Features
My memories of Peretz Shul
By KINZEY POSEN It was a late Friday afternoon at Peretz Shul in 1964 or so. A good friend of mine at the time whose Yiddish name was Moishe said, “That’s it! I’m not coming back to school on Monday, I’m out of here!” Ok, as an 11 year old, he might have said it in a slightly different way. It was the first day of school in September and we were just about to go home. “Sure you are Moishe, I’m sure you’ll be back on Monday,” I told him.
Kinzey’s Grade 1 Peretz School class circa 1960
(Thanks to Sandy Shefrin for helping with identifying almost everyone; comments supplied by Kinzey)
Bottom Row crosslegged, left to right: Arthur Greenspan, unidentified, Matthew Levin (a.ka. Moishe in the story)
Second Row (l-r): Paula Wolfman, Rosa Scyzgiel, Shirley Starek, Myra Miller, Faye Golubchuk, Ruthie Rosenzweig,, Honey Leah Berman, Marcie Fleisher
Third Row (l-r): Diane McKay, Lucy Baumel, Janice Goldberg, Howard Kaplan, Sandy Shefrin, Heather Wallace, Pammy Zimmer (Kinzey’s wife, Shayla Fink’s first cousin, a beautiful person (alev hasholem)
Top row (l-r): Sidney Lieber, Martin (Kinzey) Posen, Sheldon Weidman, Harvey Zahn, Harvey Koffman (my first cousin) , Sidney Shoib, Morris Glimcher, Shawn Zell, Miss (Claire) Nelko (who is now Claire Breslaw)
Come Monday, true to his word, my friend did not come back. He had entered an alternate dimension it seemed; he was finished with Peretz Shul! Unheard of! Impossible! How did he do it? Moishe’s act of sedition was a reaction to the Yiddish teacher we had been blessed with that year and he was done. All of us in the class were in awe and Moishe, no worse for wear, having left the school, went on to become a respected ambassador for Canada’s Foreign Service.
A little while back, Bernie asked me to write about Peretz Shul from a different perspective: My own, as a student. I have often wondered why this institution. for those of us who went there, lives so large in our memories. Full disclosure: My grandmother Katya Posen Z’l, nee Gurarie, was one of the founders of Peretz Shul and a lifelong member of the Muter Farein – the women’s organization that helped establish the kindergarten and supported the school.
My father, Abe Posen, attended the school as did his sister, my aunt, Goldie Zuidema Z”l. My dad often told me stories of how various teachers at Peretz used to rent one of the rooms in their house on Burrows. To put it mildly, our family was steeped in Peretzness.
My era began in 1957 when I attended nursery school and then, kindergarten. To this day, I can still smell the matches when our teacher lit the Shabbat candles on Friday and we laid out our little mats to have a nap on. Being a socialist school for the most part, you would think Shabbat would not have been part of the school experience, but I have so many great reminiscences of those two years from making little coloured paper rings several metres long, to receiving the right colour star if we behaved. I loved getting those silver and gold ones alongside my name on the wall – wonderful, warm memories.
Our principal in those early days was Chaver Herstein – an imposing man with a wonderful head of hair and a bit of a temper. We called all our teachers by either “chaver” or “chaverteh” which, in this context, translated to “comrade”. We also called them Leher or Leheren – teacher in Yiddish. Our school was located at 601 Aikins, between Inkster and Polson Avenues. How do I remember the address? Early on as soon as we could write, we always wrote the address at the top of the left corner of the sheet of paper. Now, the building is a health community centre. Once we entered Grade One, our days were separated into half day Yiddish and half day English classes.
Grade One for me – and I am sure for my classmates, was a truly seminal experience. Pushed out of the warm bosom of kindergarten, Grade One meant getting down to serious work. Reading, see Dick run, see Jane run, see Dick and Jane run, writing, singing and my own personal challenge………arithmetic. Our Yiddish teacher, Miss Nelko, was the most beautiful woman who genuinely cared about her students. We loved her and she laid the groundwork for us learning Yiddish and how to be little menches and menchettes. Many years later, Shayla and I received a call about playing a wedding for an older couple. They came over to our house one evening and as we planned the event, it occurred to me that I knew who this woman was: My beloved Miss Nelko, some 40 years later. What a reunion it was!
