Features
New thriller by Israeli-Canadian Herschy Katz combines love of hockey with intrigue behind the Iron Curtain in 1972
By BERNIE BELLAN In 2019 I wrote a review of a book titled “The Clarinetist”. It had been sent to me by an expatriate Canadian who had moved to Israel in 1984 by the name of Herschel Katz.
As I noted in that review, the book was quite good for a first-time author. In it we were introduced to a young Montreal high school student by the name of Danny Kahn who ends up enmeshed in an intriguing situation having to do with the Montreal father of his girlfriend.
The father, it turns out, is tied in with some very shady characters and, one thing leading to another, Danny becomes involved in some hair-raising adventures that take him from Montreal to New York, and then Israel.
Katz had become a writer, he noted on the book jacket, because “Several years ago, the author worked as a part time book reviewer, then decided to try writing his own story.”
Now, two years later, Katz has come up with another mystery novel, again featuring Daniel Khan (who, I guess, has graduated from being called “Danny”). By this time Daniel has progressed to becoming a 22-year old medical student at McGill, also a writer for the McGill student newspaper. The book is titled “The Ninth Terrorist” and, after reading it, I sent Katz a note saying he had the makings of another Daniel Silva, who is one of the world’s most popular mystery writers and who has also created a recurrent hero by the name of Gabriel Allon.
As good as “The Clarinetist” was for a first-time effort, “The Ninth Terrorist” shows terrific improvement on Katz’s part in terms of plot structuring and dialogue. The book actually blends three different plots into one overarching story, which has to do with nefarious activities involving East Bloc bad guys in the 1970s – when the Soviet Union was still very much a Communist dictatorship and closely aligned with Palestinian terrorist organizations .
The story begins with the legendary “Summit Series” between Canada and the USSR in 1972, in which a team composed of Canada’s best professional hockey players from the NHL faced off against the powerful Soviet team in an eight-game series.
I had forgotten though, that at the same time as that series was being played, the Munich Olympics were also being staged and, anyone who was around then will no doubt recall how horrified we all were at the tragic murder of 11 Israeli athletes by members of the terrorist group known as “Black September”.
Into that backdrop of high drama Katz inserts Daniel Khan, who continues to display the ability as a clever agent that he first demonstrated in “The Clarinetist”. This time, however, Daniel is enmeshed in a series of events in which he has to play multiple roles, all the time fully aware that one slip-up could lead to his arrest and imprisonment in the Soviet Union.
Katz is clearly a great hockey fan and his depictions of the action during games are quite vivid. You don’t have to be a sports fan at all in order to enjoy the book though, as hockey merely serves as the excuse for Daniel to be able to go to the Soviet Union as a reporter. Still, setting so much of the action in venues that would resonate with Canadian sports fans makes “The Ninth Terrorist” all the more appealing.
I would note, too, that in my review of “The Clarinetist” I was somewhat critical of the dialogue in that book, writing that Katz could have used help in creating some more authentic sounding conversations between characters. This time around, the dialogue is much improved and sparkles with often very clever exchanges.
Turning Khan into a reporter is an especially credible device, as reporters have often served as agents for various intelligence services. The fact that Khan is a Canadian Jewish reporter who can easily substantiate his wanting to go to the Soviet Union (and who also speaks German, it turns out) certainly adds plausibility to his becoming an agent for not just one intelligence agency, but several, all of which are aware just how useful he can be to them.
One aspect of “The Ninth Terrorist”, however, that seems drawn straight out of the 1960s “Mission Impossible” television series (and later, the movies as well), is the use of facial disguises. Having a number of different characters put on masks that are so lifelike they can get you through any number of checkpoints is something that still remains a largely fictitious plot device – even at a time when 3D print technology has certainly made it more feasible.
Still, the ruse that Daniel Khan must employ in going back to the Soviet Union a second time – four months after the first Canada-Soviet series, certainly adds to the complexity – and intrigue of what is already a terrific spy novel. In fact, not only must he adopt a disguise at various times, he has to help others disguise themselves. At times it all becomes a little dizzying trying to remember just who it is that not only Daniel is pretending to be, but others as well.
