivors access the benefits available to them. In its 13 years of operation, with the help of five lawyers and hundreds of volunteers, Aviv has helped 65,000 survivors actualize their rights and access more than $1.2 million payments and allowances completely free of charge.
No Longer Reluctant
Silberman explains the roots of this rampant poverty: “Due to their wartime experiences, some survivors continued to suffer psychological and physical problems that hindered their ability to work. This pattern has also carried over to the next generation.”
In the past, many people opted not to accept money from Germany, irrespective of their financial situation, observes Silberman. “Today, however, survivors realize that they are not helping anyone by refusing the money, and that at their stage of life, they certainly deserve to enjoy a higher standard of living.”
In addition to not knowing how to go about accessing payments and reparations, Silberman says that survivors are often fearful that by applying for additional benefits they will lose what they already have. In reality, however, about half the survivors who are assisted by Aviv are, in fact, eligible for more than they are currently receiving. “We encourage survivors to inquire about their benefits. In many cases, what they were told several years ago about not being entitled, has changed.”
A case in point, and one that affects thousands of survivors globally, is the new law, from July 2019, recognizing 20 Romanian cities as being ghettos. The significance of the revised legislation cannot be overstated: survivors from Romania who previously were not eligible for any of the German “rentas” or pensions, are now eligible for various grants and monthly allowances.
Leah, a survivor from Ramnicu Sarat, Romania, had previously fallen between the cracks in terms of receiving any financial aid, due to various technical and bureaucratic reasons. With the help of Aviv’s attorney Yael Gertler, she was able to receive a lump sum of $2,800 as well as a monthly allowance of $1,100. “Finally, at the age of 89, I’m finally recognized as a Holocaust survivor!” Leah said excitedly. “For decades, Germany never acknowledged the suffering we endured in Romania. I’m gratified that I am still alive to see Germany taking responsibility for what they did to us!”
Daunting Red Tape
Holocaust survivors and their children are often daunted by the seemingly endless paperwork and complex bureaucracy associated with applying for compensation. Working for 13 years with a team of professional lawyers, Aviv for Holocaust Survivors is uniquely positioned to assist survivors receive what is coming to them, thereby improving their quality of life immeasurably.
Gila, an 84-year-old survivor from Bulgaria, suffers various ailments along with dementia. For many years, she received a $700 monthly reparations allowance. In view of her mother’s degenerating state, Gila’s daughter Ronit requested an increased stipend from the government, but was turned down because they said Gila did not meet the necessary criteria. It never occurred to Ronit to try again, until she spoke to Linda Levy, one of Aviv’s consultants, who investigated the case and discovered that Gila had spent the war years in the ghetto in Sophia. Familiar with the updated rights due Holocaust survivors, she applied to various agencies including the Israeli Treasury and the German government. The applications were approved, and Gila began to receive $2,000 monthly from the Israeli government, as well as a lump sum of $16,700 and another $90 monthly allowance from Germany. Thanks to the extra income, Ronit can now afford to give her mother the best care available including costly treatments to ease her health issues.
The Poor Partisan
Without doubt, it takes patience and tenacity to overcome bureaucratic hurdles. In cases where individuals would give up, Aviv’s professionals are armed with the knowledge and persistence necessary for a positive outcome. Avigdor is a survivor from Poland who lives in Kiryat Ata. After learning that the Polish government was distributing a monthly reparations payment of $110, he traveled to the Entitlement Center in Haifa. Aviv’s Attorney Adi Keselman realized that notwithstanding the allowance from Poland, Avigdor was also eligible to have his monthly survivor’s allowance doubled. In conversation with Avigdor, she learned that he had fought in the Polish countryside with the partisans, and so she applied for an additional monthly stipend of $700 for war veterans who fought against the Nazis. After much back and forth, necessitating several home visits on the part of Aviv’s volunteers, their efforts paid off. Today, at 94, Avigdor receives a sizeable monthly sum that allows him to live out his days in comfort and security.
In the War In Utero
One of the more unexpected criteria for eligibility is “one who was a fetus at the time their mother suffered persecution by the Nazis.” Henia Klatsch, a survivor from Haifa, was born just two months after the end of World War II. Her parents had survived the Holocaust by hiding together with their two children in the home of a Polish family. Henia grew up with parents and siblings who emerged from the war alive in body, but severely scarred emotionally. After a turbulent childhood, Henia married Aryeh, also a Holocaust survivor.