Our English teacher, on the other hand, had a different style of teaching that could be best described, as adversarial. I renamed her Tyrannosaurus Rex and the invisible scars are still with me. Her approach to learning arithmetic was to say the least, extremely challenging. I was one of those kids who learned math in a different way and in those days, kids such as myself fell through the cracks and we fell deeply. All I remember is after a short explanation of one plus one equals two, etc., we all had to stand up by the blackboard as T Rex wrote a problem on the board. We could not sit down unless we put our hands up and answered correctly. Guess who was often the last kid standing? Me, of course, and I eventually memorized it all so I could finally sit down.
Another time, T Rex distributed to each of us a sheet of paper for some writing project. She gave me what we called at the time “grade one” paper. It’s where the lines were printed with one bold line and two lighter lines and then another bold line. It also had big wood chips in it. I noticed that she was also giving out what we called “grade two” paper. These were all symmetrical bold lines and I wanted one. When she finished giving them out, she asked if everyone received one and me, being me, said, “I didn’t.” My six-year-old brain conveniently forgot that my desk was in the front row and I had scrunched up the grade one paper into a ball and cleverly thought she wouldn’t see it in the wood support for the desk.
As I put my hand up and told her I didn’t get one, she approached my desk in a threatening way, reached into the desk support and said, “What is this?” I was fully chastised, and T Rex bellowed, “You will only get grade one paper for the rest of the year.”
The reality was, in those days, especially in the context of a parochial school, you sometimes had people teaching who were not trained and did not have the skills to do the job. Not only that, more than a few were survivors of the Holocaust and we eventually learned that they experienced terrible horrors in the camps and ghettos.
That being said, I had several wonderful teachers, whose voices to this day still reverberate in my head and I often reflect about their ability to connect and elevate the students.
Mrs. Gold, Mrs. Brooks and Pascal Fishman were some of them. Chaver Fishman came to us from Buenos Aires and was one of our Yiddish teachers. He had a great capacity to see potential in students and encourage them. Another of our teachers, Mrs. Wallace, taught us English and her daughter was in our class for years. The family wasn’t Jewish, but Heather my classmate, spoke Yiddish like a pro. I remember one of our later Yiddish teachers, Mrs. Korman, taught us “Zol Nit Keynmol” the Warsaw Ghetto Song, and led us in a procession to St. John’s Park in the spring, while we sang that song and others.
The year at Peretz Schul was highlighted by two major events. The annual essay contest in Yiddish and English, and the graduation, which took place towards the end of June. For each of those occasions, the auditorium would be absolutely packed and very hot. As students, we often escaped outside to cool off in the lane and we could hear what was going on by the open side doors.
The cultural offerings at Peretz were in my opinion, outstanding. We were taught so many great songs, we acted in plays and we created art. Jewish holidays were celebrated with a Yiddishe taam (Yiddish flavour). Since my Hebrew name was Mordechai/Motel, I always got the part of Mordechai in the Purim play. The music component was delivered by Chaver Bronstein or Mr. Brownstone as he was known at Talmud Torah. His classes were always held in the auditorium, where he’d stand by his easel flipping the song sheets written in Yiddish and we’d follow the words as he used his pointer. Contrary to the Talmud Torah choir experience, he never gave us names or hit us. After he retired, Mrs. Udow took over and when I hoped to join the choir, she said, “Modechai, your voice is changing, perhaps another time.”
After the principal Chaver Herstein retired, Mr. Heilik who was previously at the Calgary Peretz Shul became our new principal. He was an interesting man and because of my ‘occasional’ naughty behaviour, I got to know him a little better than most students. He was an artist. His medium was oil painting and I remember, on one occasion, we were taken out of our class and brought to the auditorium. When we arrived, we saw that all four walls had been covered with his paintings. There were dozens of them. It was a full-blown exhibition of his work.
I bring this up because I became the class artist at Peretz and my teachers often ‘commissioned’ me to draw and colour huge murals in the hallway of the school. This gave me the opportunity to get out of class. Chaver Heilik would always come out of his office to check out my work. My artistry was far below his level, but he was always encouraging and interested in what I was doing.