Into this already fairly complicated plot Katz inserts a quite clever subplot having to do with someone who purportedly assisted the members of Black September when they went about kidnapping the 11 Israeli athletes in 1972. The individual, who is the “ninth terrorist” referred to in the title, turns out to be an extremely dangerous agent and Katz certainly makes this character come alive.
With action aplenty and very creative plotting, “The Ninth Terrorist” is an excellent thriller. When one considers that both “The Clarinetist” and “The Ninth Terrorist” have been self-published by Herschy Katz, one wonders how long it will be before he’s approached by a major publisher with a juicy offer to continue producing more in what could become a Daniel Khan series.
I asked Herschy how one could buy “The Ninth Terrorist”. (He had sent it to me as a pdf.) He replied that “My book is available directly from Pomeranz Booksellers in Jerusalem. www.Pomeranzbooks.com. My previous book, “The Clarinetist”, is also available through them.”
Both “The Clarinetist” and “The Ninth Terrorist” are now available on Amazon – Kindle for $9.99 CDN.
Then Herschy sent me another quite interesting tidbit of information after I told him that I was going to print an accompanying article, also about someone who entered into some subterfuge in the Soviet Union (in his case, smuggling tallisim and sidurim), during a hockey tournament. (See my story about Sherry Bassin on the opposite page.)
After I wrote Herschy about Sherry Bassin’s escapade, he sent me this note:
Dear Bernie,
A personal note about me you may want to add to your book review. My late father, Boris Katz, z”l, escaped Stalin in 1924 and came to Montreal as a young man. He and his nephew founded a business making men’s clothes, which became quite successful. During the 1950s, 60s and 70s, he would send packages of clothes to his family back in the USSR. Knowing how the Russian customs inspectors would steal the contents, he would pack extra jeans and put some American dollars inside the box, which, of course, were stolen. However, inside the cuffs and collars of the clothes that weren’t stolen, he sewed large amounts of cash, which his family ended up getting.
This tidbit I incorporated into my story, “The Ninth Terrorist”.
Herschy
I enjoy helping to publicize Jewish writers (in particular, writers from Israel) whose works might not otherwise receive much publicity because they’re self-published. In Herschy Katz’s case, providing a boost to a former Canadian who made aliyah 37 years ago, but who’s also remained a huge hockey fan, should be ample reason for some readers to want to proceed to buy “The Ninth Terrorist”. Herschy even sets some of the action in Winnipeg – in case you needed any more cajoling!
Features
Author and lifelong nurse Tilda Shalof’s new book a guide not only for young nurses but one that will appeal to a wider readership
By MYRON LOVE Tilda Shalof’s most recent book – “The Handover – a Nurse’s Last Shift” was, in the words of its author, “written for the general public, to understand nursing. Nursing is everyone’s concern, not just nurses. The general public has a stake in the matter,” she observes.
I can guarantee that there are plenty of stories and anecdotes that the author shares from her own experiences that will also be of interest to a wider readership. I certainly enjoyed the book.
The title – “The Handover,” she explains, is the regular exchange between nurses going off their shift and the nurses beginning the next shift, during which the outgoing nurses pass on all relevant information about the patients under their care to the incoming nurses. A recurring thread throughout the book – of close to 400 pages – is the retiring Shalof’s interaction with three student nurses whom she had recently befriended through one of her many speaking engagements. In particular, Shalof gives co-writing credit to one Lisa Mochrie – a nurse who the author acted as mentor to during Mochrie’s last period as a student and continuing through her early nursing career.
There is a tendency for many people to take for granted people I would describe as working in a service capacity such as nursing. One of the reasons that Shalof points out in her book for our ongoing nursing shortages is that young men and women are more likely to be encouraged to pursue a medical career (to be a doctor) than a nurse. This, she points out, despite the fact that hospitals can function without doctors – but not without nurses.
Some other factors, she notes, are the ever increasing demands of documentation – which detract from patient care – and regulations, which have taken much of the satisfaction out of the profession.
In an interview with this writer, she observes that Jewish nurses are few and far between because nursing is not a profession that most Jewish families encourage. (I can only name a handful of Jewish nurses that I have known or have come across.)
She spoke about how she became a nurse early in life to her aged and ailing parents – being the only daughter – (she has three older brothers) and the last of her siblings to leave home. In “The Handover”, she also makes frequent reference to fictional nurse Cherry Ames – the heroine of numerous books written between 1943 and 1968 – as inspiration for Shalof’s choice of career.