A chance visit to the Aviv Entitlement Center in Haifa proved to be life-changing for the Klatches. Attorney Liora Zamir informed Henia that she might be eligible for Holocaust reparations due to her having been an unborn baby while her mother suffered persecution, and thus began a protracted bureaucratic process that included procuring several hard-to-get documents. “I wanted to give up a hundred times over, but Liora never let me,” Henia shares, speaking with emotion. “She fought like a lioness on my behalf! It’s only thanks to her caring, and her professional, devoted service that my application was eventually approved.”
The couple, which had previously subsisted only on Aryeh’s reparations, received a substantial financial boost. “A stone has been lifted from my heart,” Henia said. “I never had a childhood, but no one acknowledged my suffering before. This allowance is helping us make ends meet, and now I can even give something to our grandchildren, something that had not been possible before.”
Poverty of Spirit
Often, the consequence of the severe trauma suffered during the war years is a lack of mental stability, which renders the survivor’s situation all the more tragic. Ari, 84, made Aliyah from France in 2010, alone and destitute. His childhood years had been spent in hiding, which enabled him to survive physically, but left deep emotional scars. Ari’s mental state and general situation deteriorated steadily, to the point where he was homeless. If not for some kind people who provided him with shelter at night, he would have literally slept out in the street. At one point, Ari’s cousin sent him to the Entitlement Center in Tel Aviv, operated in cooperation with the Jewish Federation of Los Angeles. Aviv’s attorney David Neuhoff was particularly moved by Aryeh’s predicament, and devoted himself wholeheartedly to his case. The outcome was better than anyone could have anticipated: Ari was placed in an assisted living facility in Kiryat Yam, and today, with a monthly allowance of $2,400, he is able to live in dignity and comfort.
Aviv for Holocaust Survivors works to raise public awareness of the rights of Holocaust survivors and to make that information freely accessible. The organization operates 18 Entitlement Centers, in collaboration with local municipalities and the Jewish Federation of Los Angeles, to assist survivors in actualizing their rights. Aviv’s lawyers accompany survivors throughout the process, providing all services completely free of charge.
For more information visit www.avivshoa.co.il
Holocaust Survivors Across the Globe – Compensation & Eligibility
Benefits from the Claims Conference
Article 2 Fund: Intended for survivors who spent time in the camps, ghettoes, in hiding, or who lived under a false identity, and who are not receiving a monthly health allowance (“renta“) from funds originating in Germany. Survivors recognized by the Claims Conference for this fund receive an allowance of €1539 ($1700), once every three months.
Hardship Fund: A one-time grant for €2556 ($2800). This fund is intended for survivors who: 1. do not receive a monthly health allowance from funds originating in Germany; 2. did not receive in the past a one-time grant for being forced to wear the yellow badge, for being forced to discontinue their education or had their liberty revoked; and 3. did not receive payment from the Holocaust Victim Compensation Fund (HVCF); and provided that they experienced at least one of the following persecutions: fled from Nazi occupation, wore the yellow badge, lived under curfew or were subject to limited freedoms. Even someone who was still in utero at the time when their mother suffered any of the persecutions mentioned above, may be eligible for this grant.
Note: Also eligible for this grant are former citizens of Tunisia who suffered various limitations under Vichy rule, and who subsequently suffered persecution under Nazi occupation between October 1940 and May 1943; and former citizens of Morocco and Algeria who suffered various limitations under Vichy rule between July 1940 and November 1942, including anyone who was in utero during the aforementioned period.
Child Survivor Fund: A one-time grant for €2,500 ($2780) for survivors born from Jan. 1, 1928 until the end of the persecutions in their location, and who were persecuted on the basis of being Jews in the camps or ghettoes, or who lived in hiding, or who assumed a false identity — for at least four months in areas under Nazi occupation, or 12 months in countries that were under German influence.
Note: Those who lived in cities only recently recognized as ghettoes are also eligible for this grant.
Kindertransport Fund: a one-time grant for €2,500 ($2780) — given from January 2019 — to survivors who, between Nov. 9, 1938 and Sept. 1, 1939, were under the age of 21 and were sent (or authorized to be sent), from Germany or countries that were occupied by or annexed to Germany (Austria and parts of Czechoslovakia), to England without their parents in order to be rescued from Nazi persecution.
Note: The Claims Conference operates various services for Holocaust survivors in different world countries. For more information on the services available in your area, please contact the Claims Conference at P.O. Box 1215, New York, NY 10113. Tel: (646) 536-9100. Email: info@claimscon.org
Benefits Available from Germany:
German Compensation Fund for Work in Ghetto (BADV): a one-time grant for €2,000 ($2780) from the German government, intended for those who were kept in an open or closed ghetto (from the list of ghettos recognized by Germany), which was either under German rule or in an area annexed by Germany or in an area under German influence, and who performed unforced labor. We recommend that survivors who have received this one-time grant but who did not apply for the monthly social allowance ZRBG for unforced labor performed in the ghetto, submit a claim for this allowance.