In my day, we all graduated from Grade Seven and you had the choice of continuing in what was called Mittel Shul. These classes were held after 4 o’clock, after you finished English school. No one in my class went to Mittel Shul and we felt sorry for those who did as they arrived at four, just as we were leaving.
For me, and I’m sure others, the experience of attending Peretz Shul, wasn’t truly appreciated until after we graduated. The real world out there wasn’t as warm and friendly as it was at 601 Aikins. I do know that the school gave me the education that my Baba and other founders were hoping to achieve: an ability to speak Yiddish, a love for the language, Jewish history known as Yiddishe geshicteh and above all, an appreciation for the Jewish people and our incredibly rich journey. I also had my Peretz Shul family, the 12 or so students in my class that I spent 35 hours a week with for nine years. We all take something different away from the experience, but I can guarantee you, many of us, including my friend Moishe the ambassador, will always carry Peretz Shul memories with us for the rest of our lives.
Post script:
Ed. note: It didn’t take me too long to figure out who the “Moishe” was to whom Kinzey refers in his article. I was actually friends myself with “Moishe”, although I knew him better as Matthew Levin.
Matthew was always very independent-minded – even as a kid. That being said, he went on to an illustrious career in Canada’s diplomatic service. Among other posts he held, he was Canada’s Ambassador to Columbia, Cuba, and most recently Spain.
It was while he was Ambassador to Cuba that Matthew, along with his wife, Rosealba, played an instrumental role in helping Cuban Jews emigrate to Israel (since Israel and Cuba did not have diplomatic relations).
When I read Kinzey’s story I decided to send it to Matthew – before I outed him as the “Moishe” in the story. Matthew was pleasantly surprised to see that Kinzey mentioned him in a story and even further that he referred to him as “Moishe”.
In my email to Matthew I mentioned that the last time I had attempted to contact him was when Stephen Harper was Prime Minister and Matthew was Canada’s Ambassador to Cuba. At the time, some low level functionaries in what is known as Global Affairs Canada interceded and said that I would not be able to communicate directly with Matthew. Instead, I was told, I could submit any questions that I had to Global Affairs, they would vet them (no doubt looking for anything that might potentially embarrass the government, such as asking about Matthew’s boyhood years in Winnipeg).
So, when I reached out to Matthew – again, this time after reading Kinzey’s piece, I said that I didn’t know whether he would even receive my email since I suspected “apparatchiks” in the government would see it first – and probably attempt to prevent me from communicating with him directly – again.
I was surprised then, to receive a very warm response from Matthew – in which he explained that he is no longer under the supervision of government “apparatchiks”.
Here’s what Matthew Levin wrote to me, in part:
Wonderful to hear from you! I’m so glad you made the effort to reach out.
I finished my posting to Spain a couple of months ago and am now back in Ottawa and transitioning to retirement. So no more apparatchiks.
First of all, I hope you’re well and coping successfully with these strange times.
Your lovely message brings back all sorts of very fond memories. It’s a long time since anyone called me Moishe (often shortened to Moish back then). I never saw most of my Peretz Shul classmates after I left the school, as Kinzey recalls, at the start of Grade 5 (a long story). Kinzey was one of the very few I did see occasionally, including a few times when he was playing with Finjan. But most of the others I completely lost touch with. Now I sometimes wonder what has become of many of them. It’s really heartwarming to think that Kinzey (Martin at the time and I believe he was Mordechai in Yiddish, or maybe Mendel) remembered me as he was writing this story. Since you and I and our group of friends never called each other by our Yiddish names I’m surprised, but delighted, that you thought of me when you saw this reference to a Moishe.
Thanks so much for sending along Kinzey’s story. I’m sending you this reply before having read it, because I didn’t want to delay getting back to you, but I’ll certainly read it with great interest and undoubtedly pleasure. I really feel honoured and delighted to be included. If you’re in touch with Kinzey, please thank him and give him a big hug – virtual of course for now – from me.