For the first 30 years as a nurse, Shalof worked in an intensive care ward at Toronto General Hospital. She subsequently worked for a short time at an HIV clinic and, later a hospital day clinic and a neurosurgery unit. She also spent several summers as a camp nurse at a Jewish camp while her kids were campers there.
“The Handover” is Shalof’s seventh book. Her first book, published in 2004, was “A Nurse’s Story,” chronicling her experiences over 30 years as an ICU nurse. Among her other books are:“Camp Nurse,” recounting anecdotes from her time working summers at her children’ summer camps, and “Opening My Heart” – an account of the profession from the point of view of a patient after she had open heart surgery.
Coincidently, she notes, she began her first book around the time of the SARS outbreak in Toronto in 2003. Shalof says she started writing her latest book at the height of the Covid lockdowns, which she references from time to time in the book. .
The approach Shalof has taken in writing “The Handover” – following a foreword and introduction – is literally an A to Z overview of everything there is to know about nursing – with each chapter focusing on one specific letter of the alphabet. Each chapter relates her thoughts and tells anecdotes from her own nursing experiences over 40 years in the profession, as well as her interactions with Lisa Mochrie and the other two student nurses as they transition from students to professionals.
In her conclusion, she observes that “nursing can be a path to making a difference – having an impact. It can be a front row seat at the theatre of life. Or it can be a job, a way to make a living and help support your family. “
Most importantly, she added, “make sure you try to have some fun. Do everything in your power to enjoy being a nurse”.
Although the now 67-yeear-old author is retired from the practice of nursing, she remains in demand as a speaker and advisor. She continues to get calls from throughout North America seeking her advice.“The Handover” is available from the University of Toronto Press.
Features
Michael Mitchell: His Labour of Love in Law
By GERRY POSNER The Mitchell name in Winnipeg has been around a long time and much of the the name recognition stems from the long connection of the family to a business known as Mitchell Fabrics, a mainstay on Main Street for many years. Established by Mendel Mitchell generations ago and not closed until 2017, many family members, including in-laws, worked there as managers, students and retirees. And yet, the family vocation was not limited to just the business, t it stretched out into the world of law, and more specifically the field of labour Law. One particular Mitchell reached the peak of all aspects of Labour Law. Three Mitchells: Leon, son Grant (a senior management side labour lawyer in Winnipeg), and daughter April Katz (an academic at the University of Victoria Law School), had stellar careers in that field. Yet another Mitchell, Michael, also achieved great acclaim as a labour lawyer. Michael, a product of the south end of Winnipeg, is the son of the late Harry and Gertrude (Sirluck) Mitchell, so he has some impressive genes going for him. But he has added to the story immeasurably.
Perhaps it all began for Michael Mitchell when he graduated from what was the first and only Grade 7 Hebrew school class at Herzlia Academy. He later was Regional Vice-President of AZA in his teenage years. After two years at Joseph Wolinsky Collegiate and two more at Grant Park High School, Mitchell went off to the University of Manitoba for his first year and then on to the University of Toronto, where he obtained a BA in Political Science. Then came law school, also at the University of Toronto, from where he graduated with an LLB in 1975. Along the way, he married the former Lynne Berman ( also from Winnipeg).That union produced three Mitchell daughters, two of whom are physicians – in psychiatry and neurology respectively, while the third is a pioneering pre-school educator. Michael and Lynne also have six grandchildren.
For a large part of his career as a lawyer, Michael Mitchell practiced law in Toronto as a senior partner in the firm of Sack Goldblatt Mitchell – from 1980 through 2014, having joined the firm in 1975 as a student. The firm was committed to the union side practice of Labour and Employment Law. Not so surprisingly, he had to appear at all levels of courts, also administrative tribunals.To his credit, his work and impressive track record was recognized by his peers as he was named a leading labour lawyer in Canadian Lexpert Directory and was frequently recommended in Best Lawyers in Canada. Between 1982- 2006, Mitchell was also the managing partner of the firm, which suggests to me an ability to manage people, not an insignificant skill. During his tenure as the managing partner, the law firm grew from just under ten lawyers to over fifty, with offices in both Toronto and Ottawa. His responsibilities were firm leadership, strategic decision making and financial management.