For more information or to submit forms please contact:
Main address:
Bundesamt für zentrale Dienste und offene Vermögensfragen
DGZ-Ring 12
13086 Berlin
Mailing address:
Bundesamt für zentrale Dienste und offene Vermögensfragen
11055 Berlin
Tel: +49 30 187030-0
Fax: +49 30 187030-1140
Email: poststelle@badv.bund.de
Social allowance for labor performed in ghetto (ZRBG): A social allowance from Germany based on various parameters, including age and time spent in a ghetto. Holocaust survivors may be eligible for this allowance on condition that they were kept in a closed or open ghetto under German rule or German annexation, or in an area under German influence, from the list of ghettos recognized by Germany and who performed unforced labor in the ghetto and received compensation for this labor (even a token compensation, and even if those funds were transferred to the Judenrat). In other words, if there was some degree of choice regarding the “if” and “how” of the labor, this amounts to unforced labor. Examples of this type of labor: kitchen jobs, cleaning jobs, administrative jobs, factory jobs, delivering packages, caring for children or the elderly, etc. (Those who worked under threat of violence or at gunpoint are considered to have engaged in forced labor, and are therefore not eligible for this allowance.)
Since this payment is actually a form of German national insurance, a precondition for eligibility for it is to meet the criteria of the minimum qualification period for this insurance. This period may be based on the criteria set by German national insurance, alternate insurance, or of the national insurance in countries that have a signed treaty with Germany.
We recommend that those who submit applications for this allowance include additional documents, such as confirmation of receipt of any other Holocaust-related compensatory funds, documents attesting to time spent in a ghetto, etc.
For more information or to submit forms please contact:
DRV DUSSELDORF
Address:
DRV RHEINLAND
Königsallee 71
40215 Düsseldorf
Tel:+49 211 937 0
Email: service-zentrum.duesseldorf@drv-rheinland.de
DRV BERLIN
Address:
DRV BUND
Ruhrstraße 2, 10709 Berlin
Tel: +49 30 8650
Fax:+49 30 865 27240
Email: drv@drv-bund.de
Compensation from France
Compensation for orphans from France: A one-time grant from the French government for about €31,000 ($34,500) or a lifetime monthly stipend for about €600 ($670). To be eligible for these funds: one of the survivor’s parents must have been expelled from France as a result of anti-Semitic persecution during Nazi occupation, and that parent must have died in the course of the expulsion or died within France as a consequence of persecution. The survivor must have been 21 or under at the time their parent was expelled. To submit requests for compensation from France, apply to your local French Embassy.
Compensation from Holland
The Dutch railway company provides Holocaust survivors/relatives who were transported by Dutch trains to a concentration camp with a one-time grant of €15,000 ($16,685) per survivor, and between €5,000 ($5,560) and €7,500 ($8300) in the event that the survivor has already passed away, and the payment will be transferred to the widow or orphans.
Note: Applications for this compensation can be submitted only until July 5, 2020.
See website for all information relating to compensation plans, including how to submit online applications: https://commissietegemoetkomingns.nl/en/faq
For telephone inquiries about the application process: 887926250(0)31+
For assistance with online applications, call the following organizations:
JMW +31(0)881652200
Stichting Pelita: +31(0)883305111
For additional information, email:
BOX
New Eligibility for Romanian Survivors
Few are aware that in July 2019, Holocaust survivors from Romania became newly eligible for compensation after Germany recognized 20 Romanian cities as ghettos (see list below). Consequently, thousands of survivors who spent time in ghettos in Romania and who are now living in various countries across the globe became newly eligible for live-changing benefits.
Aviv for Holocaust Survivors founder Attorney Aviva Silverman said that her organization assisted 3,013 Romanian survivors living in Israel, advising them regarding rights and benefits amounting to $17.6 million. “It’s vital that survivors all over the world are alerted to their rights and that they apply to the relevant agencies who can investigate their eligibility for additional compensation. The money involved can often be life-changing for these survivors.”