Features
In recent years, we have been looking for something more than a house in Israel – we have been looking for a home
For many Jewish families in the diaspora, Israel has always been more than a destination. It is the land of tefillah, memory, family history and belonging. But in recent years, many families have begun asking a practical question too: should Israel also become a place where we have a home?
Not necessarily immediate aliyah. Sometimes it begins with a future option, something good to have just in case, or simply roots with a stronger connection to Eretz Yisroel.
But what does it mean?
A Jewish home is shaped not only by what is inside the front door, but by what surrounds it: neighbours, synagogues, schools, parks, local services, safe streets and the rhythm of Jewish life. For observant families, these are not small details. They are the things that turn a house into a place of belonging.
This is not a new idea. It is a need that has helped shape Jewish communities in Israel before. The Savyonim idea is rooted in the story of Savyon, the Israeli community established in the 1950s by South African Jews who wanted to create a green, safe and community-minded environment in Israel. It was a diaspora dream translated into life in the Jewish homeland.
That idea feels relevant again today. Many Jewish families abroad are now making plans around where they can feel connected in the years ahead.
Recent figures point in the same direction. Reports based on Israel’s Ministry of Finance data showed that foreign residents bought around 1,900 homes in Israel in 2024, about 50% more than the previous year, with Jerusalem emerging as the most popular place to buy. In January 2026, foreign residents still purchased 146 homes, broadly similar to January 2025, even as the wider housing market remained cautious.
For Lior David, International Sales & Marketing Manager at Africa Israel Residences, part of the continued interest may lie in the fact that today’s residential projects are increasingly built around the wider needs of Jewish families abroad: not only buying a property in Israel, but finding a setting that can support community, continuity and everyday Jewish life. That idea is reflected in Savyonim, the company’s residential concept, which places the surrounding environment at the heart of choosing a home.
This can be seen in Savyoney Givat Shmuel, where the surrounding environment includes synagogues, parks, educational institutions, local commerce, playgrounds and transport links, and in Savyoney Ramat Sharet in Jerusalem, located in one of the city’s established green neighbourhoods.
For families abroad, these things matter. Jerusalem and Givat Shmuel are never just another location. They are home to strong Jewish communities, established religious life and surroundings that allow a family to imagine not only buying property, but building a Jewish home in Israel.
Together, these projects reflect a broader understanding: that for many Jews in the diaspora, the decision to create a home in Israel is not only practical, but rooted in identity, continuity and community. The Savyonim story began with a Zionist community from abroad that succeeded in building a real home in Israel; today, that same vision continues in a contemporary form.
Features
When a Personal Loan Can Be a Smarter Option Than Carrying Credit Card Debt
A lot of people keep credit card debt longer than they planned because the monthly minimum looks manageable, but that is the trap. The payment feels small enough to live with, but much of it goes to interest when the balance is high. That means the debt can drag on for years, even if you keep paying on time.
A personal loan can be a smarter option when you already know the debt will not be gone quickly. Instead of carrying a revolving balance with a high rate and no firm payoff date, you move the debt into a fixed loan with regular payments and a clear endpoint. That does not solve every debt problem, but in the right situation, it can reduce interest costs and make repayment more realistic.
The Core Difference Between These Two Types of Debt
Credit cards are flexible, so you can borrow, repay, and borrow again without applying every time. That flexibility is useful for day-to-day spending, emergencies, and short-term borrowing. It becomes expensive when a large balance sits there month after month.
A personal loan is structured. You borrow one amount upfront, then repay it over a set term, often between one and five years. The payment usually stays the same each month. That structure matters because it forces steady progress.
When a Personal Loan Usually Makes More Sense
A personal loan tends to be the better choice when the debt is already turning into a medium-term problem rather than a short-term one. That often means you are no longer using the card for convenience. You are using it as borrowed money and paying a high price for that access.
It can be a smart move in cases like these:
- You are carrying a balance for several months and do not see a realistic way to clear it soon
- Your card interest rate is much higher than the loan rate you qualify for
- You have debt across two or three cards and want one payment instead of several
- You need a fixed monthly amount so you can build a proper budget
- You want a firm payoff date instead of open-ended repayment
The Biggest Practical Advantage Is Predictability
If your monthly budget is already tight, uncertainty makes everything harder. Credit card minimum payments can rise as rates change or balances grow. Multiple cards also mean multiple due dates, different limits, and a higher chance of missing one payment.
