Features
Jody Schloss: ParaOlympian again
By GERRY POSNER There are not a lot of Jewish equestrians in Canada, female or male, at least not at a competitive level. Some have estimated there might be under ten. Now, if you add in the element of para-equestrian, it is likely there is but one Jewish female who has reached the status of Paralympian. She is Jody Schloss, formerly of Edmonton and now of Toronto. Her story is one of drive, determination and desire.
Jody, whose parents are Barry Schloss and Gail Schloss, was born and grew up in Edmonton, Alberta and had the good fortune to be exposed to the world of horseback riding at age eight when she was able to take lessons on a weekly basis. At 13, after she moved with her mother to Toronto following her parents’ divorce, she bought her first horse and engaged in some dressage, cross country, and jumping routines. Thus began the love of horses. That love was a significant factor in a truly remarkable story.
During her days at the University of British Columbia, Jody continued to ride – sometimes four times a week. It was after graduation in 1996 when she was returing from a holiday in Central America that Jody was in California with a friend. Owing to exceptionally high winds, the car Jody was in flipped and catapulted down the highway. Her friend was instantly killed and Jody was seriously injured. After three weeks in ICU in San Bernadino, California, she was flown to Toronto and lay in a coma for four months. She also suffered from post-traumatic amnesia for six months.
Jody was sent to a rehabilitation hospital in Erie, Pennsylvania for over two and a half years. The question was: What would and could Jody do? When Jody said what she wanted most to do was ride a horse, the medical team laughed at her. After all, she could not even sit up on her own. But after returning to Toronto, she progressed to a point where she went to the Community Association for Riders With Disabilities ( CARD), a therapeutic riding facility, to ride once a week, with a hydraulic lift to get her up on the horse and with two side walkers to prevent her from falling off.
Jody had a long road to recovery, although she will never recover completely and uses a wheelchair. In addition, she suffered a severe head injury, mainly in the brain stem. The end result is that she has what is known as Ataxia and Ataxic Dysarthria, causing major difficulties speaking and in coordination. Yet, in spite of these handicaps, she was able, with the assistance of her parents and with her own determination, to continue with her involvement with horse riding.
In 2010, she participated in her first ever international show in Kentucky. She later went to Florida to train in the winter and, at that time, she brought her “wonderful horse”, Inspector Rebus, which gave her career an added impetus.
Her next stop was Ottawa, in order to work with an experienced coach. In Ottawa, Jody then did something out of the box by taking up residence in a retirement home as the facility allowed her to have a free wheelchair accessible room and to keep her cats there when she spent the winter in Florida. Suddenly, Jody had an influx of grandparents looking out for her every step and jump. They must have helped more than a little as in June 2012, Jody was selected to the Canadian Par-alympic Equestrian team on her horse, Inspector Rebus. And that was not all that the seniors at the retirement home did for Jody. They were instrumental in the establishment of the Jody Schloss Trust at an Ottawa Hospital to help, in a monetary way, individuals who suffer speech problems, as Jody does, to purchase speech assistance devices.
Jody says competing in the London games in 2012 was a huge thrill for her and she was happy with her results, but not satisfied, and her drive kept her on the path to the 2016 Paralympican games in Brazil. She had the great joy to be a torchbearer for the opening of the Pan American Games in Toronto in 2015, and even was in a play about her life chronicling her struggles to reach the level of international competition from her previous situation where she could not even sit up after the accident.
That Jody has achieved so much speaks volumes about her desire to recover. She says, “What helped me was my strong will… not letting anyone tell me what I could not do. This helped with everything. It makes me more determined to prove everyone wrong. At the beginning, I wanted to prove to them that my life would be wonderful no matter what they did to try to destroy it.”
But, life can and does play some cruel twists – as Jody well knows. After all her training and preparation, she was in fact qualified to represent Canada in the 2016 Paralympic games in Rio de Janeiro in Equestrian Dressage. But unfortunately, her horse, Inspector Rebus, developed Cushing’s Disease, and the medication needed to treat this problem was banned in competition. The result was that Jody could not go to the 2016 games after all that preparation. Although Jody was ready, her horse was not. In the equestrian world, it takes two to tango or in this case, two to trot. Still, given that for most Jews, the relationship to a horse is to bet on one in a race, or possibly own one or perhaps ride one recreationally, Jody Schloss added another and most significant dimension to the Jewish connection to horses.
Now, with all of that said, most people would abandon their Olympic dream, but not Jody Schloss. Five years later – including another delay of a year because of the pandemic, there she was, prepared to compete. The picture on this page shows Jody, age 48, on her new horse, Lieutenant Lobin, and that is the way she looked as she competed recenty in Tokyo at the Paralympic Games. To get there, Jody spent the last five years creating a strong bond with her new horse at the stables at Millgrove, Ontario, about an hour away from Toronto where Jody resides.