Romanian Cities Recognized as Ghettos: Jassi, Botosani, Targu Mures, Galati, Focasni, Teccuci, Roman, Piatra Neamt, Barlad, Vaslui, Alba Iulia, Constanta, Targu Neamt, Harlau, Buzau, Ramnicu Sarat, Stefanesti, Craiova, Pascani, Bacau
END BOX
This information was provided by the Aviv for Holocaust Survivors organization, devoted to providing professional, personal assistance by lawyers who specialize in survivors’ rights and who accompany the survivors until they receive the compensation due to them, at no charge to them.
www.avivshoa.co.il
Features
Jews & Jazz: Baroness Nica of New York City
By DAVID TOPPER This true story is a sequel to “Jews in Strange Places.”
In the summer of 1964, living in Pittsburgh, I attended the city’s first International Jazz Festival. I remember sitting alone, high in the Civic Arena, looking down on the concert below. I would need to go on-line to retrieve names of who the musicians were that I saw that night – save for one. Sometime in the middle of the show, the entire arena went dark, except for a single overhead beam of light shining down on a solo pianist directly below. It was Thelonious Monk.

To describe Monk’s music to a general audience, I need to speak of dissonance, angular melodic twists, hesitations, and even moments of silence. It was also fascinating to watch him play. With his hands splayed out flat (breaking all the rules of piano etiquette) he jabbed at the notes, as if he was seeing and discovering the keyboard for the first time.
One of the most interesting examples of appreciating Monk’s playing was demonstrated by the experience of a particular jazz critic (but I can’t recall who it was). Having at first only heard Monk’s music, he didn’t like it. But after he saw him playing, he began to understand and eventually to like it.
At that 1964 concert Monk played “Don’t Blame Me.” Not only is it the only thing I remember over the entire evening, but it is, I’m sure, the only piece that made me cry. Yes, I was that moved by his playing. It was a magical musical moment in my life that I’ll never forget.
I don’t know which came first: that concert or my buying the record album on which the tune appears. The record is CRISS-CROSS (Columbia, 1962), and it features Monk’s quartet at that time, with that song being the only solo track. From the liner notes we learn that when Monk left home for the studio, he was asked if he was going to play “Don’t Blame Me.” He said: “Maybe, it depends how I feel when I get there.” At the studio, he sat down at the piano, played a few dance tunes – and with the recording equipment still on – he went straight into that tune. Interestingly, in the liner notes, the writer calls Monk’s music “pure magic” – a phrase, I see, that I also used above.
The writer of these liner notes was Baroness Nica de Koenigswarter, the focus of this story. Born in the UK in 1913, Kathleen Annie Pannonica (Nica) Rothschild, the youngest of four children, grew up in a quarantined life within manor estates. From an early age she showed talent in drawing and painting, later studying art history and branching off into photography (she became obsessed with the new Polaroid camera in the 1950s). It was her brother Victor who introduced her to jazz, particularly the work of Duke Ellington. This was probably in the late 1920s – and she was hooked.
Ever searching for excitement, Nica learned to fly an airplane. It was through flying that she met Baron Jules de Koenigswarter, ten years older and a widower, whom she married in 1935. They eventually settled into a 17th century chateau in north-west France. Over their years together they had five children.
Nica’s adult life is clearly divided into two parts. The second part, her role as the Jazz Baroness Nica in New York City (NYC), is the focus of this story. Nonetheless, some of the highlights of the first part provide some insight into the complexity of this fascinating woman.
Living in France in September of 1939, she experienced the start of World War II. Jules immediately joined the Free French Army as a lieutenant. Nica opened her doors to refugees and evacuees, until the Nazi army was advancing on Paris. Jules urged her to escape, and she did: with her children (she had the first two at this time) she got on the last train of refugees heading toward the English Channel. From the UK they went to the USA, settling in New York.
Jules was now in Africa. Nica (after leaving the children safely with friends in the Guggenheim family, on Long Island) joined him in January 1941 in equatorial Africa. She first worked as a decoder of intelligence, then a radio host, and finally an ambulance driver for the French Division in the North African Campaign. Having survived a bout of malaria in Africa, she was with the troops as they advanced on Rome. At the war’s end she was in Berlin and was decorated for her work.
If Nica hadn’t crossed the Channel in 1939, she may have suffered the fate of some of her family members who stayed in France, such as an 80-year-old aunt who was beaten to death in Buchenwald. Also, Jules had pleaded with his mother to get out, as Nica did, but she dismissed him. She died in Auschwitz, along with most of the rest of Jules’ extended family.
After the war, Nica and Jules were united with their children. Jules was then posted as a diplomat in French embassies – first in Norway and then in Mexico. During this time, their three other children were born. From Mexico City, Nica made occasional trips to NYC to listen to jazz, often alone. It seems that what became Nica’s obsession with the music was, concurrently, a major source of antagonism with Jules. He didn’t like jazz and said so. When they would fight, he would break her records. Inevitably, it led to their separation.