A personal loan can make life simpler. You know the payment amount, the term, and the month the debt should be gone. That makes it easier to plan around rent, groceries, utilities, childcare, and other fixed costs. For many households, that predictability is just as valuable as the interest savings.
When you are comparing offers, a reputable financial institution like, for example, Innovation Federal Credit Union can explain the full cost of borrowing, not just the headline rate. That matters because the real question is not whether the payment looks fine today. The real question is whether the loan will make your debt cheaper, easier to manage, and less likely to come back.
Where People Make Mistakes
Paying off a card with a loan helps only if the card balance stays low afterwards. If the card fills up again, you end up with both the loan and new revolving debt. That is usually worse than the original problem.
Another mistake is focusing only on the monthly payment. A longer loan term can make the payment feel easier, but it may also increase the total amount of interest paid over time. A smaller payment is not automatically a better deal.
Before signing anything, check these points carefully:
- The loan interest rate
- Any origination or administration fees
- The total amount you will repay over the full term
- Whether you can make extra payments without penalty
- Whether the monthly payment truly fits your budget
- What you will do with the credit cards after the balance is paid off
When a Personal Loan Is Not the Better Option
If your credit is weak, the loan rate may not be much better than your card rate. In that case, the savings may be too small to justify the switch. If fees are high, the benefit can shrink even more.
It also may not help if the real issue is cash flow. If your income is not covering regular monthly bills, replacing card debt with a loan does not solve the shortage. The payment may look neater, but the pressure remains. In that case, the better step may be a hard review of spending, extra income, or professional debt advice.
A credit card can still be a better tool when you can pay off purchases quickly and in full. Used that way, a card can be convenient and cost nothing in interest. The problem starts when short-term borrowing quietly becomes long-term debt.
How to Decide
Pull together the numbers for every card you carry. Write down the balance, the interest rate, the minimum payment, and how much you usually pay each month. Then compare that with the full cost of a personal loan offer.
Look at these questions:
- How much interest will I pay if I keep the debt on my cards
- How much interest and fees will I pay with the loan
- How long will each option take to clear
- Can I manage the loan payment even in a tight month
- Am I ready to stop using the paid-off cards for routine spending
If the loan gives you a lower total cost, a clear payoff schedule, and a payment you can genuinely handle, it may be the smarter move.
A Good Loan Strategy Includes a Behaviour Plan
If you use a personal loan to clear card balances, decide in advance what happens next. Some people keep one card open for emergencies and put the others away. Others lower their limits or remove saved card details from shopping apps. Small changes like that can prevent the old pattern from restarting.
Set up automatic payments if possible. Put the loan due date just after payday. Build even a small emergency fund alongside repayment so an unexpected car repair or vet bill does not go straight back on the card. Those steps may sound basic, but they often make the difference between lasting progress and another round of debt.
To Sum Up
A personal loan can be a smarter option than carrying credit card debt when the debt is already lingering, the loan rate is meaningfully lower, and the monthly payment fits your budget without strain. The real advantage is not only lower interest. It is structure, clarity, and a realistic path to being done with the debt.
That said, a loan works best when it is paired with changed habits. If the card balance returns after the transfer, the loan will not have solved much.
Features
The United Arab Emirates are Moving Away from Saudi Arabia
By HENRY SREBRNIK The United Arab Emirates, the world’s third-largest oil producer, quit the Organization of Petroleum Exporting Countries (OPEC) at the end of April. And that’s a very big deal.
Apart from its effect on the cartel’s ability to control oil prices, the move reflects a widening confrontation with Saudi Arabia and a fundamental realignment of alliances as a result of the current Middle East war over Iran, as well as the ongoing civil war in Yemen.
The Saudi-Emirati fracture is not new, but it crossed a qualitative threshold in late 2025. On December 29, Saudi Arabian air strikes targeted an Emirati weapons convoy at the port of Mukalla in Yemen, an act without precedent between two nominal allies. Riyadh then publicly demanded the withdrawal of all UAE forces from Yemeni territory and in early 2026, that call was answered with the dissolution of the Southern Transitional Council (STC), Abu Dhabi’s principal proxy in the country.