But, what a career Mitchell has had. For starters, aside from his time as a practicing lawyer in the field of labour law, he has, since his leaving the practice, just changed hats. From 2015 to 2018, he was part time Vice-Chair of the Ontario Labour Relations Board and, from 2018 as of this moment, he has become full time Vice-Chair at the same Ontario Labour Relations Board. Needless to say that, over the course of his administrative work since 2015, Mitchell has been at the centre of some significant decisions and, if you are interested, I can direct you to the selected substantive decisions in which Mitchell has been involved.
Moreover, Mitchell has worked and continues to work in the area of mediation and arbitration of both labour and indeed civil law. This is a large area, to put it mildly. For starters, there is the entire field of grievance arbitration. To be involved in cases of this kind, your name has to be put up by one of the parties and often agreed to by the other party. That means you have credibility with both of the protagonists. Mitchell clearly has that kind of reputation and draws support from both sides of the aisles – as it is referred to in some circles. He has been an arbitrator/ referee in many cases, including the famous 1986-1990 Class Action settlement related to individuals who had contracted Hepatitis C. Further, he has conducted numerous civil mediations related to employment, contracts and human rights matters. Mitchell also mediates and arbitrates collective bargaining disputes.
One of Mitchell’s’ main achievements was that he was invited between 2015-2017 to be a Special Advisor (with capital letters, no less) to the Ontario Minister of Labour with regard to the Changing Workplace Review. This was a landmark review of the Ontario Employment Standards Act and the Labour Relations Act where he, together with Justice John Murray, recommended many legislative changes to protect workers from the negative impacts of precarious employment. The best part of his work was that many of th recommendations were actually adopted. Other recommendations remain for future governments across the country to consider.
If you really want to delve into the Michael Mitchell career, you should know that, over the span of his career there are many publications that he has authored. The main one is his textbook on the Ontario Labour Relations Board, which he co-authored with his early mentor, Jeffrey Sack, and which remains the leading authority on the Ontario Board.
Mitchell comes by his passion for labour law honestly. His uncle, Leon Mitchell, was an iconic force on the union side in his practice of law in Winnipeg and was the inspiration for Michael to enter law to become a labour lawyer in the first place. In fact, it was Leon who introduced Michael to a man in Toronto who recommended Michael to connect with an up and coming labour lawyer in Toronto named Jeffrey Sack K.C. That connection resulted in the Sack Goldblatt Mitchell law firm. As well, Michael was well known to Sid Green during the early years of Sid’s law career, also his early days as a Cabinet Minister in the Schreyer NDP government. Sid was a person who exerted a significant influence on Michael.
With all that on his plate, Mitchell found time to be the president of the Darchei Noam Synagogue in Toronto between 2004-2008. He has also been the president of the Jewish Reconstructionist Federation of North America. During his term, he led the merger negotiations which ultimately resulted in the current structure of that movement ,which is now referred to as Reconstructing Judaism. Its singular aspect is that it consists of a single organization combining congregations plus a Rabbinical School. That was enough to get Mitchell an invitation to attend one of President Obama’s Chanukah parties at the White House during the Obama term. As well, to this day, Mtchell sits as a Director of the New Israel Fund of Canada.
Mitchell has his feet still planted in Winnipeg. His two sisters live there, as well as Lynne’s sister. In fact, he just visited Winnipeg for his sister Ruth Ann’s and Paula’s 85th and 80th birthdays respectively. And to keep up to date, Michael and Lynne Mitchell have long had a subscription to the Jewish Post.
In short, at just under 80, Michael Mitchell is moving like he is eighteen. The longevity of his career may soon rival the longevity of the family business, Mitchell Fabrics.
Features
Building Credit in College for Future Real Estate Deals
Most college students aren’t thinking about mortgages. But the students who buy their first investment property at 25 or 27 started building credit at 19 or 20. The two are directly connected.
Real estate is a game of capital access. Lenders don’t care how motivated you are – they care what your FICO score says. A 760+ score gets you prime mortgage rates. A 620 gets you higher interest and fewer options. The difference in monthly payments over a 30-year mortgage can be tens of thousands of dollars.
The window you have in college to build credit without major financial pressure is one of the most underused advantages Jewish students have.