In 1953, Nica moved to NYC (taking along her oldest child, Janka, a teenager). After settling into a suite in the Stanhope Hotel in the Upper East Side, she bought a Rolls-Royce with which to jaunt around to the jazz clubs in the city; since she liked to drag race, she later traded it in for a faster Bentley. This was the era of the famous Five Spots Café, the Village Vanguard, Birdland, and other jazz joints. In a short time, with her upper-class British accent, she became known as the Jazz Baroness, having friendships with and being the patron of many jazz musicians.
Thus begins the second part of her life – and the reason for my story.
But before we venture there, we need to deal with drug addiction. Sadly, drugs played a major role in the lives of many jazz musicians in this era, and I need to discuss it, especially to put in the context of the endemic racism of the times. There were drug laws that the mainly white cops were ever anxious to enforce; and they didn’t hesitate to use their billy clubs to strike any black man’s head, if he resisted arrest. I am not exaggerating: several jazz musicians’ lives were shortened due to a severe beating by a cop. Moreover, the drug lords (some of whom owned the jazz clubs) were mainly from the Sicilian Mafia, who had access to an endless supply of heroin from Turkey, and they specifically targeted the black community. Blacks were easy targets, with their marginal existence within white society. Cramped in ghettos (such as Harlem) they could readily escape with drugs – and, sadly, too many of them did.
It was the bane of the otherwise flourishing development of modern jazz – as it evolved out of the bebop movement into cool jazz, then hot jazz, and on through hard bop and beyond. The names constitute a canon of innovative brilliance: Charlie Parker, Dizzy Gillespie, Coleman Hawkins, Kenny Clark, Bud Powell, Charles Mingus, Teddy Wilson, Art Blakey, Bill Evans, and more. Nica was at the center of all this in NYC – living among these major players all those years.
Nica too was hooked. But not on drugs. She was addicted to alcohol, which probably shortened her life: specifically, Chivas Regal, the exclusive aged scotch whiskey – a bottle of which she inexorably carried in her purse.
Her hotel suite became a place where musicians could get a restful retreat after a gig (sometimes sleeping overnight), a meal (courtesy of Room Service), money (to buy groceries or pay outstanding bills) – and, of course, a place to have after-hours jam sessions. Black musicians (which most of them were) could only avail of these amenities by using the Service Elevator. Dealing with the endemic racism within the social fabric of NYC became part of Nica’s daily life.

The most famous (or infamous) event in her NYC life involved the death of Charlie Parker, otherwise known as Bird. (The jazz club, Birdland, was named after him.) A genius who revolutionized the alto sax with his fast tempos, virtuosic technique, and far-reaching chord structures – he was a major visitor to Nica’s suite. Sadly he was heavily addicted to heroin and on March 15, 1955, he died at the early age of 34. It happened in Nica’s suite, and she had to call a doctor. Upon writing up his report, he estimated Parker’s age as 50 to 60 – that’s what the drugs did to his body. The headline announcing the death in the next day’s newspaper was: “Bird in the Baroness’s Boudoir.” Being a single woman with lots of money that she freely spent, Nica was a lighting-rod for salacious gossip such as this.
It also was the catalyst for Jules to file for divorce. Thus ended their marriage. Not surprisingly, she also was kicked out of her suite.

I recently did an inventory of my record collection and found that among all the jazz albums I have, the one musician for whom I have the most records is the pianist Hampton Hawes. I have 12 records, plus a cassette and a CD. I mention this because he is also one of the few musicians in this significant era of jazz who knew Nica and who wrote an autobiography: Raise Up Off Me (1974). I love this book. Written in Hawes’ black lingo, his account throws light upon Nica’s critical role in the jazz community, especially her friendship with Monk.
But first, a bit about Hawes’ own life. Born in 1928, growing up in Los Angeles (LA), Hawes was the son of a Presbyterian preacher. Self-taught at the piano, he had no familial encouragement to play jazz music. But listening to Bird, Monk, Bud, and others, he became good enough by the age of 18 to jam with some top musicians in LA. By around 1950 Hawes’ career took off with record contracts and (except for a two-year stint in the US Army, stationed in Japan) he continued to play and record – being voted “New Star of the Year” in Downbeat magazine in 1956.
It was around this time that he met Nica in NYC, during a gig at The Embers, a fancy nightclub, where he was well-paid. He also met Monk for the first time. Let me quote widely from his book.