This determination to succeed against huge obstacles is really a remarkable story. It is true her grandfather Al Schloss, who grew up in Winnipeg, had to overcome great odds as a youngster when, at age 12, his mother died, he was sent off to live with an aunt, and had to fend for himself at an early age. Maybe his spirit is a part of Jory’s unyielding will to overcome real handicaps. Her father, Barry Schloss of Edmonton, quotes Jody’s coach, Karis Van Essen, who stated unreservedly that Jody “is the most determined person she has ever met and she has made immense progress in her development, both in terms of her continued physical recovery from her accident and as a rider.”
By the time this article appears, the games will have ended. However Jody Schloss will have done in her dressage events, I say that she has won gold, silver and bronze.
Features
Hair straightening at Sets on Corydon
Features
Ontario Online Casinos Let Players Set Daily, Weekly and Monthly Deposit Limits
A deposit limit sets a ceiling on how much money someone can add to an online gambling account. In Ontario’s regulated market, players can choose limits covering 24 hours, seven days and one month, with the website’s system enforcing the amounts they select.
The settings are straightforward, but the timing deserves attention. A daily allowance may sit within weekly and monthly caps, while an increase can involve a waiting period. For adults using Chrome on a Chromebook, understanding these account rules starts with knowing where to find them.
Finding the Settings and Choosing a Period
Deposit controls sit within the gambling website’s account menus. The Tooniebet Ontario responsible gaming page is an operator-specific resource readers can consult alongside their account settings. ToonieBet is operated by Canadix Limited and regulated by the AGCO under an agreement with iGaming Ontario.
Ontario’s standards require an easy and obvious way to set financial and time limits during registration and afterward. Players must be offered deposit and loss limits when signing up, and the controls must remain easy to reach and change once an account is open.
Menu names differ between sites. Published examples place deposit limits under account settings or responsible-gaming tools, where players can select an amount and a period.
Each type of limit measures something different. Deposit limits cap money added to the account. Loss limits restrict net losses after winnings are taken into account, while time limits govern playing time. iGaming Ontario’s player guidance explains all three.
For Chromebook users, these settings are managed through the website’s account interface. Chrome’s own permissions handle separate browser functions, such as access to location information.
How Several Limits Apply to One Deposit
Players can have daily, weekly and monthly limits running together. A deposit must fit within every active cap.
Take a hypothetical account with limits of CAD $40 daily, CAD $100 weekly and CAD $250 monthly. These figures illustrate the process.
If someone has already deposited CAD $90 during the weekly period, the remaining weekly allowance is CAD $10. That becomes the most they can add, even when the daily limit has more room. Reaching the monthly cap would likewise block another deposit until some monthly allowance becomes available.
This is why checking all active limits matters. A new day may bring fresh daily capacity while the weekly or monthly total remains close to its ceiling. The longer periods continue to apply as the shorter one refreshes.
When Money Drops Out of a Rolling Window
The next question is when previous deposits stop counting toward a cap. Some sites use rolling periods, which track elapsed time from individual deposits.
Published Ontario policies include daily windows of 24 hours, weekly windows of 168 hours and monthly windows of 720 hours, equivalent to 30 days. Under that approach, each deposit frees up its corresponding allowance once it falls outside the window.
Suppose someone has a CAD $100 rolling weekly limit and deposits CAD $25 on Friday, followed by CAD $75 on Saturday. Seven days after Friday’s deposit, CAD $25 becomes available again. The other CAD $75 returns seven days after Saturday’s deposit.
Leaving the restored Friday allowance unused means it combines with Saturday’s restored amount. At that point, the full CAD $100 is available. Reviewing deposit dates and times helps explain how much room remains within a rolling period.
Changing a Cap Takes a Separate Step
A limit refreshing follows the schedule already attached to the account. Raising that limit requires a request and a wait.
Ontario’s standards require at least 24 hours before a player’s request to relax or remove an established limit can take effect. The existing limit remains enforceable during the cooling-off period.
Operators publish their own timings. Documented examples include a seven-day wait for deposit-limit increases or removals. Another published schedule allows increases after one day for a daily cap, seven days for a weekly cap and 30 days for a monthly cap.
Lower limits take effect immediately under these published policies. Some policies also restart the waiting period when a player requests another increase while an earlier change is pending. The effective date shows which amount currently applies.
Other Controls and Support
Deposit limits work alongside loss limits, time limits, short breaks and self-exclusion. Together, these give players ways to restrict account funding, gambling activity or access.
Ontario-regulated online casino play is restricted to adults aged 19 and older who are physically in Ontario. Gambling involves financial risk.
For concerns about your gambling or someone else’s, ConnexOntario offers free, confidential information and referral support around the clock. Call 1-866-531-2600 or text CONNEX to 247247. Standard message and data rates may apply.
Features
What “Best Odds” Really Means When Comparing Gambling Review Websites
The phrase best odds appears frequently in gambling discussions, but it is surprisingly easy to use imprecisely. MonsterBetList is primarily a casino review and rankings website, not a dedicated live sportsbook odds comparison terminal. That difference is central to evaluating what its reviews can and cannot establish. A casino rating may explain payout conditions, licence information and bonus restrictions, while a claim about the best available price on a sporting outcome requires a different kind of evidence altogether.