Credit Foundations: Where To Start
Your credit score is built from five factors. Payment history makes up 35% – the largest single component. Credit utilization (how much of your available credit you’re using) accounts for 30%. Length of credit history, credit mix, and new inquiries cover the rest.
For most students, the first practical step is a secured credit card or a student credit card. Secured cards require a deposit that becomes your credit limit – typically $200-$500. They report to all three major bureaus and build history the same way unsecured cards do.
The rules are simple but require consistency. Pay the full balance every month. Keep utilization below 30% of your limit. Don’t apply for multiple cards in a short period. These habits compound over years – a student who starts at 18 has 7 years of credit history by the time they’re ready for a first mortgage.
One underused option: ask a parent or family member to add you as an authorized user on an older card with a clean payment history. You don’t need to use the card. The account’s age and payment history get added to your credit file immediately.
Researching Investment Options During Studies
Business, economics, and finance students regularly analyze real estate markets as part of their dissertation. That work isn’t just academic – it’s actual market research that doubles as preparation for real investing decisions.
However, balancing dataheavy analysis, market research, and exams often leads to extreme burnout. To survive the final semester, many students look for external support. Some of them use EduBirdie – best dissertation writing services for timely delivery and consistent quality on deliverables when the research load is heavy. Outsourcing the formatting and drafting frees up time to dig deeper into the actual market data that matters for real investment decisions. The analysis you build during college becomes your knowledge base before you ever make an offer.
Smart students treat every finance and real estate assignment as a portfolio of personal research. That perspective shifts the work from obligation to investment preparation.
How Student Loans Affect Your Future Mortgage
This is where many graduates get surprised. Student loan debt directly affects your debt-to-income ratio (DTI) – a key metric lenders use in mortgage approval. Most conventional lenders want your total monthly debt payments to stay below 43% of gross monthly income.
If you graduate with $40,000 in student loans at a standard repayment, your monthly payment is roughly $400. That $400 counts against your DTI before you add a car payment or rent. Managing your loan balance and making consistent payments not only builds credit – it keeps your DTI workable when you’re ready to buy.
Income-driven repayment plans can lower monthly payments but extend the loan period. For mortgage purposes, lenders typically use the actual monthly payment shown on your credit report when calculating DTI.
Practical Steps For Building Credit In College
Keep Utilization Low
Staying under 30% of your credit limit matters more than most students realize. If your card limit is $500, that means keeping your balance below $150 before the billing date. Paying in full each month handles this automatically.
Monitor Your Score Regularly
Free monitoring is available through Credit Karma, Experian, and most major banks. Checking your score doesn’t hurt it. Set up alerts for new inquiries, changes in balance, or any accounts you don’t recognize. Catching errors early prevents damage that takes months to fix.
Build Your Credit Mix Over Time
Lenders like to see that you can handle different types of credit. A student card, a small personal loan, and eventually a car loan create a credit mix in college that strengthens your profile. Don’t open accounts you don’t need, but don’t avoid credit out of fear either.
Here’s a practical credit-building checklist for college students:
- Open one student or secured credit card and use it monthly
- Pay the full balance before the due date every month
- Keep utilization below 30% at all times
- Become an authorized user on a parent’s old card if possible
- Check your credit report annually at AnnualCreditReport.com
- Make all student loan payments on time once they enter repayment
- Don’t close old accounts – account age matters
Understand What Mortgage Pre-Approval Requires
When you eventually apply for a mortgage, lenders will look at your FICO score, DTI, employment history, down payment, and reserves. The credit score threshold for a conventional loan is 620, but most competitive rates start at 740 and above. FHA loans allow scores down to 580 with a 3.5% down payment.
Starting to build credit at 18 or 19 means arriving at your first mortgage application with 6-8 years of credit history. That length alone adds 15% of your score. Combined with responsible utilization and clean payment history, you can realistically hit 740+ before you graduate.
The Long Game
Real estate investing after college isn’t a fantasy – it’s a planning problem. The students who pulled it off didn’t get lucky. They started building credit years before they needed it, kept their DTI manageable, and used their time in school to understand the markets they wanted to invest in.
The credit habits you build now are the credentials lenders will evaluate later. Start with one card, pay it in full, and let the history accumulate. Five years from now, that consistency becomes a mortgage approval and the keys to your first property.