Upon looking out across the tables in the nightclub, Hawes immediately recognised Monk. “Bamboo-rimmed shade, carrying a bamboo cane – he looked like … one of those African kings, strong but beautiful. … He was with a middle-aged woman who gave off a waft of perfume that smelled like it costs $600 an ounce, and when he introduced me – to Baroness Nica – I knew I’d guessed right about the price.” She left before he finished his set. But Monk stayed. “Monk drove me in his blue Buick to Nica’s hotel penthouse on Fifth Avenue. When she opened the door I could hear my album playing – the track, ’Round Midnight that Monk had written. He said to me, ‘I didn’t tell her to put that on.’ I walked into the room where Bird had died a little over a year ago. [That dates this as sometime in 1956.] A lot of paintings and funny drapes, a chandelier like in an old movie palace. Steinway concert grand in the corner. I thought: this is where you live if you own the Chase Manhattan Bank. … Her pad was a place to drop in and hang out, any time, for any reason. … She’d give money to anyone who was broke, bring bags of groceries to their families, help them get their cabaret cards, which you need to work in New York. … I suppose you would call Nica a patron of the arts, but she was more like a brother to the musicians who lived in New York or came through. There was no jive about her, and if you were for real you were accepted and were her friend.” … She gave Hawes a telephone number for a private cab. “If I was sick or fuc-ed up, I’d call the number and the cab would come and carry me directly to her pad.” According to Hawes, Nica picked up the colourful black lingo too.
As noted, many musicians’ lives were cut short due to drug addiction (and sometimes beatings by cops). Again, Nica came through – often paying for their funeral and even the plot, if the family could not afford to. She was there for them, literally, to the end.
Of all the jazz musicians who passed though Nica’s life, the one who had the most significant impact on her was Monk. Even among the wide range of idiosyncratic jazz musicians, Monk still stands out for his uniqueness. He was quirky in his talk, his behaviour, and his music as well. It’s clear that there was some mental illness involved, but it was never fully diagnosed. One doctor insisted that Monk was not manic-depressive nor had schizophrenia. Nonetheless, he had episodes where he was not living in this world. Nica’s gentle demeanour was perfect for Monk. She nurtured and fed him, especially when he became too much for his family.
Let’s bring Hawes’ autobiography back into this story. Once when Hawes was wasted on drugs and stretched out on a bench in Central Park: “a familiar Bentley rolls up to the curb. Nica behind the wheel and Monk saying, ‘Man, get in this car, a good musician ain’t supposed to be sittin’ on no bench lookin’ like you look’.”
Another time he’s in Nica’s penthouse looking for Monk. Hawes “peeks through a doorway at a body laid out on a gold bedspread, mudstained boots sticking out from under a ten-thousand-dollar mink coat and the body’s mouth wide open, sound pouring out of it, and Nica tiptoeing over, finger to her lips as if I’m about to wake a three-week-old baby from its afternoon nap. ‘Shhh. Thelonious is asleep’.”
One notable incident among many: in Delaware in 1958, she and Monk were caught by the police with a small quantity of his marijuana. She took the rap and spent a night or two in jail. She saved Monk’s head, possibly literally. It’s not surprising that the saxophonist Sonny Rollins called her “a heroic woman.”
The year 1958 was also significant in Hawes’ life, for he became the target of a federal undercover operation in LA. Caught with drugs, he was offered this: if he squealed on his drug supplier, he would go free. Hawes refused. Hence, on his 30th birthday, he was sentenced to ten years in prison. An emerging career was cut short; and it was the start of a decade to be wasted. Then in early 1961, watching the prison TV, Hawes heard John F. Kennedy deliver his inaugural speech. Hawes was impressed by the new president’s words. He writes: “I thought. That’s the right cat; looks like he got some soul and might listen.” And so Hawes spent the next few years putting together the documentation requesting a presidential pardon. It was not an easy task. The prison staff were not accommodating. But he persisted, and so, the document was sent off to the White House. I like Hawes’ comment about the very end of his appeal: “To round it off I added some heavy legal sh-t in Latin I’d dug up in the library.”
In August 1963, Hawes was informed that the appeal was granted. (In fact, it was the next-to-last clemency granted by Kennedy; in November he was assassinated.) It cut Hawes’ prison term almost in half. Thus after 4½ years wasted, he was able to re-launch his musical career. He continued to record and travel, but never kicked the heroin habit. In 1977 he died of a brain haemorrhage. At age 48, he left a legacy of so many wonderful jazz albums, including the 14 that I own.