Odds and ratings answer different questions
Sports betting odds represent a price offered on a specified outcome. A review rating is an editorial judgement built from multiple criteria. These two numerical systems cannot be substituted for one another. A bookmaker rated highly for service may offer a less competitive price on a particular match, while a service with a more attractive price may impose different limits or verification rules.
Similarly, a casino review can discuss return-to-player statistics, but RTP is not the same as sportsbook odds. RTP describes a theoretical long-run percentage built into a game model. It does not tell a reader what will happen in one session and it is not an individually negotiable market quotation.
What makes sports odds comparable?
A fair odds comparison starts with identical selections: the same event, outcome, market rules and settlement conditions. Comparing a three-way football result with a draw-no-bet price is invalid because the products pay under different circumstances. The observation time also matters; displayed prices can change quickly as market information or trading decisions evolve.
The numerical format should be standardised. Decimal odds provide one convenient representation, but American and fractional formats express the same underlying idea differently. Converting these formats is straightforward. What matters is the net price, the operator’s rules and whether the quoted offer remains available when reviewed.
Overround explains the hidden cost of many markets
In a simplified two-outcome market, dividing one by each decimal price produces an implied probability. If the implied probabilities add to more than 100%, the excess is commonly described as the bookmaker’s overround. It is one way of understanding the margin embedded in prices, although individual market structure and adjustments can complicate the interpretation.
This concept explains why the word best should not be attached to a price without context. A strong headline may look appealing yet represent an ordinary margin after calculation. More importantly, any single quote is time-dependent. Genuine comparison requires a dated observation and equivalent market rules; broad editorial praise is not enough.
What casino rankings can establish instead
MonsterBetList publishes casino reviews and guides addressing licences, bonuses, payout experiences and responsible gambling. Those topics are relevant to evaluating consumer risk and service quality. A report about the length of a withdrawal process, for example, can be useful if its methodology is transparent. A bonus review can help identify restrictive wagering requirements that marketing headlines omit.
However, a casino ranking should not be presented as evidence that its highest-rated operator consistently offers the best sports prices. Unless a site publishes repeated market-by-market comparisons, that conclusion is not supported. Readers benefit when publishers clearly distinguish what was measured from what readers might assume was measured.
Bonuses can complicate comparisons
A sportsbook may offer free-bet tokens, cashback or other promotions. Their effective value depends on conditions rather than the largest number printed in a banner. Some credits are not withdrawable as cash; others require qualifying selections, minimum odds or a deadline. Casino welcome bonuses often introduce wagering requirements, game-contribution rules and limits on withdrawals. Combining these products under one generic promotional score can hide important differences.
For instance, a large matched deposit might require extensive play before bonus-related funds become eligible for withdrawal. The required betting volume is not a promise of profit. The presence of a promotion may therefore make comparisons more complex instead of simpler. Clear disclosures should precede any judgement about value.
Editorial independence and methods
Review sites sometimes state that rankings are editorially independent. Such a statement is relevant but does not replace evidence of consistent testing. Readers should look for the criteria used, the date of each review, whether real transactions were examined and how negative findings are treated. If one platform receives detailed testing while another is scored on marketing copy, the ranking loses comparability.
Commercial incentives should also be visible. Referral relationships or sponsorships do not automatically make every observation inaccurate, but they create reasons to ask how rankings are insulated from revenue. A publication that explains its methodology and corrections process gives readers a stronger basis for trust than one that simply declares its winners.
Licensing and dispute rights before price claims
A marginally attractive price is of limited value when the operator is not legally available to the reader or does not provide meaningful avenues for redress. Regulations vary by jurisdiction, and a licence in one country may not authorise service in another. It is prudent to verify the legal entity behind a brand and the current status of any licence through official records.
Consumers should also review identity verification, account restrictions and dispute resolution procedures. These operational conditions influence the actual experience of using a gambling service. A sensible evaluation includes them before discussing promotions or theoretical market advantages.
Why guaranteed-profit language is a warning sign
No ordinary review or odds list can guarantee that an individual will win money from gambling. Claims of certain returns often omit the fact that results are uncertain, prices move and transactions are subject to restrictions. Casino games generally incorporate a house advantage, and sports outcomes remain uncertain regardless of a persuasive analysis. The safest response to absolute promises is scepticism.
Readers should also avoid treating gambling as a means of addressing financial problems. Chasing previous losses and increasing stakes to recover money can deepen harm. Consumer-oriented coverage is more valuable when it explains risk and offers realistic options for stepping away.
Conclusion: define the claim before ranking the service
“Best odds” is a specific comparative proposition, not a synonym for a high casino rating. MonsterBetList can be examined for its published casino research, review structure and risk disclosures, but those materials should not be stretched into claims they have not tested. Clear definitions, dated evidence and honest limitations are the foundations of trustworthy comparison journalism.