The Saudi foreign ministry accused the UAE of pressuring the STC to conduct military operations along the kingdom’s southern borders, describing the move as a direct threat to Saudi national security and a “red line” for Riyadh that it would not hesitate to confront.
These developments also point to a significant Emirati miscalculation. By backing the STC’s advance into eastern Yemen along the coast, Abu Dhabi has sought to build leverage over Saudi Arabia and Oman while consolidating its influence across the Arabian Sea and the Horn of Africa.
The Emiratis, however, underestimated both Riyadh’s willingness to assert itself directly in its immediate neighborhood and its enduring leverage over Yemen’s political and military actors. The episode emphasizes a central reality of the conflict: While the UAE has built deep influence through local partners, Saudi Arabia remains the decisive external actor in Yemen.
Saudi Arabia seeks to preserve the territorial integrity of Arab states and to position itself as a regional stabilising power. The UAE, on the other hand, has built, since 2015, a doctrine founded on force projection through non-state actors in Libya, Sudan, Somalia and Yemen.
The UAE has backed the rebel Rapid Support Forces (RSF) against the Sudanese Armed Forces (SAF) in the Sudanese civil war that began in April 2023, while Riyadh supports the latter. In Somalia, breaking ranks with other Arab nations, the UAE became the first Arab and Muslim country to recognise the breakaway region of Somaliland.
“The Saudis want obedience, or at least alignment with their regional policies,” according to Jonny Gannon, a former senior CIA officer with decades of experience in the Middle East. “The Emiratis don’t want to be obedient. They want optionality.”
Most important, in 2020, the UAE became the first Gulf country and only the third Arab country to establish diplomatic relations with Israel under the Abraham Accords facilitated by the first Trump administration. That paved the way for other Arab countries, such as Bahrain and Morocco, to normalize ties with Israel.
The Saudis have attacked the UAE as “Israel’s Trojan Horse” and denounced the Abraham Accords, as “a political military alliance dressed in the garb of religion.” Emirati officials believe the Saudis are waging a deliberate incitement campaign centered on the UAE’s relationship with Israel. After Saudi Arabia bombed the UAE’s partner forces in Yemen last December, Saudi posts criticizing Israel spiked dramatically, with 77 per cent of the comments attacking the UAE as “Israel’s proxy executing Zionist plans to divide Arab states.”
The accords helped deepen economic, cultural, trade, investment, and intelligence cooperation between the UAE and Israel, which extended to defence as well. This is perhaps why Iran made the UAE its biggest target in the current war. Iran has launched roughly 550 ballistic and cruise missiles and over 2,200 drones specifically at the Emirates. For years, the UAE had pursued a strategy of “omni-alignment,” attempting to maintain deep security ties with Washington and economic ties with Beijing, while fostering a détente with Tehran to protect its status as a safe haven for global capital.
The Iranian bombardment violently disproved this thesis. It proved that economic integration and diplomatic hedging do not grant immunity when regional hostilities boil over. In a historic move, Israel deployed an active Iron Dome battery, accompanied by dozens of Israel Defence Forces operators, directly to the UAE to help defend Emirati airspace against Iran. This marked the very first time Israel deployed its premier air-defence system and its own troops to protect a foreign Arab nation. The UAE realized that when its survival was on the line, the Arab League issued statements, but Israel sent interceptors.
This traumatic realization served as the catalyst for Abu Dhabi to aggressively assert its own sovereignty, deciding that if it must endure the costs of a regional war, it will no longer subvert its economic or political interests to regional consortiums that offer no tangible protection.
So Abu Dhabi has made a choice that goes well beyond energy policy. It is purchasing American strategic goodwill, at the precise moment when its regional alliance framework is collapsing and when it needs a substitute security guarantee. With Iran having conducted direct attacks on Emirati territory and shipping, and with Saudi Arabia having shifted into open confrontation mode, Abu Dhabi’s strategic calculus has fundamentally changed. Washington is no longer a preferred partner. It has become a necessity.
Henry Srebrnik is a professor of political science at the University of Prince Edward Island.