For Nica, her problem was finding a place to live. As noted, she was kicked out of her suite when Bird died. So, she moved to Hotel Bolivar, across Central Park – only to be eventually let go too, due to drugs and noise. Next was the Algonquin in midtown. Shortly thereafter, she was asked to leave that too. In the end, she purchased a house on a cliff over the Hudson River in New Jersey, from which she had a spectacular view of the NYC skyline, and an easy drive to the city through the Lincoln Tunnel. Jazz musicians called it her Mad Pad.
By the 1970s, when Monk dropped out of the jazz scene, he moved in with her. Eventually, he also stopped talking; remaining sequestered in his room, where he died in 1982.
Eventually the heavy dosage of Chivas Regal caught up with Nica. She died of heart failure in 1988 at age 74.
There are numerous songs by jazz musicians in tribute to her; the two most famous are: “Pannonica” by Monk and “Nica’s Dream” by Horace Silver. As well, several nightclubs around the world are named: Pannonica.
Features
Why casinos reject card payments: common reasons
Online casino withdrawals seem simple, yet many players experience unanticipated decreases. Canada has more credit and debit card payout refusals than expected. Delays or rejections are rarely random. Casino rules and technical processes are rigorous. Identity verification, banking regulations, bonus terms, and technological issues might cause issues.
Card payment difficulties can result from insufficient identification verification. Canadian casinos must verify players’ identities before accepting card withdrawals. If documentation are missing, obsolete, or confusing, the request may be stopped or denied until verified.
Banks and card issuers’ gaming policies are another aspect. Some Canadian banks limit or treat online casino payments differently from card refunds. In such circumstances, the casino may recommend a more reliable withdrawal method.
For Canadian players looking to compare bonus terms and payout conditions, check https://casinosanalyzer.ca/free-spins-no-deposit/free-chips. This article explores the main reasons Canadian casinos reject card payouts, from KYC hurdles to bank-specific restrictions, so you know exactly what to watch for.
Verification Issues: Why Identity Checks Matter
KYC rules must be activated by licensed casinos. Players need to submit proof of their identity, address and age. If any documentation is missing, expired or unclear, the withdrawal will be denied. In Canada, for instance, authorities like the AGCO or iGaming Ontario have been cracking down on KYCs by demanding that submitted documents – whether photo ID, utility bills or bank statements – be consistent with all account details.
Common errors are submitting screenshots, cropped photos or documents with names, dates or addresses that aren’t entirely visible. Just the slightest differences in spelling or abbreviations or formatting can get these blocks triggered.
Another possibility is that the account was red flagged if previous withdrawals were already made without partial verification. Keeping precise, readable documents helps facilitate approvals and cuts through delays and frustrating red tape, as Canadian gamblers access their winnings both safely and quickly.
Timing Matters
Verification isn’t always instant. Documents being submitted during the busiest times, or on weekends or holidays can only prolong that approval process, and the withdrawal sitting pre-approved – or refused for that matter – until the casino reviews the paperwork. A lot of players feel disappointment not due to mistakes, but only for that a verification team still hasn’t checked their documents! This can be especially frustrating when winnings come from free chips or bonus play and players are eager to cash out.
Keep personal information current and only submit clear legible files to reduce the processing time. Ensure that any scans or photos are sharp, fully visible and there is no detail missing. Preventing Gaffes With submission guidelines to read over ahead of time and directions for following them exactly, verification issues can often be significantly minimized, avoiding delay in accessing winnings and making the lie down withdrawal process that much smoother at Canadian online casinos.
Banking Restrictions and Card Policies
Not all credit or debit cards are eligible for casino withdrawals. Many Canadian banks restrict transactions related to gambling. For example, prepaid cards, virtual cards, or certain credit cards may allow deposits but block withdrawals. Even if deposits work, a payout can fail if the bank refuses incoming gambling credits.
Cards issued outside Canada can also be declined due to international processing rules. Currency conversion restrictions may prevent a CAD payout to a USD card, depending on the bank’s policies.
Banks keep an eye on abnormal or frequent transactions. Online casinos can flag large or multiple withdrawals as suspicious and in such cases may impose temporary blocks on withdrawals or outright decline the withdrawal until the issuing bank confirms them with its account holder. Contacting your bank in advance will avoid any surprises and make withdrawals go more smoothly. What to consider when using your card in Canada:
- Check if your card type supports gambling withdrawals (prepaid, virtual, and some credit cards may not).
- Confirm whether your bank allows international online casino payouts.
- Be aware of currency conversion restrictions.
- Monitor withdrawal frequency to avoid triggering fraud alerts.
- Contact your bank ahead of time to authorize or clarify online gambling transactions.
- Keep alternative withdrawal methods ready, such as e-wallets or bank transfers.
Being aware of these constraints prevents Canadian players from having declined payouts, delays and waste of time when it comes to handling the casino money properly.
Wagering Requirements and Bonus Conditions
Many Canadians chase casino bonuses, including deals built around free chips, but these offers always come with conditions, Wagering requirements usually require players to bet a multiple of the bonus before withdrawing. Attempting a payout before meeting these conditions will be automatically declined. Not all games contribute equally: slots often count 100%, table games 10–20%, and certain features nothing at all.
Misinterpretation of this, can make it appear as though a withdraw should be valid, while the casino believes there are unmet bonus requirements. Some casinos also impose a minimum withdrawal amount and will cap card payouts. And if you have more than the minimum in your account, a limit set off by your bonus could limit withdrawal. By testing these issues early on, you can save yourself a lot of aggravation. How to manage bonus conditions effectively:
- Have a close look at the terms of the bonus – check out wagering requirements, game contribution and time limits.
- Track your progress – note how much of the bonus has been wagered and which games contribute most.
- Plan your gameplay – prioritize slots or eligible games to efficiently meet wagering.
- Check withdrawal limits – ensure your balance meets minimums and bonus-specific caps.
- Avoid early withdrawals – never attempt a cash-out before meeting all conditions.
- Use trusted sources – platforms like CA CasinosAnalyzer can clarify real requirements and prevent surprises.
Following these steps helps players meet bonus conditions without stress and makes bankroll management smoother.
Features
What is the return on investment of US military spending on Israel?
By GREGORY MASON A recurring theme of Israel’s critics is that were it not for US spending on its war machine, it would be unable to wage genocide. I will leave the genocide issue (sic, I mean non-issue) aside as it has been well covered here and here.
Of course, right now (March 11), the war is going well for Israel and the US. In fact, the Israeli and American air forces are showing a level of coordination enabled by decades of close cooperation between the two militaries. I recall a conversation with an IDF colonel, the commander of a base near Eilat, in 2010, during a mission that gave participants access to high-level military briefings. Tensions between Israel and the US had soured, as they periodically do, and I asked whether this ebb and flow in political posturing affected military operations. The colonel said political leaders come and go, but the cooperation between the Israeli and American militaries is very tight. To quote him, “they need us as much as we need them. We are their eyes and ears in this part of the world.”
Many on both the right and left call for the US to disengage from Israel, especially with respect to defence spending. First, let us look at facts.

Table 1 readily shows the impact of the war in Ukraine, with Russia’s spending also reflecting wartime demands. Israel’s total commitment of 5-6% of GDP amounts to $45 billion in defence spending, reflecting its perpetual need to defend itself and maintain a permanent reserve force. Table 2 elaborates on defence spending as a share of public spending. Unlike other countries that have been free riding under the US military umbrella (and Canada is the most egregious of the lot), Israel has made very substantial commitments to its own defence. The $3.8 billion spent on hardware for US equipment is a fraction of Israel’s total defence budget of about $43 Billion. All U.S. financial aid to any country for military hardware must be spent on U.S.-manufactured equipment by law.

Critics of US defence funding for Israel miss two key points. First, as Table 3 shows, financing sent to Israel does not involve troop deployment. Israel does not want the US to station troops within its borders. The costs of maintaining troop deployments and all the associated support costs for NATO, Japan, and South Korea are orders of magnitude higher than the financing for the hardware it provides to Israel.

Second, and the current joint US/Israeli operations in Iran bear this out, Israel has dramatically improved the equipment platforms it purchased. Examples include:
- The F-15 has benefited from Israeli wartime use, resulting in major improvements, including a redesigned cockpit layout, increased range through fuel redesign, improved avionics, new weaponry, helmet-mounted targeting, and structural strengthening.
- Because Israel was an early partner in the fighter’s development and had access to its top-secret software suite, the Israeli version of the F-35 is a radically different plane than the model delivered. Improvements include increasing operational range, embedding advanced air defence detection, and integrating the fighter with Israel’s defence network, creating extensive system integration. This proved instrumental in the rapid establishment of air superiority in the 12-day war in 2025.
- The THAAD (Terminal High Altitude Area Defence) program has benefited from a joint research and development relationship between Israel and the U.S.
- Finally, Iron Dome has contributed to U.S. air defence development, particularly the Tamir interceptor technology, battle management, target discrimination, and the development of a layered air defence system.
No senior military or political official questions the return on investment American gains by funding Israel’s acquisition of U.S. military hardware.
